Bethpage Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Bethpage Federal Credit Union 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bethpage Federal Credit Union 899 South Oyster Bay Road Bethpage, NY 11714 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,604 |
| Total Mortgage Loan Application Amount | $1,527,541,000 |
| Average Mortgage Loan Application Amount | $209,333 |
| Highest Mortgage Loan Application Amount | $2,725,000 |
| Average Applicant Income | $125,333 |
| Highest Applicant Income | $6,954,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Bethpage Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bethpage Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Bethpage Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bethpage Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bethpage Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bethpage Federal Credit Union's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 2,487 | $ 661,784,000 | $ 266,000 | $ 135,000 |
| Nassau County New York | 2,300 | $ 644,274,000 | $ 280,000 | $ 141,000 |
| Queens County New York | 154 | $ 42,583,000 | $ 276,000 | $ 99,000 |
| New York County New York | 41 | $ 36,742,000 | $ 896,000 | $ 637,000 |
| Kings County New York | 39 | $ 16,196,000 | $ 415,000 | $ 137,000 |
| Brevard County Florida | 28 | $ 5,371,000 | $ 191,000 | $ 117,000 |
| Westchester County New York | 25 | $ 10,822,000 | $ 432,000 | $ 368,000 |
| Fairfield County Connecticut | 15 | $ 10,565,000 | $ 704,000 | $ 446,000 |
| Wake County North Carolina | 12 | $ 2,601,000 | $ 216,000 | $ 117,000 |
| Bronx County New York | 11 | $ 2,707,000 | $ 246,000 | $ 102,000 |
| Collier County Florida | 10 | $ 2,710,000 | $ 271,000 | $ 200,000 |
| Martin County Florida | 10 | $ 1,632,000 | $ 163,000 | $ 110,000 |
| Palm Beach County Florida | 10 | $ 1,852,000 | $ 185,000 | $ 120,000 |
| Ocean County New Jersey | 10 | $ 3,178,000 | $ 317,000 | $ 221,000 |
| St. Johns County Florida | 9 | $ 2,196,000 | $ 244,000 | $ 148,000 |
| Monmouth County New Jersey | 8 | $ 2,650,000 | $ 331,000 | $ 142,000 |
| Rockland County New York | 8 | $ 2,445,000 | $ 305,000 | $ 154,000 |
| Horry County South Carolina | 8 | $ 1,222,000 | $ 152,000 | $ 112,000 |
| Bergen County New Jersey | 7 | $ 2,189,000 | $ 312,000 | $ 153,000 |
| New Haven County Connecticut | 6 | $ 1,177,000 | $ 196,000 | $ 161,000 |
| Broward County Florida | 6 | $ 1,262,000 | $ 210,000 | $ 141,000 |
| Burlington County New Jersey | 6 | $ 1,331,000 | $ 221,000 | $ 171,000 |
| Middlesex County New Jersey | 6 | $ 1,442,000 | $ 240,000 | $ 111,000 |
| Delaware County New York | 6 | $ 640,000 | $ 106,000 | $ 123,000 |
| Greene County New York | 6 | $ 1,134,000 | $ 189,000 | $ 229,000 |
| Richmond County New York | 6 | $ 1,222,000 | $ 203,000 | $ 79,000 |
| Monroe County Pennsylvania | 6 | $ 881,000 | $ 146,000 | $ 74,000 |
| Loudoun County Virginia | 6 | $ 1,951,000 | $ 325,000 | $ 155,000 |
| Hartford County Connecticut | 5 | $ 910,000 | $ 182,000 | $ 144,000 |
| Volusia County Florida | 5 | $ 681,000 | $ 136,000 | $ 139,000 |
| Gwinnett County Georgia | 5 | $ 757,000 | $ 151,000 | $ 72,000 |
| Middlesex County Massachusetts | 5 | $ 1,577,000 | $ 315,000 | $ 171,000 |
| Orange County New York | 5 | $ 1,532,000 | $ 306,000 | $ 113,000 |
| Ulster County New York | 5 | $ 1,010,000 | $ 202,000 | $ 95,000 |
| Prince William County Virginia | 5 | $ 1,283,000 | $ 256,000 | $ 145,000 |
| Lee County Florida | 4 | $ 576,000 | $ 144,000 | $ 165,000 |
| Orange County Florida | 4 | $ 707,000 | $ 176,000 | $ 102,000 |
| Pasco County Florida | 4 | $ 470,000 | $ 117,000 | $ 149,000 |
| St. Lucie County Florida | 4 | $ 481,000 | $ 120,000 | $ 63,000 |
| Cobb County Georgia | 4 | $ 713,000 | $ 178,000 | $ 119,000 |
| Worcester County Massachusetts | 4 | $ 828,000 | $ 207,000 | $ 111,000 |
| Lehigh County Pennsylvania | 4 | $ 841,000 | $ 210,000 | $ 122,000 |
| Wayne County Pennsylvania | 4 | $ 890,000 | $ 222,000 | $ 227,000 |
| King County Washington | 4 | $ 1,287,000 | $ 321,000 | $ 148,000 |
| Los Angeles County California | 3 | $ 694,000 | $ 231,000 | $ 173,000 |
| Hernando County Florida | 3 | $ 306,000 | $ 102,000 | $ 45,000 |
| Hillsborough County Florida | 3 | $ 476,000 | $ 158,000 | $ 106,000 |
| Pinellas County Florida | 3 | $ 339,000 | $ 113,000 | $ 102,000 |
| Chatham County Georgia | 3 | $ 389,000 | $ 129,000 | $ 88,000 |
| Cumberland County Maine | 3 | $ 806,000 | $ 268,000 | $ 220,000 |
| Essex County New Jersey | 3 | $ 756,000 | $ 252,000 | $ 122,000 |
| Gloucester County New Jersey | 3 | $ 724,000 | $ 241,000 | $ 104,000 |
| Hudson County New Jersey | 3 | $ 1,058,000 | $ 352,000 | $ 195,000 |
| Columbia County New York | 3 | $ 779,000 | $ 259,000 | $ 224,000 |
| Putnam County New York | 3 | $ 499,000 | $ 166,000 | $ 141,000 |
| Warren County New York | 3 | $ 514,000 | $ 171,000 | $ 101,000 |
| Pike County Pennsylvania | 3 | $ 466,000 | $ 155,000 | $ 154,000 |
| Beaufort County South Carolina | 3 | $ 523,000 | $ 174,000 | $ 93,000 |
| Henrico County Virginia | 3 | $ 706,000 | $ 235,000 | $ 122,000 |
| Litchfield County Connecticut | 2 | $ 512,000 | $ 256,000 | $ 108,000 |
| New London County Connecticut | 2 | $ 398,000 | $ 199,000 | $ 54,000 |
| District of Columbia County District Of Columbia | 2 | $ 306,000 | $ 153,000 | $ 100,000 |
| Flagler County Florida | 2 | $ 256,000 | $ 128,000 | $ 85,000 |
| Cook County Illinois | 2 | $ 300,000 | $ 150,000 | $ 196,000 |
| Howard County Maryland | 2 | $ 819,000 | $ 409,000 | $ 150,000 |
| Montgomery County Maryland | 2 | $ 614,000 | $ 307,000 | $ 169,000 |
| Wright County Minnesota | 2 | $ 214,000 | $ 107,000 | $ 75,000 |
| Hillsborough County New Hampshire | 2 | $ 276,000 | $ 138,000 | $ 118,000 |
| Mercer County New Jersey | 2 | $ 474,000 | $ 237,000 | $ 147,000 |
| Morris County New Jersey | 2 | $ 617,000 | $ 308,000 | $ 208,000 |
| Somerset County New Jersey | 2 | $ 914,000 | $ 457,000 | $ 207,000 |
| Union County New Jersey | 2 | $ 360,000 | $ 180,000 | $ 169,000 |
| Warren County New Jersey | 2 | $ 382,000 | $ 191,000 | $ 75,000 |
| Albany County New York | 2 | $ 270,000 | $ 135,000 | $ 52,000 |
| Dutchess County New York | 2 | $ 552,000 | $ 276,000 | $ 79,000 |
| Oneida County New York | 2 | $ 583,000 | $ 291,000 | $ 118,000 |
| Saratoga County New York | 2 | $ 737,000 | $ 368,000 | $ 152,000 |
| Brunswick County North Carolina | 2 | $ 485,000 | $ 242,000 | $ 171,000 |
| Johnston County North Carolina | 2 | $ 327,000 | $ 163,000 | $ 15,000 |
| Pamlico County North Carolina | 2 | $ 520,000 | $ 260,000 | $ 51,000 |
| Chester County Pennsylvania | 2 | $ 355,000 | $ 177,000 | $ 149,000 |
| Northampton County Pennsylvania | 2 | $ 552,000 | $ 276,000 | $ 103,000 |
| Hamilton County Tennessee | 2 | $ 277,000 | $ 138,000 | $ 46,000 |
| Shenandoah County Virginia | 2 | $ 355,000 | $ 177,000 | $ 112,000 |
| Virginia Beach County Virginia | 2 | $ 683,000 | $ 341,000 | $ 165,000 |
| Dallas County Alabama | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Maricopa County Arizona | 1 | $ 261,000 | $ 261,000 | $ 146,000 |
| Alameda County California | 1 | $ 310,000 | $ 310,000 | $ 207,000 |
| San Mateo County California | 1 | $ 675,000 | $ 675,000 | $ 199,000 |
| Santa Clara County California | 1 | $ 544,000 | $ 544,000 | $ 130,000 |
| Stanislaus County California | 1 | $ 276,000 | $ 276,000 | $ 155,000 |
| Ventura County California | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Adams County Colorado | 1 | $ 152,000 | $ 152,000 | $ 45,000 |
| El Paso County Colorado | 1 | $ 97,000 | $ 97,000 | $ 75,000 |
| Montezuma County Colorado | 1 | $ 48,000 | $ 48,000 | $ 60,000 |
| Kent County Delaware | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| New Castle County Delaware | 1 | $ 405,000 | $ 405,000 | $ 208,000 |
| Charlotte County Florida | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Duval County Florida | 1 | $ 267,000 | $ 267,000 | $ 83,000 |
| Manatee County Florida | 1 | $ 188,000 | $ 188,000 | $ 83,000 |
| Marion County Florida | 1 | $ 62,000 | $ 62,000 | $ 57,000 |
| Miami-Dade County Florida | 1 | $ 335,000 | $ 335,000 | $ 95,000 |
| Osceola County Florida | 1 | $ 347,000 | $ 347,000 | $ 319,000 |
| Sarasota County Florida | 1 | $ 95,000 | $ 95,000 | $ 195,000 |
| Seminole County Florida | 1 | $ 63,000 | $ 63,000 | $ 48,000 |
| Sumter County Florida | 1 | $ 130,000 | $ 130,000 | $ 85,000 |
| Clayton County Georgia | 1 | $ 98,000 | $ 98,000 | $ 50,000 |
| Effingham County Georgia | 1 | $ 91,000 | $ 91,000 | $ 112,000 |
| Fayette County Georgia | 1 | $ 219,000 | $ 219,000 | $ 145,000 |
| Paulding County Georgia | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Will County Illinois | 1 | $ 347,000 | $ 347,000 | $ 110,000 |
| Shelby County Indiana | 1 | $ 412,000 | $ 412,000 | $ 259,000 |
| Jefferson County Kentucky | 1 | $ 276,000 | $ 276,000 | $ 331,000 |
| Kennebec County Maine | 1 | $ 216,000 | $ 216,000 | $ 292,000 |
| Calvert County Maryland | 1 | $ 400,000 | $ 400,000 | $ 44,000 |
| Harford County Maryland | 1 | $ 298,000 | $ 298,000 | $ 135,000 |
| Prince George's County Maryland | 1 | $ 146,000 | $ 146,000 | $ 101,000 |
| Barnstable County Massachusetts | 1 | $ 700,000 | $ 700,000 | $ 700,000 |
| Berkshire County Massachusetts | 1 | $ 110,000 | $ 110,000 | $ 148,000 |
| Hampshire County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 212,000 |
| Norfolk County Massachusetts | 1 | $ 239,000 | $ 239,000 | $ 150,000 |
| Suffolk County Massachusetts | 1 | $ 277,000 | $ 277,000 | $ 89,000 |
| Belknap County New Hampshire | 1 | $ 160,000 | $ 160,000 | $ 59,000 |
| Cheshire County New Hampshire | 1 | $ 250,000 | $ 250,000 | $ 163,000 |
| Camden County New Jersey | 1 | $ 156,000 | $ 156,000 | $ 93,000 |
| Hunterdon County New Jersey | 1 | $ 136,000 | $ 136,000 | $ 180,000 |
| Passaic County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 450,000 |
| Broome County New York | 1 | $ 87,000 | $ 87,000 | $ 75,000 |
| Erie County New York | 1 | $ 69,000 | $ 69,000 | $ 231,000 |
| Genesee County New York | 1 | $ 145,000 | $ 145,000 | $ 86,000 |
| Hamilton County New York | 1 | $ 172,000 | $ 172,000 | $ 181,000 |
| Monroe County New York | 1 | $ 118,000 | $ 118,000 | $ 45,000 |
| Onondaga County New York | 1 | $ 141,000 | $ 141,000 | $ 98,000 |
| Otsego County New York | 1 | $ 146,000 | $ 146,000 | $ 44,000 |
| Rensselaer County New York | 1 | $ 385,000 | $ 385,000 | $ 104,000 |
| Sullivan County New York | 1 | $ 417,000 | $ 417,000 | $ 263,000 |
| Washington County New York | 1 | $ 194,000 | $ 194,000 | $ 238,000 |
| Yates County New York | 1 | $ 170,000 | $ 170,000 | $ 73,000 |
| Avery County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 88,000 |
| Chatham County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 51,000 |
| Durham County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Forsyth County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 143,000 |
| Gaston County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 165,000 |
| Guilford County North Carolina | 1 | $ 369,000 | $ 369,000 | $ 198,000 |
| Mecklenburg County North Carolina | 1 | $ 264,000 | $ 264,000 | $ 99,000 |
| Nash County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 75,000 |
| Pender County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| Union County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 49,000 |
| Cuyahoga County Ohio | 1 | $ 55,000 | $ 55,000 | $ 111,000 |
| Geauga County Ohio | 1 | $ 327,000 | $ 327,000 | $ 174,000 |
| Greene County Ohio | 1 | $ 325,000 | $ 325,000 | $ 201,000 |
| Lucas County Ohio | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Washita County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Clackamas County Oregon | 1 | $ 417,000 | $ 417,000 | $ 192,000 |
| Polk County Oregon | 1 | $ 316,000 | $ 316,000 | $ 102,000 |
| Allegheny County Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 108,000 |
| Berks County Pennsylvania | 1 | $ 149,000 | $ 149,000 | $ 92,000 |
| Carbon County Pennsylvania | 1 | $ 153,000 | $ 153,000 | $ 122,000 |
| Columbia County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 121,000 |
| Lycoming County Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 45,000 |
| Perry County Pennsylvania | 1 | $ 88,000 | $ 88,000 | $ 59,000 |
| Philadelphia County Pennsylvania | 1 | $ 330,000 | $ 330,000 | $ 91,000 |
| Washington County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 195,000 |
| Westmoreland County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 34,000 |
| York County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| Richland County South Carolina | 1 | $ 264,000 | $ 264,000 | $ 49,000 |
| Rutherford County Tennessee | 1 | $ 190,000 | $ 190,000 | $ 84,000 |
| Sequatchie County Tennessee | 1 | $ 162,000 | $ 162,000 | $ 125,000 |
| Bennington County Vermont | 1 | $ 283,000 | $ 283,000 | $ 224,000 |
| Franklin County Vermont | 1 | $ 202,000 | $ 202,000 | $ 69,000 |
| Windham County Vermont | 1 | $ 224,000 | $ 224,000 | $ 182,000 |
| Alexandria County Virginia | 1 | $ 181,000 | $ 181,000 | $ 112,000 |
| Arlington County Virginia | 1 | $ 345,000 | $ 345,000 | $ 105,000 |
| Chesapeake County Virginia | 1 | $ 160,000 | $ 160,000 | $ 102,000 |
| Fairfax County Virginia | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Fauquier County Virginia | 1 | $ 335,000 | $ 335,000 | $ 133,000 |
| James City County Virginia | 1 | $ 244,000 | $ 244,000 | $ 95,000 |
| Norfolk County Virginia | 1 | $ 181,000 | $ 181,000 | $ 91,000 |
| Spotsylvania County Virginia | 1 | $ 250,000 | $ 250,000 | $ 426,000 |
| Stafford County Virginia | 1 | $ 338,000 | $ 338,000 | $ 270,000 |
| Snohomish County Washington | 1 | $ 275,000 | $ 275,000 | $ 142,000 |
| Harrison County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Milwaukee County Wisconsin | 1 | $ 500,000 | $ 500,000 | $ 600,000 |
Mortgage Loan Application Detail Totals for Bethpage Federal Credit Union in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,581 | $1,241,885,000 | $271,000 | $2,725,000 | $143,000 | $3,589,000 |
| Home Purchase | 932 | $280,465,000 | $300,000 | $2,070,000 | $137,000 | $6,954,000 |
| Home Improvement | 91 | $5,191,000 | $57,000 | $250,000 | $96,000 | $400,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,989 | $1,076,878,000 | $269,000 | $2,725,000 | $142,000 | $3,589,000 |
| Not Provided | 964 | $263,570,000 | $273,000 | $2,500,000 | $140,000 | $2,030,000 |
| Asian | 298 | $98,779,000 | $331,000 | $2,365,000 | $179,000 | $6,954,000 |
| Hispanic | 202 | $52,492,000 | $259,000 | $597,000 | $111,000 | $373,000 |
| Black or African American | 137 | $32,859,000 | $239,000 | $624,000 | $88,000 | $315,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $2,204,000 | $244,000 | $384,000 | $87,000 | $170,000 |
| American Indian or Alaskan Native | 5 | $759,000 | $151,000 | $209,000 | $60,000 | $70,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,436 | $1,474,247,000 | $271,000 | $2,725,000 | $142,000 | $6,954,000 |
| FHA-insured (Federal Housing Administration) | 168 | $53,294,000 | $317,000 | $725,000 | $102,000 | $331,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,438 | $892,303,000 | $259,000 | $2,500,000 | $145,000 | $6,954,000 |
| Application Withdrawn By Applicant | 1,252 | $368,962,000 | $294,000 | $2,610,000 | $145,000 | $2,954,000 |
| Application Denied By Financial Institution | 526 | $147,953,000 | $281,000 | $1,295,000 | $105,000 | $2,030,000 |
| Application Approved But Not Accepted | 300 | $90,958,000 | $303,000 | $2,725,000 | $140,000 | $1,046,000 |
| File Closed For Incompleteness | 88 | $27,365,000 | $310,000 | $1,100,000 | $150,000 | $650,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 267 | $77,153,000 | $288,000 | $1,295,000 | $103,000 | $2,030,000 |
| Debt-To-Income Ratio | 121 | $33,283,000 | $275,000 | $1,142,000 | $81,000 | $420,000 |
| Collateral | 60 | $18,517,000 | $308,000 | $1,120,000 | $135,000 | $881,000 |
| Credit History | 47 | $9,486,000 | $201,000 | $1,290,000 | $127,000 | $1,025,000 |
| Credit Application Incomplete | 15 | $3,934,000 | $262,000 | $417,000 | $116,000 | $205,000 |
| Unverifiable Information | 9 | $3,224,000 | $358,000 | $1,000,000 | $139,000 | $336,000 |
| Employment History | 1 | $417,000 | $417,000 | $417,000 | $181,000 | $181,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bethpage Federal Credit Union's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bethpage Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.