Berkshire Bank
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for Massachusetts.
The mortgage statistics and data below are specific to mortgage loan applications for Berkshire Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Berkshire Bank Po 1308 Pittsfield, MA 01202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,420 |
| Total Mortgage Loan Application Amount | $1,133,440,000 |
| Average Mortgage Loan Application Amount | $349,500 |
| Highest Mortgage Loan Application Amount | $41,005,000 |
| Average Applicant Income | $107,000 |
| Highest Applicant Income | $4,259,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 485 | $ 253,925,000 | $ 523,000 | $ 170,000 |
| Berkshire County Massachusetts | 343 | $ 52,735,000 | $ 153,000 | $ 122,000 |
| Hampden County Massachusetts | 336 | $ 41,630,000 | $ 123,000 | $ 88,000 |
| Oneida County New York | 217 | $ 15,955,000 | $ 73,000 | $ 80,000 |
| Suffolk County Massachusetts | 194 | $ 111,520,000 | $ 574,000 | $ 239,000 |
| Norfolk County Massachusetts | 186 | $ 109,540,000 | $ 588,000 | $ 187,000 |
| Worcester County Massachusetts | 158 | $ 32,150,000 | $ 203,000 | $ 100,000 |
| Essex County Massachusetts | 135 | $ 54,745,000 | $ 405,000 | $ 186,000 |
| Onondaga County New York | 114 | $ 8,810,000 | $ 77,000 | $ 131,000 |
| Albany County New York | 98 | $ 31,230,000 | $ 318,000 | $ 93,000 |
| Hartford County Connecticut | 61 | $ 39,805,000 | $ 652,000 | $ 123,000 |
| Mercer County New Jersey | 61 | $ 18,765,000 | $ 307,000 | $ 136,000 |
| Philadelphia County Pennsylvania | 52 | $ 28,980,000 | $ 557,000 | $ 131,000 |
| Columbia County New York | 49 | $ 8,365,000 | $ 170,000 | $ 110,000 |
| Bennington County Vermont | 44 | $ 7,890,000 | $ 179,000 | $ 121,000 |
| Monmouth County New Jersey | 42 | $ 13,740,000 | $ 327,000 | $ 178,000 |
| Plymouth County Massachusetts | 38 | $ 15,130,000 | $ 398,000 | $ 129,000 |
| Saratoga County New York | 37 | $ 8,465,000 | $ 228,000 | $ 162,000 |
| Montgomery County Pennsylvania | 37 | $ 14,895,000 | $ 402,000 | $ 124,000 |
| Rensselaer County New York | 35 | $ 4,135,000 | $ 118,000 | $ 105,000 |
| Hampshire County Massachusetts | 32 | $ 3,950,000 | $ 123,000 | $ 115,000 |
| Rutland County Vermont | 32 | $ 3,020,000 | $ 94,000 | $ 85,000 |
| Herkimer County New York | 31 | $ 2,635,000 | $ 85,000 | $ 70,000 |
| Bucks County Pennsylvania | 29 | $ 9,315,000 | $ 321,000 | $ 116,000 |
| Barnstable County Massachusetts | 27 | $ 12,875,000 | $ 476,000 | $ 347,000 |
| Nassau County New York | 26 | $ 9,940,000 | $ 382,000 | $ 207,000 |
| Washington County New York | 23 | $ 7,775,000 | $ 338,000 | $ 61,000 |
| Madison County New York | 22 | $ 1,450,000 | $ 65,000 | $ 80,000 |
| Schenectady County New York | 22 | $ 3,100,000 | $ 140,000 | $ 101,000 |
| Middlesex County New Jersey | 21 | $ 8,195,000 | $ 390,000 | $ 116,000 |
| Ocean County New Jersey | 20 | $ 6,080,000 | $ 304,000 | $ 96,000 |
| Fulton County New York | 20 | $ 1,200,000 | $ 60,000 | $ 73,000 |
| Windsor County Vermont | 19 | $ 3,455,000 | $ 181,000 | $ 318,000 |
| Montgomery County New York | 18 | $ 1,730,000 | $ 96,000 | $ 74,000 |
| Suffolk County New York | 18 | $ 7,820,000 | $ 434,000 | $ 212,000 |
| Warren County New York | 17 | $ 1,535,000 | $ 90,000 | $ 68,000 |
| New London County Connecticut | 12 | $ 6,960,000 | $ 580,000 | $ 107,000 |
| Tolland County Connecticut | 12 | $ 1,580,000 | $ 131,000 | $ 169,000 |
| Somerset County New Jersey | 12 | $ 5,190,000 | $ 432,000 | $ 373,000 |
| Kings County New York | 12 | $ 7,890,000 | $ 657,000 | $ 256,000 |
| Oswego County New York | 12 | $ 970,000 | $ 80,000 | $ 89,000 |
| Bristol County Massachusetts | 11 | $ 3,765,000 | $ 342,000 | $ 88,000 |
| Westchester County New York | 11 | $ 5,275,000 | $ 479,000 | $ 198,000 |
| Fairfield County Connecticut | 10 | $ 7,230,000 | $ 723,000 | $ 185,000 |
| Queens County New York | 10 | $ 3,950,000 | $ 395,000 | $ 136,000 |
| Richmond County New York | 10 | $ 4,500,000 | $ 450,000 | $ 158,000 |
| Dukes County Massachusetts | 9 | $ 5,745,000 | $ 638,000 | $ 417,000 |
| Rockingham County New Hampshire | 9 | $ 3,165,000 | $ 351,000 | $ 116,000 |
| Bergen County New Jersey | 9 | $ 4,175,000 | $ 463,000 | $ 141,000 |
| Chester County Pennsylvania | 9 | $ 4,285,000 | $ 476,000 | $ 122,000 |
| Hudson County New Jersey | 8 | $ 3,090,000 | $ 386,000 | $ 95,000 |
| Middlesex County Connecticut | 7 | $ 2,475,000 | $ 353,000 | $ 148,000 |
| Burlington County New Jersey | 7 | $ 2,025,000 | $ 289,000 | $ 104,000 |
| Rockland County New York | 7 | $ 1,165,000 | $ 166,000 | $ 153,000 |
| Orange County New York | 6 | $ 1,780,000 | $ 296,000 | $ 120,000 |
| Carroll County New Hampshire | 5 | $ 2,045,000 | $ 409,000 | $ 382,000 |
| Morris County New Jersey | 5 | $ 935,000 | $ 187,000 | $ 85,000 |
| Monroe County New York | 5 | $ 415,000 | $ 83,000 | $ 159,000 |
| Delaware County Pennsylvania | 5 | $ 2,535,000 | $ 507,000 | $ 0 |
| Windham County Vermont | 5 | $ 1,715,000 | $ 343,000 | $ 263,000 |
| Litchfield County Connecticut | 4 | $ 800,000 | $ 200,000 | $ 108,000 |
| Franklin County Massachusetts | 4 | $ 1,040,000 | $ 260,000 | $ 71,000 |
| Nantucket County Massachusetts | 4 | $ 1,830,000 | $ 457,000 | $ 1,113,000 |
| Hillsborough County New Hampshire | 4 | $ 1,180,000 | $ 295,000 | $ 139,000 |
| Cape May County New Jersey | 4 | $ 3,370,000 | $ 842,000 | $ 0 |
| Union County New Jersey | 4 | $ 1,180,000 | $ 295,000 | $ 368,000 |
| Warren County New Jersey | 4 | $ 14,650,000 | $ 3,662,000 | $ 0 |
| Bronx County New York | 4 | $ 1,630,000 | $ 407,000 | $ 120,000 |
| Greene County New York | 4 | $ 880,000 | $ 220,000 | $ 107,000 |
| Otsego County New York | 4 | $ 370,000 | $ 92,000 | $ 51,000 |
| Providence County Rhode Island | 4 | $ 8,810,000 | $ 2,202,000 | $ 67,000 |
| Washington County Vermont | 4 | $ 500,000 | $ 125,000 | $ 160,000 |
| Windham County Connecticut | 3 | $ 95,000 | $ 31,000 | $ 86,000 |
| Belknap County New Hampshire | 3 | $ 1,425,000 | $ 475,000 | $ 57,000 |
| Dutchess County New York | 3 | $ 885,000 | $ 295,000 | $ 119,000 |
| Newport County Rhode Island | 3 | $ 1,625,000 | $ 541,000 | $ 0 |
| New Haven County Connecticut | 2 | $ 520,000 | $ 260,000 | $ 0 |
| York County Maine | 2 | $ 1,010,000 | $ 505,000 | $ 0 |
| Grafton County New Hampshire | 2 | $ 260,000 | $ 130,000 | $ 25,000 |
| Essex County New Jersey | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Passaic County New Jersey | 2 | $ 990,000 | $ 495,000 | $ 117,000 |
| Chenango County New York | 2 | $ 150,000 | $ 75,000 | $ 67,000 |
| Essex County New York | 2 | $ 750,000 | $ 375,000 | $ 226,000 |
| Lewis County New York | 2 | $ 110,000 | $ 55,000 | $ 193,000 |
| Schoharie County New York | 2 | $ 120,000 | $ 60,000 | $ 104,000 |
| Berks County Pennsylvania | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Washington County Rhode Island | 2 | $ 1,230,000 | $ 615,000 | $ 427,000 |
| Lamoille County Vermont | 2 | $ 2,500,000 | $ 1,250,000 | $ 0 |
| Brevard County Florida | 1 | $ 135,000 | $ 135,000 | $ 142,000 |
| Collier County Florida | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Lee County Florida | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Manatee County Florida | 1 | $ 75,000 | $ 75,000 | $ 180,000 |
| Palm Beach County Florida | 1 | $ 125,000 | $ 125,000 | $ 240,000 |
| Pinellas County Florida | 1 | $ 95,000 | $ 95,000 | $ 82,000 |
| Cumberland County Maine | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Franklin County Maine | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 405,000 | $ 405,000 | $ 276,000 |
| Worcester County Maryland | 1 | $ 305,000 | $ 305,000 | $ 222,000 |
| Atlantic County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Camden County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 133,000 |
| Gloucester County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Broome County New York | 1 | $ 185,000 | $ 185,000 | $ 160,000 |
| Cayuga County New York | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Chemung County New York | 1 | $ 105,000 | $ 105,000 | $ 146,000 |
| Delaware County New York | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
| Hamilton County New York | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Niagara County New York | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Ontario County New York | 1 | $ 365,000 | $ 365,000 | $ 0 |
| St. Lawrence County New York | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Steuben County New York | 1 | $ 225,000 | $ 225,000 | $ 272,000 |
| Sullivan County New York | 1 | $ 205,000 | $ 205,000 | $ 2,221,000 |
| Ulster County New York | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Monroe County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Pike County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 139,000 |
| Bristol County Rhode Island | 1 | $ 41,005,000 | $ 41,005,000 | $ 0 |
| Kent County Rhode Island | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Franklin County Vermont | 1 | $ 25,000 | $ 25,000 | $ 128,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Massachusetts,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Berkshire Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,231 | $570,465,000 | $463,000 | $17,005,000 | $140,000 | $4,259,000 |
| Refinancing | 769 | $225,045,000 | $292,000 | $41,005,000 | $114,000 | $1,433,000 |
| Home Improvement | 695 | $57,785,000 | $83,000 | $755,000 | $117,000 | $2,221,000 |
| Other Purpose | 289 | $29,875,000 | $103,000 | $785,000 | $112,000 | $1,609,000 |
| Cash-out Refinancing | 227 | $106,375,000 | $468,000 | $1,505,000 | $159,000 | $1,227,000 |
| Not Applicable | 209 | $143,895,000 | $688,000 | $1,885,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,516 | $696,240,000 | $276,000 | $3,015,000 | $125,000 | $4,259,000 |
| Asian | 319 | $147,405,000 | $462,000 | $1,205,000 | $114,000 | $499,000 |
| Not Provided | 221 | $93,395,000 | $422,000 | $1,865,000 | $167,000 | $1,940,000 |
| Hispanic | 143 | $30,945,000 | $216,000 | $1,365,000 | $88,000 | $315,000 |
| Not applicable | 117 | $145,065,000 | $1,239,000 | $41,005,000 | $0 | $0 |
| Black or African American | 90 | $18,530,000 | $205,000 | $905,000 | $91,000 | $535,000 |
| American Indian or Alaskan Native | 3 | $145,000 | $48,000 | $65,000 | $60,000 | $96,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $180,000 | $90,000 | $105,000 | $14,000 | $21,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,327 | $1,113,175,000 | $334,000 | $41,005,000 | $125,000 | $4,259,000 |
| FHA-insured (Federal Housing Administration) | 80 | $16,960,000 | $212,000 | $555,000 | $76,000 | $202,000 |
| VA-guaranteed (Veterans Administration) | 12 | $3,210,000 | $267,000 | $435,000 | $91,000 | $170,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $95,000 | $95,000 | $95,000 | $35,000 | $35,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,364 | $332,880,000 | $244,000 | $41,005,000 | $125,000 | $1,979,000 |
| Loan Purchased By The Institution | 1,106 | $656,640,000 | $593,000 | $3,015,000 | $0 | $0 |
| Application Denied By Financial Institution | 545 | $68,725,000 | $126,000 | $1,475,000 | $93,000 | $1,227,000 |
| Application Withdrawn By Applicant | 206 | $42,410,000 | $205,000 | $1,205,000 | $185,000 | $4,259,000 |
| File Closed For Incompleteness | 152 | $22,690,000 | $149,000 | $1,375,000 | $135,000 | $2,221,000 |
| Application Approved But Not Accepted | 47 | $10,095,000 | $214,000 | $865,000 | $119,000 | $401,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,875 | $1,064,715,000 | $370,000 | $41,005,000 | $133,000 | $4,259,000 |
| Credit History | 210 | $20,240,000 | $96,000 | $1,475,000 | $93,000 | $852,000 |
| Debt-To-Income Ratio | 169 | $25,595,000 | $151,000 | $1,255,000 | $64,000 | $317,000 |
| Collateral | 124 | $16,390,000 | $132,000 | $1,335,000 | $122,000 | $1,227,000 |
| Credit Application Incomplete | 16 | $1,270,000 | $79,000 | $205,000 | $114,000 | $504,000 |
| Other | 14 | $3,300,000 | $235,000 | $985,000 | $170,000 | $724,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,100,000 | $183,000 | $365,000 | $89,000 | $140,000 |
| Unverifiable Information | 3 | $475,000 | $158,000 | $335,000 | $47,000 | $47,000 |
| Employment History | 3 | $355,000 | $118,000 | $295,000 | $47,000 | $47,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Massachusetts, and search similar information at your convenience.