Boston Private Bank & Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Boston Private Bank & Trust Company 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Boston Private Bank & Trust Company Ten Post Office Square Boston, MA 02109 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 1,223 |
| Total Mortgage Loan Application Amount | $1,150,265,000 |
| Average Mortgage Loan Application Amount | $1,142,200 |
| Highest Mortgage Loan Application Amount | $11,585,000 |
| Average Applicant Income | $497,800 |
| Highest Applicant Income | $5,508,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Boston Private Bank & Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Boston Private Bank & Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Boston Private Bank & Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Boston Private Bank & Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Boston Private Bank & Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Boston Private Bank & Trust Company's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 276 | $ 289,220,000 | $ 1,047,000 | $ 372,000 |
| Suffolk County Massachusetts | 158 | $ 113,340,000 | $ 717,000 | $ 307,000 |
| Middlesex County Massachusetts | 151 | $ 125,245,000 | $ 829,000 | $ 321,000 |
| Santa Clara County California | 99 | $ 50,845,000 | $ 513,000 | $ 194,000 |
| San Mateo County California | 80 | $ 92,910,000 | $ 1,161,000 | $ 376,000 |
| Essex County Massachusetts | 70 | $ 41,240,000 | $ 589,000 | $ 286,000 |
| Norfolk County Massachusetts | 67 | $ 69,415,000 | $ 1,036,000 | $ 573,000 |
| San Francisco County California | 64 | $ 49,610,000 | $ 775,000 | $ 207,000 |
| Plymouth County Massachusetts | 43 | $ 44,285,000 | $ 1,029,000 | $ 502,000 |
| Barnstable County Massachusetts | 33 | $ 34,735,000 | $ 1,052,000 | $ 555,000 |
| Marin County California | 12 | $ 19,900,000 | $ 1,658,000 | $ 484,000 |
| Nantucket County Massachusetts | 12 | $ 23,800,000 | $ 1,983,000 | $ 986,000 |
| Contra Costa County California | 11 | $ 10,845,000 | $ 985,000 | $ 471,000 |
| Orange County California | 11 | $ 16,155,000 | $ 1,468,000 | $ 407,000 |
| Ventura County California | 11 | $ 12,445,000 | $ 1,131,000 | $ 535,000 |
| Riverside County California | 9 | $ 3,965,000 | $ 440,000 | $ 436,000 |
| San Diego County California | 8 | $ 6,250,000 | $ 781,000 | $ 655,000 |
| Alameda County California | 7 | $ 11,615,000 | $ 1,659,000 | $ 201,000 |
| Miami-Dade County Florida | 6 | $ 14,220,000 | $ 2,370,000 | $ 275,000 |
| Palm Beach County Florida | 6 | $ 5,950,000 | $ 991,000 | $ 300,000 |
| Dukes County Massachusetts | 6 | $ 5,140,000 | $ 856,000 | $ 930,000 |
| Sonoma County California | 5 | $ 4,345,000 | $ 869,000 | $ 466,000 |
| Worcester County Massachusetts | 5 | $ 2,945,000 | $ 589,000 | $ 286,000 |
| Grafton County New Hampshire | 5 | $ 3,855,000 | $ 771,000 | $ 613,000 |
| Monterey County California | 4 | $ 7,210,000 | $ 1,802,000 | $ 552,000 |
| Napa County California | 4 | $ 7,820,000 | $ 1,955,000 | $ 340,000 |
| Santa Barbara County California | 4 | $ 12,310,000 | $ 3,077,000 | $ 822,000 |
| York County Maine | 4 | $ 2,230,000 | $ 557,000 | $ 546,000 |
| Rockingham County New Hampshire | 4 | $ 2,910,000 | $ 727,000 | $ 330,000 |
| San Bernardino County California | 3 | $ 865,000 | $ 288,000 | $ 107,000 |
| Santa Cruz County California | 3 | $ 3,415,000 | $ 1,138,000 | $ 452,000 |
| Lee County Florida | 3 | $ 4,325,000 | $ 1,441,000 | $ 577,000 |
| Sarasota County Florida | 3 | $ 3,995,000 | $ 1,331,000 | $ 538,000 |
| Hillsborough County New Hampshire | 3 | $ 3,395,000 | $ 1,131,000 | $ 27,000 |
| Mendocino County California | 2 | $ 7,330,000 | $ 3,665,000 | $ 284,000 |
| Placer County California | 2 | $ 2,670,000 | $ 1,335,000 | $ 911,000 |
| Collier County Florida | 2 | $ 4,210,000 | $ 2,105,000 | $ 1,074,000 |
| Cumberland County Maine | 2 | $ 1,230,000 | $ 615,000 | $ 525,000 |
| Bristol County Massachusetts | 2 | $ 2,420,000 | $ 1,210,000 | $ 798,000 |
| Carroll County New Hampshire | 2 | $ 1,290,000 | $ 645,000 | $ 653,000 |
| Newport County Rhode Island | 2 | $ 1,670,000 | $ 835,000 | $ 244,000 |
| Providence County Rhode Island | 2 | $ 11,800,000 | $ 5,900,000 | $ 88,000 |
| Calaveras County California | 1 | $ 515,000 | $ 515,000 | $ 279,000 |
| El Dorado County California | 1 | $ 445,000 | $ 445,000 | $ 385,000 |
| Fresno County California | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| Mono County California | 1 | $ 265,000 | $ 265,000 | $ 68,000 |
| Nevada County California | 1 | $ 395,000 | $ 395,000 | $ 793,000 |
| San Benito County California | 1 | $ 515,000 | $ 515,000 | $ 177,000 |
| Stanislaus County California | 1 | $ 275,000 | $ 275,000 | $ 113,000 |
| Broward County Florida | 1 | $ 1,045,000 | $ 1,045,000 | $ 275,000 |
| Indian River County Florida | 1 | $ 2,525,000 | $ 2,525,000 | $ 0 |
| Martin County Florida | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Franklin County Maine | 1 | $ 535,000 | $ 535,000 | $ 692,000 |
| Hancock County Maine | 1 | $ 605,000 | $ 605,000 | $ 149,000 |
| Knox County Maine | 1 | $ 305,000 | $ 305,000 | $ 456,000 |
| Hampshire County Massachusetts | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Cheshire County New Hampshire | 1 | $ 825,000 | $ 825,000 | $ 272,000 |
| Suffolk County New York | 1 | $ 7,325,000 | $ 7,325,000 | $ 10,000 |
| Kent County Rhode Island | 1 | $ 235,000 | $ 235,000 | $ 191,000 |
Mortgage Loan Application Detail Totals for Boston Private Bank & Trust Company in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 588 | $625,000,000 | $1,062,000 | $11,585,000 | $420,000 | $5,508,000 |
| Home Purchase | 556 | $437,100,000 | $786,000 | $8,345,000 | $286,000 | $4,341,000 |
| Other Purpose | 38 | $47,190,000 | $1,241,000 | $5,005,000 | $945,000 | $4,152,000 |
| Cash-out Refinancing | 34 | $28,480,000 | $837,000 | $7,005,000 | $182,000 | $605,000 |
| Home Improvement | 7 | $12,495,000 | $1,785,000 | $6,355,000 | $656,000 | $1,205,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 759 | $836,015,000 | $1,101,000 | $8,005,000 | $484,000 | $5,508,000 |
| Hispanic | 150 | $58,860,000 | $392,000 | $3,505,000 | $116,000 | $1,500,000 |
| Not Provided | 114 | $77,280,000 | $677,000 | $3,505,000 | $277,000 | $2,984,000 |
| Asian | 94 | $56,760,000 | $603,000 | $2,145,000 | $194,000 | $1,347,000 |
| Black or African American | 61 | $18,745,000 | $307,000 | $1,345,000 | $90,000 | $454,000 |
| Not applicable | 36 | $97,450,000 | $2,706,000 | $11,585,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $465,000 | $155,000 | $295,000 | $112,000 | $193,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,223 | $1,150,265,000 | $940,000 | $11,585,000 | $368,000 | $5,508,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 973 | $909,715,000 | $934,000 | $11,585,000 | $362,000 | $4,984,000 |
| Application Withdrawn By Applicant | 173 | $162,315,000 | $938,000 | $7,325,000 | $383,000 | $5,508,000 |
| Application Denied By Financial Institution | 46 | $48,770,000 | $1,060,000 | $5,005,000 | $288,000 | $2,888,000 |
| Application Approved But Not Accepted | 18 | $17,450,000 | $969,000 | $5,525,000 | $786,000 | $2,984,000 |
| File Closed For Incompleteness | 13 | $12,015,000 | $924,000 | $2,505,000 | $309,000 | $950,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,177 | $1,101,495,000 | $935,000 | $11,585,000 | $372,000 | $5,508,000 |
| Debt-To-Income Ratio | 33 | $36,405,000 | $1,103,000 | $3,205,000 | $218,000 | $759,000 |
| Collateral | 5 | $9,065,000 | $1,813,000 | $5,005,000 | $958,000 | $2,888,000 |
| Credit History | 5 | $2,855,000 | $571,000 | $1,275,000 | $201,000 | $540,000 |
| Other | 2 | $170,000 | $85,000 | $155,000 | $60,000 | $60,000 |
| Employment History | 1 | $275,000 | $275,000 | $275,000 | $82,000 | $82,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Boston Private Bank & Trust Company's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Boston Private Bank & Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.