Capital Center, L.L.C.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Capital Center, L.L.C. 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital Center, L.L.C. 4510 Cox Road Ste 402 Glen Allen, VA 23060 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,229 |
| Total Mortgage Loan Application Amount | $365,743,000 |
| Average Mortgage Loan Application Amount | $156,750 |
| Highest Mortgage Loan Application Amount | $650,000 |
| Average Applicant Income | $89,875 |
| Highest Applicant Income | $787,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Capital Center, L.L.C.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital Center, L.L.C.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Capital Center, L.L.C.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital Center, L.L.C. serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital Center, L.L.C., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital Center, L.L.C.'s mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Henrico County Virginia | 698 | $ 114,901,000 | $ 164,000 | $ 82,000 |
| Chesterfield County Virginia | 468 | $ 70,308,000 | $ 150,000 | $ 78,000 |
| Richmond City County Virginia | 261 | $ 41,453,000 | $ 158,000 | $ 94,000 |
| Hanover County Virginia | 240 | $ 41,947,000 | $ 174,000 | $ 81,000 |
| Goochland County Virginia | 42 | $ 9,040,000 | $ 215,000 | $ 143,000 |
| Powhatan County Virginia | 41 | $ 6,715,000 | $ 163,000 | $ 69,000 |
| Virginia Beach County Virginia | 31 | $ 5,692,000 | $ 183,000 | $ 91,000 |
| Fairfax County Virginia | 21 | $ 4,391,000 | $ 209,000 | $ 104,000 |
| New Kent County Virginia | 18 | $ 3,173,000 | $ 176,000 | $ 69,000 |
| Spotsylvania County Virginia | 14 | $ 2,120,000 | $ 151,000 | $ 74,000 |
| Albemarle County Virginia | 13 | $ 2,344,000 | $ 180,000 | $ 103,000 |
| Louisa County Virginia | 13 | $ 1,876,000 | $ 144,000 | $ 91,000 |
| James City County Virginia | 11 | $ 1,812,000 | $ 164,000 | $ 82,000 |
| Prince George County Virginia | 11 | $ 1,856,000 | $ 168,000 | $ 77,000 |
| Stafford County Virginia | 11 | $ 2,092,000 | $ 190,000 | $ 86,000 |
| Colonial Heights County Virginia | 10 | $ 1,255,000 | $ 125,000 | $ 77,000 |
| Loudoun County Virginia | 10 | $ 2,360,000 | $ 236,000 | $ 104,000 |
| Caroline County Virginia | 8 | $ 1,013,000 | $ 126,000 | $ 55,000 |
| King William County Virginia | 8 | $ 880,000 | $ 110,000 | $ 53,000 |
| Norfolk County Virginia | 8 | $ 1,308,000 | $ 163,000 | $ 87,000 |
| Chesapeake County Virginia | 7 | $ 1,141,000 | $ 163,000 | $ 65,000 |
| Newport News County Virginia | 7 | $ 981,000 | $ 140,000 | $ 66,000 |
| Arlington County Virginia | 6 | $ 1,316,000 | $ 219,000 | $ 117,000 |
| Gloucester County Virginia | 6 | $ 811,000 | $ 135,000 | $ 41,000 |
| Hampton County Virginia | 6 | $ 688,000 | $ 114,000 | $ 96,000 |
| Middlesex County Virginia | 6 | $ 718,000 | $ 119,000 | $ 57,000 |
| Prince William County Virginia | 6 | $ 1,174,000 | $ 195,000 | $ 90,000 |
| Amelia County Virginia | 5 | $ 742,000 | $ 148,000 | $ 58,000 |
| Essex County Virginia | 5 | $ 691,000 | $ 138,000 | $ 96,000 |
| Northumberland County Virginia | 5 | $ 1,181,000 | $ 236,000 | $ 194,000 |
| Petersburg County Virginia | 5 | $ 560,000 | $ 112,000 | $ 82,000 |
| Roanoke City County Virginia | 5 | $ 601,000 | $ 120,000 | $ 105,000 |
| Suffolk County Virginia | 5 | $ 772,000 | $ 154,000 | $ 63,000 |
| Dinwiddie County Virginia | 4 | $ 387,000 | $ 96,000 | $ 77,000 |
| Fluvanna County Virginia | 4 | $ 809,000 | $ 202,000 | $ 113,000 |
| Montgomery County Virginia | 4 | $ 609,000 | $ 152,000 | $ 152,000 |
| Portsmouth County Virginia | 4 | $ 765,000 | $ 191,000 | $ 75,000 |
| Roanoke County Virginia | 4 | $ 520,000 | $ 130,000 | $ 57,000 |
| York County Virginia | 4 | $ 545,000 | $ 136,000 | $ 84,000 |
| Dare County North Carolina | 3 | $ 819,000 | $ 273,000 | $ 202,000 |
| Augusta County Virginia | 3 | $ 592,000 | $ 197,000 | $ 108,000 |
| Charlottesville County Virginia | 3 | $ 535,000 | $ 178,000 | $ 74,000 |
| Lancaster County Virginia | 3 | $ 416,000 | $ 138,000 | $ 153,000 |
| Nelson County Virginia | 3 | $ 560,000 | $ 186,000 | $ 136,000 |
| Salem County Virginia | 3 | $ 344,000 | $ 114,000 | $ 73,000 |
| Guilford County North Carolina | 2 | $ 261,000 | $ 130,000 | $ 72,000 |
| Warren County North Carolina | 2 | $ 233,000 | $ 116,000 | $ 115,000 |
| Accomack County Virginia | 2 | $ 239,000 | $ 119,000 | $ 82,000 |
| Alexandria County Virginia | 2 | $ 432,000 | $ 216,000 | $ 125,000 |
| Amherst County Virginia | 2 | $ 274,000 | $ 137,000 | $ 52,000 |
| Campbell County Virginia | 2 | $ 357,000 | $ 178,000 | $ 81,000 |
| Culpeper County Virginia | 2 | $ 355,000 | $ 177,000 | $ 198,000 |
| Falls Church County Virginia | 2 | $ 472,000 | $ 236,000 | $ 86,000 |
| Lunenburg County Virginia | 2 | $ 125,000 | $ 62,000 | $ 75,000 |
| Northampton County Virginia | 2 | $ 236,000 | $ 118,000 | $ 77,000 |
| Orange County Virginia | 2 | $ 466,000 | $ 233,000 | $ 210,000 |
| Waynesboro County Virginia | 2 | $ 365,000 | $ 182,000 | $ 64,000 |
| Westmoreland County Virginia | 2 | $ 277,000 | $ 138,000 | $ 149,000 |
| Montgomery County Maryland | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Worcester County Massachusetts | 1 | $ 213,000 | $ 213,000 | $ 91,000 |
| Alamance County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 54,000 |
| Brunswick County North Carolina | 1 | $ 91,000 | $ 91,000 | $ 187,000 |
| Northampton County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 144,000 |
| Washington County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Botetourt County Virginia | 1 | $ 190,000 | $ 190,000 | $ 78,000 |
| Brunswick County Virginia | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Charles City County Virginia | 1 | $ 174,000 | $ 174,000 | $ 111,000 |
| Cumberland County Virginia | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Danville County Virginia | 1 | $ 99,000 | $ 99,000 | $ 99,000 |
| Franklin County Virginia | 1 | $ 205,000 | $ 205,000 | $ 97,000 |
| Fredericksburg County Virginia | 1 | $ 98,000 | $ 98,000 | $ 57,000 |
| Harrisonburg County Virginia | 1 | $ 111,000 | $ 111,000 | $ 121,000 |
| Isle of Wight County Virginia | 1 | $ 119,000 | $ 119,000 | $ 79,000 |
| Lynchburg County Virginia | 1 | $ 84,000 | $ 84,000 | $ 84,000 |
| Manassas County Virginia | 1 | $ 129,000 | $ 129,000 | $ 127,000 |
| Martinsville County Virginia | 1 | $ 117,000 | $ 117,000 | $ 31,000 |
| Mathews County Virginia | 1 | $ 260,000 | $ 260,000 | $ 228,000 |
| Mecklenburg County Virginia | 1 | $ 119,000 | $ 119,000 | $ 94,000 |
| Nottoway County Virginia | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
| Pittsylvania County Virginia | 1 | $ 246,000 | $ 246,000 | $ 108,000 |
| Prince Edward County Virginia | 1 | $ 110,000 | $ 110,000 | $ 84,000 |
| Richmond County Virginia | 1 | $ 130,000 | $ 130,000 | $ 37,000 |
| Rockingham County Virginia | 1 | $ 75,000 | $ 75,000 | $ 128,000 |
| Winchester County Virginia | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Capital Center, L.L.C. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,686 | $267,937,000 | $158,250 | $603,000 | $90,750 | $787,000 |
| Home Purchase | 542 | $97,716,000 | $177,000 | $650,000 | $89,000 | $599,000 |
| Home Improvement | 1 | $90,000 | $90,000 | $90,000 | $89,000 | $89,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,795 | $291,563,000 | $183,750 | $626,000 | $88,500 | $787,000 |
| Asian | 134 | $23,874,000 | $126,500 | $504,000 | $88,500 | $599,000 |
| Not Provided | 105 | $18,093,000 | $172,000 | $509,000 | $77,000 | $380,000 |
| Not applicable | 87 | $14,885,000 | $171,000 | $650,000 | $99,000 | $544,000 |
| Black or African American | 83 | $13,369,000 | $161,000 | $348,000 | $74,000 | $225,000 |
| Hispanic | 19 | $2,886,000 | $151,000 | $334,000 | $67,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $554,000 | $184,000 | $289,000 | $81,000 | $88,000 |
| American Indian or Alaskan Native | 3 | $519,000 | $173,000 | $265,000 | $104,000 | $154,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,229 | $365,743,000 | $162,200 | $650,000 | $84,600 | $787,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,504 | $239,329,000 | $173,500 | $650,000 | $109,500 | $787,000 |
| Application Withdrawn By Applicant | 569 | $101,618,000 | $168,750 | $603,000 | $86,500 | $643,000 |
| Application Denied By Financial Institution | 156 | $24,796,000 | $154,750 | $520,000 | $69,000 | $599,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 63 | $10,295,000 | $163,000 | $520,000 | $59,000 | $264,000 |
| Credit History | 62 | $9,888,000 | $135,666 | $405,000 | $61,000 | $406,000 |
| Collateral | 7 | $857,000 | $122,000 | $165,000 | $82,000 | $128,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $690,000 | $115,000 | $143,000 | $66,000 | $95,000 |
| Other | 4 | $738,000 | $194,000 | $245,000 | $104,500 | $215,000 |
| Employment History | 2 | $449,000 | $224,000 | $334,000 | $112,000 | $133,000 |
| Unverifiable Information | 1 | $108,000 | $108,000 | $108,000 | $18,000 | $18,000 |
| Mortgage Insurance Denied | 1 | $110,000 | $110,000 | $110,000 | $70,000 | $70,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Center, L.L.C.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital Center, L.L.C.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.