Pfn Lending Group, Inc. Mortgage Lending & HMDA Data, 2006

In 2006, Pfn Lending Group, Inc. of Calabasas, CA reported 502 mortgage applications totaling $217.6 million, up 24% from 2005. The average application was for $433,561, and applicants reported an average income of $174,507. 69% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (284), Riverside-San Bernardino-Ontario, CA (49) and Oxnard-Thousand Oaks-Ventura, CA (35) (applications in parentheses).

Mortgage Company & Address Pfn Lending Group, Inc.
5016 N Parkway Calabasas
Calabasas, CA 91302
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2016  2015  2014  2013  2012  2007  2006  2005  
Total Number of Mortgage Applications 502
Total Mortgage Loan Application Amount $217,648,000
Average Mortgage Loan Application Amount $433,561
Highest Mortgage Loan Application Amount $2,565,000
Average Applicant Income $174,507
Highest Applicant Income $1,379,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Pfn Lending Group, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Pfn Lending Group, Inc. by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 284 $ 144,226,000 $ 507,838 $ 192,000
Ventura, California 35 $ 15,667,000 $ 447,628 $ 158,000
Riverside, California 26 $ 8,955,000 $ 344,423 $ 95,000
San Bernardino, California 23 $ 8,417,000 $ 365,956 $ 101,000
Tarrant, Texas 23 $ 2,066,000 $ 89,826 $ 203,000
Clark, Nevada 15 $ 4,290,000 $ 286,000 $ 170,000
Kern, California 8 $ 2,760,000 $ 345,000 $ 197,000
Orange, California 7 $ 3,547,000 $ 506,714 $ 187,000
Williamson, Texas 7 $ 1,046,000 $ 149,428 $ 114,000
San Diego, California 6 $ 2,667,000 $ 444,500 $ 131,000
Mono, California 4 $ 2,184,000 $ 546,000 $ 269,000
Santa Fe, New Mexico 4 $ 1,434,000 $ 358,500 $ 129,000
Fresno, California 3 $ 1,771,000 $ 590,333 $ 72,000
San Luis Obispo, California 3 $ 998,000 $ 332,666 $ 133,000
Tulare, California 3 $ 844,000 $ 281,333 $ 73,000
Washoe, Nevada 3 $ 568,000 $ 189,333 $ 43,000
Bernalillo, New Mexico 3 $ 729,000 $ 243,000 $ 192,000
Deschutes, Oregon 3 $ 700,000 $ 233,333 $ 141,000
Collin, Texas 3 $ 719,000 $ 239,666 $ 118,000
Alameda, California 2 $ 785,000 $ 392,500 $ 129,000
Contra Costa, California 2 $ 899,000 $ 449,500 $ 181,000
Monterey, California 2 $ 900,000 $ 450,000 $ 279,000
Sacramento, California 2 $ 660,000 $ 330,000 $ 96,000
San Mateo, California 2 $ 946,000 $ 473,000 $ 203,000
Santa Barbara, California 2 $ 445,000 $ 222,500 $ 450,000
Hennepin, Minnesota 2 $ 532,000 $ 266,000 $ 56,000
Hood, Texas 2 $ 795,000 $ 397,500 $ 446,000
Inyo, California 1 $ 235,000 $ 235,000 $ 64,000
Placer, California 1 $ 400,000 $ 400,000 $ 120,000
San Benito, California 1 $ 560,000 $ 560,000 $ 144,000
Santa Clara, California 1 $ 650,000 $ 650,000 $ 159,000
Tehama, California 1 $ 162,000 $ 162,000 $ 62,000
Eagle, Colorado 1 $ 390,000 $ 390,000 $ 0
Hendricks, Indiana 1 $ 346,000 $ 346,000 $ 108,000
Ramsey, Minnesota 1 $ 233,000 $ 233,000 $ 348,000
Flathead, Montana 1 $ 522,000 $ 522,000 $ 180,000
Luna, New Mexico 1 $ 120,000 $ 120,000 $ 0
San Juan, New Mexico 1 $ 422,000 $ 422,000 $ 252,000
Clackamas, Oregon 1 $ 465,000 $ 465,000 $ 120,000
Clatsop, Oregon 1 $ 956,000 $ 956,000 $ 228,000
Josephine, Oregon 1 $ 200,000 $ 200,000 $ 86,000
Multnomah, Oregon 1 $ 296,000 $ 296,000 $ 102,000
Brazos, Texas 1 $ 153,000 $ 153,000 $ 192,000
Denton, Texas 1 $ 1,275,000 $ 1,275,000 $ 600,000
El Paso, Texas 1 $ 152,000 $ 152,000 $ 94,000
Harris, Texas 1 $ 153,000 $ 153,000 $ 108,000
Hays, Texas 1 $ 110,000 $ 110,000 $ 81,000
Kendall, Texas 1 $ 136,000 $ 136,000 $ 191,000
Lubbock, Texas 1 $ 35,000 $ 35,000 $ 195,000
Pierce, Washington 1 $ 127,000 $ 127,000 $ 54,000

Mortgage Loan Application Detail Totals for Pfn Lending Group, Inc. in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 325 $139,887,000 $430,000 $2,565,000 $153,000 $994,000
Home Purchase 177 $77,761,000 $439,000 $1,747,000 $214,000 $1,379,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 270 $125,583,000 $465,000 $2,565,000 $213,000 $1,379,000
Hispanic 135 $48,165,000 $356,000 $1,189,000 $121,000 $441,000
Not Provided 42 $15,843,000 $377,000 $916,000 $129,000 $589,000
Black or African American 29 $12,740,000 $439,000 $1,000,000 $102,000 $258,000
Asian 21 $11,064,000 $526,000 $1,402,000 $196,000 $1,140,000
Native Hawaiian or Other Pacific Islander 5 $4,253,000 $850,000 $1,275,000 $269,000 $600,000
Not applicable 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 502 $217,648,000 $433,000 $2,565,000 $175,000 $1,379,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 347 $145,299,000 $418,000 $2,565,000 $167,000 $1,379,000
Application Withdrawn By Applicant 124 $55,563,000 $448,000 $1,875,000 $180,000 $900,000
Application Denied By Financial Institution 31 $16,786,000 $541,000 $2,000,000 $244,000 $1,140,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 10 $5,928,000 $592,000 $2,000,000 $240,000 $785,000
Collateral 7 $2,092,000 $298,000 $496,000 $213,000 $766,000
Other 6 $3,792,000 $632,000 $1,200,000 $364,000 $1,140,000
Employment History 5 $2,279,000 $455,000 $656,000 $141,000 $186,000
Insufficient Cash (Downpayment, Closing Cost) 2 $1,420,000 $710,000 $880,000 $90,000 $180,000
Unverifiable Information 1 $1,275,000 $1,275,000 $1,275,000 $600,000 $600,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pfn Lending Group, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pfn Lending Group, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

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