Capital Center, L.L.C.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Capital Center, L.L.C. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital Center, L.L.C. 4510 Cox Road Ste 402 Glen Allen, VA 23060 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,296 |
| Total Mortgage Loan Application Amount | $960,633,000 |
| Average Mortgage Loan Application Amount | $218,333 |
| Highest Mortgage Loan Application Amount | $1,295,000 |
| Average Applicant Income | $115,333 |
| Highest Applicant Income | $2,040,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Capital Center, L.L.C.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital Center, L.L.C.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Capital Center, L.L.C.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital Center, L.L.C. serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital Center, L.L.C., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital Center, L.L.C.'s mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Henrico County Virginia | 1,182 | $ 271,052,000 | $ 229,000 | $ 121,000 |
| Chesterfield County Virginia | 1,059 | $ 229,692,000 | $ 216,000 | $ 108,000 |
| Hanover County Virginia | 420 | $ 94,845,000 | $ 225,000 | $ 114,000 |
| Richmond City County Virginia | 406 | $ 94,029,000 | $ 231,000 | $ 136,000 |
| Goochland County Virginia | 88 | $ 26,988,000 | $ 306,000 | $ 159,000 |
| Powhatan County Virginia | 85 | $ 20,968,000 | $ 246,000 | $ 108,000 |
| Virginia Beach County Virginia | 73 | $ 17,840,000 | $ 244,000 | $ 118,000 |
| Fairfax County Virginia | 48 | $ 14,486,000 | $ 301,000 | $ 139,000 |
| James City County Virginia | 41 | $ 10,767,000 | $ 262,000 | $ 109,000 |
| New Kent County Virginia | 41 | $ 9,767,000 | $ 238,000 | $ 110,000 |
| Albemarle County Virginia | 40 | $ 9,839,000 | $ 245,000 | $ 107,000 |
| Chesapeake County Virginia | 36 | $ 7,812,000 | $ 217,000 | $ 98,000 |
| King William County Virginia | 31 | $ 5,442,000 | $ 175,000 | $ 91,000 |
| Montgomery County Virginia | 25 | $ 4,574,000 | $ 182,000 | $ 99,000 |
| Wake County North Carolina | 24 | $ 5,006,000 | $ 208,000 | $ 98,000 |
| Louisa County Virginia | 24 | $ 4,418,000 | $ 184,000 | $ 93,000 |
| Dare County North Carolina | 20 | $ 4,238,000 | $ 211,000 | $ 129,000 |
| Spotsylvania County Virginia | 20 | $ 4,591,000 | $ 229,000 | $ 106,000 |
| Colonial Heights County Virginia | 19 | $ 2,957,000 | $ 155,000 | $ 86,000 |
| Loudoun County Virginia | 19 | $ 7,047,000 | $ 370,000 | $ 139,000 |
| Dinwiddie County Virginia | 18 | $ 2,836,000 | $ 157,000 | $ 91,000 |
| York County Virginia | 18 | $ 4,381,000 | $ 243,000 | $ 98,000 |
| Prince William County Virginia | 17 | $ 4,037,000 | $ 237,000 | $ 124,000 |
| Stafford County Virginia | 17 | $ 4,061,000 | $ 238,000 | $ 117,000 |
| Amelia County Virginia | 16 | $ 3,112,000 | $ 194,000 | $ 81,000 |
| Caroline County Virginia | 16 | $ 3,167,000 | $ 197,000 | $ 79,000 |
| Newport News County Virginia | 16 | $ 2,349,000 | $ 146,000 | $ 80,000 |
| Northumberland County Virginia | 16 | $ 3,123,000 | $ 195,000 | $ 166,000 |
| Charlottesville County Virginia | 15 | $ 3,257,000 | $ 217,000 | $ 115,000 |
| Middlesex County Virginia | 15 | $ 3,045,000 | $ 203,000 | $ 145,000 |
| Essex County Virginia | 14 | $ 2,456,000 | $ 175,000 | $ 94,000 |
| Roanoke County Virginia | 14 | $ 2,070,000 | $ 147,000 | $ 75,000 |
| Hampton County Virginia | 13 | $ 1,561,000 | $ 120,000 | $ 96,000 |
| Norfolk County Virginia | 13 | $ 2,432,000 | $ 187,000 | $ 65,000 |
| Gloucester County Virginia | 12 | $ 2,791,000 | $ 232,000 | $ 163,000 |
| Suffolk County Virginia | 12 | $ 2,884,000 | $ 240,000 | $ 106,000 |
| Bedford County Virginia | 11 | $ 2,311,000 | $ 210,000 | $ 113,000 |
| Mecklenburg County Virginia | 11 | $ 2,441,000 | $ 221,000 | $ 157,000 |
| Currituck County North Carolina | 10 | $ 2,407,000 | $ 240,000 | $ 246,000 |
| Northampton County North Carolina | 10 | $ 2,274,000 | $ 227,000 | $ 238,000 |
| Alexandria County Virginia | 10 | $ 4,009,000 | $ 400,000 | $ 288,000 |
| Fluvanna County Virginia | 10 | $ 1,630,000 | $ 163,000 | $ 245,000 |
| Mathews County Virginia | 10 | $ 1,717,000 | $ 171,000 | $ 109,000 |
| Nelson County Virginia | 10 | $ 2,230,000 | $ 223,000 | $ 249,000 |
| Prince George County Virginia | 10 | $ 1,753,000 | $ 175,000 | $ 80,000 |
| Isle of Wight County Virginia | 9 | $ 1,996,000 | $ 221,000 | $ 100,000 |
| Portsmouth County Virginia | 9 | $ 1,376,000 | $ 152,000 | $ 59,000 |
| Roanoke City County Virginia | 9 | $ 1,280,000 | $ 142,000 | $ 86,000 |
| Mecklenburg County North Carolina | 8 | $ 1,650,000 | $ 206,000 | $ 92,000 |
| King George County Virginia | 8 | $ 1,569,000 | $ 196,000 | $ 101,000 |
| Lancaster County Virginia | 8 | $ 1,755,000 | $ 219,000 | $ 169,000 |
| Cumberland County Virginia | 7 | $ 1,136,000 | $ 162,000 | $ 112,000 |
| Durham County North Carolina | 6 | $ 865,000 | $ 144,000 | $ 86,000 |
| Charles City County Virginia | 6 | $ 1,024,000 | $ 170,000 | $ 62,000 |
| Frederick County Virginia | 6 | $ 1,253,000 | $ 208,000 | $ 111,000 |
| Greene County Virginia | 6 | $ 1,336,000 | $ 222,000 | $ 72,000 |
| Lynchburg County Virginia | 6 | $ 1,032,000 | $ 172,000 | $ 105,000 |
| Rockingham County Virginia | 6 | $ 1,008,000 | $ 168,000 | $ 54,000 |
| New Hanover County North Carolina | 5 | $ 850,000 | $ 170,000 | $ 107,000 |
| Hopewell County Virginia | 5 | $ 663,000 | $ 132,000 | $ 95,000 |
| Northampton County Virginia | 5 | $ 759,000 | $ 151,000 | $ 125,000 |
| Orange County Virginia | 5 | $ 983,000 | $ 196,000 | $ 144,000 |
| Poquoson County Virginia | 5 | $ 1,029,000 | $ 205,000 | $ 108,000 |
| Richmond County Virginia | 5 | $ 618,000 | $ 123,000 | $ 67,000 |
| Surry County Virginia | 5 | $ 863,000 | $ 172,000 | $ 87,000 |
| Westmoreland County Virginia | 5 | $ 896,000 | $ 179,000 | $ 98,000 |
| Brunswick County North Carolina | 4 | $ 1,037,000 | $ 259,000 | $ 227,000 |
| Augusta County Virginia | 4 | $ 951,000 | $ 237,000 | $ 127,000 |
| Brunswick County Virginia | 4 | $ 899,000 | $ 224,000 | $ 61,000 |
| Campbell County Virginia | 4 | $ 530,000 | $ 132,000 | $ 81,000 |
| Culpeper County Virginia | 4 | $ 719,000 | $ 179,000 | $ 115,000 |
| Fredericksburg County Virginia | 4 | $ 868,000 | $ 217,000 | $ 63,000 |
| Giles County Virginia | 4 | $ 503,000 | $ 125,000 | $ 87,000 |
| Page County Virginia | 4 | $ 538,000 | $ 134,000 | $ 84,000 |
| Pulaski County Virginia | 4 | $ 752,000 | $ 188,000 | $ 71,000 |
| Radford County Virginia | 4 | $ 673,000 | $ 168,000 | $ 93,000 |
| Carteret County North Carolina | 3 | $ 828,000 | $ 276,000 | $ 125,000 |
| Pitt County North Carolina | 3 | $ 370,000 | $ 123,000 | $ 93,000 |
| Appomattox County Virginia | 3 | $ 608,000 | $ 202,000 | $ 124,000 |
| Botetourt County Virginia | 3 | $ 513,000 | $ 171,000 | $ 62,000 |
| Fairfax City County Virginia | 3 | $ 711,000 | $ 237,000 | $ 148,000 |
| Franklin County Virginia | 3 | $ 486,000 | $ 162,000 | $ 81,000 |
| Halifax County Virginia | 3 | $ 338,000 | $ 112,000 | $ 44,000 |
| Harrisonburg County Virginia | 3 | $ 601,000 | $ 200,000 | $ 155,000 |
| Nottoway County Virginia | 3 | $ 427,000 | $ 142,000 | $ 91,000 |
| Southampton County Virginia | 3 | $ 582,000 | $ 194,000 | $ 107,000 |
| Staunton County Virginia | 3 | $ 477,000 | $ 159,000 | $ 63,000 |
| Chowan County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 197,000 |
| Forsyth County North Carolina | 2 | $ 547,000 | $ 273,000 | $ 102,000 |
| Guilford County North Carolina | 2 | $ 348,000 | $ 174,000 | $ 139,000 |
| Warren County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 144,000 |
| Amherst County Virginia | 2 | $ 237,000 | $ 118,000 | $ 101,000 |
| Arlington County Virginia | 2 | $ 350,000 | $ 175,000 | $ 138,000 |
| Buckingham County Virginia | 2 | $ 280,000 | $ 140,000 | $ 63,000 |
| Fauquier County Virginia | 2 | $ 630,000 | $ 315,000 | $ 109,000 |
| Floyd County Virginia | 2 | $ 351,000 | $ 175,000 | $ 43,000 |
| King and Queen County Virginia | 2 | $ 340,000 | $ 170,000 | $ 81,000 |
| Prince Edward County Virginia | 2 | $ 274,000 | $ 137,000 | $ 26,000 |
| Rockbridge County Virginia | 2 | $ 318,000 | $ 159,000 | $ 80,000 |
| Salem County Virginia | 2 | $ 187,000 | $ 93,000 | $ 122,000 |
| Shenandoah County Virginia | 2 | $ 388,000 | $ 194,000 | $ 174,000 |
| Waynesboro County Virginia | 2 | $ 152,000 | $ 76,000 | $ 35,000 |
| Williamsburg County Virginia | 2 | $ 248,000 | $ 124,000 | $ 92,000 |
| Buncombe County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 159,000 |
| Clay County North Carolina | 1 | $ 183,000 | $ 183,000 | $ 62,000 |
| Cumberland County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Gates County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 31,000 |
| Harnett County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 71,000 |
| Henderson County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Nash County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 157,000 |
| Pasquotank County North Carolina | 1 | $ 197,000 | $ 197,000 | $ 62,000 |
| Pender County North Carolina | 1 | $ 322,000 | $ 322,000 | $ 167,000 |
| Union County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 128,000 |
| Bristol County Virginia | 1 | $ 90,000 | $ 90,000 | $ 94,000 |
| Craig County Virginia | 1 | $ 111,000 | $ 111,000 | $ 38,000 |
| Danville County Virginia | 1 | $ 76,000 | $ 76,000 | $ 36,000 |
| Franklin City County Virginia | 1 | $ 96,000 | $ 96,000 | $ 35,000 |
| Henry County Virginia | 1 | $ 290,000 | $ 290,000 | $ 206,000 |
| Madison County Virginia | 1 | $ 240,000 | $ 240,000 | $ 108,000 |
| Manassas County Virginia | 1 | $ 97,000 | $ 97,000 | $ 26,000 |
| Petersburg County Virginia | 1 | $ 113,000 | $ 113,000 | $ 111,000 |
| Pittsylvania County Virginia | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Russell County Virginia | 1 | $ 87,000 | $ 87,000 | $ 64,000 |
| Sussex County Virginia | 1 | $ 127,000 | $ 127,000 | $ 72,000 |
| Wise County Virginia | 1 | $ 160,000 | $ 160,000 | $ 100,000 |
Mortgage Loan Application Detail Totals for Capital Center, L.L.C. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,328 | $738,204,000 | $221,000 | $1,295,000 | $117,000 | $2,040,000 |
| Home Purchase | 719 | $174,554,000 | $242,000 | $800,000 | $122,000 | $950,000 |
| Home Improvement | 249 | $47,875,000 | $192,000 | $535,000 | $107,000 | $559,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,902 | $640,187,000 | $220,000 | $1,295,000 | $115,000 | $2,040,000 |
| Not Provided | 984 | $226,994,000 | $230,000 | $800,000 | $126,000 | $2,000,000 |
| Asian | 252 | $61,873,000 | $245,000 | $576,000 | $120,000 | $500,000 |
| Black or African American | 72 | $14,135,000 | $196,000 | $495,000 | $83,000 | $263,000 |
| Hispanic | 57 | $11,609,000 | $203,000 | $626,000 | $96,000 | $256,000 |
| American Indian or Alaskan Native | 21 | $4,576,000 | $217,000 | $573,000 | $93,000 | $210,000 |
| Native Hawaiin or Other Pacific Islander | 7 | $1,176,000 | $168,000 | $277,000 | $90,000 | $205,000 |
| Not applicable | 1 | $83,000 | $83,000 | $83,000 | $174,000 | $174,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,179 | $933,364,000 | $223,000 | $1,295,000 | $118,000 | $2,040,000 |
| FHA-insured (Federal Housing Administration) | 73 | $17,075,000 | $233,000 | $560,000 | $99,000 | $828,000 |
| VA-guaranteed (Veterans Administration) | 44 | $10,194,000 | $231,000 | $441,000 | $91,000 | $244,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,050 | $672,709,000 | $220,000 | $980,000 | $116,000 | $940,000 |
| Application Approved But Not Accepted | 635 | $151,763,000 | $238,000 | $665,000 | $121,000 | $2,000,000 |
| Application Denied By Financial Institution | 505 | $109,998,000 | $217,000 | $1,295,000 | $116,000 | $2,040,000 |
| Application Withdrawn By Applicant | 106 | $26,163,000 | $246,000 | $800,000 | $143,000 | $1,362,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 147 | $32,578,000 | $221,000 | $825,000 | $73,000 | $624,000 |
| Credit History | 122 | $24,257,000 | $198,000 | $585,000 | $114,000 | $2,040,000 |
| Collateral | 90 | $20,998,000 | $233,000 | $1,295,000 | $146,000 | $1,060,000 |
| Other | 84 | $18,334,000 | $218,000 | $1,236,000 | $170,000 | $1,594,000 |
| Unverifiable Information | 16 | $3,511,000 | $219,000 | $454,000 | $94,000 | $218,000 |
| Employment History | 12 | $2,305,000 | $192,000 | $372,000 | $121,000 | $624,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $2,838,000 | $236,000 | $536,000 | $120,000 | $195,000 |
| Credit Application Incomplete | 3 | $1,058,000 | $352,000 | $491,000 | $199,000 | $350,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Center, L.L.C.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital Center, L.L.C.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.