B1Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
B1Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | B1Bank 500 Laurel Street, Suite 100 Baton Rouge, LA 70801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 830 |
| Total Mortgage Loan Application Amount | $261,930,000 |
| Average Mortgage Loan Application Amount | $233,250 |
| Highest Mortgage Loan Application Amount | $13,825,000 |
| Average Applicant Income | $253,500 |
| Highest Applicant Income | $9,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with B1Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing B1Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down B1Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how B1Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by B1Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at B1Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Calcasieu County Louisiana | 116 | $ 31,050,000 | $ 267,000 | $ 208,000 |
| Webster County Louisiana | 83 | $ 9,315,000 | $ 112,000 | $ 95,000 |
| Beauregard County Louisiana | 52 | $ 5,270,000 | $ 101,000 | $ 95,000 |
| Terrebonne County Louisiana | 42 | $ 6,740,000 | $ 160,000 | $ 147,000 |
| Lafourche County Louisiana | 38 | $ 4,700,000 | $ 123,000 | $ 121,000 |
| East Baton Rouge County Louisiana | 33 | $ 6,335,000 | $ 191,000 | $ 390,000 |
| Ouachita County Louisiana | 33 | $ 4,095,000 | $ 124,000 | $ 333,000 |
| Vernon County Louisiana | 30 | $ 1,920,000 | $ 64,000 | $ 84,000 |
| Orleans County Louisiana | 28 | $ 13,140,000 | $ 469,000 | $ 209,000 |
| Jefferson County Louisiana | 25 | $ 13,195,000 | $ 527,000 | $ 1,327,000 |
| Lafayette County Louisiana | 25 | $ 7,745,000 | $ 309,000 | $ 136,000 |
| St. Martin County Louisiana | 20 | $ 2,140,000 | $ 107,000 | $ 346,000 |
| Iberia County Louisiana | 19 | $ 1,995,000 | $ 105,000 | $ 89,000 |
| Caddo County Louisiana | 18 | $ 3,610,000 | $ 200,000 | $ 336,000 |
| Dallas County Texas | 18 | $ 34,430,000 | $ 1,912,000 | $ 609,000 |
| Vermilion County Louisiana | 17 | $ 955,000 | $ 56,000 | $ 74,000 |
| Harris County Texas | 15 | $ 16,645,000 | $ 1,109,000 | $ 514,000 |
| Morehouse County Louisiana | 14 | $ 940,000 | $ 67,000 | $ 142,000 |
| Ascension County Louisiana | 13 | $ 2,215,000 | $ 170,000 | $ 190,000 |
| Bossier County Louisiana | 13 | $ 1,855,000 | $ 142,000 | $ 152,000 |
| Claiborne County Louisiana | 13 | $ 1,195,000 | $ 91,000 | $ 145,000 |
| Livingston County Louisiana | 13 | $ 2,315,000 | $ 178,000 | $ 112,000 |
| Lincoln County Louisiana | 11 | $ 7,415,000 | $ 674,000 | $ 131,000 |
| Sabine County Louisiana | 9 | $ 575,000 | $ 63,000 | $ 119,000 |
| St. Landry County Louisiana | 9 | $ 695,000 | $ 77,000 | $ 75,000 |
| Allen County Louisiana | 7 | $ 655,000 | $ 93,000 | $ 104,000 |
| St. Tammany County Louisiana | 6 | $ 17,010,000 | $ 2,835,000 | $ 273,000 |
| Collin County Texas | 6 | $ 2,860,000 | $ 476,000 | $ 103,000 |
| Cameron County Louisiana | 5 | $ 2,955,000 | $ 591,000 | $ 26,000 |
| Tarrant County Texas | 5 | $ 4,405,000 | $ 881,000 | $ 431,000 |
| St. Mary County Louisiana | 4 | $ 670,000 | $ 167,000 | $ 191,000 |
| Union County Louisiana | 4 | $ 610,000 | $ 152,000 | $ 191,000 |
| Baldwin County Alabama | 3 | $ 2,515,000 | $ 838,000 | $ 315,000 |
| Escambia County Florida | 3 | $ 2,385,000 | $ 795,000 | $ 1,338,000 |
| Acadia County Louisiana | 3 | $ 185,000 | $ 61,000 | $ 117,000 |
| Jefferson Davis County Louisiana | 3 | $ 125,000 | $ 41,000 | $ 0 |
| Natchitoches County Louisiana | 3 | $ 545,000 | $ 181,000 | $ 235,000 |
| West Baton Rouge County Louisiana | 3 | $ 105,000 | $ 35,000 | $ 98,000 |
| McCurtain County Oklahoma | 3 | $ 1,835,000 | $ 611,000 | $ 0 |
| Lafayette County Arkansas | 2 | $ 310,000 | $ 155,000 | $ 89,000 |
| Assumption County Louisiana | 2 | $ 170,000 | $ 85,000 | $ 94,000 |
| Bienville County Louisiana | 2 | $ 310,000 | $ 155,000 | $ 325,000 |
| East Carroll County Louisiana | 2 | $ 760,000 | $ 380,000 | $ 220,000 |
| Evangeline County Louisiana | 2 | $ 70,000 | $ 35,000 | $ 37,000 |
| Pointe Coupee County Louisiana | 2 | $ 120,000 | $ 60,000 | $ 65,000 |
| Rapides County Louisiana | 2 | $ 380,000 | $ 190,000 | $ 80,000 |
| Richland County Louisiana | 2 | $ 100,000 | $ 50,000 | $ 58,000 |
| St. Bernard County Louisiana | 2 | $ 1,540,000 | $ 770,000 | $ 0 |
| Yellowstone County Montana | 2 | $ 510,000 | $ 255,000 | $ 168,000 |
| Bexar County Texas | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Chambers County Texas | 2 | $ 670,000 | $ 335,000 | $ 0 |
| Grayson County Texas | 2 | $ 2,300,000 | $ 1,150,000 | $ 0 |
| Lubbock County Texas | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Autauga County Alabama | 1 | $ 825,000 | $ 825,000 | $ 0 |
| San Miguel County Colorado | 1 | $ 6,955,000 | $ 6,955,000 | $ 0 |
| Leon County Florida | 1 | $ 275,000 | $ 275,000 | $ 2,017,000 |
| Okaloosa County Florida | 1 | $ 405,000 | $ 405,000 | $ 448,000 |
| Walton County Florida | 1 | $ 725,000 | $ 725,000 | $ 517,000 |
| Concordia County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| East Feliciana County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 77,000 |
| Iberville County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 82,000 |
| Jackson County Louisiana | 1 | $ 685,000 | $ 685,000 | $ 0 |
| St. Charles County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| St. James County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 164,000 |
| St. John the Baptist County Louisiana | 1 | $ 2,205,000 | $ 2,205,000 | $ 0 |
| Tangipahoa County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 0 |
| West Carroll County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| Nantucket County Massachusetts | 1 | $ 3,405,000 | $ 3,405,000 | $ 1,310,000 |
| Adams County Mississippi | 1 | $ 555,000 | $ 555,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Franklin County Mississippi | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Pike County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Ravalli County Montana | 1 | $ 425,000 | $ 425,000 | $ 537,000 |
| Pushmataha County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 625,000 | $ 625,000 | $ 430,000 |
| Denton County Texas | 1 | $ 175,000 | $ 175,000 | $ 226,000 |
| Fort Bend County Texas | 1 | $ 1,435,000 | $ 1,435,000 | $ 0 |
| Galveston County Texas | 1 | $ 1,795,000 | $ 1,795,000 | $ 813,000 |
| Houston County Texas | 1 | $ 1,525,000 | $ 1,525,000 | $ 2,112,000 |
| Jefferson County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Johnson County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Llano County Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Rockwall County Texas | 1 | $ 2,505,000 | $ 2,505,000 | $ 101,000 |
| Shelby County Texas | 1 | $ 75,000 | $ 75,000 | $ 108,000 |
| Smith County Texas | 1 | $ 7,875,000 | $ 7,875,000 | $ 0 |
| Sutton County Texas | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Tyler County Texas | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Upshur County Texas | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| Wharton County Texas | 1 | $ 325,000 | $ 325,000 | $ 174,000 |
Mortgage Loan Application Detail Totals for B1Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 392 | $90,280,000 | $230,000 | $13,005,000 | $136,000 | $3,262,000 |
| Home Purchase | 371 | $162,455,000 | $437,000 | $13,825,000 | $302,000 | $4,759,000 |
| Home Improvement | 43 | $6,335,000 | $147,000 | $2,105,000 | $102,000 | $265,000 |
| Other Purpose | 24 | $2,860,000 | $119,000 | $465,000 | $474,000 | $9,200,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 402 | $95,120,000 | $236,000 | $3,405,000 | $197,000 | $9,200,000 |
| Not applicable | 320 | $147,180,000 | $459,000 | $13,825,000 | $0 | $0 |
| Black or African American | 66 | $6,290,000 | $95,000 | $515,000 | $100,000 | $414,000 |
| Hispanic | 19 | $3,985,000 | $209,000 | $725,000 | $771,000 | $4,759,000 |
| Not Provided | 10 | $4,880,000 | $488,000 | $1,015,000 | $342,000 | $1,770,000 |
| Asian | 9 | $3,245,000 | $360,000 | $885,000 | $203,000 | $618,000 |
| American Indian or Alaskan Native | 1 | $75,000 | $75,000 | $75,000 | $144,000 | $144,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 830 | $261,930,000 | $315,000 | $13,825,000 | $210,000 | $9,200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 673 | $192,255,000 | $285,000 | $7,875,000 | $234,000 | $9,200,000 |
| Application Withdrawn By Applicant | 96 | $59,940,000 | $624,000 | $13,825,000 | $167,000 | $895,000 |
| Application Denied By Financial Institution | 48 | $7,950,000 | $165,000 | $1,125,000 | $90,000 | $576,000 |
| Application Approved But Not Accepted | 13 | $1,785,000 | $137,000 | $635,000 | $75,000 | $201,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 782 | $253,980,000 | $324,000 | $13,825,000 | $222,000 | $9,200,000 |
| Debt-To-Income Ratio | 29 | $4,625,000 | $159,000 | $775,000 | $69,000 | $214,000 |
| Credit History | 12 | $2,010,000 | $167,000 | $1,125,000 | $143,000 | $576,000 |
| Collateral | 6 | $1,270,000 | $211,000 | $525,000 | $83,000 | $158,000 |
| Other | 1 | $45,000 | $45,000 | $45,000 | $107,000 | $107,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into B1Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess B1Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.