Bmi Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Bmi Federal Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bmi Federal Credit Union 6165 Emerald Parkway Dublin, OH 43016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,283 |
| Total Mortgage Loan Application Amount | $206,075,000 |
| Average Mortgage Loan Application Amount | $154,600 |
| Highest Mortgage Loan Application Amount | $995,000 |
| Average Applicant Income | $116,400 |
| Highest Applicant Income | $1,314,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Bmi Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bmi Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Bmi Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bmi Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bmi Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bmi Federal Credit Union's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 721 | $ 101,115,000 | $ 140,000 | $ 114,000 |
| Delaware County Ohio | 181 | $ 34,545,000 | $ 190,000 | $ 148,000 |
| Licking County Ohio | 46 | $ 6,350,000 | $ 138,000 | $ 120,000 |
| Fairfield County Ohio | 43 | $ 5,635,000 | $ 131,000 | $ 107,000 |
| Union County Ohio | 42 | $ 6,510,000 | $ 155,000 | $ 106,000 |
| Madison County Ohio | 23 | $ 2,825,000 | $ 122,000 | $ 102,000 |
| Pickaway County Ohio | 17 | $ 2,435,000 | $ 143,000 | $ 126,000 |
| Morrow County Ohio | 8 | $ 1,110,000 | $ 138,000 | $ 108,000 |
| Cuyahoga County Ohio | 5 | $ 745,000 | $ 149,000 | $ 67,000 |
| Greene County Ohio | 5 | $ 505,000 | $ 101,000 | $ 130,000 |
| Champaign County Ohio | 4 | $ 530,000 | $ 132,000 | $ 70,000 |
| Knox County Ohio | 4 | $ 970,000 | $ 242,000 | $ 134,000 |
| Perry County Ohio | 4 | $ 480,000 | $ 120,000 | $ 96,000 |
| Crawford County Ohio | 3 | $ 385,000 | $ 128,000 | $ 229,000 |
| Lucas County Ohio | 3 | $ 555,000 | $ 185,000 | $ 121,000 |
| Montgomery County Ohio | 3 | $ 445,000 | $ 148,000 | $ 61,000 |
| Maricopa County Arizona | 2 | $ 990,000 | $ 495,000 | $ 142,000 |
| Collier County Florida | 2 | $ 790,000 | $ 395,000 | $ 132,000 |
| Manatee County Florida | 2 | $ 1,980,000 | $ 990,000 | $ 445,000 |
| Sarasota County Florida | 2 | $ 340,000 | $ 170,000 | $ 73,000 |
| Belmont County Ohio | 2 | $ 260,000 | $ 130,000 | $ 101,000 |
| Butler County Ohio | 2 | $ 630,000 | $ 315,000 | $ 104,000 |
| Clark County Ohio | 2 | $ 160,000 | $ 80,000 | $ 69,000 |
| Clinton County Ohio | 2 | $ 110,000 | $ 55,000 | $ 50,000 |
| Erie County Ohio | 2 | $ 490,000 | $ 245,000 | $ 177,000 |
| Fayette County Ohio | 2 | $ 150,000 | $ 75,000 | $ 80,000 |
| Hocking County Ohio | 2 | $ 270,000 | $ 135,000 | $ 84,000 |
| Logan County Ohio | 2 | $ 210,000 | $ 105,000 | $ 50,000 |
| Ross County Ohio | 2 | $ 290,000 | $ 145,000 | $ 106,000 |
| Stark County Ohio | 2 | $ 300,000 | $ 150,000 | $ 116,000 |
| Summit County Ohio | 2 | $ 550,000 | $ 275,000 | $ 208,000 |
| Warren County Ohio | 2 | $ 660,000 | $ 330,000 | $ 128,000 |
| Butler County Pennsylvania | 2 | $ 730,000 | $ 365,000 | $ 188,000 |
| Beaufort County South Carolina | 2 | $ 730,000 | $ 365,000 | $ 440,000 |
| Pima County Arizona | 1 | $ 305,000 | $ 305,000 | $ 57,000 |
| Sonoma County California | 1 | $ 545,000 | $ 545,000 | $ 266,000 |
| Ventura County California | 1 | $ 405,000 | $ 405,000 | $ 234,000 |
| Bay County Florida | 1 | $ 205,000 | $ 205,000 | $ 209,000 |
| Duval County Florida | 1 | $ 205,000 | $ 205,000 | $ 20,000 |
| Hillsborough County Florida | 1 | $ 245,000 | $ 245,000 | $ 101,000 |
| Okaloosa County Florida | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Pinellas County Florida | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Teton County Idaho | 1 | $ 265,000 | $ 265,000 | $ 91,000 |
| Lake County Illinois | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Fayette County Indiana | 1 | $ 355,000 | $ 355,000 | $ 94,000 |
| Hendricks County Indiana | 1 | $ 235,000 | $ 235,000 | $ 219,000 |
| Lake County Indiana | 1 | $ 325,000 | $ 325,000 | $ 313,000 |
| Johnson County Kansas | 1 | $ 235,000 | $ 235,000 | $ 136,000 |
| Pike County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 114,000 |
| Shelby County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Allegany County Maryland | 1 | $ 215,000 | $ 215,000 | $ 153,000 |
| Frederick County Maryland | 1 | $ 335,000 | $ 335,000 | $ 317,000 |
| Harford County Maryland | 1 | $ 365,000 | $ 365,000 | $ 255,000 |
| Montgomery County Maryland | 1 | $ 575,000 | $ 575,000 | $ 122,000 |
| Grand Traverse County Michigan | 1 | $ 365,000 | $ 365,000 | $ 448,000 |
| Wayne County Michigan | 1 | $ 235,000 | $ 235,000 | $ 349,000 |
| Phelps County Missouri | 1 | $ 65,000 | $ 65,000 | $ 121,000 |
| Hudson County New Jersey | 1 | $ 495,000 | $ 495,000 | $ 93,000 |
| Bernalillo County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Brunswick County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 245,000 |
| Ashtabula County Ohio | 1 | $ 125,000 | $ 125,000 | $ 299,000 |
| Athens County Ohio | 1 | $ 115,000 | $ 115,000 | $ 114,000 |
| Carroll County Ohio | 1 | $ 215,000 | $ 215,000 | $ 241,000 |
| Fulton County Ohio | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Hamilton County Ohio | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
| Holmes County Ohio | 1 | $ 55,000 | $ 55,000 | $ 191,000 |
| Lake County Ohio | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Marion County Ohio | 1 | $ 15,000 | $ 15,000 | $ 105,000 |
| Medina County Ohio | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Miami County Ohio | 1 | $ 375,000 | $ 375,000 | $ 170,000 |
| Ottawa County Ohio | 1 | $ 305,000 | $ 305,000 | $ 67,000 |
| Richland County Ohio | 1 | $ 5,000 | $ 5,000 | $ 53,000 |
| Vinton County Ohio | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Beaver County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| Chester County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Westmoreland County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Davidson County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 152,000 |
| Kitsap County Washington | 1 | $ 335,000 | $ 335,000 | $ 73,000 |
| Yakima County Washington | 1 | $ 405,000 | $ 405,000 | $ 165,000 |
| Wood County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 130,000 |
Mortgage Loan Application Detail Totals for Bmi Federal Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 450 | $93,500,000 | $207,000 | $995,000 | $127,000 | $778,000 |
| Home Improvement | 313 | $18,755,000 | $59,000 | $305,000 | $124,000 | $1,200,000 |
| Home Purchase | 280 | $61,130,000 | $218,000 | $785,000 | $101,000 | $1,314,000 |
| Other Purpose | 133 | $8,695,000 | $65,000 | $325,000 | $99,000 | $310,000 |
| Cash-out Refinancing | 107 | $23,995,000 | $224,000 | $475,000 | $131,000 | $413,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 977 | $167,125,000 | $171,000 | $995,000 | $125,000 | $1,314,000 |
| Not Provided | 143 | $14,405,000 | $100,000 | $575,000 | $106,000 | $359,000 |
| Black or African American | 103 | $13,635,000 | $132,000 | $355,000 | $76,000 | $228,000 |
| Asian | 32 | $6,450,000 | $201,000 | $605,000 | $121,000 | $533,000 |
| Hispanic | 14 | $1,990,000 | $142,000 | $345,000 | $60,000 | $138,000 |
| American Indian or Alaskan Native | 10 | $2,020,000 | $202,000 | $345,000 | $112,000 | $250,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,283 | $206,075,000 | $160,000 | $995,000 | $118,000 | $1,314,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 942 | $151,970,000 | $161,000 | $995,000 | $125,000 | $1,314,000 |
| Application Withdrawn By Applicant | 123 | $12,365,000 | $100,000 | $575,000 | $114,000 | $744,000 |
| Application Denied By Financial Institution | 71 | $8,835,000 | $124,000 | $475,000 | $80,000 | $294,000 |
| Preapproval Denied by Financial Institution | 54 | $10,940,000 | $202,000 | $445,000 | $65,000 | $238,000 |
| Application Approved But Not Accepted | 39 | $8,035,000 | $206,000 | $495,000 | $121,000 | $320,000 |
| Preapproval Approved but not Accepted | 35 | $9,735,000 | $278,000 | $635,000 | $104,000 | $347,000 |
| File Closed For Incompleteness | 19 | $4,195,000 | $220,000 | $575,000 | $135,000 | $396,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,158 | $186,300,000 | $160,000 | $995,000 | $123,000 | $1,314,000 |
| Debt-To-Income Ratio | 58 | $11,040,000 | $190,000 | $445,000 | $64,000 | $202,000 |
| Credit History | 41 | $5,955,000 | $145,000 | $455,000 | $73,000 | $216,000 |
| Collateral | 14 | $1,460,000 | $104,000 | $475,000 | $129,000 | $294,000 |
| Mortgage Insurance Denied | 6 | $1,020,000 | $170,000 | $255,000 | $65,000 | $238,000 |
| Other | 6 | $300,000 | $50,000 | $95,000 | $54,000 | $86,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bmi Federal Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bmi Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.