Busey Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Busey Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Busey Bank 100 W University Ave Champaign, IL 61820 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,343 |
| Total Mortgage Loan Application Amount | $1,001,855,000 |
| Average Mortgage Loan Application Amount | $107,000 |
| Highest Mortgage Loan Application Amount | $8,188,000 |
| Average Applicant Income | $95,666 |
| Highest Applicant Income | $9,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Busey Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Busey Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Busey Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Busey Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Busey Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Busey Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Champaign County Illinois | 2,554 | $ 357,106,000 | $ 139,000 | $ 92,000 |
| McLean County Illinois | 1,573 | $ 202,128,000 | $ 128,000 | $ 98,000 |
| Peoria County Illinois | 982 | $ 133,889,000 | $ 136,000 | $ 87,000 |
| Tazewell County Illinois | 514 | $ 62,540,000 | $ 121,000 | $ 70,000 |
| Macon County Illinois | 417 | $ 48,383,000 | $ 116,000 | $ 128,000 |
| Ford County Illinois | 184 | $ 17,365,000 | $ 94,000 | $ 78,000 |
| Lee County Florida | 168 | $ 25,451,000 | $ 151,000 | $ 140,000 |
| Woodford County Illinois | 127 | $ 17,044,000 | $ 134,000 | $ 85,000 |
| Piatt County Illinois | 104 | $ 13,836,000 | $ 133,000 | $ 87,000 |
| Livingston County Illinois | 67 | $ 5,968,000 | $ 89,000 | $ 70,000 |
| Shelby County Illinois | 67 | $ 5,281,000 | $ 78,000 | $ 62,000 |
| Vermilion County Illinois | 43 | $ 3,962,000 | $ 92,000 | $ 65,000 |
| Iroquois County Illinois | 42 | $ 3,976,000 | $ 94,000 | $ 85,000 |
| Hamilton County Indiana | 37 | $ 9,784,000 | $ 264,000 | $ 146,000 |
| Marion County Indiana | 32 | $ 4,722,000 | $ 147,000 | $ 108,000 |
| De Witt County Illinois | 31 | $ 4,214,000 | $ 135,000 | $ 74,000 |
| Douglas County Illinois | 31 | $ 2,719,000 | $ 87,000 | $ 70,000 |
| Charlotte County Florida | 29 | $ 7,726,000 | $ 266,000 | $ 87,000 |
| Cook County Illinois | 26 | $ 20,480,000 | $ 787,000 | $ 234,000 |
| Marshall County Illinois | 21 | $ 2,195,000 | $ 104,000 | $ 48,000 |
| Fulton County Illinois | 20 | $ 1,941,000 | $ 97,000 | $ 74,000 |
| Collier County Florida | 18 | $ 4,001,000 | $ 222,000 | $ 268,000 |
| Moultrie County Illinois | 15 | $ 1,195,000 | $ 79,000 | $ 67,000 |
| Sarasota County Florida | 13 | $ 9,010,000 | $ 693,000 | $ 144,000 |
| Christian County Illinois | 12 | $ 857,000 | $ 71,000 | $ 64,000 |
| Coles County Illinois | 12 | $ 1,283,000 | $ 106,000 | $ 94,000 |
| Knox County Illinois | 12 | $ 1,785,000 | $ 148,000 | $ 130,000 |
| Logan County Illinois | 12 | $ 1,047,000 | $ 87,000 | $ 216,000 |
| Sangamon County Illinois | 12 | $ 1,270,000 | $ 105,000 | $ 94,000 |
| Mason County Illinois | 8 | $ 709,000 | $ 88,000 | $ 59,000 |
| Maricopa County Arizona | 5 | $ 1,173,000 | $ 234,000 | $ 183,000 |
| Boone County Indiana | 5 | $ 990,000 | $ 198,000 | $ 171,000 |
| Cumberland County Illinois | 4 | $ 398,000 | $ 99,000 | $ 86,000 |
| DuPage County Illinois | 4 | $ 750,000 | $ 187,000 | $ 129,000 |
| Effingham County Illinois | 4 | $ 1,121,000 | $ 280,000 | $ 313,000 |
| LaSalle County Illinois | 4 | $ 381,000 | $ 95,000 | $ 61,000 |
| Madison County Illinois | 4 | $ 719,000 | $ 179,000 | $ 95,000 |
| Bureau County Illinois | 3 | $ 221,000 | $ 73,000 | $ 72,000 |
| Edgar County Illinois | 3 | $ 246,000 | $ 82,000 | $ 69,000 |
| Macoupin County Illinois | 3 | $ 186,000 | $ 62,000 | $ 144,000 |
| Will County Illinois | 3 | $ 808,000 | $ 269,000 | $ 139,000 |
| Tippecanoe County Indiana | 3 | $ 597,000 | $ 199,000 | $ 128,000 |
| Manatee County Florida | 2 | $ 324,000 | $ 162,000 | $ 133,000 |
| Pinellas County Florida | 2 | $ 564,000 | $ 282,000 | $ 298,000 |
| Kane County Illinois | 2 | $ 300,000 | $ 150,000 | $ 130,000 |
| St. Clair County Illinois | 2 | $ 253,000 | $ 126,000 | $ 62,000 |
| Stark County Illinois | 2 | $ 197,000 | $ 98,000 | $ 74,000 |
| Williamson County Illinois | 2 | $ 521,000 | $ 260,000 | $ 222,000 |
| Hendricks County Indiana | 2 | $ 355,000 | $ 177,000 | $ 140,000 |
| LaPorte County Indiana | 2 | $ 525,000 | $ 262,000 | $ 173,000 |
| Vermillion County Indiana | 2 | $ 139,000 | $ 69,000 | $ 128,000 |
| Boone County Missouri | 2 | $ 812,000 | $ 406,000 | $ 268,000 |
| Camden County Missouri | 2 | $ 270,000 | $ 135,000 | $ 138,000 |
| Monterey County California | 1 | $ 3,119,000 | $ 3,119,000 | $ 0 |
| Ouray County Colorado | 1 | $ 230,000 | $ 230,000 | $ 108,000 |
| DeSoto County Florida | 1 | $ 748,000 | $ 748,000 | $ 245,000 |
| Miami-Dade County Florida | 1 | $ 217,000 | $ 217,000 | $ 263,000 |
| Monroe County Florida | 1 | $ 272,000 | $ 272,000 | $ 250,000 |
| Polk County Florida | 1 | $ 83,000 | $ 83,000 | $ 154,000 |
| Seminole County Florida | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Walton County Florida | 1 | $ 160,000 | $ 160,000 | $ 197,000 |
| Coweta County Georgia | 1 | $ 416,000 | $ 416,000 | $ 253,000 |
| Stephens County Georgia | 1 | $ 360,000 | $ 360,000 | $ 277,000 |
| Kauai County Hawaii | 1 | $ 1,000,000 | $ 1,000,000 | $ 295,000 |
| Clay County Illinois | 1 | $ 114,000 | $ 114,000 | $ 40,000 |
| Fayette County Illinois | 1 | $ 63,000 | $ 63,000 | $ 194,000 |
| Grundy County Illinois | 1 | $ 170,000 | $ 170,000 | $ 65,000 |
| Henry County Illinois | 1 | $ 141,000 | $ 141,000 | $ 38,000 |
| Jackson County Illinois | 1 | $ 40,000 | $ 40,000 | $ 188,000 |
| Kendall County Illinois | 1 | $ 165,000 | $ 165,000 | $ 0 |
| McDonough County Illinois | 1 | $ 161,000 | $ 161,000 | $ 161,000 |
| McHenry County Illinois | 1 | $ 224,000 | $ 224,000 | $ 94,000 |
| Putnam County Illinois | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Hancock County Indiana | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Kosciusko County Indiana | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Madison County Indiana | 1 | $ 56,000 | $ 56,000 | $ 330,000 |
| Morgan County Indiana | 1 | $ 230,000 | $ 230,000 | $ 66,000 |
| Johnson County Iowa | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Benzie County Michigan | 1 | $ 414,000 | $ 414,000 | $ 275,000 |
| Kalamazoo County Michigan | 1 | $ 157,000 | $ 157,000 | $ 118,000 |
| Christian County Missouri | 1 | $ 135,000 | $ 135,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 272,000 | $ 272,000 | $ 135,000 |
| Stone County Missouri | 1 | $ 134,000 | $ 134,000 | $ 147,000 |
| Cuyahoga County Ohio | 1 | $ 260,000 | $ 260,000 | $ 97,000 |
| Charleston County South Carolina | 1 | $ 336,000 | $ 336,000 | $ 160,000 |
| Kershaw County South Carolina | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 63,000 |
| Chittenden County Vermont | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Columbia County Wisconsin | 1 | $ 236,000 | $ 236,000 | $ 51,000 |
| Door County Wisconsin | 1 | $ 300,000 | $ 300,000 | $ 155,000 |
| Vilas County Wisconsin | 1 | $ 260,000 | $ 260,000 | $ 117,000 |
| Walworth County Wisconsin | 1 | $ 260,000 | $ 260,000 | $ 167,000 |
Mortgage Loan Application Detail Totals for Busey Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,464 | $650,875,000 | $145,000 | $8,188,000 | $98,000 | $7,027,000 |
| Home Purchase | 2,676 | $340,990,000 | $127,000 | $6,000,000 | $89,000 | $9,000,000 |
| Home Improvement | 203 | $9,990,000 | $49,000 | $1,652,000 | $100,000 | $1,642,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,458 | $837,410,000 | $129,000 | $2,640,000 | $96,000 | $9,000,000 |
| Asian | 266 | $43,405,000 | $163,000 | $1,080,000 | $113,000 | $796,000 |
| Not Provided | 229 | $30,001,000 | $131,000 | $738,000 | $102,000 | $1,266,000 |
| Black or African American | 207 | $23,063,000 | $111,000 | $417,000 | $73,000 | $444,000 |
| Hispanic | 104 | $29,435,000 | $283,000 | $5,615,000 | $73,000 | $565,000 |
| Not applicable | 63 | $36,740,000 | $583,000 | $8,188,000 | $1,000 | $100,000 |
| American Indian or Alaskan Native | 11 | $1,124,000 | $102,000 | $240,000 | $70,000 | $169,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $677,000 | $135,000 | $250,000 | $84,000 | $135,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,311 | $883,816,000 | $140,000 | $8,188,000 | $102,000 | $9,000,000 |
| FHA-insured (Federal Housing Administration) | 716 | $82,594,000 | $115,000 | $275,000 | $53,000 | $346,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 223 | $21,963,000 | $98,000 | $227,000 | $43,000 | $83,000 |
| VA-guaranteed (Veterans Administration) | 93 | $13,482,000 | $144,000 | $315,000 | $63,000 | $223,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,121 | $856,319,000 | $139,000 | $8,188,000 | $97,000 | $9,000,000 |
| Application Approved But Not Accepted | 643 | $85,974,000 | $133,000 | $966,000 | $101,000 | $7,027,000 |
| Application Denied By Financial Institution | 419 | $38,186,000 | $91,000 | $960,000 | $60,000 | $1,703,000 |
| Application Withdrawn By Applicant | 158 | $21,270,000 | $134,000 | $560,000 | $84,000 | $600,000 |
| File Closed For Incompleteness | 2 | $106,000 | $53,000 | $80,000 | $22,000 | $45,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 219 | $16,891,000 | $77,000 | $800,000 | $61,000 | $1,703,000 |
| Debt-To-Income Ratio | 88 | $8,380,000 | $95,000 | $960,000 | $45,000 | $180,000 |
| Collateral | 67 | $7,769,000 | $115,000 | $417,000 | $77,000 | $232,000 |
| Other | 23 | $2,804,000 | $121,000 | $250,000 | $79,000 | $265,000 |
| Employment History | 7 | $735,000 | $105,000 | $205,000 | $56,000 | $138,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $517,000 | $103,000 | $137,000 | $58,000 | $88,000 |
| Unverifiable Information | 5 | $642,000 | $128,000 | $176,000 | $33,000 | $65,000 |
| Mortgage Insurance Denied | 1 | $112,000 | $112,000 | $112,000 | $59,000 | $59,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Busey Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Busey Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.