Birmingham Bancorp Mortgage
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Birmingham Bancorp Mortgage.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Birmingham Bancorp Mortgage 6230 Orchard Lake Road West Bloomfield, MI 48322 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,990 |
| Total Mortgage Loan Application Amount | $1,107,283,000 |
| Average Mortgage Loan Application Amount | $114,333 |
| Highest Mortgage Loan Application Amount | $1,478,000 |
| Average Applicant Income | $45,333 |
| Highest Applicant Income | $1,241,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cocke County Tennessee | 2 | $ 194,000 | $ 97,000 | $ 28,000 |
| DeKalb County Tennessee | 2 | $ 204,000 | $ 102,000 | $ 19,000 |
| Grainger County Tennessee | 2 | $ 256,000 | $ 128,000 | $ 49,000 |
| Humphreys County Tennessee | 2 | $ 229,000 | $ 114,000 | $ 0 |
| Jefferson County Tennessee | 2 | $ 275,000 | $ 137,000 | $ 60,000 |
| Marion County Tennessee | 2 | $ 183,000 | $ 91,000 | $ 38,000 |
| Monroe County Tennessee | 2 | $ 187,000 | $ 93,000 | $ 78,000 |
| Unicoi County Tennessee | 2 | $ 252,000 | $ 126,000 | $ 0 |
| Collin County Texas | 2 | $ 262,000 | $ 131,000 | $ 51,000 |
| Gregg County Texas | 2 | $ 265,000 | $ 132,000 | $ 56,000 |
| Maverick County Texas | 2 | $ 305,000 | $ 152,000 | $ 114,000 |
| Potter County Texas | 2 | $ 248,000 | $ 124,000 | $ 48,000 |
| Randall County Texas | 2 | $ 316,000 | $ 158,000 | $ 68,000 |
| Williamson County Texas | 2 | $ 294,000 | $ 147,000 | $ 66,000 |
| Barbour County Alabama | 1 | $ 78,000 | $ 78,000 | $ 75,000 |
| Butler County Alabama | 1 | $ 90,000 | $ 90,000 | $ 24,000 |
| Chambers County Alabama | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Chilton County Alabama | 1 | $ 102,000 | $ 102,000 | $ 60,000 |
| Coffee County Alabama | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Coosa County Alabama | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Covington County Alabama | 1 | $ 87,000 | $ 87,000 | $ 57,000 |
| Dale County Alabama | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Dallas County Alabama | 1 | $ 90,000 | $ 90,000 | $ 0 |
| DeKalb County Alabama | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| Escambia County Alabama | 1 | $ 78,000 | $ 78,000 | $ 35,000 |
| Franklin County Alabama | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Hale County Alabama | 1 | $ 58,000 | $ 58,000 | $ 54,000 |
| Henry County Alabama | 1 | $ 59,000 | $ 59,000 | $ 27,000 |
| Russell County Alabama | 1 | $ 76,000 | $ 76,000 | $ 29,000 |
| Sumter County Alabama | 1 | $ 124,000 | $ 124,000 | $ 50,000 |
| Winston County Alabama | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Los Angeles County California | 1 | $ 176,000 | $ 176,000 | $ 79,000 |
| Franklin County Florida | 1 | $ 127,000 | $ 127,000 | $ 48,000 |
| Hardee County Florida | 1 | $ 73,000 | $ 73,000 | $ 37,000 |
| Levy County Florida | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Monroe County Florida | 1 | $ 254,000 | $ 254,000 | $ 93,000 |
| Walton County Florida | 1 | $ 337,000 | $ 337,000 | $ 85,000 |
| Bacon County Georgia | 1 | $ 207,000 | $ 207,000 | $ 60,000 |
| Brantley County Georgia | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Brooks County Georgia | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Chattooga County Georgia | 1 | $ 164,000 | $ 164,000 | $ 12,000 |
| Echols County Georgia | 1 | $ 123,000 | $ 123,000 | $ 51,000 |
| Elbert County Georgia | 1 | $ 150,000 | $ 150,000 | $ 66,000 |
| Emanuel County Georgia | 1 | $ 157,000 | $ 157,000 | $ 70,000 |
| Grady County Georgia | 1 | $ 315,000 | $ 315,000 | $ 75,000 |
| Heard County Georgia | 1 | $ 106,000 | $ 106,000 | $ 40,000 |
| Jeff Davis County Georgia | 1 | $ 102,000 | $ 102,000 | $ 61,000 |
| Jefferson County Georgia | 1 | $ 92,000 | $ 92,000 | $ 21,000 |
| Johnson County Georgia | 1 | $ 71,000 | $ 71,000 | $ 31,000 |
| Lincoln County Georgia | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| Long County Georgia | 1 | $ 167,000 | $ 167,000 | $ 48,000 |
| McDuffie County Georgia | 1 | $ 141,000 | $ 141,000 | $ 35,000 |
| Meriwether County Georgia | 1 | $ 96,000 | $ 96,000 | $ 123,000 |
| Putnam County Georgia | 1 | $ 260,000 | $ 260,000 | $ 55,000 |
| Rabun County Georgia | 1 | $ 142,000 | $ 142,000 | $ 27,000 |
| Sumter County Georgia | 1 | $ 114,000 | $ 114,000 | $ 32,000 |
| Telfair County Georgia | 1 | $ 92,000 | $ 92,000 | $ 53,000 |
| Toombs County Georgia | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Ware County Georgia | 1 | $ 102,000 | $ 102,000 | $ 21,000 |
| Brown County Indiana | 1 | $ 92,000 | $ 92,000 | $ 61,000 |
| Daviess County Indiana | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Decatur County Indiana | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Fountain County Indiana | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Fulton County Indiana | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Jefferson County Indiana | 1 | $ 79,000 | $ 79,000 | $ 32,000 |
| Jennings County Indiana | 1 | $ 149,000 | $ 149,000 | $ 80,000 |
| Randolph County Indiana | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Rush County Indiana | 1 | $ 206,000 | $ 206,000 | $ 131,000 |
| Spencer County Indiana | 1 | $ 200,000 | $ 200,000 | $ 80,000 |
| Tipton County Indiana | 1 | $ 116,000 | $ 116,000 | $ 42,000 |
| Wayne County Indiana | 1 | $ 114,000 | $ 114,000 | $ 56,000 |
| Allen County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 21,000 |
| Bell County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 27,000 |
| Calloway County Kentucky | 1 | $ 73,000 | $ 73,000 | $ 52,000 |
| Edmonson County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 45,000 |
| Floyd County Kentucky | 1 | $ 117,000 | $ 117,000 | $ 36,000 |
| Larue County Kentucky | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Logan County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 39,000 |
| Muhlenberg County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Ohio County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Union County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 48,000 |
| Alpena County Michigan | 1 | $ 90,000 | $ 90,000 | $ 24,000 |
| Benzie County Michigan | 1 | $ 142,000 | $ 142,000 | $ 35,000 |
| Gladwin County Michigan | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Gratiot County Michigan | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Mackinac County Michigan | 1 | $ 89,000 | $ 89,000 | $ 27,000 |
| Manistee County Michigan | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Menominee County Michigan | 1 | $ 128,000 | $ 128,000 | $ 71,000 |
| Presque Isle County Michigan | 1 | $ 82,000 | $ 82,000 | $ 18,000 |
| Wexford County Michigan | 1 | $ 70,000 | $ 70,000 | $ 52,000 |
| DeKalb County Missouri | 1 | $ 162,000 | $ 162,000 | $ 81,000 |
| Johnson County Missouri | 1 | $ 132,000 | $ 132,000 | $ 62,000 |
| Miller County Missouri | 1 | $ 112,000 | $ 112,000 | $ 48,000 |
| Montgomery County Missouri | 1 | $ 109,000 | $ 109,000 | $ 58,000 |
| Morgan County Missouri | 1 | $ 128,000 | $ 128,000 | $ 76,000 |
| Phelps County Missouri | 1 | $ 8,000 | $ 8,000 | $ 24,000 |
| Pike County Missouri | 1 | $ 76,000 | $ 76,000 | $ 32,000 |
| Ray County Missouri | 1 | $ 90,000 | $ 90,000 | $ 23,000 |
| Alamance County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 55,000 |
| Beaufort County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 128,000 |
| Chatham County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 40,000 |
| Chowan County North Carolina | 1 | $ 182,000 | $ 182,000 | $ 50,000 |
| Cleveland County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 68,000 |
| Davidson County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 37,000 |
| Forsyth County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 38,000 |
| Halifax County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 27,000 |
| Lincoln County North Carolina | 1 | $ 228,000 | $ 228,000 | $ 113,000 |
| New Hanover County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 67,000 |
| Onslow County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 47,000 |
| Pamlico County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 81,000 |
| Wilson County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 69,000 |
| Ashland County Ohio | 1 | $ 74,000 | $ 74,000 | $ 36,000 |
| Carroll County Ohio | 1 | $ 81,000 | $ 81,000 | $ 37,000 |
| Clinton County Ohio | 1 | $ 59,000 | $ 59,000 | $ 39,000 |
| Crawford County Ohio | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Darke County Ohio | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Delaware County Ohio | 1 | $ 212,000 | $ 212,000 | $ 32,000 |
| Fulton County Ohio | 1 | $ 122,000 | $ 122,000 | $ 72,000 |
| Gallia County Ohio | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Guernsey County Ohio | 1 | $ 66,000 | $ 66,000 | $ 24,000 |
| Harrison County Ohio | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Hocking County Ohio | 1 | $ 110,000 | $ 110,000 | $ 46,000 |
| Huron County Ohio | 1 | $ 94,000 | $ 94,000 | $ 25,000 |
| Meigs County Ohio | 1 | $ 82,000 | $ 82,000 | $ 22,000 |
| Preble County Ohio | 1 | $ 201,000 | $ 201,000 | $ 72,000 |
| Sandusky County Ohio | 1 | $ 136,000 | $ 136,000 | $ 42,000 |
| Scioto County Ohio | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Shelby County Ohio | 1 | $ 103,000 | $ 103,000 | $ 37,000 |
| Vinton County Ohio | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Washington County Ohio | 1 | $ 106,000 | $ 106,000 | $ 38,000 |
| Williams County Ohio | 1 | $ 83,000 | $ 83,000 | $ 16,000 |
| Beckham County Oklahoma | 1 | $ 232,000 | $ 232,000 | $ 91,000 |
| Blaine County Oklahoma | 1 | $ 73,000 | $ 73,000 | $ 43,000 |
| Garvin County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 54,000 |
| Love County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Noble County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 150,000 |
| Payne County Oklahoma | 1 | $ 147,000 | $ 147,000 | $ 58,000 |
| Pontotoc County Oklahoma | 1 | $ 124,000 | $ 124,000 | $ 61,000 |
| Washita County Oklahoma | 1 | $ 92,000 | $ 92,000 | $ 27,000 |
| Cherokee County South Carolina | 1 | $ 76,000 | $ 76,000 | $ 48,000 |
| Chester County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 106,000 |
| Dillon County South Carolina | 1 | $ 137,000 | $ 137,000 | $ 80,000 |
| Hampton County South Carolina | 1 | $ 96,000 | $ 96,000 | $ 45,000 |
| Lee County South Carolina | 1 | $ 89,000 | $ 89,000 | $ 27,000 |
| Bedford County Tennessee | 1 | $ 174,000 | $ 174,000 | $ 48,000 |
| Carter County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 27,000 |
| Cheatham County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 30,000 |
| Dyer County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 24,000 |
| Grundy County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 37,000 |
| Henderson County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 35,000 |
| Henry County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 54,000 |
| Hickman County Tennessee | 1 | $ 111,000 | $ 111,000 | $ 28,000 |
| Lawrence County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 32,000 |
| Lincoln County Tennessee | 1 | $ 183,000 | $ 183,000 | $ 80,000 |
| Macon County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 64,000 |
| Rhea County Tennessee | 1 | $ 293,000 | $ 293,000 | $ 99,000 |
| Sequatchie County Tennessee | 1 | $ 97,000 | $ 97,000 | $ 30,000 |
| Weakley County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 41,000 |
| White County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Brazoria County Texas | 1 | $ 169,000 | $ 169,000 | $ 79,000 |
| Chambers County Texas | 1 | $ 76,000 | $ 76,000 | $ 24,000 |
| Dallas County Texas | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| El Paso County Texas | 1 | $ 69,000 | $ 69,000 | $ 31,000 |
| Galveston County Texas | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Lubbock County Texas | 1 | $ 119,000 | $ 119,000 | $ 34,000 |
| Marion County Texas | 1 | $ 121,000 | $ 121,000 | $ 67,000 |
| McLennan County Texas | 1 | $ 94,000 | $ 94,000 | $ 35,000 |
| Nueces County Texas | 1 | $ 152,000 | $ 152,000 | $ 70,000 |
| Palo Pinto County Texas | 1 | $ 74,000 | $ 74,000 | $ 44,000 |
| Rusk County Texas | 1 | $ 60,000 | $ 60,000 | $ 45,000 |
| San Patricio County Texas | 1 | $ 245,000 | $ 245,000 | $ 158,000 |
| Smith County Texas | 1 | $ 104,000 | $ 104,000 | $ 36,000 |
| Tyler County Texas | 1 | $ 63,000 | $ 63,000 | $ 32,000 |
| Upshur County Texas | 1 | $ 93,000 | $ 93,000 | $ 48,000 |
| Val Verde County Texas | 1 | $ 128,000 | $ 128,000 | $ 65,000 |
| Wilson County Texas | 1 | $ 104,000 | $ 104,000 | $ 49,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Birmingham Bancorp Mortgage in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,766 | $839,755,000 | $145,000 | $1,478,000 | $43,000 | $1,241,000 |
| Home Purchase | 2,221 | $267,294,000 | $120,000 | $395,000 | $49,000 | $641,000 |
| Home Improvement | 3 | $234,000 | $78,000 | $146,000 | $44,000 | $55,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,974 | $688,251,000 | $138,000 | $963,000 | $45,000 | $1,241,000 |
| Black or African American | 1,755 | $234,478,000 | $133,000 | $1,478,000 | $45,000 | $1,110,000 |
| Not Provided | 919 | $136,184,000 | $148,000 | $581,000 | $46,000 | $960,000 |
| Hispanic | 280 | $37,973,000 | $135,000 | $412,000 | $46,000 | $211,000 |
| Asian | 43 | $7,872,000 | $183,000 | $783,000 | $61,000 | $452,000 |
| American Indian or Alaskan Native | 14 | $1,632,000 | $116,000 | $193,000 | $49,000 | $134,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $893,000 | $178,000 | $345,000 | $56,000 | $84,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 7,705 | $1,041,265,000 | $135,000 | $1,478,000 | $44,000 | $1,241,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 285 | $66,018,000 | $231,000 | $842,000 | $82,000 | $1,000,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 3,561 | $519,686,000 | $145,000 | $967,000 | $51,000 | $1,241,000 |
| Application Withdrawn By Applicant | 2,669 | $357,526,000 | $133,000 | $600,000 | $49,000 | $662,000 |
| Loan Originated | 1,701 | $222,325,000 | $130,000 | $1,478,000 | $28,000 | $308,000 |
| Application Approved But Not Accepted | 59 | $7,746,000 | $131,000 | $264,000 | $21,000 | $104,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 620 | $98,985,000 | $159,000 | $967,000 | $57,000 | $1,000,000 |
| Debt-To-Income Ratio | 512 | $80,198,000 | $156,000 | $963,000 | $46,000 | $1,241,000 |
| Collateral | 217 | $32,643,000 | $150,000 | $398,000 | $61,000 | $530,000 |
| Employment History | 36 | $5,158,000 | $143,000 | $254,000 | $79,000 | $528,000 |
| Other | 18 | $2,766,000 | $153,000 | $414,000 | $37,000 | $76,000 |
| Unverifiable Information | 13 | $1,776,000 | $136,000 | $225,000 | $62,000 | $140,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $790,000 | $158,000 | $185,000 | $55,000 | $79,000 |
| Mortgage Insurance Denied | 5 | $768,000 | $153,000 | $186,000 | $70,000 | $130,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.