Budget Finance Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Budget Finance Company 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Budget Finance Company 1849 Sawtelle Blvd., Suite 700 Los Angeles, Ca 90025, CA 90025 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,301 |
| Total Mortgage Loan Application Amount | $390,819,000 |
| Average Mortgage Loan Application Amount | $159,181 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $68,181 |
| Highest Applicant Income | $1,750,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Budget Finance Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Budget Finance Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Budget Finance Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Budget Finance Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Budget Finance Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Budget Finance Company's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 771 | $ 151,874,000 | $ 196,000 | $ 99,000 |
| Riverside County California | 271 | $ 35,102,000 | $ 129,000 | $ 70,000 |
| San Bernardino County California | 218 | $ 24,117,000 | $ 110,000 | $ 63,000 |
| Kern County California | 84 | $ 10,768,000 | $ 128,000 | $ 68,000 |
| Fresno County California | 64 | $ 6,714,000 | $ 104,000 | $ 53,000 |
| San Diego County California | 61 | $ 13,641,000 | $ 223,000 | $ 104,000 |
| Sacramento County California | 60 | $ 9,115,000 | $ 151,000 | $ 56,000 |
| Orange County California | 59 | $ 12,127,000 | $ 205,000 | $ 98,000 |
| Alameda County California | 43 | $ 9,652,000 | $ 224,000 | $ 63,000 |
| San Joaquin County California | 34 | $ 5,406,000 | $ 159,000 | $ 67,000 |
| Tulare County California | 34 | $ 4,897,000 | $ 144,000 | $ 66,000 |
| Lake County California | 30 | $ 2,452,000 | $ 81,000 | $ 61,000 |
| Stanislaus County California | 27 | $ 3,235,000 | $ 119,000 | $ 64,000 |
| Shasta County California | 25 | $ 2,576,000 | $ 103,000 | $ 45,000 |
| Solano County California | 23 | $ 4,746,000 | $ 206,000 | $ 58,000 |
| Pierce County Washington | 21 | $ 5,257,000 | $ 250,000 | $ 42,000 |
| Contra Costa County California | 19 | $ 7,439,000 | $ 391,000 | $ 124,000 |
| Merced County California | 17 | $ 3,656,000 | $ 215,000 | $ 67,000 |
| Monterey County California | 16 | $ 3,087,000 | $ 192,000 | $ 98,000 |
| Santa Clara County California | 16 | $ 3,754,000 | $ 234,000 | $ 72,000 |
| King County Washington | 16 | $ 5,044,000 | $ 315,000 | $ 106,000 |
| Snohomish County Washington | 15 | $ 2,396,000 | $ 159,000 | $ 101,000 |
| San Francisco County California | 14 | $ 4,637,000 | $ 331,000 | $ 89,000 |
| Butte County California | 13 | $ 2,353,000 | $ 181,000 | $ 74,000 |
| Josephine County Oregon | 13 | $ 1,727,000 | $ 132,000 | $ 51,000 |
| Mason County Washington | 13 | $ 636,000 | $ 48,000 | $ 30,000 |
| Madera County California | 12 | $ 732,000 | $ 61,000 | $ 33,000 |
| Ventura County California | 12 | $ 2,355,000 | $ 196,000 | $ 89,000 |
| El Dorado County California | 11 | $ 2,927,000 | $ 266,000 | $ 53,000 |
| Tehama County California | 11 | $ 1,583,000 | $ 143,000 | $ 75,000 |
| Yuba County California | 11 | $ 1,685,000 | $ 153,000 | $ 65,000 |
| Calaveras County California | 10 | $ 1,850,000 | $ 185,000 | $ 64,000 |
| Sonoma County California | 10 | $ 3,084,000 | $ 308,000 | $ 124,000 |
| Jackson County Oregon | 10 | $ 1,752,000 | $ 175,000 | $ 134,000 |
| Placer County California | 9 | $ 3,025,000 | $ 336,000 | $ 114,000 |
| San Luis Obispo County California | 9 | $ 1,828,000 | $ 203,000 | $ 95,000 |
| Kitsap County Washington | 9 | $ 704,000 | $ 78,000 | $ 53,000 |
| Imperial County California | 8 | $ 892,000 | $ 111,000 | $ 71,000 |
| Nevada County California | 8 | $ 1,111,000 | $ 138,000 | $ 70,000 |
| Thurston County Washington | 8 | $ 866,000 | $ 108,000 | $ 37,000 |
| San Mateo County California | 7 | $ 1,273,000 | $ 181,000 | $ 314,000 |
| Marion County Oregon | 7 | $ 589,000 | $ 84,000 | $ 56,000 |
| Kings County California | 6 | $ 603,000 | $ 100,000 | $ 49,000 |
| Klamath County Oregon | 6 | $ 827,000 | $ 137,000 | $ 77,000 |
| Lane County Oregon | 6 | $ 1,207,000 | $ 201,000 | $ 65,000 |
| Multnomah County Oregon | 6 | $ 1,887,000 | $ 314,000 | $ 177,000 |
| Polk County Oregon | 6 | $ 1,433,000 | $ 238,000 | $ 72,000 |
| Spokane County Washington | 6 | $ 574,000 | $ 95,000 | $ 43,000 |
| Plumas County California | 5 | $ 559,000 | $ 111,000 | $ 50,000 |
| Siskiyou County California | 5 | $ 540,000 | $ 108,000 | $ 31,000 |
| Lewis County Washington | 5 | $ 250,000 | $ 50,000 | $ 25,000 |
| Trinity County California | 4 | $ 301,000 | $ 75,000 | $ 54,000 |
| Yolo County California | 4 | $ 975,000 | $ 243,000 | $ 71,000 |
| Washington County Oregon | 4 | $ 391,000 | $ 97,000 | $ 30,000 |
| Clark County Washington | 4 | $ 580,000 | $ 145,000 | $ 61,000 |
| Cowlitz County Washington | 4 | $ 624,000 | $ 156,000 | $ 47,000 |
| Grays Harbor County Washington | 4 | $ 553,000 | $ 138,000 | $ 48,000 |
| Amador County California | 3 | $ 944,000 | $ 314,000 | $ 83,000 |
| Glenn County California | 3 | $ 424,000 | $ 141,000 | $ 43,000 |
| Humboldt County California | 3 | $ 655,000 | $ 218,000 | $ 46,000 |
| Lassen County California | 3 | $ 225,000 | $ 75,000 | $ 36,000 |
| Mariposa County California | 3 | $ 539,000 | $ 179,000 | $ 48,000 |
| Douglas County Oregon | 3 | $ 243,000 | $ 81,000 | $ 25,000 |
| Linn County Oregon | 3 | $ 368,000 | $ 122,000 | $ 28,000 |
| Umatilla County Oregon | 3 | $ 977,000 | $ 325,000 | $ 104,000 |
| Franklin County Washington | 3 | $ 198,000 | $ 66,000 | $ 33,000 |
| Island County Washington | 3 | $ 389,000 | $ 129,000 | $ 83,000 |
| Jefferson County Washington | 3 | $ 363,000 | $ 121,000 | $ 36,000 |
| Marin County California | 2 | $ 415,000 | $ 207,000 | $ 96,000 |
| Mendocino County California | 2 | $ 2,150,000 | $ 1,075,000 | $ 238,000 |
| Santa Barbara County California | 2 | $ 243,000 | $ 121,000 | $ 79,000 |
| Santa Cruz County California | 2 | $ 278,000 | $ 139,000 | $ 77,000 |
| Sutter County California | 2 | $ 170,000 | $ 85,000 | $ 38,000 |
| Clatsop County Oregon | 2 | $ 171,000 | $ 85,000 | $ 32,000 |
| Coos County Oregon | 2 | $ 161,000 | $ 80,000 | $ 76,000 |
| Benton County Washington | 2 | $ 103,000 | $ 51,000 | $ 21,000 |
| Chelan County Washington | 2 | $ 190,000 | $ 95,000 | $ 30,000 |
| Clallam County Washington | 2 | $ 207,000 | $ 103,000 | $ 27,000 |
| Klickitat County Washington | 2 | $ 162,000 | $ 81,000 | $ 101,000 |
| Pacific County Washington | 2 | $ 158,000 | $ 79,000 | $ 120,000 |
| Skagit County Washington | 2 | $ 419,000 | $ 209,000 | $ 112,000 |
| Walla Walla County Washington | 2 | $ 71,000 | $ 35,000 | $ 34,000 |
| Colusa County California | 1 | $ 250,000 | $ 250,000 | $ 240,000 |
| Del Norte County California | 1 | $ 127,000 | $ 127,000 | $ 21,000 |
| Mono County California | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| San Benito County California | 1 | $ 363,000 | $ 363,000 | $ 30,000 |
| Tuolumne County California | 1 | $ 54,000 | $ 54,000 | $ 88,000 |
| Pinellas County Florida | 1 | $ 79,000 | $ 79,000 | $ 60,000 |
| Clackamas County Oregon | 1 | $ 179,000 | $ 179,000 | $ 50,000 |
| Crook County Oregon | 1 | $ 390,000 | $ 390,000 | $ 79,000 |
| Curry County Oregon | 1 | $ 357,000 | $ 357,000 | $ 75,000 |
| Deschutes County Oregon | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Gilliam County Oregon | 1 | $ 45,000 | $ 45,000 | $ 86,000 |
| Lake County Oregon | 1 | $ 37,000 | $ 37,000 | $ 15,000 |
| Lincoln County Oregon | 1 | $ 32,000 | $ 32,000 | $ 15,000 |
| Sherman County Oregon | 1 | $ 33,000 | $ 33,000 | $ 53,000 |
| Tillamook County Oregon | 1 | $ 485,000 | $ 485,000 | $ 180,000 |
| Union County Oregon | 1 | $ 117,000 | $ 117,000 | $ 133,000 |
| Wallowa County Oregon | 1 | $ 56,000 | $ 56,000 | $ 14,000 |
| Wasco County Oregon | 1 | $ 140,000 | $ 140,000 | $ 112,000 |
| Douglas County Washington | 1 | $ 87,000 | $ 87,000 | $ 120,000 |
| Grant County Washington | 1 | $ 43,000 | $ 43,000 | $ 31,000 |
| Lincoln County Washington | 1 | $ 350,000 | $ 350,000 | $ 90,000 |
| Stevens County Washington | 1 | $ 62,000 | $ 62,000 | $ 71,000 |
| Whatcom County Washington | 1 | $ 169,000 | $ 169,000 | $ 69,000 |
| Whitman County Washington | 1 | $ 611,000 | $ 611,000 | $ 160,000 |
| Yakima County Washington | 1 | $ 41,000 | $ 41,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Budget Finance Company in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,078 | $128,932,000 | $119,000 | $1,400,000 | $59,000 | $1,750,000 |
| Refinancing | 876 | $192,156,000 | $171,250 | $5,000,000 | $78,000 | $1,333,000 |
| Home Purchase | 347 | $69,731,000 | $177,250 | $3,300,000 | $65,250 | $1,024,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 922 | $157,447,000 | $164,750 | $3,300,000 | $67,250 | $1,750,000 |
| Black or African American | 538 | $94,017,000 | $194,000 | $5,000,000 | $50,333 | $1,111,000 |
| Hispanic | 500 | $70,996,000 | $149,750 | $923,000 | $64,500 | $656,000 |
| Not applicable | 129 | $26,077,000 | $322,000 | $1,243,000 | $0 | $0 |
| Not Provided | 107 | $19,895,000 | $195,000 | $1,103,000 | $160,400 | $1,333,000 |
| Asian | 63 | $16,111,000 | $238,000 | $3,337,000 | $95,500 | $948,000 |
| American Indian or Alaskan Native | 23 | $2,353,000 | $63,000 | $257,000 | $40,000 | $132,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $3,923,000 | $206,000 | $1,400,000 | $103,000 | $480,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,301 | $390,819,000 | $155,200 | $5,000,000 | $66,800 | $1,750,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,122 | $214,609,000 | $174,000 | $3,566,000 | $70,666 | $1,750,000 |
| Loan Originated | 673 | $78,915,000 | $101,666 | $850,000 | $52,666 | $852,000 |
| Application Approved But Not Accepted | 218 | $34,502,000 | $119,666 | $1,400,000 | $67,000 | $540,000 |
| Application Withdrawn By Applicant | 163 | $33,138,000 | $188,500 | $1,734,000 | $95,000 | $1,333,000 |
| File Closed For Incompleteness | 114 | $27,369,000 | $212,666 | $5,000,000 | $86,000 | $1,111,000 |
| Preapproval Denied by Financial Institution | 11 | $2,286,000 | $207,000 | $304,000 | $59,000 | $136,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 682 | $135,503,000 | $181,000 | $3,566,000 | $62,750 | $1,750,000 |
| Credit History | 374 | $69,071,000 | $172,750 | $1,300,000 | $78,500 | $852,000 |
| Debt-To-Income Ratio | 70 | $11,567,000 | $228,000 | $850,000 | $53,250 | $264,000 |
| Other | 4 | $469,000 | $116,000 | $175,000 | $126,500 | $426,000 |
| Unverifiable Information | 3 | $285,000 | $95,000 | $125,000 | $117,000 | $204,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Budget Finance Company's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Budget Finance Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.