Cambria Financial Group, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Cambria Financial Group, Llc 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cambria Financial Group, Llc 11000 W 78Th Street, Suite 300 Belle Plaine, MN 55344 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 615 |
| Total Mortgage Loan Application Amount | $118,673,000 |
| Average Mortgage Loan Application Amount | $192,000 |
| Highest Mortgage Loan Application Amount | $603,000 |
| Average Applicant Income | $85,000 |
| Highest Applicant Income | $462,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Cambria Financial Group, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cambria Financial Group, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Cambria Financial Group, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cambria Financial Group, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Cambria Financial Group, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cambria Financial Group, Llc's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 160 | $ 34,261,000 | $ 214,000 | $ 95,000 |
| Anoka County Minnesota | 48 | $ 8,576,000 | $ 178,000 | $ 80,000 |
| Dakota County Minnesota | 44 | $ 9,675,000 | $ 219,000 | $ 98,000 |
| Scott County Minnesota | 40 | $ 9,123,000 | $ 228,000 | $ 91,000 |
| Ramsey County Minnesota | 37 | $ 6,750,000 | $ 182,000 | $ 74,000 |
| Washington County Minnesota | 22 | $ 5,769,000 | $ 262,000 | $ 130,000 |
| Nicollet County Minnesota | 21 | $ 3,814,000 | $ 181,000 | $ 81,000 |
| Carver County Minnesota | 14 | $ 3,738,000 | $ 267,000 | $ 102,000 |
| Blue Earth County Minnesota | 13 | $ 2,307,000 | $ 177,000 | $ 69,000 |
| Le Sueur County Minnesota | 13 | $ 2,101,000 | $ 161,000 | $ 67,000 |
| Sherburne County Minnesota | 12 | $ 1,971,000 | $ 164,000 | $ 80,000 |
| Rice County Minnesota | 10 | $ 1,884,000 | $ 188,000 | $ 57,000 |
| Wright County Minnesota | 10 | $ 1,730,000 | $ 173,000 | $ 71,000 |
| St. Louis County Minnesota | 7 | $ 1,269,000 | $ 181,000 | $ 115,000 |
| Crow Wing County Minnesota | 6 | $ 1,115,000 | $ 185,000 | $ 90,000 |
| McLeod County Minnesota | 6 | $ 904,000 | $ 150,000 | $ 71,000 |
| Morrison County Minnesota | 6 | $ 653,000 | $ 108,000 | $ 81,000 |
| Cass County Minnesota | 5 | $ 835,000 | $ 167,000 | $ 197,000 |
| Olmsted County Minnesota | 5 | $ 1,170,000 | $ 234,000 | $ 81,000 |
| Polk County Iowa | 4 | $ 566,000 | $ 141,000 | $ 78,000 |
| Chisago County Minnesota | 4 | $ 648,000 | $ 162,000 | $ 55,000 |
| Goodhue County Minnesota | 4 | $ 1,194,000 | $ 298,000 | $ 49,000 |
| Itasca County Minnesota | 4 | $ 856,000 | $ 214,000 | $ 62,000 |
| Sibley County Minnesota | 4 | $ 333,000 | $ 83,000 | $ 45,000 |
| Steele County Minnesota | 4 | $ 590,000 | $ 147,000 | $ 72,000 |
| Waseca County Minnesota | 4 | $ 573,000 | $ 143,000 | $ 61,000 |
| Clay County Minnesota | 3 | $ 447,000 | $ 149,000 | $ 71,000 |
| Hubbard County Minnesota | 3 | $ 399,000 | $ 133,000 | $ 86,000 |
| Kandiyohi County Minnesota | 3 | $ 401,000 | $ 133,000 | $ 39,000 |
| Pine County Minnesota | 3 | $ 263,000 | $ 87,000 | $ 31,000 |
| Cass County North Dakota | 3 | $ 598,000 | $ 199,000 | $ 102,000 |
| Grand Forks County North Dakota | 3 | $ 493,000 | $ 164,000 | $ 58,000 |
| Rock County Wisconsin | 3 | $ 324,000 | $ 108,000 | $ 62,000 |
| Dallas County Iowa | 2 | $ 470,000 | $ 235,000 | $ 127,000 |
| Brown County Minnesota | 2 | $ 325,000 | $ 162,000 | $ 25,000 |
| Carlton County Minnesota | 2 | $ 308,000 | $ 154,000 | $ 105,000 |
| Dodge County Minnesota | 2 | $ 659,000 | $ 329,000 | $ 120,000 |
| Isanti County Minnesota | 2 | $ 282,000 | $ 141,000 | $ 57,000 |
| Pope County Minnesota | 2 | $ 262,000 | $ 131,000 | $ 54,000 |
| Redwood County Minnesota | 2 | $ 247,000 | $ 123,000 | $ 71,000 |
| Roseau County Minnesota | 2 | $ 256,000 | $ 128,000 | $ 47,000 |
| Wadena County Minnesota | 2 | $ 343,000 | $ 171,000 | $ 48,000 |
| Morton County North Dakota | 2 | $ 445,000 | $ 222,000 | $ 94,000 |
| Lincoln County South Dakota | 2 | $ 314,000 | $ 157,000 | $ 89,000 |
| Pennington County South Dakota | 2 | $ 319,000 | $ 159,000 | $ 107,000 |
| Dane County Wisconsin | 2 | $ 282,000 | $ 141,000 | $ 62,000 |
| St. Croix County Wisconsin | 2 | $ 834,000 | $ 417,000 | $ 119,000 |
| Iowa County Iowa | 1 | $ 217,000 | $ 217,000 | $ 139,000 |
| Jackson County Iowa | 1 | $ 120,000 | $ 120,000 | $ 35,000 |
| Jefferson County Iowa | 1 | $ 144,000 | $ 144,000 | $ 43,000 |
| Linn County Iowa | 1 | $ 80,000 | $ 80,000 | $ 24,000 |
| Montgomery County Iowa | 1 | $ 62,000 | $ 62,000 | $ 70,000 |
| Webster County Iowa | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Aitkin County Minnesota | 1 | $ 347,000 | $ 347,000 | $ 164,000 |
| Benton County Minnesota | 1 | $ 119,000 | $ 119,000 | $ 61,000 |
| Douglas County Minnesota | 1 | $ 176,000 | $ 176,000 | $ 32,000 |
| Fillmore County Minnesota | 1 | $ 84,000 | $ 84,000 | $ 34,000 |
| Freeborn County Minnesota | 1 | $ 126,000 | $ 126,000 | $ 140,000 |
| Lyon County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 46,000 |
| Mahnomen County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
| Marshall County Minnesota | 1 | $ 117,000 | $ 117,000 | $ 53,000 |
| Martin County Minnesota | 1 | $ 119,000 | $ 119,000 | $ 87,000 |
| Meeker County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 75,000 |
| Mille Lacs County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 18,000 |
| Mower County Minnesota | 1 | $ 106,000 | $ 106,000 | $ 22,000 |
| Nobles County Minnesota | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Norman County Minnesota | 1 | $ 87,000 | $ 87,000 | $ 46,000 |
| Otter Tail County Minnesota | 1 | $ 167,000 | $ 167,000 | $ 60,000 |
| Pennington County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 79,000 |
| Pipestone County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Polk County Minnesota | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Red Lake County Minnesota | 1 | $ 84,000 | $ 84,000 | $ 97,000 |
| Renville County Minnesota | 1 | $ 81,000 | $ 81,000 | $ 83,000 |
| Stearns County Minnesota | 1 | $ 177,000 | $ 177,000 | $ 102,000 |
| Swift County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| Winona County Minnesota | 1 | $ 121,000 | $ 121,000 | $ 35,000 |
| Yellow Medicine County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 40,000 |
| Dickey County North Dakota | 1 | $ 152,000 | $ 152,000 | $ 126,000 |
| Mercer County North Dakota | 1 | $ 204,000 | $ 204,000 | $ 42,000 |
| Pierce County North Dakota | 1 | $ 171,000 | $ 171,000 | $ 96,000 |
| Stark County North Dakota | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
| Traill County North Dakota | 1 | $ 99,000 | $ 99,000 | $ 70,000 |
| Walsh County North Dakota | 1 | $ 98,000 | $ 98,000 | $ 89,000 |
| Ward County North Dakota | 1 | $ 206,000 | $ 206,000 | $ 108,000 |
| Wells County North Dakota | 1 | $ 68,000 | $ 68,000 | $ 70,000 |
| Williams County North Dakota | 1 | $ 295,000 | $ 295,000 | $ 87,000 |
| Butte County South Dakota | 1 | $ 107,000 | $ 107,000 | $ 24,000 |
| Meade County South Dakota | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Minnehaha County South Dakota | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Brown County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 51,000 |
| Buffalo County Wisconsin | 1 | $ 109,000 | $ 109,000 | $ 53,000 |
| Burnett County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| Chippewa County Wisconsin | 1 | $ 82,000 | $ 82,000 | $ 39,000 |
| Dodge County Wisconsin | 1 | $ 170,000 | $ 170,000 | $ 50,000 |
| Dunn County Wisconsin | 1 | $ 132,000 | $ 132,000 | $ 45,000 |
| Marathon County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Oneida County Wisconsin | 1 | $ 112,000 | $ 112,000 | $ 32,000 |
| Outagamie County Wisconsin | 1 | $ 94,000 | $ 94,000 | $ 111,000 |
| Polk County Wisconsin | 1 | $ 101,000 | $ 101,000 | $ 50,000 |
| Sauk County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 36,000 |
| Sawyer County Wisconsin | 1 | $ 102,000 | $ 102,000 | $ 105,000 |
| Vernon County Wisconsin | 1 | $ 113,000 | $ 113,000 | $ 50,000 |
| Washburn County Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 52,000 |
| Washington County Wisconsin | 1 | $ 179,000 | $ 179,000 | $ 113,000 |
| Waukesha County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Waushara County Wisconsin | 1 | $ 417,000 | $ 417,000 | $ 269,000 |
Mortgage Loan Application Detail Totals for Cambria Financial Group, Llc in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 316 | $65,466,000 | $207,000 | $507,000 | $86,000 | $462,000 |
| Refinancing | 299 | $53,207,000 | $177,000 | $603,000 | $84,000 | $410,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 499 | $97,143,000 | $194,000 | $603,000 | $88,000 | $462,000 |
| Not Provided | 63 | $11,699,000 | $185,000 | $581,000 | $77,000 | $410,000 |
| Asian | 22 | $4,228,000 | $192,000 | $397,000 | $67,000 | $199,000 |
| Hispanic | 18 | $3,599,000 | $199,000 | $507,000 | $80,000 | $265,000 |
| Black or African American | 8 | $1,261,000 | $157,000 | $276,000 | $54,000 | $135,000 |
| American Indian or Alaskan Native | 5 | $743,000 | $148,000 | $170,000 | $85,000 | $134,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 432 | $85,672,000 | $198,000 | $603,000 | $97,000 | $462,000 |
| FHA-insured (Federal Housing Administration) | 125 | $21,443,000 | $171,000 | $336,000 | $56,000 | $271,000 |
| VA-guaranteed (Veterans Administration) | 52 | $10,671,000 | $205,000 | $581,000 | $62,000 | $151,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $887,000 | $147,000 | $280,000 | $50,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 506 | $100,146,000 | $197,000 | $581,000 | $89,000 | $462,000 |
| Application Withdrawn By Applicant | 53 | $8,268,000 | $156,000 | $490,000 | $69,000 | $240,000 |
| Application Denied By Financial Institution | 50 | $9,017,000 | $180,000 | $603,000 | $67,000 | $360,000 |
| Application Approved But Not Accepted | 5 | $1,115,000 | $223,000 | $472,000 | $96,000 | $255,000 |
| File Closed For Incompleteness | 1 | $127,000 | $127,000 | $127,000 | $68,000 | $68,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 18 | $2,950,000 | $163,000 | $313,000 | $47,000 | $100,000 |
| Debt-To-Income Ratio | 9 | $1,728,000 | $192,000 | $417,000 | $78,000 | $192,000 |
| Other | 9 | $1,663,000 | $184,000 | $345,000 | $56,000 | $127,000 |
| Collateral | 8 | $1,701,000 | $212,000 | $603,000 | $121,000 | $360,000 |
| Credit Application Incomplete | 1 | $184,000 | $184,000 | $184,000 | $53,000 | $53,000 |
| Unverifiable Information | 1 | $149,000 | $149,000 | $149,000 | $35,000 | $35,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cambria Financial Group, Llc's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cambria Financial Group, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.