Boston Private Bank & Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Boston Private Bank & Trust Company 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Boston Private Bank & Trust Company Ten Post Office Square Boston, MA 02109 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 1,239 |
| Total Mortgage Loan Application Amount | $1,262,725,000 |
| Average Mortgage Loan Application Amount | $1,350,600 |
| Highest Mortgage Loan Application Amount | $27,005,000 |
| Average Applicant Income | $509,000 |
| Highest Applicant Income | $8,621,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Boston Private Bank & Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Boston Private Bank & Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Boston Private Bank & Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Boston Private Bank & Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Boston Private Bank & Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Boston Private Bank & Trust Company's mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| BOSTON, MA | 333 | $ 320,135,000 | $ 961,000 | $ 413,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 289 | $ 315,655,000 | $ 1,092,000 | $ 374,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 198 | $ 149,510,000 | $ 755,000 | $ 285,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 119 | $ 163,325,000 | $ 1,372,000 | $ 315,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 111 | $ 75,605,000 | $ 681,000 | $ 157,000 |
| NA (OUTSIDE OF MSA/MD) | 31 | $ 53,455,000 | $ 1,429,800 | $ 639,500 |
| BARNSTABLE TOWN, MA | 26 | $ 31,810,000 | $ 1,223,000 | $ 840,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 23 | $ 41,605,000 | $ 1,808,000 | $ 221,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 13 | $ 18,335,000 | $ 1,410,000 | $ 499,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 12 | $ 18,930,000 | $ 1,577,000 | $ 848,000 |
| PROVIDENCE-WARWICK, RI-MA | 9 | $ 10,315,000 | $ 1,390,500 | $ 464,000 |
| SAN RAFAEL, CA | 8 | $ 14,010,000 | $ 1,751,000 | $ 824,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 7 | $ 6,735,000 | $ 962,000 | $ 456,000 |
| SALINAS, CA | 7 | $ 4,155,000 | $ 593,000 | $ 269,000 |
| WORCESTER, MA-CT | 7 | $ 3,025,000 | $ 432,000 | $ 85,000 |
| SAN DIEGO-CARLSBAD, CA | 6 | $ 6,400,000 | $ 1,066,000 | $ 373,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 6 | $ 4,170,000 | $ 695,000 | $ 612,000 |
| PORTLAND-SOUTH PORTLAND, ME | 5 | $ 2,985,000 | $ 597,000 | $ 323,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 4 | $ 1,630,000 | $ 407,000 | $ 854,000 |
| MANCHESTER-NASHUA, NH | 3 | $ 895,000 | $ 298,000 | $ 436,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2 | $ 2,480,000 | $ 1,240,000 | $ 406,000 |
| NAPA, CA | 2 | $ 4,710,000 | $ 2,355,000 | $ 614,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 2 | $ 1,010,000 | $ 505,000 | $ 538,000 |
| PITTSFIELD, MA | 2 | $ 3,010,000 | $ 1,505,000 | $ 753,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 1,060,000 | $ 530,000 | $ 587,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 2,850,000 | $ 1,425,000 | $ 445,000 |
| CAPE CORAL-FORT MYERS, FL | 1 | $ 555,000 | $ 555,000 | $ 357,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| MODESTO, CA | 1 | $ 275,000 | $ 275,000 | $ 58,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 755,000 | $ 755,000 | $ 190,000 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 905,000 | $ 905,000 | $ 172,000 |
| SPRINGFIELD, MA | 1 | $ 255,000 | $ 255,000 | $ 202,000 |
| STOCKTON-LODI, CA | 1 | $ 485,000 | $ 485,000 | $ 120,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1 | $ 125,000 | $ 125,000 | $ 125,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 385,000 | $ 385,000 | $ 120,000 |
| YUBA CITY, CA | 1 | $ 905,000 | $ 905,000 | $ 611,000 |
Mortgage Loan Application Detail Totals for Boston Private Bank & Trust Company in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 707 | $540,045,000 | $763,000 | $18,105,000 | $279,000 | $8,621,000 |
| Refinancing | 466 | $632,670,000 | $1,357,000 | $27,005,000 | $501,000 | $5,263,000 |
| Other Purpose | 31 | $39,685,000 | $1,280,000 | $5,005,000 | $665,000 | $4,580,000 |
| Cash-out Refinancing | 21 | $10,115,000 | $481,000 | $1,235,000 | $219,000 | $616,000 |
| Home Improvement | 14 | $40,210,000 | $2,872,000 | $9,005,000 | $881,000 | $1,867,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 737 | $777,485,000 | $1,054,000 | $12,885,000 | $488,000 | $8,621,000 |
| Hispanic | 157 | $60,915,000 | $387,000 | $4,245,000 | $115,000 | $1,056,000 |
| Asian | 128 | $89,770,000 | $701,000 | $8,705,000 | $239,000 | $4,485,000 |
| Not Provided | 95 | $60,405,000 | $635,000 | $3,575,000 | $272,000 | $2,443,000 |
| Black or African American | 69 | $26,295,000 | $381,000 | $2,345,000 | $134,000 | $695,000 |
| Not applicable | 45 | $244,655,000 | $5,436,000 | $27,005,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 4 | $580,000 | $145,000 | $385,000 | $81,000 | $105,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,239 | $1,262,725,000 | $1,019,000 | $27,005,000 | $372,000 | $8,621,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 974 | $996,550,000 | $1,023,000 | $27,005,000 | $372,000 | $6,481,000 |
| Application Withdrawn By Applicant | 171 | $131,655,000 | $769,000 | $6,305,000 | $329,000 | $5,263,000 |
| Application Denied By Financial Institution | 68 | $108,630,000 | $1,597,000 | $12,885,000 | $477,000 | $8,621,000 |
| Application Approved But Not Accepted | 14 | $8,780,000 | $627,000 | $2,415,000 | $219,000 | $861,000 |
| File Closed For Incompleteness | 12 | $17,110,000 | $1,425,000 | $6,005,000 | $604,000 | $2,095,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,171 | $1,154,095,000 | $985,000 | $27,005,000 | $366,000 | $6,481,000 |
| Debt-To-Income Ratio | 52 | $73,940,000 | $1,421,000 | $12,885,000 | $255,000 | $1,363,000 |
| Collateral | 7 | $18,075,000 | $2,582,000 | $8,705,000 | $1,013,000 | $4,485,000 |
| Credit History | 5 | $2,675,000 | $535,000 | $1,085,000 | $266,000 | $794,000 |
| Other | 4 | $13,940,000 | $3,485,000 | $9,005,000 | $3,054,000 | $8,621,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Boston Private Bank & Trust Company's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Boston Private Bank & Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.