Busey Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Busey Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Busey Bank 100 W University Ave Champaign, IL 61820 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,395 |
| Total Mortgage Loan Application Amount | $803,648,000 |
| Average Mortgage Loan Application Amount | $107,000 |
| Highest Mortgage Loan Application Amount | $22,890,000 |
| Average Applicant Income | $87,000 |
| Highest Applicant Income | $5,361,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Busey Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Busey Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Busey Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Busey Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Busey Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Busey Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Champaign County Illinois | 1,920 | $ 335,529,000 | $ 174,000 | $ 94,000 |
| McLean County Illinois | 1,057 | $ 155,030,000 | $ 146,000 | $ 117,000 |
| Peoria County Illinois | 655 | $ 87,883,000 | $ 134,000 | $ 84,000 |
| Tazewell County Illinois | 459 | $ 54,593,000 | $ 118,000 | $ 99,000 |
| Macon County Illinois | 397 | $ 38,664,000 | $ 97,000 | $ 86,000 |
| Ford County Illinois | 154 | $ 13,535,000 | $ 87,000 | $ 66,000 |
| Piatt County Illinois | 106 | $ 13,784,000 | $ 130,000 | $ 95,000 |
| Woodford County Illinois | 101 | $ 14,336,000 | $ 141,000 | $ 91,000 |
| Lee County Florida | 83 | $ 12,651,000 | $ 152,000 | $ 133,000 |
| Livingston County Illinois | 52 | $ 4,619,000 | $ 88,000 | $ 61,000 |
| Shelby County Illinois | 48 | $ 2,816,000 | $ 58,000 | $ 82,000 |
| Douglas County Illinois | 35 | $ 3,032,000 | $ 86,000 | $ 54,000 |
| Vermilion County Illinois | 35 | $ 2,697,000 | $ 77,000 | $ 83,000 |
| De Witt County Illinois | 29 | $ 2,770,000 | $ 95,000 | $ 94,000 |
| Hamilton County Indiana | 27 | $ 6,195,000 | $ 229,000 | $ 118,000 |
| Iroquois County Illinois | 21 | $ 2,269,000 | $ 108,000 | $ 103,000 |
| Fulton County Illinois | 15 | $ 1,186,000 | $ 79,000 | $ 42,000 |
| Sangamon County Illinois | 15 | $ 5,210,000 | $ 347,000 | $ 111,000 |
| Charlotte County Florida | 14 | $ 1,937,000 | $ 138,000 | $ 84,000 |
| Cook County Illinois | 14 | $ 11,795,000 | $ 842,000 | $ 183,000 |
| Collier County Florida | 13 | $ 3,601,000 | $ 277,000 | $ 220,000 |
| Sarasota County Florida | 12 | $ 1,664,000 | $ 138,000 | $ 116,000 |
| Moultrie County Illinois | 12 | $ 1,091,000 | $ 90,000 | $ 68,000 |
| Marshall County Illinois | 11 | $ 1,432,000 | $ 130,000 | $ 58,000 |
| Knox County Illinois | 10 | $ 1,382,000 | $ 138,000 | $ 132,000 |
| Marion County Indiana | 9 | $ 4,371,000 | $ 485,000 | $ 67,000 |
| Christian County Illinois | 7 | $ 744,000 | $ 106,000 | $ 120,000 |
| Logan County Illinois | 7 | $ 695,000 | $ 99,000 | $ 72,000 |
| Coles County Illinois | 6 | $ 914,000 | $ 152,000 | $ 57,000 |
| Manatee County Florida | 5 | $ 1,013,000 | $ 202,000 | $ 154,000 |
| Mason County Illinois | 5 | $ 359,000 | $ 71,000 | $ 36,000 |
| Hendricks County Indiana | 4 | $ 847,000 | $ 211,000 | $ 143,000 |
| Edgar County Illinois | 3 | $ 285,000 | $ 95,000 | $ 45,000 |
| Will County Illinois | 3 | $ 467,000 | $ 155,000 | $ 148,000 |
| Maricopa County Arizona | 2 | $ 15,000 | $ 7,000 | $ 31,000 |
| Bureau County Illinois | 2 | $ 179,000 | $ 89,000 | $ 74,000 |
| Kendall County Illinois | 2 | $ 145,000 | $ 72,000 | $ 110,000 |
| LaSalle County Illinois | 2 | $ 170,000 | $ 85,000 | $ 61,000 |
| Ogle County Illinois | 2 | $ 223,000 | $ 111,000 | $ 106,000 |
| St. Clair County Illinois | 2 | $ 349,000 | $ 174,000 | $ 69,000 |
| Stark County Illinois | 2 | $ 216,000 | $ 108,000 | $ 46,000 |
| Hancock County Indiana | 2 | $ 511,000 | $ 255,000 | $ 89,000 |
| Johnson County Indiana | 2 | $ 512,000 | $ 256,000 | $ 82,000 |
| Benzie County Michigan | 2 | $ 781,000 | $ 390,000 | $ 341,000 |
| Santa Fe County New Mexico | 2 | $ 834,000 | $ 417,000 | $ 268,000 |
| Pima County Arizona | 1 | $ 130,000 | $ 130,000 | $ 150,000 |
| Summit County Colorado | 1 | $ 392,000 | $ 392,000 | $ 721,000 |
| Broward County Florida | 1 | $ 3,700,000 | $ 3,700,000 | $ 0 |
| Gulf County Florida | 1 | $ 225,000 | $ 225,000 | $ 400,000 |
| Hillsborough County Florida | 1 | $ 196,000 | $ 196,000 | $ 114,000 |
| Miami-Dade County Florida | 1 | $ 67,000 | $ 67,000 | $ 112,000 |
| Palm Beach County Florida | 1 | $ 225,000 | $ 225,000 | $ 1,769,000 |
| Pinellas County Florida | 1 | $ 116,000 | $ 116,000 | $ 899,000 |
| Stephens County Georgia | 1 | $ 300,000 | $ 300,000 | $ 260,000 |
| Kauai County Hawaii | 1 | $ 950,000 | $ 950,000 | $ 170,000 |
| Cumberland County Illinois | 1 | $ 100,000 | $ 100,000 | $ 68,000 |
| DuPage County Illinois | 1 | $ 194,000 | $ 194,000 | $ 125,000 |
| Henry County Illinois | 1 | $ 143,000 | $ 143,000 | $ 69,000 |
| Kane County Illinois | 1 | $ 171,000 | $ 171,000 | $ 108,000 |
| Lake County Illinois | 1 | $ 1,020,000 | $ 1,020,000 | $ 0 |
| Macoupin County Illinois | 1 | $ 53,000 | $ 53,000 | $ 214,000 |
| Madison County Illinois | 1 | $ 239,000 | $ 239,000 | $ 143,000 |
| Putnam County Illinois | 1 | $ 42,000 | $ 42,000 | $ 51,000 |
| Winnebago County Illinois | 1 | $ 262,000 | $ 262,000 | $ 181,000 |
| Boone County Indiana | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| LaPorte County Indiana | 1 | $ 93,000 | $ 93,000 | $ 87,000 |
| Parke County Indiana | 1 | $ 82,000 | $ 82,000 | $ 152,000 |
| White County Indiana | 1 | $ 250,000 | $ 250,000 | $ 181,000 |
| Berkshire County Massachusetts | 1 | $ 12,000 | $ 12,000 | $ 106,000 |
| Boone County Missouri | 1 | $ 383,000 | $ 383,000 | $ 242,000 |
| St. Charles County Missouri | 1 | $ 272,000 | $ 272,000 | $ 135,000 |
| Cuyahoga County Ohio | 1 | $ 256,000 | $ 256,000 | $ 122,000 |
| Sauk County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 58,000 |
| Walworth County Wisconsin | 1 | $ 164,000 | $ 164,000 | $ 129,000 |
Mortgage Loan Application Detail Totals for Busey Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,081 | $530,675,000 | $172,000 | $22,890,000 | $112,000 | $5,361,000 |
| Home Purchase | 2,122 | $268,430,000 | $126,000 | $3,964,000 | $78,000 | $1,339,000 |
| Home Improvement | 192 | $4,543,000 | $23,000 | $1,246,000 | $71,000 | $1,290,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,806 | $609,878,000 | $126,000 | $5,200,000 | $101,000 | $5,361,000 |
| Black or African American | 169 | $16,768,000 | $99,000 | $688,000 | $67,000 | $300,000 |
| Asian | 150 | $22,901,000 | $152,000 | $417,000 | $129,000 | $765,000 |
| Not applicable | 130 | $126,906,000 | $976,000 | $22,890,000 | $0 | $0 |
| Hispanic | 70 | $18,824,000 | $268,000 | $5,457,000 | $85,000 | $445,000 |
| Not Provided | 61 | $7,063,000 | $115,000 | $392,000 | $93,000 | $721,000 |
| American Indian or Alaskan Native | 6 | $744,000 | $124,000 | $249,000 | $90,000 | $176,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $564,000 | $188,000 | $308,000 | $175,000 | $253,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,474 | $703,722,000 | $157,000 | $22,890,000 | $107,000 | $5,361,000 |
| FHA-insured (Federal Housing Administration) | 589 | $63,101,000 | $107,000 | $274,000 | $51,000 | $221,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 255 | $27,297,000 | $107,000 | $262,000 | $45,000 | $78,000 |
| VA-guaranteed (Veterans Administration) | 77 | $9,528,000 | $123,000 | $376,000 | $58,000 | $226,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,641 | $721,247,000 | $155,000 | $22,890,000 | $101,000 | $5,361,000 |
| Application Denied By Financial Institution | 394 | $34,917,000 | $88,000 | $415,000 | $60,000 | $450,000 |
| Application Withdrawn By Applicant | 242 | $33,652,000 | $139,000 | $417,000 | $94,000 | $721,000 |
| Application Approved But Not Accepted | 83 | $8,318,000 | $100,000 | $408,000 | $84,000 | $310,000 |
| File Closed For Incompleteness | 35 | $5,514,000 | $157,000 | $417,000 | $102,000 | $490,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 138 | $9,603,000 | $69,000 | $360,000 | $52,000 | $450,000 |
| Collateral | 126 | $15,867,000 | $125,000 | $405,000 | $84,000 | $370,000 |
| Debt-To-Income Ratio | 91 | $6,367,000 | $69,000 | $415,000 | $46,000 | $160,000 |
| Other | 15 | $1,104,000 | $73,000 | $165,000 | $60,000 | $105,000 |
| Employment History | 13 | $873,000 | $67,000 | $184,000 | $35,000 | $99,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $575,000 | $115,000 | $173,000 | $35,000 | $46,000 |
| Unverifiable Information | 5 | $391,000 | $78,000 | $100,000 | $42,000 | $58,000 |
| Credit Application Incomplete | 1 | $137,000 | $137,000 | $137,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Busey Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Busey Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.