Boulevard Bank Mortgage Lending & HMDA Data, 2008

In 2008, Boulevard Bank of Neosho, MO reported 2,762 mortgage applications totaling $240.5 million, down 35% from 2007. The average application was for $87,056, and applicants reported an average income of $61,048. 16% of its applications resulted in an originated loan and 37% were denied. Its largest markets were St. Louis, MO-IL (660), Phoenix-Mesa-Scottsdale, AZ (338) and Davenport-Moline-Rock Island, IA-IL (297) (applications in parentheses).

Mortgage Company & Address Boulevard Bank
111 E Main St
Neosho, MO 64850
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,762
Total Mortgage Loan Application Amount $240,451,000
Average Mortgage Loan Application Amount $87,056
Highest Mortgage Loan Application Amount $830,000
Average Applicant Income $61,048
Highest Applicant Income $957,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Boulevard Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Boulevard Bank by Metropolitan Area in 2008

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis, MO-IL 660 $ 33,054,000 $ 50,081 $ 61,460
Phoenix-Mesa-Scottsdale, AZ 338 $ 39,542,000 $ 116,988 $ 102,000
Davenport-Moline-Rock Island, IA-IL 297 $ 24,981,000 $ 84,111 $ 46,343
Kansas City, MO-KS 97 $ 12,368,000 $ 127,505 $ 49,917
Peoria, IL 66 $ 5,783,000 $ 87,621 $ 52,000
Indianapolis-Carmel, IN 51 $ 6,169,000 $ 120,960 $ 47,000
Tucson, AZ 46 $ 4,711,000 $ 102,413 $ 109,000
Bloomington, IN 44 $ 3,679,000 $ 83,613 $ 40,000
Joplin, MO 43 $ 3,685,000 $ 85,697 $ 51,000
Fort Worth-Arlington, TX 30 $ 2,856,000 $ 95,200 $ 37,000
Albuquerque, NM 28 $ 4,618,000 $ 164,928 $ 55,000
Wichita, KS 21 $ 2,006,000 $ 95,523 $ 58,000
Columbia, MO 20 $ 1,526,000 $ 76,300 $ 52,000
Chicago-Naperville-Joliet, IL 18 $ 4,125,000 $ 229,166 $ 86,000
Bloomington-Normal, IL 16 $ 2,026,000 $ 126,625 $ 64,000
Las Vegas-Paradise, NV 15 $ 897,000 $ 59,800 $ 119,000
Anderson, IN 14 $ 1,015,000 $ 72,500 $ 29,000
Champaign-Urbana, IL 10 $ 565,000 $ 56,500 $ 38,000
Dubuque, IA 8 $ 589,000 $ 73,625 $ 45,000
Rockford, IL 8 $ 556,000 $ 69,500 $ 36,000
Denver-Aurora, CO 7 $ 1,079,000 $ 154,142 $ 93,000
Nashville-Davidson--Murfreesboro--Franklin, TN 7 $ 347,000 $ 49,571 $ 91,000
Decatur, IL 6 $ 435,000 $ 72,500 $ 43,000
Springfield, IL 6 $ 546,000 $ 91,000 $ 46,000
Springfield, MO 6 $ 794,000 $ 132,333 $ 66,000
Iowa City, IA 5 $ 487,000 $ 97,400 $ 43,000
Terre Haute, IN 5 $ 302,000 $ 60,400 $ 55,000
Cedar Rapids, IA 4 $ 212,000 $ 53,000 $ 47,000
Cincinnati-Middletown, OH-KY-IN 4 $ 402,000 $ 100,500 $ 37,000
Dayton, OH 4 $ 263,000 $ 65,750 $ 27,000
Jefferson City, MO 4 $ 163,000 $ 40,750 $ 136,000
Topeka, KS 4 $ 367,000 $ 91,750 $ 38,000
Fayetteville-Springdale-Rogers, AR-MO 3 $ 190,000 $ 63,333 $ 54,000
Riverside-San Bernardino-Ontario, CA 3 $ 325,000 $ 108,333 $ 116,000
Atlanta-Sandy Springs-Marietta, GA 2 $ 492,000 $ 246,000 $ 72,000
Casper, WY 2 $ 156,000 $ 78,000 $ 54,000
Dallas-Plano-Irving, TX 2 $ 105,000 $ 52,500 $ 171,000
Houston-Sugar Land-Baytown, TX 2 $ 259,000 $ 129,500 $ 55,000
Janesville, WI 2 $ 89,000 $ 44,500 $ 105,000
Los Angeles-Long Beach-Glendale, CA 2 $ 147,000 $ 73,500 $ 111,000
Louisville-Jefferson County, KY-IN 2 $ 341,000 $ 170,500 $ 65,000
Minneapolis-St. Paul-Bloomington, MN-WI 2 $ 373,000 $ 186,500 $ 50,000
Oklahoma City, OK 2 $ 149,000 $ 74,500 $ 45,000
Omaha-Council Bluffs, NE-IA 2 $ 193,000 $ 96,500 $ 29,000
Port St. Lucie, FL 2 $ 405,000 $ 202,500 $ 66,000
Prescott, AZ 2 $ 760,000 $ 380,000 $ 118,000
Santa Ana-Anaheim-Irvine, CA 2 $ 680,000 $ 340,000 $ 215,000
Augusta-Richmond County, GA-SC 1 $ 292,000 $ 292,000 $ 108,000
Baton Rouge, LA 1 $ 80,000 $ 80,000 $ 26,000
Boise City-Nampa, ID 1 $ 110,000 $ 110,000 $ 31,000
Buffalo-Niagara Falls, NY 1 $ 74,000 $ 74,000 $ 30,000
Camden, NJ 1 $ 49,000 $ 49,000 $ 174,000
Charlotte-Gastonia-Concord, NC-SC 1 $ 146,000 $ 146,000 $ 87,000
Clarksville, TN-KY 1 $ 70,000 $ 70,000 $ 24,000
Danville, IL 1 $ 30,000 $ 30,000 $ 15,000
Des Moines-West Des Moines, IA 1 $ 130,000 $ 130,000 $ 44,000
Edison-New Brunswick, NJ 1 $ 377,000 $ 377,000 $ 74,000
El Paso, TX 1 $ 145,000 $ 145,000 $ 62,000
Eugene-Springfield, OR 1 $ 351,000 $ 351,000 $ 149,000
Evansville, IN-KY 1 $ 81,000 $ 81,000 $ 24,000
Fort Smith, AR-OK 1 $ 103,000 $ 103,000 $ 19,000
Greenville-Mauldin-Easley, SC 1 $ 150,000 $ 150,000 $ 52,000
Hot Springs, AR 1 $ 88,000 $ 88,000 $ 104,000
Huntington-Ashland, WV-KY-OH 1 $ 64,000 $ 64,000 $ 33,000
Kalamazoo-Portage, MI 1 $ 35,000 $ 35,000 $ 54,000
Kankakee-Bradley, IL 1 $ 28,000 $ 28,000 $ 31,000
Kingston, NY 1 $ 90,000 $ 90,000 $ 20,000
Knoxville, TN 1 $ 255,000 $ 255,000 $ 66,000
Kokomo, IN 1 $ 76,000 $ 76,000 $ 72,000
La Crosse, WI-MN 1 $ 170,000 $ 170,000 $ 48,000
Las Cruces, NM 1 $ 119,000 $ 119,000 $ 89,000
Lexington-Fayette, KY 1 $ 276,000 $ 276,000 $ 97,000
Little Rock-North Little Rock-Conway, AR 1 $ 58,000 $ 58,000 $ 39,000
Madison, WI 1 $ 140,000 $ 140,000 $ 55,000
Milwaukee-Waukesha-West Allis, WI 1 $ 361,000 $ 361,000 $ 89,000
Mount Vernon-Anacortes, WA 1 $ 203,000 $ 203,000 $ 160,000
Muncie, IN 1 $ 75,000 $ 75,000 $ 24,000
Naples-Marco Island, FL 1 $ 180,000 $ 180,000 $ 762,000
Racine, WI 1 $ 20,000 $ 20,000 $ 134,000
Reno-Sparks, NV 1 $ 15,000 $ 15,000 $ 37,000
Richmond, VA 1 $ 25,000 $ 25,000 $ 35,000
Rochester, MN 1 $ 150,000 $ 150,000 $ 102,000
Sacramento--Arden-Arcade--Roseville, CA 1 $ 325,000 $ 325,000 $ 0
Salt Lake City, UT 1 $ 256,000 $ 256,000 $ 68,000
San Antonio, TX 1 $ 189,000 $ 189,000 $ 72,000
San Diego-Carlsbad-San Marcos, CA 1 $ 250,000 $ 250,000 $ 77,000
Sebastian-Vero Beach, FL 1 $ 85,000 $ 85,000 $ 724,000
Spartanburg, SC 1 $ 140,000 $ 140,000 $ 36,000
St. Joseph, MO-KS 1 $ 126,000 $ 126,000 $ 36,000
Tacoma, WA 1 $ 192,000 $ 192,000 $ 64,000
Tampa-St. Petersburg-Clearwater, FL 1 $ 395,000 $ 395,000 $ 124,000
Tuscaloosa, AL 1 $ 295,000 $ 295,000 $ 144,000
Virginia Beach-Norfolk-Newport News, VA-NC 1 $ 65,000 $ 65,000 $ 78,000
Waterloo-Cedar Falls, IA 1 $ 69,000 $ 69,000 $ 40,000
Wilmington, NC 1 $ 195,000 $ 195,000 $ 64,000
Yakima, WA 1 $ 35,000 $ 35,000 $ 49,000

Mortgage Loan Application Detail Totals for Boulevard Bank in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,257 $143,804,000 $114,000 $776,000 $71,000 $957,000
Home Purchase 813 $76,366,000 $93,000 $400,000 $44,000 $255,000
Home Improvement 692 $20,281,000 $29,000 $830,000 $63,000 $340,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,055 $177,130,000 $86,000 $830,000 $63,000 $957,000
Not Provided 248 $30,526,000 $123,000 $423,000 $59,000 $819,000
Hispanic 226 $21,874,000 $96,000 $385,000 $58,000 $720,000
Black or African American 193 $7,933,000 $41,000 $245,000 $48,000 $216,000
Asian 19 $1,685,000 $88,000 $650,000 $97,000 $331,000
American Indian or Alaskan Native 14 $865,000 $61,000 $343,000 $64,000 $131,000
Native Hawaiian or Other Pacific Islander 7 $438,000 $62,000 $260,000 $54,000 $112,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,738 $134,782,000 $77,000 $830,000 $70,000 $957,000
FHA-insured (Federal Housing Administration) 991 $102,328,000 $103,000 $416,000 $47,000 $408,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 25 $1,975,000 $79,000 $151,000 $35,000 $73,000
VA-guaranteed (Veterans Administration) 8 $1,366,000 $170,000 $331,000 $70,000 $113,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Approved But Not Accepted 1,050 $107,794,000 $102,000 $720,000 $66,000 $957,000
Application Denied By Financial Institution 1,024 $77,479,000 $75,000 $520,000 $55,000 $408,000
Loan Originated 444 $39,870,000 $89,000 $776,000 $63,000 $339,000
Application Withdrawn By Applicant 244 $15,308,000 $62,000 $830,000 $65,000 $229,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 616 $42,598,000 $69,000 $520,000 $52,000 $408,000
Debt-To-Income Ratio 180 $12,080,000 $67,000 $416,000 $51,000 $165,000
Collateral 117 $11,586,000 $99,000 $411,000 $77,000 $338,000
Unverifiable Information 33 $3,603,000 $109,000 $350,000 $60,000 $210,000
Employment History 29 $2,781,000 $95,000 $214,000 $48,000 $192,000
Other 28 $2,427,000 $86,000 $200,000 $56,000 $156,000
Insufficient Cash (Downpayment, Closing Cost) 14 $1,726,000 $123,000 $185,000 $47,000 $134,000
Credit Application Incomplete 5 $519,000 $103,000 $170,000 $38,000 $66,000
Mortgage Insurance Denied 2 $159,000 $79,000 $128,000 $34,000 $55,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Boulevard Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Boulevard Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

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