Bremer Bank, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Bremer Bank, Na 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Bremer Bank, Na
372 St. Peter Street
St. Paul, MN 55102
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,275
Total Mortgage Loan Application Amount $1,353,370,000
Average Mortgage Loan Application Amount $222,000
Highest Mortgage Loan Application Amount $45,000,000
Average Applicant Income $100,666
Highest Applicant Income $4,396,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Bremer Bank, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bremer Bank, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2016 breaks down Bremer Bank, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bremer Bank, Na serves its applicants.

Each category highlights the total number of mortgage applications processed by Bremer Bank, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bremer Bank, Na's mortgage activity for 2016.

Mortgage Loan Application Totals for Bremer Bank, Na by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin County Minnesota 430 $ 213,184,000 $ 495,000 $ 142,000
Olmsted County Minnesota 268 $ 85,614,000 $ 319,000 $ 122,000
Cass County North Dakota 233 $ 65,863,000 $ 282,000 $ 90,000
Stearns County Minnesota 226 $ 44,394,000 $ 196,000 $ 116,000
Dakota County Minnesota 202 $ 41,730,000 $ 206,000 $ 114,000
Douglas County Minnesota 180 $ 31,785,000 $ 176,000 $ 97,000
Ramsey County Minnesota 161 $ 46,771,000 $ 290,000 $ 88,000
Crow Wing County Minnesota 146 $ 29,931,000 $ 205,000 $ 108,000
Otter Tail County Minnesota 140 $ 22,194,000 $ 158,000 $ 130,000
Kandiyohi County Minnesota 137 $ 23,129,000 $ 168,000 $ 97,000
Washington County Minnesota 131 $ 49,308,000 $ 376,000 $ 134,000
Becker County Minnesota 129 $ 24,454,000 $ 189,000 $ 105,000
Grand Forks County North Dakota 111 $ 20,826,000 $ 187,000 $ 99,000
Polk County Minnesota 110 $ 17,506,000 $ 159,000 $ 83,000
Lyon County Minnesota 106 $ 14,621,000 $ 137,000 $ 80,000
Dunn County Wisconsin 104 $ 14,278,000 $ 137,000 $ 98,000
Clay County Minnesota 101 $ 30,156,000 $ 298,000 $ 96,000
Blue Earth County Minnesota 93 $ 17,258,000 $ 185,000 $ 92,000
St. Croix County Wisconsin 84 $ 16,674,000 $ 198,000 $ 104,000
Winona County Minnesota 83 $ 12,922,000 $ 155,000 $ 116,000
Dodge County Minnesota 81 $ 13,384,000 $ 165,000 $ 85,000
Benton County Minnesota 75 $ 14,440,000 $ 192,000 $ 86,000
Ward County North Dakota 71 $ 17,261,000 $ 243,000 $ 107,000
Steele County Minnesota 69 $ 14,777,000 $ 214,000 $ 84,000
Eau Claire County Wisconsin 69 $ 12,312,000 $ 178,000 $ 71,000
La Crosse County Wisconsin 67 $ 17,729,000 $ 264,000 $ 124,000
Redwood County Minnesota 66 $ 6,474,000 $ 98,000 $ 75,000
Wright County Minnesota 66 $ 14,082,000 $ 213,000 $ 98,000
Anoka County Minnesota 65 $ 21,743,000 $ 334,000 $ 93,000
Sherburne County Minnesota 60 $ 12,139,000 $ 202,000 $ 109,000
Polk County Wisconsin 58 $ 8,510,000 $ 146,000 $ 102,000
Carver County Minnesota 56 $ 12,848,000 $ 229,000 $ 94,000
Richland County North Dakota 55 $ 7,821,000 $ 142,000 $ 87,000
Nicollet County Minnesota 53 $ 9,987,000 $ 188,000 $ 100,000
Burleigh County North Dakota 52 $ 14,567,000 $ 280,000 $ 108,000
Mower County Minnesota 49 $ 3,381,000 $ 69,000 $ 96,000
Wilkin County Minnesota 47 $ 4,892,000 $ 104,000 $ 57,000
Burnett County Wisconsin 46 $ 6,870,000 $ 149,000 $ 78,000
Stevens County Minnesota 39 $ 5,197,000 $ 133,000 $ 84,000
Cass County Minnesota 38 $ 10,331,000 $ 271,000 $ 153,000
Scott County Minnesota 38 $ 35,597,000 $ 936,000 $ 104,000
Pope County Minnesota 33 $ 5,004,000 $ 151,000 $ 85,000
Mille Lacs County Minnesota 32 $ 4,037,000 $ 126,000 $ 71,000
Koochiching County Minnesota 31 $ 2,386,000 $ 76,000 $ 48,000
Marshall County Minnesota 31 $ 3,456,000 $ 111,000 $ 71,000
Bayfield County Wisconsin 31 $ 4,309,000 $ 139,000 $ 93,000
Aitkin County Minnesota 29 $ 3,915,000 $ 135,000 $ 78,000
Chippewa County Wisconsin 29 $ 8,708,000 $ 300,000 $ 84,000
Houston County Minnesota 26 $ 3,891,000 $ 149,000 $ 80,000
Morrison County Minnesota 26 $ 4,512,000 $ 173,000 $ 71,000
Ramsey County North Dakota 21 $ 2,411,000 $ 114,000 $ 80,000
St. Louis County Minnesota 20 $ 9,407,000 $ 470,000 $ 59,000
Monroe County Wisconsin 19 $ 2,523,000 $ 132,000 $ 87,000
Foster County North Dakota 18 $ 2,656,000 $ 147,000 $ 80,000
Maricopa County Arizona 17 $ 6,068,000 $ 356,000 $ 288,000
Le Sueur County Minnesota 17 $ 3,435,000 $ 202,000 $ 120,000
Walsh County North Dakota 16 $ 1,707,000 $ 106,000 $ 72,000
Morton County North Dakota 15 $ 13,925,000 $ 928,000 $ 80,000
Isanti County Minnesota 14 $ 8,464,000 $ 604,000 $ 66,000
Wabasha County Minnesota 14 $ 2,905,000 $ 207,000 $ 162,000
Pierce County Wisconsin 14 $ 2,881,000 $ 205,000 $ 78,000
Chisago County Minnesota 13 $ 2,129,000 $ 163,000 $ 86,000
Goodhue County Minnesota 13 $ 10,632,000 $ 817,000 $ 107,000
Hubbard County Minnesota 12 $ 2,815,000 $ 234,000 $ 112,000
Todd County Minnesota 12 $ 4,396,000 $ 366,000 $ 97,000
Grant County Minnesota 11 $ 1,499,000 $ 136,000 $ 59,000
Ransom County North Dakota 11 $ 1,528,000 $ 138,000 $ 78,000
Beltrami County Minnesota 10 $ 2,190,000 $ 219,000 $ 150,000
Yellow Medicine County Minnesota 10 $ 1,227,000 $ 122,000 $ 120,000
Pierce County North Dakota 10 $ 1,604,000 $ 160,000 $ 104,000
McLeod County Minnesota 9 $ 3,048,000 $ 338,000 $ 54,000
Fillmore County Minnesota 8 $ 1,174,000 $ 146,000 $ 62,000
Rice County Minnesota 8 $ 1,467,000 $ 183,000 $ 129,000
Barron County Wisconsin 8 $ 929,000 $ 116,000 $ 67,000
Meeker County Minnesota 7 $ 1,134,000 $ 162,000 $ 135,000
Pine County Minnesota 7 $ 1,290,000 $ 184,000 $ 85,000
Sargent County North Dakota 7 $ 1,063,000 $ 151,000 $ 78,000
Trempealeau County Wisconsin 7 $ 1,400,000 $ 200,000 $ 60,000
Collier County Florida 6 $ 3,229,000 $ 538,000 $ 603,000
Lincoln County Minnesota 6 $ 403,000 $ 67,000 $ 62,000
Renville County Minnesota 6 $ 676,000 $ 112,000 $ 62,000
Swift County Minnesota 6 $ 1,015,000 $ 169,000 $ 85,000
Pembina County North Dakota 6 $ 685,000 $ 114,000 $ 71,000
Ashland County Wisconsin 6 $ 953,000 $ 158,000 $ 111,000
Washburn County Wisconsin 6 $ 833,000 $ 138,000 $ 102,000
Murray County Minnesota 5 $ 665,000 $ 133,000 $ 94,000
Norman County Minnesota 5 $ 655,000 $ 131,000 $ 77,000
Waseca County Minnesota 5 $ 640,000 $ 128,000 $ 63,000
Rusk County Wisconsin 5 $ 1,012,000 $ 202,000 $ 99,000
Sawyer County Wisconsin 5 $ 1,008,000 $ 201,000 $ 133,000
Lee County Florida 4 $ 974,000 $ 243,000 $ 416,000
Chippewa County Minnesota 4 $ 302,000 $ 75,000 $ 41,000
Freeborn County Minnesota 4 $ 575,000 $ 143,000 $ 37,000
Itasca County Minnesota 4 $ 666,000 $ 166,000 $ 170,000
Kanabec County Minnesota 4 $ 1,032,000 $ 258,000 $ 107,000
Wadena County Minnesota 4 $ 531,000 $ 132,000 $ 53,000
Barnes County North Dakota 4 $ 829,000 $ 207,000 $ 88,000
Douglas County Wisconsin 4 $ 647,000 $ 161,000 $ 153,000
Vernon County Wisconsin 4 $ 703,000 $ 175,000 $ 65,000
Wood County Wisconsin 4 $ 743,000 $ 185,000 $ 95,000
Big Stone County Minnesota 3 $ 434,000 $ 144,000 $ 160,000
Brown County Minnesota 3 $ 608,000 $ 202,000 $ 39,000
Cook County Minnesota 3 $ 879,000 $ 293,000 $ 118,000
Faribault County Minnesota 3 $ 330,000 $ 110,000 $ 105,000
Mahnomen County Minnesota 3 $ 316,000 $ 105,000 $ 57,000
Pennington County Minnesota 3 $ 466,000 $ 155,000 $ 96,000
Red Lake County Minnesota 3 $ 373,000 $ 124,000 $ 76,000
Traverse County Minnesota 3 $ 485,000 $ 161,000 $ 94,000
Eddy County North Dakota 3 $ 203,000 $ 67,000 $ 66,000
Mercer County North Dakota 3 $ 585,000 $ 195,000 $ 111,000
Stark County North Dakota 3 $ 503,000 $ 167,000 $ 115,000
Lawrence County South Dakota 3 $ 1,480,000 $ 493,000 $ 786,000
Jackson County Wisconsin 3 $ 351,000 $ 117,000 $ 50,000
Jefferson County Wisconsin 3 $ 1,157,000 $ 385,000 $ 84,000
Pepin County Wisconsin 3 $ 296,000 $ 98,000 $ 61,000
Pinal County Arizona 2 $ 152,000 $ 76,000 $ 61,000
Yavapai County Arizona 2 $ 925,000 $ 462,000 $ 117,000
Pinellas County Florida 2 $ 524,000 $ 262,000 $ 672,000
Pipestone County Minnesota 2 $ 277,000 $ 138,000 $ 39,000
Benson County North Dakota 2 $ 210,000 $ 105,000 $ 205,000
Bottineau County North Dakota 2 $ 376,000 $ 188,000 $ 186,000
Cavalier County North Dakota 2 $ 164,000 $ 82,000 $ 53,000
Griggs County North Dakota 2 $ 208,000 $ 104,000 $ 113,000
Kidder County North Dakota 2 $ 292,000 $ 146,000 $ 161,000
McHenry County North Dakota 2 $ 581,000 $ 290,000 $ 136,000
McLean County North Dakota 2 $ 375,000 $ 187,000 $ 79,000
Stutsman County North Dakota 2 $ 254,000 $ 127,000 $ 37,000
Traill County North Dakota 2 $ 118,000 $ 59,000 $ 78,000
Wells County North Dakota 2 $ 489,000 $ 244,000 $ 81,000
Deuel County South Dakota 2 $ 452,000 $ 226,000 $ 102,000
Marshall County South Dakota 2 $ 545,000 $ 272,000 $ 144,000
Buffalo County Wisconsin 2 $ 217,000 $ 108,000 $ 57,000
Outagamie County Wisconsin 2 $ 17,088,000 $ 8,544,000 $ 37,000
Walworth County Wisconsin 2 $ 2,364,000 $ 1,182,000 $ 160,000
Winnebago County Wisconsin 2 $ 445,000 $ 222,000 $ 220,000
Pima County Arizona 1 $ 300,000 $ 300,000 $ 54,000
Brevard County Florida 1 $ 200,000 $ 200,000 $ 45,000
Citrus County Florida 1 $ 27,500,000 $ 27,500,000 $ 0
Hillsborough County Florida 1 $ 200,000 $ 200,000 $ 1,003,000
Orange County Florida 1 $ 676,000 $ 676,000 $ 339,000
Sarasota County Florida 1 $ 394,000 $ 394,000 $ 209,000
Sumter County Florida 1 $ 417,000 $ 417,000 $ 354,000
Volusia County Florida 1 $ 49,000 $ 49,000 $ 68,000
Ada County Idaho 1 $ 3,398,000 $ 3,398,000 $ 0
Polk County Iowa 1 $ 12,800,000 $ 12,800,000 $ 0
Johnson County Kansas 1 $ 16,920,000 $ 16,920,000 $ 0
Clearwater County Minnesota 1 $ 58,000 $ 58,000 $ 88,000
Lac qui Parle County Minnesota 1 $ 60,000 $ 60,000 $ 0
Lake County Minnesota 1 $ 50,000 $ 50,000 $ 79,000
Watonwan County Minnesota 1 $ 196,000 $ 196,000 $ 479,000
Emmons County North Dakota 1 $ 134,000 $ 134,000 $ 177,000
Mountrail County North Dakota 1 $ 254,000 $ 254,000 $ 70,000
Nelson County North Dakota 1 $ 149,000 $ 149,000 $ 51,000
Renville County North Dakota 1 $ 207,000 $ 207,000 $ 58,000
Towner County North Dakota 1 $ 100,000 $ 100,000 $ 77,000
Hamilton County Ohio 1 $ 9,001,000 $ 9,001,000 $ 0
Campbell County South Dakota 1 $ 391,000 $ 391,000 $ 78,000
Grant County South Dakota 1 $ 180,000 $ 180,000 $ 105,000
Hamlin County South Dakota 1 $ 226,000 $ 226,000 $ 59,000
Hutchinson County South Dakota 1 $ 132,000 $ 132,000 $ 108,000
Lincoln County South Dakota 1 $ 100,000 $ 100,000 $ 61,000
Meade County South Dakota 1 $ 260,000 $ 260,000 $ 242,000
Minnehaha County South Dakota 1 $ 96,000 $ 96,000 $ 31,000
Roberts County South Dakota 1 $ 51,000 $ 51,000 $ 102,000
Adams County Wisconsin 1 $ 95,000 $ 95,000 $ 60,000
Calumet County Wisconsin 1 $ 136,000 $ 136,000 $ 0
Dane County Wisconsin 1 $ 133,000 $ 133,000 $ 63,000
Price County Wisconsin 1 $ 27,000 $ 27,000 $ 37,000
Richland County Wisconsin 1 $ 417,000 $ 417,000 $ 404,000
Rock County Wisconsin 1 $ 194,000 $ 194,000 $ 68,000
Sauk County Wisconsin 1 $ 206,000 $ 206,000 $ 122,000
Taylor County Wisconsin 1 $ 290,000 $ 290,000 $ 133,000
Waukesha County Wisconsin 1 $ 214,000 $ 214,000 $ 91,000

Mortgage Loan Application Detail Totals for Bremer Bank, Na in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,967 $844,831,000 $284,000 $45,000,000 $98,000 $4,396,000
Refinancing 2,150 $483,525,000 $224,000 $10,480,000 $114,000 $3,192,000
Home Improvement 158 $25,014,000 $158,000 $9,001,000 $90,000 $631,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,282 $820,756,000 $191,000 $2,800,000 $109,000 $4,396,000
Not Provided 476 $83,131,000 $174,000 $1,161,000 $113,000 $1,563,000
Not applicable 228 $400,393,000 $1,756,000 $45,000,000 $14,000 $3,192,000
Hispanic 99 $15,305,000 $154,000 $690,000 $87,000 $491,000
Asian 80 $14,173,000 $177,000 $549,000 $89,000 $723,000
Black or African American 70 $13,521,000 $193,000 $1,290,000 $115,000 $1,063,000
American Indian or Alaskan Native 28 $3,727,000 $133,000 $312,000 $77,000 $379,000
Native Hawaiin or Other Pacific Islander 12 $2,364,000 $197,000 $491,000 $136,000 $341,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,477 $1,227,199,000 $274,000 $45,000,000 $112,000 $4,396,000
FHA-insured (Federal Housing Administration) 389 $59,327,000 $152,000 $332,000 $60,000 $273,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 216 $27,311,000 $126,000 $336,000 $50,000 $588,000
VA-guaranteed (Veterans Administration) 193 $39,533,000 $204,000 $417,000 $80,000 $252,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,169 $1,134,493,000 $272,000 $45,000,000 $106,000 $4,396,000
Application Withdrawn By Applicant 791 $162,798,000 $205,000 $2,750,000 $108,000 $1,308,000
Application Denied By Financial Institution 299 $43,692,000 $146,000 $2,300,000 $74,000 $1,236,000
Application Approved But Not Accepted 10 $11,606,000 $1,160,000 $10,480,000 $47,000 $155,000
File Closed For Incompleteness 6 $781,000 $130,000 $250,000 $56,000 $120,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 141 $17,066,000 $121,000 $1,161,000 $69,000 $1,236,000
Debt-To-Income Ratio 73 $13,236,000 $181,000 $2,300,000 $65,000 $404,000
Collateral 48 $7,069,000 $147,000 $550,000 $97,000 $323,000
Other 12 $1,814,000 $151,000 $275,000 $60,000 $106,000
Employment History 10 $2,488,000 $248,000 $1,470,000 $99,000 $326,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,109,000 $158,000 $349,000 $100,000 $281,000
Unverifiable Information 4 $565,000 $141,000 $167,000 $78,000 $240,000
Credit Application Incomplete 4 $345,000 $86,000 $153,000 $84,000 $180,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bremer Bank, Na's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bremer Bank, Na's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet with aggregated HMDA statistics today.

Download the Minnesota Lender List