Boulevard Bank Mortgage Lending & HMDA Data, 2012

In 2012, Boulevard Bank of Neosho, MO reported 774 mortgage applications totaling $62.0 million, down 27% from 2011. The average application was for $80,131, and applicants reported an average income of $110,811. 33% of its applications resulted in an originated loan and 42% were denied. Its largest markets were St. Louis, MO-IL (505), Peoria, IL (53) and Davenport-Moline-Rock Island, IA-IL (44) (applications in parentheses).

Mortgage Company & Address Boulevard Bank
111 E.Main Street
Neosho, MO 64850
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  2011  
Total Number of Mortgage Applications 774
Total Mortgage Loan Application Amount $62,022,000
Average Mortgage Loan Application Amount $80,131
Highest Mortgage Loan Application Amount $3,200,000
Average Applicant Income $110,811
Highest Applicant Income $1,795,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Boulevard Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Boulevard Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis, Missouri 158 $ 6,792,000 $ 42,987 $ 98,000
St. Clair, Illinois 92 $ 1,661,000 $ 18,054 $ 67,000
St. Charles, Missouri 92 $ 2,104,000 $ 22,869 $ 100,000
Jefferson, Missouri 60 $ 1,172,000 $ 19,533 $ 96,000
Madison, Illinois 43 $ 551,000 $ 12,813 $ 83,000
St. Louis City, Missouri 40 $ 830,000 $ 20,750 $ 54,000
Litchfield, Connecticut 26 $ 19,415,000 $ 746,730 $ 519,000
Tazewell, Illinois 26 $ 359,000 $ 13,807 $ 65,000
Rock Island, Illinois 25 $ 518,000 $ 20,720 $ 59,000
Peoria, Illinois 22 $ 170,000 $ 7,727 $ 44,000
Scott, Iowa 14 $ 158,000 $ 11,285 $ 63,000
Fairfield, Connecticut 13 $ 6,562,000 $ 504,769 $ 219,000
Monroe, Illinois 11 $ 642,000 $ 58,363 $ 151,000
McLean, Illinois 8 $ 84,000 $ 10,500 $ 69,000
Newton, Missouri 7 $ 397,000 $ 56,714 $ 71,000
Morgan, Illinois 6 $ 68,000 $ 11,333 $ 51,000
New York, New York 6 $ 4,529,000 $ 754,833 $ 631,000
Macon, Illinois 5 $ 79,000 $ 15,800 $ 49,000
Whiteside, Illinois 5 $ 55,000 $ 11,000 $ 42,000
Jackson, Missouri 5 $ 134,000 $ 26,800 $ 84,000
Adams, Illinois 4 $ 82,000 $ 20,500 $ 50,000
Fulton, Illinois 4 $ 57,000 $ 14,250 $ 62,000
Henry, Illinois 4 $ 139,000 $ 34,750 $ 57,000
Jefferson, Illinois 4 $ 43,000 $ 10,750 $ 87,000
Marion, Illinois 4 $ 59,000 $ 14,750 $ 40,000
Johnson, Kansas 4 $ 245,000 $ 61,250 $ 108,000
Franklin, Missouri 4 $ 43,000 $ 10,750 $ 55,000
Marshall, Illinois 3 $ 52,000 $ 17,333 $ 70,000
McDonough, Illinois 3 $ 44,000 $ 14,666 $ 88,000
Sangamon, Illinois 3 $ 30,000 $ 10,000 $ 47,000
Clinton, Iowa 3 $ 34,000 $ 11,333 $ 77,000
Muscatine, Iowa 3 $ 50,000 $ 16,666 $ 46,000
Lincoln, Missouri 3 $ 27,000 $ 9,000 $ 78,000
Hartford, Connecticut 2 $ 1,167,000 $ 583,500 $ 347,000
Bureau, Illinois 2 $ 110,000 $ 55,000 $ 78,000
Knox, Illinois 2 $ 20,000 $ 10,000 $ 63,000
LaSalle, Illinois 2 $ 23,000 $ 11,500 $ 38,000
Mason, Illinois 2 $ 28,000 $ 14,000 $ 55,000
Woodford, Illinois 2 $ 37,000 $ 18,500 $ 51,000
Wyandotte, Kansas 2 $ 19,000 $ 9,500 $ 47,000
Nantucket, Massachusetts 2 $ 3,505,000 $ 1,752,500 $ 994,000
Clay, Missouri 2 $ 55,000 $ 27,500 $ 88,000
St. Francois, Missouri 2 $ 62,000 $ 31,000 $ 147,000
Maricopa, Arizona 1 $ 369,000 $ 369,000 $ 94,000
Pulaski, Arkansas 1 $ 16,000 $ 16,000 $ 50,000
Contra Costa, California 1 $ 788,000 $ 788,000 $ 638,000
San Diego, California 1 $ 888,000 $ 888,000 $ 0
New Haven, Connecticut 1 $ 372,000 $ 372,000 $ 240,000
Miami-Dade, Florida 1 $ 1,100,000 $ 1,100,000 $ 513,000
St. Lucie, Florida 1 $ 264,000 $ 264,000 $ 312,000
Bond, Illinois 1 $ 5,000 $ 5,000 $ 32,000
Cass, Illinois 1 $ 14,000 $ 14,000 $ 34,000
Champaign, Illinois 1 $ 16,000 $ 16,000 $ 27,000
Clay, Illinois 1 $ 3,000 $ 3,000 $ 22,000
Cook, Illinois 1 $ 725,000 $ 725,000 $ 218,000
De Witt, Illinois 1 $ 5,000 $ 5,000 $ 45,000
Fayette, Illinois 1 $ 3,000 $ 3,000 $ 30,000
Hamilton, Illinois 1 $ 8,000 $ 8,000 $ 55,000
Hancock, Illinois 1 $ 8,000 $ 8,000 $ 67,000
Menard, Illinois 1 $ 4,000 $ 4,000 $ 83,000
Mercer, Illinois 1 $ 7,000 $ 7,000 $ 13,000
Randolph, Illinois 1 $ 8,000 $ 8,000 $ 74,000
Schuyler, Illinois 1 $ 15,000 $ 15,000 $ 59,000
Vermilion, Illinois 1 $ 19,000 $ 19,000 $ 62,000
Washington, Illinois 1 $ 3,000 $ 3,000 $ 79,000
Douglas, Kansas 1 $ 24,000 $ 24,000 $ 108,000
Leavenworth, Kansas 1 $ 6,000 $ 6,000 $ 24,000
Middlesex, Massachusetts 1 $ 268,000 $ 268,000 $ 69,000
Norfolk, Massachusetts 1 $ 880,000 $ 880,000 $ 202,000
Emmet, Michigan 1 $ 543,000 $ 543,000 $ 805,000
Callaway, Missouri 1 $ 6,000 $ 6,000 $ 11,000
Camden, Missouri 1 $ 118,000 $ 118,000 $ 89,000
Cass, Missouri 1 $ 109,000 $ 109,000 $ 63,000
Iron, Missouri 1 $ 14,000 $ 14,000 $ 3,000
McDonald, Missouri 1 $ 25,000 $ 25,000 $ 38,000
Perry, Missouri 1 $ 60,000 $ 60,000 $ 49,000
Randolph, Missouri 1 $ 13,000 $ 13,000 $ 65,000
Ste. Genevieve, Missouri 1 $ 45,000 $ 45,000 $ 89,000
Warren, Missouri 1 $ 10,000 $ 10,000 $ 34,000
Ocean, New Jersey 1 $ 1,000,000 $ 1,000,000 $ 1,209,000
Dutchess, New York 1 $ 220,000 $ 220,000 $ 67,000
Putnam, New York 1 $ 250,000 $ 250,000 $ 108,000
Suffolk, New York 1 $ 400,000 $ 400,000 $ 421,000
Bucks, Pennsylvania 1 $ 480,000 $ 480,000 $ 150,000
Denton, Texas 1 $ 172,000 $ 172,000 $ 156,000
Windsor, Vermont 1 $ 500,000 $ 500,000 $ 1,168,000

Mortgage Loan Application Detail Totals for Boulevard Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 635 $10,338,000 $16,000 $120,000 $81,000 $572,000
Refinancing 87 $41,036,000 $471,000 $3,200,000 $299,000 $1,795,000
Home Purchase 52 $10,648,000 $204,000 $1,100,000 $160,000 $1,771,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 651 $51,532,000 $79,000 $3,200,000 $114,000 $1,795,000
Black or African American 83 $1,316,000 $15,000 $409,000 $68,000 $404,000
Hispanic 19 $806,000 $42,000 $417,000 $96,000 $484,000
Not Provided 15 $7,511,000 $500,000 $1,200,000 $223,000 $516,000
American Indian or Alaskan Native 3 $29,000 $9,000 $16,000 $99,000 $142,000
Asian 3 $828,000 $276,000 $799,000 $245,000 $515,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 769 $61,602,000 $80,000 $3,200,000 $112,000 $1,795,000
FHA-insured (Federal Housing Administration) 4 $310,000 $77,000 $115,000 $48,000 $97,000
VA-guaranteed (Veterans Administration) 1 $110,000 $110,000 $110,000 $42,000 $42,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 328 $8,042,000 $24,000 $665,000 $67,000 $484,000
Loan Originated 254 $40,632,000 $159,000 $3,200,000 $173,000 $1,795,000
Application Withdrawn By Applicant 153 $10,239,000 $66,000 $1,168,000 $103,000 $480,000
Application Approved But Not Accepted 36 $867,000 $24,000 $65,000 $96,000 $388,000
File Closed For Incompleteness 3 $2,242,000 $747,000 $1,175,000 $309,000 $451,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 232 $4,104,000 $17,000 $665,000 $66,000 $369,000
Debt-To-Income Ratio 74 $1,629,000 $22,000 $354,000 $59,000 $225,000
Collateral 11 $1,200,000 $109,000 $417,000 $139,000 $484,000
Other 5 $425,000 $85,000 $250,000 $65,000 $120,000
Employment History 4 $506,000 $126,000 $417,000 $83,000 $130,000
Unverifiable Information 2 $178,000 $89,000 $148,000 $65,000 $84,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Boulevard Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Boulevard Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

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