Budget Finance Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Budget Finance Company 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Budget Finance Company 1849 Sawtelle Blvd., Suite 700 Los Angeles, Ca 90025, CA 90025 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,240 |
| Total Mortgage Loan Application Amount | $295,402,000 |
| Average Mortgage Loan Application Amount | $135,692 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $52,692 |
| Highest Applicant Income | $972,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Budget Finance Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Budget Finance Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Budget Finance Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Budget Finance Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Budget Finance Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Budget Finance Company's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,053 | $ 146,164,000 | $ 138,000 | $ 68,000 |
| San Bernardino County California | 177 | $ 17,503,000 | $ 98,000 | $ 69,000 |
| Riverside County California | 141 | $ 14,318,000 | $ 101,000 | $ 74,000 |
| Alameda County California | 77 | $ 11,783,000 | $ 153,000 | $ 104,000 |
| San Diego County California | 61 | $ 8,251,000 | $ 135,000 | $ 71,000 |
| Orange County California | 59 | $ 11,065,000 | $ 187,000 | $ 90,000 |
| Sacramento County California | 59 | $ 7,478,000 | $ 126,000 | $ 77,000 |
| Contra Costa County California | 58 | $ 8,319,000 | $ 143,000 | $ 78,000 |
| Kern County California | 38 | $ 2,914,000 | $ 76,000 | $ 53,000 |
| San Joaquin County California | 38 | $ 6,409,000 | $ 168,000 | $ 52,000 |
| Fresno County California | 27 | $ 1,709,000 | $ 63,000 | $ 38,000 |
| Marion County Oregon | 24 | $ 3,024,000 | $ 126,000 | $ 66,000 |
| San Francisco County California | 22 | $ 3,963,000 | $ 180,000 | $ 117,000 |
| Stanislaus County California | 22 | $ 2,262,000 | $ 102,000 | $ 47,000 |
| Ventura County California | 21 | $ 3,838,000 | $ 182,000 | $ 86,000 |
| Santa Clara County California | 20 | $ 3,514,000 | $ 175,000 | $ 113,000 |
| Multnomah County Oregon | 18 | $ 2,921,000 | $ 162,000 | $ 46,000 |
| Pierce County Washington | 16 | $ 824,000 | $ 51,000 | $ 46,000 |
| Solano County California | 15 | $ 2,227,000 | $ 148,000 | $ 81,000 |
| Madera County California | 14 | $ 1,509,000 | $ 107,000 | $ 62,000 |
| Lake County California | 13 | $ 954,000 | $ 73,000 | $ 48,000 |
| San Mateo County California | 12 | $ 1,307,000 | $ 108,000 | $ 59,000 |
| Clackamas County Oregon | 12 | $ 1,736,000 | $ 144,000 | $ 80,000 |
| King County Washington | 11 | $ 1,572,000 | $ 142,000 | $ 76,000 |
| Monterey County California | 9 | $ 1,270,000 | $ 141,000 | $ 84,000 |
| Placer County California | 9 | $ 1,241,000 | $ 137,000 | $ 76,000 |
| Tulare County California | 9 | $ 399,000 | $ 44,000 | $ 41,000 |
| Butte County California | 8 | $ 960,000 | $ 120,000 | $ 24,000 |
| El Dorado County California | 8 | $ 2,191,000 | $ 273,000 | $ 119,000 |
| Merced County California | 8 | $ 879,000 | $ 109,000 | $ 42,000 |
| San Luis Obispo County California | 8 | $ 1,574,000 | $ 196,000 | $ 62,000 |
| Imperial County California | 7 | $ 985,000 | $ 140,000 | $ 64,000 |
| Shasta County California | 7 | $ 478,000 | $ 68,000 | $ 30,000 |
| Linn County Oregon | 7 | $ 1,354,000 | $ 193,000 | $ 61,000 |
| Clark County Washington | 7 | $ 976,000 | $ 139,000 | $ 64,000 |
| Lewis County Washington | 7 | $ 603,000 | $ 86,000 | $ 61,000 |
| Snohomish County Washington | 7 | $ 625,000 | $ 89,000 | $ 36,000 |
| Humboldt County California | 6 | $ 751,000 | $ 125,000 | $ 50,000 |
| Kings County California | 5 | $ 293,000 | $ 58,000 | $ 66,000 |
| Santa Barbara County California | 5 | $ 1,336,000 | $ 267,000 | $ 94,000 |
| Lincoln County Oregon | 5 | $ 419,000 | $ 83,000 | $ 56,000 |
| Lassen County California | 4 | $ 380,000 | $ 95,000 | $ 61,000 |
| Mendocino County California | 4 | $ 513,000 | $ 128,000 | $ 68,000 |
| Nevada County California | 4 | $ 225,000 | $ 56,000 | $ 47,000 |
| Tehama County California | 4 | $ 333,000 | $ 83,000 | $ 53,000 |
| Benton County Washington | 4 | $ 267,000 | $ 66,000 | $ 64,000 |
| Amador County California | 3 | $ 408,000 | $ 136,000 | $ 51,000 |
| Marin County California | 3 | $ 575,000 | $ 191,000 | $ 45,000 |
| Napa County California | 3 | $ 769,000 | $ 256,000 | $ 65,000 |
| Sonoma County California | 3 | $ 697,000 | $ 232,000 | $ 64,000 |
| Sutter County California | 3 | $ 199,000 | $ 66,000 | $ 42,000 |
| Deschutes County Oregon | 3 | $ 476,000 | $ 158,000 | $ 53,000 |
| Douglas County Oregon | 3 | $ 295,000 | $ 98,000 | $ 33,000 |
| Yamhill County Oregon | 3 | $ 530,000 | $ 176,000 | $ 88,000 |
| Cowlitz County Washington | 3 | $ 187,000 | $ 62,000 | $ 28,000 |
| Pacific County Washington | 3 | $ 417,000 | $ 139,000 | $ 48,000 |
| Spokane County Washington | 3 | $ 192,000 | $ 64,000 | $ 40,000 |
| Thurston County Washington | 3 | $ 345,000 | $ 115,000 | $ 37,000 |
| Calaveras County California | 2 | $ 225,000 | $ 112,000 | $ 63,000 |
| Siskiyou County California | 2 | $ 295,000 | $ 147,000 | $ 61,000 |
| Trinity County California | 2 | $ 265,000 | $ 132,000 | $ 113,000 |
| Yolo County California | 2 | $ 415,000 | $ 207,000 | $ 81,000 |
| Columbia County Oregon | 2 | $ 146,000 | $ 73,000 | $ 52,000 |
| Coos County Oregon | 2 | $ 149,000 | $ 74,000 | $ 61,000 |
| Klamath County Oregon | 2 | $ 252,000 | $ 126,000 | $ 0 |
| Lane County Oregon | 2 | $ 165,000 | $ 82,000 | $ 50,000 |
| Polk County Oregon | 2 | $ 604,000 | $ 302,000 | $ 94,000 |
| Tillamook County Oregon | 2 | $ 74,000 | $ 37,000 | $ 35,000 |
| Wheeler County Oregon | 2 | $ 348,000 | $ 174,000 | $ 25,000 |
| Ferry County Washington | 2 | $ 734,000 | $ 367,000 | $ 90,000 |
| Franklin County Washington | 2 | $ 434,000 | $ 217,000 | $ 240,000 |
| Grant County Washington | 2 | $ 150,000 | $ 75,000 | $ 76,000 |
| Jefferson County Washington | 2 | $ 293,000 | $ 146,000 | $ 97,000 |
| Kitsap County Washington | 2 | $ 97,000 | $ 48,000 | $ 42,000 |
| Del Norte County California | 1 | $ 78,000 | $ 78,000 | $ 75,000 |
| Glenn County California | 1 | $ 245,000 | $ 245,000 | $ 240,000 |
| Inyo County California | 1 | $ 141,000 | $ 141,000 | $ 101,000 |
| Mariposa County California | 1 | $ 197,000 | $ 197,000 | $ 66,000 |
| Plumas County California | 1 | $ 40,000 | $ 40,000 | $ 19,000 |
| San Benito County California | 1 | $ 75,000 | $ 75,000 | $ 109,000 |
| Santa Cruz County California | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Tuolumne County California | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Yuba County California | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Washington County Iowa | 1 | $ 68,000 | $ 68,000 | $ 46,000 |
| Benton County Oregon | 1 | $ 76,000 | $ 76,000 | $ 204,000 |
| Crook County Oregon | 1 | $ 107,000 | $ 107,000 | $ 702,000 |
| Jackson County Oregon | 1 | $ 148,000 | $ 148,000 | $ 33,000 |
| Jefferson County Oregon | 1 | $ 52,000 | $ 52,000 | $ 31,000 |
| Morrow County Oregon | 1 | $ 39,000 | $ 39,000 | $ 25,000 |
| Washington County Oregon | 1 | $ 83,000 | $ 83,000 | $ 65,000 |
| Clallam County Washington | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Kittitas County Washington | 1 | $ 48,000 | $ 48,000 | $ 30,000 |
| Mason County Washington | 1 | $ 45,000 | $ 45,000 | $ 20,000 |
| Skagit County Washington | 1 | $ 110,000 | $ 110,000 | $ 24,000 |
| Skamania County Washington | 1 | $ 110,000 | $ 110,000 | $ 140,000 |
| Whatcom County Washington | 1 | $ 38,000 | $ 38,000 | $ 21,000 |
Mortgage Loan Application Detail Totals for Budget Finance Company in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 994 | $154,670,000 | $137,666 | $1,200,000 | $71,000 | $810,000 |
| Home Improvement (one-to-four family) | 654 | $57,242,000 | $95,333 | $975,000 | $53,333 | $900,000 |
| Home Purchase (one-to-four family) | 480 | $61,685,000 | $92,250 | $2,000,000 | $78,000 | $972,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 112 | $21,805,000 | $232,000 | $980,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 662 | $101,125,000 | $129,666 | $2,000,000 | $64,666 | $810,000 |
| Black | 632 | $69,677,000 | $142,000 | $700,000 | $62,666 | $420,000 |
| Hispanic | 469 | $53,733,000 | $124,000 | $450,000 | $59,000 | $679,000 |
| Information not provided by applicant in mail or telephone application | 221 | $32,502,000 | $127,750 | $980,000 | $64,750 | $900,000 |
| Asian or Pacific Islander | 113 | $17,277,000 | $152,500 | $520,000 | $61,000 | $300,000 |
| Not applicable | 105 | $14,609,000 | $90,000 | $975,000 | $97,333 | $972,000 |
| American Indian or Alaskan Native | 21 | $2,421,000 | $106,000 | $725,000 | $47,500 | $225,000 |
| Other | 17 | $4,058,000 | $238,000 | $600,000 | $111,000 | $584,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,240 | $295,402,000 | $109,250 | $2,000,000 | $61,250 | $972,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 731 | $96,424,000 | $115,333 | $2,000,000 | $67,000 | $972,000 |
| Loan Originated | 607 | $71,860,000 | $99,333 | $1,200,000 | $55,333 | $960,000 |
| Application Denied By Financial Institution | 599 | $81,160,000 | $114,750 | $980,000 | $64,250 | $660,000 |
| Application Withdrawn By Applicant | 179 | $26,804,000 | $136,000 | $1,000,000 | $67,000 | $679,000 |
| File Closed For Incompleteness | 124 | $19,154,000 | $151,666 | $950,000 | $73,333 | $600,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 387 | $54,576,000 | $149,333 | $975,000 | $84,666 | $660,000 |
| Credit History | 84 | $10,488,000 | $76,333 | $530,000 | $40,333 | $168,000 |
| Debt-To-Income Ratio | 50 | $6,564,000 | $97,333 | $739,000 | $48,000 | $252,000 |
| Credit Application Incomplete | 45 | $5,098,000 | $116,333 | $288,000 | $68,000 | $360,000 |
| Other | 19 | $1,943,000 | $182,000 | $400,000 | $71,666 | $181,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $2,016,000 | $104,000 | $980,000 | $39,000 | $84,000 |
| Unverifiable Information | 1 | $450,000 | $450,000 | $450,000 | $180,000 | $180,000 |
| Employment History | 1 | $25,000 | $25,000 | $25,000 | $96,000 | $96,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Budget Finance Company's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Budget Finance Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.