Bnc National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Bnc National Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bnc National Bank 20175 N 67Th Avenue Glendale, AZ 85308 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 989 |
| Total Mortgage Loan Application Amount | $119,763,000 |
| Average Mortgage Loan Application Amount | $103,666 |
| Highest Mortgage Loan Application Amount | $1,250,000 |
| Average Applicant Income | $97,333 |
| Highest Applicant Income | $3,900,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Bnc National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bnc National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Bnc National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bnc National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Bnc National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bnc National Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Scott County Iowa | 107 | $ 12,399,000 | $ 115,000 | $ 46,000 |
| Sedgwick County Kansas | 103 | $ 11,946,000 | $ 115,000 | $ 52,000 |
| Rock Island County Illinois | 90 | $ 9,228,000 | $ 102,000 | $ 51,000 |
| Jackson County Missouri | 83 | $ 10,419,000 | $ 125,000 | $ 45,000 |
| Burleigh County North Dakota | 70 | $ 4,680,000 | $ 66,000 | $ 142,000 |
| Johnson County Kansas | 55 | $ 9,231,000 | $ 167,000 | $ 66,000 |
| Maricopa County Arizona | 36 | $ 6,577,000 | $ 182,000 | $ 248,000 |
| Cass County Missouri | 30 | $ 3,622,000 | $ 120,000 | $ 44,000 |
| Clinton County Iowa | 23 | $ 2,339,000 | $ 101,000 | $ 46,000 |
| Muscatine County Iowa | 19 | $ 1,916,000 | $ 100,000 | $ 44,000 |
| Wyandotte County Kansas | 16 | $ 1,681,000 | $ 105,000 | $ 39,000 |
| Clay County Missouri | 15 | $ 1,916,000 | $ 127,000 | $ 43,000 |
| Henry County Illinois | 13 | $ 1,139,000 | $ 87,000 | $ 54,000 |
| Whiteside County Illinois | 13 | $ 1,496,000 | $ 115,000 | $ 56,000 |
| Des Moines County Iowa | 11 | $ 889,000 | $ 80,000 | $ 38,000 |
| Jackson County Iowa | 11 | $ 1,189,000 | $ 108,000 | $ 34,000 |
| McLean County North Dakota | 11 | $ 462,000 | $ 42,000 | $ 54,000 |
| Miami County Kansas | 10 | $ 1,647,000 | $ 164,000 | $ 57,000 |
| Morton County North Dakota | 9 | $ 147,000 | $ 16,000 | $ 64,000 |
| Butler County Kansas | 8 | $ 1,004,000 | $ 125,000 | $ 52,000 |
| Hennepin County Minnesota | 8 | $ 1,209,000 | $ 151,000 | $ 138,000 |
| Benton County Missouri | 8 | $ 743,000 | $ 92,000 | $ 38,000 |
| Shawnee County Kansas | 7 | $ 843,000 | $ 120,000 | $ 42,000 |
| Wilson County Kansas | 7 | $ 712,000 | $ 101,000 | $ 39,000 |
| Henry County Missouri | 7 | $ 486,000 | $ 69,000 | $ 29,000 |
| Linn County Iowa | 6 | $ 775,000 | $ 129,000 | $ 45,000 |
| Harvey County Kansas | 6 | $ 878,000 | $ 146,000 | $ 66,000 |
| Salt Lake County Utah | 6 | $ 1,205,000 | $ 200,000 | $ 56,000 |
| Douglas County Kansas | 5 | $ 712,000 | $ 142,000 | $ 47,000 |
| Jasper County Missouri | 5 | $ 570,000 | $ 114,000 | $ 35,000 |
| Carroll County Illinois | 4 | $ 256,000 | $ 64,000 | $ 49,000 |
| Dubuque County Iowa | 4 | $ 381,000 | $ 95,000 | $ 37,000 |
| Leavenworth County Kansas | 4 | $ 728,000 | $ 182,000 | $ 73,000 |
| Montgomery County Kansas | 4 | $ 421,000 | $ 105,000 | $ 51,000 |
| Saline County Kansas | 4 | $ 474,000 | $ 118,000 | $ 64,000 |
| Sumner County Kansas | 4 | $ 503,000 | $ 125,000 | $ 68,000 |
| St. Charles County Missouri | 4 | $ 568,000 | $ 142,000 | $ 60,000 |
| St. Louis County Missouri | 4 | $ 856,000 | $ 214,000 | $ 79,000 |
| Emmons County North Dakota | 4 | $ 254,000 | $ 63,000 | $ 84,000 |
| Mountrail County North Dakota | 4 | $ 102,000 | $ 25,000 | $ 40,000 |
| Pinal County Arizona | 3 | $ 490,000 | $ 163,000 | $ 68,000 |
| Henderson County Illinois | 3 | $ 138,000 | $ 46,000 | $ 49,000 |
| Mercer County Illinois | 3 | $ 314,000 | $ 104,000 | $ 85,000 |
| Cedar County Iowa | 3 | $ 441,000 | $ 147,000 | $ 26,000 |
| Crawford County Kansas | 3 | $ 312,000 | $ 104,000 | $ 34,000 |
| Dickinson County Kansas | 3 | $ 379,000 | $ 126,000 | $ 38,000 |
| Lafayette County Missouri | 3 | $ 690,000 | $ 230,000 | $ 61,000 |
| Platte County Missouri | 3 | $ 458,000 | $ 152,000 | $ 61,000 |
| Wake County North Carolina | 3 | $ 646,000 | $ 215,000 | $ 46,000 |
| Davis County Utah | 3 | $ 638,000 | $ 212,000 | $ 79,000 |
| Pima County Arizona | 2 | $ 110,000 | $ 55,000 | $ 122,000 |
| Jo Daviess County Illinois | 2 | $ 351,000 | $ 175,000 | $ 88,000 |
| Peoria County Illinois | 2 | $ 218,000 | $ 109,000 | $ 26,000 |
| Johnson County Iowa | 2 | $ 290,000 | $ 145,000 | $ 30,000 |
| Lee County Iowa | 2 | $ 170,000 | $ 85,000 | $ 53,000 |
| Ellis County Kansas | 2 | $ 392,000 | $ 196,000 | $ 83,000 |
| Finney County Kansas | 2 | $ 221,000 | $ 110,000 | $ 45,000 |
| Franklin County Kansas | 2 | $ 387,000 | $ 193,000 | $ 61,000 |
| Lyon County Kansas | 2 | $ 191,000 | $ 95,000 | $ 53,000 |
| St. Tammany County Louisiana | 2 | $ 345,000 | $ 172,000 | $ 71,000 |
| Barry County Missouri | 2 | $ 331,000 | $ 165,000 | $ 39,000 |
| Dallas County Missouri | 2 | $ 338,000 | $ 169,000 | $ 63,000 |
| Johnson County Missouri | 2 | $ 253,000 | $ 126,000 | $ 69,000 |
| Pettis County Missouri | 2 | $ 159,000 | $ 79,000 | $ 70,000 |
| Douglas County Nebraska | 2 | $ 263,000 | $ 131,000 | $ 70,000 |
| Divide County North Dakota | 2 | $ 30,000 | $ 15,000 | $ 86,000 |
| Comanche County Oklahoma | 2 | $ 322,000 | $ 161,000 | $ 82,000 |
| Baldwin County Alabama | 1 | $ 222,000 | $ 222,000 | $ 67,000 |
| Navajo County Arizona | 1 | $ 141,000 | $ 141,000 | $ 63,000 |
| Placer County California | 1 | $ 170,000 | $ 170,000 | $ 57,000 |
| Riverside County California | 1 | $ 1,250,000 | $ 1,250,000 | $ 1,672,000 |
| Sacramento County California | 1 | $ 341,000 | $ 341,000 | $ 65,000 |
| Morgan County Colorado | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 147,000 | $ 147,000 | $ 48,000 |
| Pinellas County Florida | 1 | $ 81,000 | $ 81,000 | $ 29,000 |
| Sarasota County Florida | 1 | $ 147,000 | $ 147,000 | $ 65,000 |
| Volusia County Florida | 1 | $ 108,000 | $ 108,000 | $ 49,000 |
| Bannock County Idaho | 1 | $ 138,000 | $ 138,000 | $ 71,000 |
| Kootenai County Idaho | 1 | $ 282,000 | $ 282,000 | $ 54,000 |
| Fayette County Illinois | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Knox County Illinois | 1 | $ 89,000 | $ 89,000 | $ 45,000 |
| Lake County Illinois | 1 | $ 300,000 | $ 300,000 | $ 334,000 |
| Winnebago County Illinois | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Floyd County Indiana | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Bremer County Iowa | 1 | $ 79,000 | $ 79,000 | $ 48,000 |
| Floyd County Iowa | 1 | $ 91,000 | $ 91,000 | $ 38,000 |
| Henry County Iowa | 1 | $ 80,000 | $ 80,000 | $ 27,000 |
| Jasper County Iowa | 1 | $ 76,000 | $ 76,000 | $ 19,000 |
| Jones County Iowa | 1 | $ 103,000 | $ 103,000 | $ 28,000 |
| Louisa County Iowa | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Polk County Iowa | 1 | $ 132,000 | $ 132,000 | $ 83,000 |
| Pottawattamie County Iowa | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Wapello County Iowa | 1 | $ 127,000 | $ 127,000 | $ 57,000 |
| Allen County Kansas | 1 | $ 89,000 | $ 89,000 | $ 65,000 |
| Atchison County Kansas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Cherokee County Kansas | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Doniphan County Kansas | 1 | $ 86,000 | $ 86,000 | $ 38,000 |
| Ford County Kansas | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Gray County Kansas | 1 | $ 96,000 | $ 96,000 | $ 81,000 |
| Kingman County Kansas | 1 | $ 84,000 | $ 84,000 | $ 58,000 |
| Neosho County Kansas | 1 | $ 58,000 | $ 58,000 | $ 18,000 |
| Phillips County Kansas | 1 | $ 39,000 | $ 39,000 | $ 27,000 |
| Pratt County Kansas | 1 | $ 93,000 | $ 93,000 | $ 63,000 |
| Riley County Kansas | 1 | $ 188,000 | $ 188,000 | $ 66,000 |
| Wabaunsee County Kansas | 1 | $ 241,000 | $ 241,000 | $ 64,000 |
| Jessamine County Kentucky | 1 | $ 153,000 | $ 153,000 | $ 71,000 |
| East Baton Rouge County Louisiana | 1 | $ 192,000 | $ 192,000 | $ 56,000 |
| Jefferson County Louisiana | 1 | $ 417,000 | $ 417,000 | $ 700,000 |
| Rapides County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Anoka County Minnesota | 1 | $ 254,000 | $ 254,000 | $ 76,000 |
| Becker County Minnesota | 1 | $ 292,000 | $ 292,000 | $ 1,185,000 |
| Chisago County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 135,000 |
| Dakota County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Fillmore County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 110,000 |
| Wright County Minnesota | 1 | $ 118,000 | $ 118,000 | $ 35,000 |
| Bates County Missouri | 1 | $ 164,000 | $ 164,000 | $ 45,000 |
| Caldwell County Missouri | 1 | $ 146,000 | $ 146,000 | $ 52,000 |
| Cape Girardeau County Missouri | 1 | $ 134,000 | $ 134,000 | $ 46,000 |
| Greene County Missouri | 1 | $ 129,000 | $ 129,000 | $ 50,000 |
| Hickory County Missouri | 1 | $ 86,000 | $ 86,000 | $ 54,000 |
| Lincoln County Missouri | 1 | $ 113,000 | $ 113,000 | $ 41,000 |
| Macon County Missouri | 1 | $ 142,000 | $ 142,000 | $ 70,000 |
| Ray County Missouri | 1 | $ 65,000 | $ 65,000 | $ 17,000 |
| Saline County Missouri | 1 | $ 107,000 | $ 107,000 | $ 80,000 |
| St. Clair County Missouri | 1 | $ 90,000 | $ 90,000 | $ 18,000 |
| Warren County Missouri | 1 | $ 126,000 | $ 126,000 | $ 55,000 |
| Powell County Montana | 1 | $ 53,000 | $ 53,000 | $ 46,000 |
| Clark County Nevada | 1 | $ 500,000 | $ 500,000 | $ 151,000 |
| Davidson County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 21,000 |
| Forsyth County North Carolina | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Hoke County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 46,000 |
| Lincoln County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 51,000 |
| Mecklenburg County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 173,000 |
| Sampson County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 78,000 |
| Stanly County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Washington County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Dickey County North Dakota | 1 | $ 62,000 | $ 62,000 | $ 22,000 |
| Grand Forks County North Dakota | 1 | $ 34,000 | $ 34,000 | $ 65,000 |
| McIntosh County North Dakota | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Stark County North Dakota | 1 | $ 132,000 | $ 132,000 | $ 81,000 |
| Ward County North Dakota | 1 | $ 51,000 | $ 51,000 | $ 45,000 |
| Cherokee County Oklahoma | 1 | $ 64,000 | $ 64,000 | $ 39,000 |
| Jackson County Oklahoma | 1 | $ 179,000 | $ 179,000 | $ 93,000 |
| Pittsburg County Oklahoma | 1 | $ 216,000 | $ 216,000 | $ 67,000 |
| Washington County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 126,000 |
| Multnomah County Oregon | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Utah County Utah | 1 | $ 153,000 | $ 153,000 | $ 34,000 |
| Wasatch County Utah | 1 | $ 369,000 | $ 369,000 | $ 70,000 |
| Weber County Utah | 1 | $ 150,000 | $ 150,000 | $ 28,000 |
| King County Washington | 1 | $ 263,000 | $ 263,000 | $ 132,000 |
| Pierce County Washington | 1 | $ 339,000 | $ 339,000 | $ 90,000 |
| Kenosha County Wisconsin | 1 | $ 224,000 | $ 224,000 | $ 122,000 |
| Wood County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 23,000 |
Mortgage Loan Application Detail Totals for Bnc National Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 492 | $65,308,000 | $132,000 | $483,000 | $58,000 | $1,185,000 |
| Home Purchase | 441 | $50,864,000 | $115,000 | $1,250,000 | $68,000 | $1,970,000 |
| Home Improvement | 56 | $3,591,000 | $64,000 | $412,000 | $166,000 | $3,900,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 820 | $99,261,000 | $121,000 | $500,000 | $61,000 | $1,185,000 |
| Not Provided | 60 | $6,042,000 | $100,000 | $308,000 | $153,000 | $3,900,000 |
| Black or African American | 59 | $7,304,000 | $123,000 | $417,000 | $47,000 | $173,000 |
| Hispanic | 27 | $3,165,000 | $117,000 | $256,000 | $45,000 | $179,000 |
| Asian | 15 | $2,192,000 | $146,000 | $263,000 | $51,000 | $132,000 |
| American Indian or Alaskan Native | 5 | $436,000 | $87,000 | $148,000 | $36,000 | $75,000 |
| Not applicable | 3 | $1,363,000 | $454,000 | $1,250,000 | $1,214,000 | $1,970,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 716 | $88,765,000 | $123,000 | $369,000 | $49,000 | $231,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 258 | $28,789,000 | $111,000 | $1,250,000 | $125,000 | $3,900,000 |
| VA-guaranteed (Veterans Administration) | 15 | $2,209,000 | $147,000 | $255,000 | $52,000 | $115,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 897 | $110,083,000 | $122,000 | $1,250,000 | $63,000 | $1,970,000 |
| Application Denied By Financial Institution | 52 | $5,288,000 | $101,000 | $403,000 | $90,000 | $1,476,000 |
| Application Withdrawn By Applicant | 22 | $1,563,000 | $71,000 | $213,000 | $235,000 | $3,900,000 |
| Application Approved But Not Accepted | 13 | $2,006,000 | $154,000 | $341,000 | $72,000 | $183,000 |
| File Closed For Incompleteness | 5 | $823,000 | $164,000 | $294,000 | $70,000 | $139,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 18 | $1,973,000 | $109,000 | $403,000 | $62,000 | $121,000 |
| Debt-To-Income Ratio | 13 | $1,370,000 | $105,000 | $172,000 | $53,000 | $93,000 |
| Other | 7 | $651,000 | $93,000 | $309,000 | $279,000 | $1,476,000 |
| Credit History | 7 | $494,000 | $70,000 | $148,000 | $62,000 | $115,000 |
| Unverifiable Information | 2 | $77,000 | $38,000 | $67,000 | $116,000 | $200,000 |
| Employment History | 2 | $219,000 | $109,000 | $159,000 | $54,000 | $87,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $373,000 | $186,000 | $210,000 | $65,000 | $70,000 |
| Mortgage Insurance Denied | 1 | $131,000 | $131,000 | $131,000 | $36,000 | $36,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bnc National Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bnc National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.