Capital Center, L.L.C. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital Center, L.L.C. 4510 Cox Road Ste 402 Glen Allen, VA 23060 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 16,881 |
| Total Mortgage Loan Application Amount | $3,872,815,000 |
| Average Mortgage Loan Application Amount | $226,250 |
| Highest Mortgage Loan Application Amount | $1,085,000 |
| Average Applicant Income | $90,000 |
| Highest Applicant Income | $6,457,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Capital Center, L.L.C.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital Center, L.L.C.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Capital Center, L.L.C.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital Center, L.L.C. serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital Center, L.L.C., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital Center, L.L.C.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chesterfield County Virginia | 2,765 | $ 635,895,000 | $ 229,000 | $ 109,000 |
| Henrico County Virginia | 2,642 | $ 618,800,000 | $ 234,000 | $ 114,000 |
| Hanover County Virginia | 1,197 | $ 283,725,000 | $ 237,000 | $ 117,000 |
| Richmond City County Virginia | 1,066 | $ 258,900,000 | $ 242,000 | $ 122,000 |
| Wake County North Carolina | 859 | $ 199,195,000 | $ 231,000 | $ 107,000 |
| Virginia Beach County Virginia | 640 | $ 150,300,000 | $ 234,000 | $ 106,000 |
| Mecklenburg County North Carolina | 355 | $ 81,475,000 | $ 229,000 | $ 97,000 |
| Chesapeake County Virginia | 332 | $ 78,730,000 | $ 237,000 | $ 97,000 |
| Powhatan County Virginia | 279 | $ 66,005,000 | $ 236,000 | $ 111,000 |
| Fairfax County Virginia | 208 | $ 73,010,000 | $ 351,000 | $ 148,000 |
| Johnston County North Carolina | 196 | $ 38,570,000 | $ 196,000 | $ 86,000 |
| New Kent County Virginia | 191 | $ 44,875,000 | $ 234,000 | $ 99,000 |
| Goochland County Virginia | 190 | $ 51,510,000 | $ 271,000 | $ 125,000 |
| Norfolk County Virginia | 186 | $ 39,420,000 | $ 211,000 | $ 111,000 |
| James City County Virginia | 183 | $ 44,825,000 | $ 244,000 | $ 107,000 |
| Greenville County South Carolina | 161 | $ 31,155,000 | $ 193,000 | $ 87,000 |
| Durham County North Carolina | 154 | $ 31,190,000 | $ 202,000 | $ 99,000 |
| Albemarle County Virginia | 133 | $ 34,305,000 | $ 257,000 | $ 123,000 |
| Newport News County Virginia | 133 | $ 24,455,000 | $ 183,000 | $ 98,000 |
| Suffolk County Virginia | 125 | $ 28,715,000 | $ 229,000 | $ 102,000 |
| York County Virginia | 125 | $ 30,365,000 | $ 242,000 | $ 117,000 |
| Hampton County Virginia | 117 | $ 21,375,000 | $ 182,000 | $ 90,000 |
| Guilford County North Carolina | 112 | $ 20,950,000 | $ 187,000 | $ 91,000 |
| York County South Carolina | 112 | $ 24,520,000 | $ 218,000 | $ 97,000 |
| King William County Virginia | 112 | $ 22,240,000 | $ 198,000 | $ 92,000 |
| Louisa County Virginia | 111 | $ 21,085,000 | $ 189,000 | $ 88,000 |
| Prince William County Virginia | 109 | $ 34,275,000 | $ 314,000 | $ 130,000 |
| Cabarrus County North Carolina | 104 | $ 22,470,000 | $ 216,000 | $ 90,000 |
| Portsmouth County Virginia | 104 | $ 18,330,000 | $ 176,000 | $ 83,000 |
| Union County North Carolina | 98 | $ 22,670,000 | $ 231,000 | $ 93,000 |
| Spotsylvania County Virginia | 93 | $ 24,445,000 | $ 262,000 | $ 111,000 |
| Prince George County Virginia | 90 | $ 17,650,000 | $ 196,000 | $ 94,000 |
| Gaston County North Carolina | 88 | $ 15,340,000 | $ 174,000 | $ 75,000 |
| Loudoun County Virginia | 85 | $ 31,555,000 | $ 371,000 | $ 147,000 |
| Forsyth County North Carolina | 80 | $ 15,410,000 | $ 192,000 | $ 97,000 |
| Spartanburg County South Carolina | 75 | $ 13,525,000 | $ 180,000 | $ 83,000 |
| Colonial Heights County Virginia | 73 | $ 12,185,000 | $ 166,000 | $ 78,000 |
| Gloucester County Virginia | 73 | $ 16,275,000 | $ 222,000 | $ 84,000 |
| Dare County North Carolina | 72 | $ 17,410,000 | $ 241,000 | $ 150,000 |
| Iredell County North Carolina | 71 | $ 14,955,000 | $ 210,000 | $ 87,000 |
| Charleston County South Carolina | 70 | $ 17,470,000 | $ 249,000 | $ 90,000 |
| Alamance County North Carolina | 64 | $ 10,380,000 | $ 162,000 | $ 82,000 |
| Dinwiddie County Virginia | 63 | $ 12,325,000 | $ 195,000 | $ 118,000 |
| Franklin County North Carolina | 57 | $ 10,825,000 | $ 189,000 | $ 74,000 |
| Caroline County Virginia | 57 | $ 11,075,000 | $ 194,000 | $ 93,000 |
| Stafford County Virginia | 52 | $ 14,280,000 | $ 274,000 | $ 121,000 |
| Harnett County North Carolina | 51 | $ 8,915,000 | $ 174,000 | $ 77,000 |
| Isle of Wight County Virginia | 50 | $ 12,240,000 | $ 244,000 | $ 111,000 |
| Horry County South Carolina | 49 | $ 9,535,000 | $ 194,000 | $ 103,000 |
| Anderson County South Carolina | 48 | $ 9,010,000 | $ 187,000 | $ 95,000 |
| Fluvanna County Virginia | 46 | $ 9,490,000 | $ 206,000 | $ 88,000 |
| Amelia County Virginia | 44 | $ 8,960,000 | $ 203,000 | $ 88,000 |
| Currituck County North Carolina | 43 | $ 11,935,000 | $ 277,000 | $ 96,000 |
| Bedford County Virginia | 42 | $ 8,950,000 | $ 213,000 | $ 104,000 |
| New Hanover County North Carolina | 41 | $ 9,355,000 | $ 228,000 | $ 113,000 |
| Charlottesville County Virginia | 41 | $ 9,335,000 | $ 227,000 | $ 107,000 |
| Rowan County North Carolina | 40 | $ 7,110,000 | $ 177,000 | $ 75,000 |
| Augusta County Virginia | 40 | $ 9,050,000 | $ 226,000 | $ 106,000 |
| Hopewell County Virginia | 40 | $ 6,180,000 | $ 154,000 | $ 62,000 |
| Brunswick County North Carolina | 39 | $ 9,465,000 | $ 242,000 | $ 91,000 |
| Orange County North Carolina | 39 | $ 8,925,000 | $ 228,000 | $ 92,000 |
| Middlesex County Virginia | 38 | $ 8,970,000 | $ 236,000 | $ 121,000 |
| Prince George's County Maryland | 37 | $ 10,865,000 | $ 293,000 | $ 107,000 |
| Nash County North Carolina | 37 | $ 6,075,000 | $ 164,000 | $ 85,000 |
| Davidson County North Carolina | 35 | $ 6,125,000 | $ 175,000 | $ 77,000 |
| Berkeley County South Carolina | 35 | $ 7,525,000 | $ 215,000 | $ 92,000 |
| Lancaster County South Carolina | 35 | $ 8,345,000 | $ 238,000 | $ 85,000 |
| Lincoln County North Carolina | 32 | $ 6,710,000 | $ 209,000 | $ 93,000 |
| Roanoke County Virginia | 32 | $ 5,520,000 | $ 172,000 | $ 83,000 |
| Arlington County Virginia | 31 | $ 11,475,000 | $ 370,000 | $ 226,000 |
| Catawba County North Carolina | 30 | $ 5,400,000 | $ 180,000 | $ 73,000 |
| Montgomery County Maryland | 29 | $ 8,755,000 | $ 301,000 | $ 139,000 |
| Northumberland County Virginia | 29 | $ 6,525,000 | $ 225,000 | $ 102,000 |
| Poquoson County Virginia | 29 | $ 6,655,000 | $ 229,000 | $ 111,000 |
| Chatham County North Carolina | 28 | $ 8,450,000 | $ 301,000 | $ 128,000 |
| Dorchester County South Carolina | 28 | $ 6,310,000 | $ 225,000 | $ 78,000 |
| Pickens County South Carolina | 28 | $ 4,280,000 | $ 152,000 | $ 61,000 |
| Granville County North Carolina | 27 | $ 6,205,000 | $ 229,000 | $ 95,000 |
| King George County Virginia | 27 | $ 6,645,000 | $ 246,000 | $ 140,000 |
| Lancaster County Virginia | 27 | $ 6,735,000 | $ 249,000 | $ 164,000 |
| Buncombe County North Carolina | 25 | $ 6,715,000 | $ 268,000 | $ 79,000 |
| Cleveland County North Carolina | 25 | $ 3,795,000 | $ 151,000 | $ 74,000 |
| Nelson County Virginia | 25 | $ 5,795,000 | $ 231,000 | $ 166,000 |
| Frederick County Virginia | 24 | $ 5,820,000 | $ 242,000 | $ 109,000 |
| Greene County Virginia | 24 | $ 6,180,000 | $ 257,000 | $ 112,000 |
| Mathews County Virginia | 23 | $ 5,405,000 | $ 235,000 | $ 147,000 |
| Mecklenburg County Virginia | 23 | $ 5,235,000 | $ 227,000 | $ 119,000 |
| Montgomery County Virginia | 23 | $ 5,115,000 | $ 222,000 | $ 104,000 |
| Pitt County North Carolina | 22 | $ 3,180,000 | $ 144,000 | $ 90,000 |
| Lynchburg County Virginia | 22 | $ 4,010,000 | $ 182,000 | $ 94,000 |
| Orange County Virginia | 22 | $ 4,830,000 | $ 219,000 | $ 92,000 |
| Henderson County North Carolina | 21 | $ 4,885,000 | $ 232,000 | $ 90,000 |
| Culpeper County Virginia | 21 | $ 5,705,000 | $ 271,000 | $ 100,000 |
| Rockingham County Virginia | 21 | $ 3,925,000 | $ 186,000 | $ 122,000 |
| Burke County North Carolina | 19 | $ 3,085,000 | $ 162,000 | $ 66,000 |
| Moore County North Carolina | 19 | $ 5,255,000 | $ 276,000 | $ 147,000 |
| Stanly County North Carolina | 19 | $ 3,705,000 | $ 195,000 | $ 91,000 |
| Essex County Virginia | 19 | $ 3,595,000 | $ 189,000 | $ 136,000 |
| Richmond County Virginia | 19 | $ 3,465,000 | $ 182,000 | $ 102,000 |
| Westmoreland County Virginia | 19 | $ 5,175,000 | $ 272,000 | $ 187,000 |
| Charles City County Virginia | 18 | $ 3,470,000 | $ 192,000 | $ 89,000 |
| Fauquier County Virginia | 18 | $ 5,850,000 | $ 325,000 | $ 113,000 |
| District of Columbia County District Of Columbia | 17 | $ 5,735,000 | $ 337,000 | $ 138,000 |
| Lexington County South Carolina | 17 | $ 3,855,000 | $ 226,000 | $ 103,000 |
| Alexandria County Virginia | 17 | $ 5,065,000 | $ 297,000 | $ 189,000 |
| Williamsburg County Virginia | 17 | $ 3,015,000 | $ 177,000 | $ 72,000 |
| Cumberland County North Carolina | 16 | $ 2,560,000 | $ 160,000 | $ 123,000 |
| Pasquotank County North Carolina | 16 | $ 3,010,000 | $ 188,000 | $ 78,000 |
| Randolph County North Carolina | 16 | $ 2,700,000 | $ 168,000 | $ 91,000 |
| Cumberland County Virginia | 16 | $ 2,830,000 | $ 176,000 | $ 86,000 |
| Petersburg County Virginia | 16 | $ 2,360,000 | $ 147,000 | $ 84,000 |
| Lee County North Carolina | 15 | $ 2,305,000 | $ 153,000 | $ 81,000 |
| Person County North Carolina | 15 | $ 3,025,000 | $ 201,000 | $ 75,000 |
| Roanoke City County Virginia | 15 | $ 2,375,000 | $ 158,000 | $ 95,000 |
| Charles County Maryland | 14 | $ 4,970,000 | $ 355,000 | $ 142,000 |
| Onslow County North Carolina | 14 | $ 2,330,000 | $ 166,000 | $ 76,000 |
| Warren County North Carolina | 14 | $ 3,150,000 | $ 225,000 | $ 115,000 |
| Richland County South Carolina | 14 | $ 3,120,000 | $ 222,000 | $ 107,000 |
| Botetourt County Virginia | 14 | $ 2,840,000 | $ 202,000 | $ 78,000 |
| Oconee County South Carolina | 13 | $ 3,195,000 | $ 245,000 | $ 105,000 |
| Nottoway County Virginia | 13 | $ 2,095,000 | $ 161,000 | $ 87,000 |
| Frederick County Maryland | 12 | $ 3,620,000 | $ 301,000 | $ 96,000 |
| Accomack County Virginia | 12 | $ 1,770,000 | $ 147,000 | $ 84,000 |
| Radford County Virginia | 12 | $ 2,250,000 | $ 187,000 | $ 104,000 |
| Southampton County Virginia | 12 | $ 1,970,000 | $ 164,000 | $ 88,000 |
| Beaufort County North Carolina | 11 | $ 2,385,000 | $ 216,000 | $ 131,000 |
| Camden County North Carolina | 11 | $ 2,735,000 | $ 248,000 | $ 87,000 |
| Rockingham County North Carolina | 11 | $ 1,595,000 | $ 145,000 | $ 64,000 |
| Wilson County North Carolina | 11 | $ 1,995,000 | $ 181,000 | $ 71,000 |
| Campbell County Virginia | 11 | $ 2,615,000 | $ 237,000 | $ 103,000 |
| Staunton County Virginia | 11 | $ 1,755,000 | $ 159,000 | $ 71,000 |
| Caldwell County North Carolina | 10 | $ 1,700,000 | $ 170,000 | $ 78,000 |
| Carteret County North Carolina | 10 | $ 2,460,000 | $ 246,000 | $ 115,000 |
| Wayne County North Carolina | 10 | $ 2,050,000 | $ 205,000 | $ 87,000 |
| Brunswick County Virginia | 10 | $ 2,500,000 | $ 250,000 | $ 97,000 |
| Franklin County Virginia | 10 | $ 2,430,000 | $ 243,000 | $ 115,000 |
| Fredericksburg County Virginia | 10 | $ 3,000,000 | $ 300,000 | $ 134,000 |
| King and Queen County Virginia | 10 | $ 1,650,000 | $ 165,000 | $ 89,000 |
| Sussex County Virginia | 10 | $ 2,100,000 | $ 210,000 | $ 96,000 |
| Transylvania County North Carolina | 9 | $ 1,965,000 | $ 218,000 | $ 110,000 |
| Harrisonburg County Virginia | 9 | $ 1,525,000 | $ 169,000 | $ 71,000 |
| Manassas County Virginia | 9 | $ 2,095,000 | $ 232,000 | $ 76,000 |
| Prince Edward County Virginia | 9 | $ 1,385,000 | $ 153,000 | $ 73,000 |
| Warren County Virginia | 9 | $ 1,755,000 | $ 195,000 | $ 97,000 |
| Waynesboro County Virginia | 9 | $ 1,575,000 | $ 175,000 | $ 71,000 |
| Anne Arundel County Maryland | 8 | $ 2,790,000 | $ 348,000 | $ 93,000 |
| Rutherford County North Carolina | 8 | $ 1,290,000 | $ 161,000 | $ 87,000 |
| Beaufort County South Carolina | 8 | $ 1,600,000 | $ 200,000 | $ 153,000 |
| Amherst County Virginia | 8 | $ 1,620,000 | $ 202,000 | $ 95,000 |
| Halifax County Virginia | 8 | $ 1,050,000 | $ 131,000 | $ 77,000 |
| Ashe County North Carolina | 7 | $ 1,145,000 | $ 163,000 | $ 86,000 |
| Craven County North Carolina | 7 | $ 1,385,000 | $ 197,000 | $ 102,000 |
| Duplin County North Carolina | 7 | $ 1,145,000 | $ 163,000 | $ 63,000 |
| Pender County North Carolina | 7 | $ 1,915,000 | $ 273,000 | $ 115,000 |
| Abbeville County South Carolina | 7 | $ 1,315,000 | $ 187,000 | $ 69,000 |
| Cherokee County South Carolina | 7 | $ 975,000 | $ 139,000 | $ 77,000 |
| Buckingham County Virginia | 7 | $ 965,000 | $ 137,000 | $ 65,000 |
| Carroll County Virginia | 7 | $ 1,155,000 | $ 165,000 | $ 58,000 |
| Northampton County Virginia | 7 | $ 1,925,000 | $ 275,000 | $ 81,000 |
| Pulaski County Virginia | 7 | $ 1,285,000 | $ 183,000 | $ 118,000 |
| Surry County Virginia | 7 | $ 1,725,000 | $ 246,000 | $ 119,000 |
| Washington County Virginia | 7 | $ 1,405,000 | $ 200,000 | $ 68,000 |
| Davie County North Carolina | 6 | $ 1,040,000 | $ 173,000 | $ 69,000 |
| Gates County North Carolina | 6 | $ 950,000 | $ 158,000 | $ 68,000 |
| Watauga County North Carolina | 6 | $ 1,220,000 | $ 203,000 | $ 82,000 |
| Shenandoah County Virginia | 6 | $ 1,510,000 | $ 251,000 | $ 149,000 |
| Howard County Maryland | 5 | $ 1,575,000 | $ 315,000 | $ 87,000 |
| Caswell County North Carolina | 5 | $ 735,000 | $ 147,000 | $ 100,000 |
| Sampson County North Carolina | 5 | $ 975,000 | $ 195,000 | $ 82,000 |
| Stokes County North Carolina | 5 | $ 995,000 | $ 199,000 | $ 88,000 |
| Surry County North Carolina | 5 | $ 845,000 | $ 169,000 | $ 84,000 |
| Yadkin County North Carolina | 5 | $ 1,005,000 | $ 201,000 | $ 96,000 |
| Aiken County South Carolina | 5 | $ 825,000 | $ 165,000 | $ 130,000 |
| Georgetown County South Carolina | 5 | $ 1,125,000 | $ 225,000 | $ 208,000 |
| Floyd County Virginia | 5 | $ 855,000 | $ 171,000 | $ 69,000 |
| Greensville County Virginia | 5 | $ 675,000 | $ 135,000 | $ 56,000 |
| Lunenburg County Virginia | 5 | $ 755,000 | $ 151,000 | $ 119,000 |
| Patrick County Virginia | 5 | $ 535,000 | $ 107,000 | $ 84,000 |
| Pittsylvania County Virginia | 5 | $ 705,000 | $ 141,000 | $ 65,000 |
| Calvert County Maryland | 4 | $ 1,450,000 | $ 362,000 | $ 115,000 |
| St. Mary's County Maryland | 4 | $ 1,050,000 | $ 262,000 | $ 141,000 |
| McDowell County North Carolina | 4 | $ 760,000 | $ 190,000 | $ 71,000 |
| Northampton County North Carolina | 4 | $ 1,100,000 | $ 275,000 | $ 132,000 |
| Polk County North Carolina | 4 | $ 770,000 | $ 192,000 | $ 72,000 |
| Chester County South Carolina | 4 | $ 500,000 | $ 125,000 | $ 49,000 |
| Laurens County South Carolina | 4 | $ 610,000 | $ 152,000 | $ 94,000 |
| Union County South Carolina | 4 | $ 650,000 | $ 162,000 | $ 69,000 |
| Charlotte County Virginia | 4 | $ 510,000 | $ 127,000 | $ 99,000 |
| Madison County Virginia | 4 | $ 850,000 | $ 212,000 | $ 83,000 |
| Baltimore County Maryland | 3 | $ 615,000 | $ 205,000 | $ 174,000 |
| Baltimore City County Maryland | 3 | $ 715,000 | $ 238,000 | $ 102,000 |
| Carroll County Maryland | 3 | $ 805,000 | $ 268,000 | $ 171,000 |
| Harford County Maryland | 3 | $ 675,000 | $ 225,000 | $ 89,000 |
| Washington County Maryland | 3 | $ 705,000 | $ 235,000 | $ 95,000 |
| Worcester County Maryland | 3 | $ 885,000 | $ 295,000 | $ 124,000 |
| Alexander County North Carolina | 3 | $ 545,000 | $ 181,000 | $ 75,000 |
| Cherokee County North Carolina | 3 | $ 375,000 | $ 125,000 | $ 45,000 |
| Greene County North Carolina | 3 | $ 445,000 | $ 148,000 | $ 84,000 |
| Haywood County North Carolina | 3 | $ 415,000 | $ 138,000 | $ 79,000 |
| Montgomery County North Carolina | 3 | $ 525,000 | $ 175,000 | $ 73,000 |
| Perquimans County North Carolina | 3 | $ 805,000 | $ 268,000 | $ 151,000 |
| Appomattox County Virginia | 3 | $ 735,000 | $ 245,000 | $ 64,000 |
| Fairfax City County Virginia | 3 | $ 1,395,000 | $ 465,000 | $ 196,000 |
| Franklin City County Virginia | 3 | $ 345,000 | $ 115,000 | $ 81,000 |
| Rockbridge County Virginia | 3 | $ 835,000 | $ 278,000 | $ 210,000 |
| Winchester County Virginia | 3 | $ 805,000 | $ 268,000 | $ 88,000 |
| Garrett County Maryland | 2 | $ 510,000 | $ 255,000 | $ 76,000 |
| Talbot County Maryland | 2 | $ 540,000 | $ 270,000 | $ 81,000 |
| Chowan County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 164,000 |
| Clay County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 83,000 |
| Columbus County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 82,000 |
| Lenoir County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 142,000 |
| Robeson County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 70,000 |
| Vance County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 93,000 |
| Wilkes County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 93,000 |
| Florence County South Carolina | 2 | $ 190,000 | $ 95,000 | $ 152,000 |
| Greenwood County South Carolina | 2 | $ 500,000 | $ 250,000 | $ 93,000 |
| Kershaw County South Carolina | 2 | $ 320,000 | $ 160,000 | $ 46,000 |
| Buena Vista County Virginia | 2 | $ 370,000 | $ 185,000 | $ 183,000 |
| Clarke County Virginia | 2 | $ 750,000 | $ 375,000 | $ 135,000 |
| Emporia County Virginia | 2 | $ 270,000 | $ 135,000 | $ 78,000 |
| Falls Church County Virginia | 2 | $ 650,000 | $ 325,000 | $ 233,000 |
| Page County Virginia | 2 | $ 300,000 | $ 150,000 | $ 175,000 |
| Caroline County Maryland | 1 | $ 145,000 | $ 145,000 | $ 124,000 |
| Cecil County Maryland | 1 | $ 285,000 | $ 285,000 | $ 150,000 |
| Edgecombe County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Halifax County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 156,000 |
| Hertford County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Macon County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Calhoun County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 20,000 |
| Colleton County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Hampton County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Jasper County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 77,000 |
| Marion County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| McCormick County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Newberry County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 104,000 |
| Bristol County Virginia | 1 | $ 195,000 | $ 195,000 | $ 77,000 |
| Craig County Virginia | 1 | $ 185,000 | $ 185,000 | $ 112,000 |
| Danville County Virginia | 1 | $ 115,000 | $ 115,000 | $ 102,000 |
| Giles County Virginia | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| Highland County Virginia | 1 | $ 225,000 | $ 225,000 | $ 143,000 |
| Lee County Virginia | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Lexington County Virginia | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Martinsville County Virginia | 1 | $ 185,000 | $ 185,000 | $ 300,000 |
| Rappahannock County Virginia | 1 | $ 275,000 | $ 275,000 | $ 125,000 |
| Russell County Virginia | 1 | $ 225,000 | $ 225,000 | $ 116,000 |
| Salem County Virginia | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Tazewell County Virginia | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Wythe County Virginia | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,282 | $2,054,070,000 | $221,000 | $1,025,000 | $113,000 | $6,457,000 |
| Cash-out Refinancing | 5,322 | $1,190,260,000 | $223,000 | $855,000 | $99,000 | $1,800,000 |
| Home Purchase | 2,276 | $628,300,000 | $276,000 | $1,085,000 | $109,000 | $1,473,000 |
| Home Improvement | 1 | $185,000 | $185,000 | $185,000 | $39,000 | $39,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,487 | $2,839,735,000 | $227,000 | $1,025,000 | $106,000 | $2,400,000 |
| Not Provided | 2,394 | $567,320,000 | $236,000 | $1,085,000 | $122,000 | $6,457,000 |
| Black or African American | 756 | $166,630,000 | $220,000 | $765,000 | $91,000 | $402,000 |
| Asian | 614 | $156,270,000 | $254,000 | $785,000 | $125,000 | $940,000 |
| Hispanic | 415 | $93,375,000 | $225,000 | $825,000 | $89,000 | $291,000 |
| American Indian or Alaskan Native | 83 | $16,925,000 | $203,000 | $575,000 | $89,000 | $288,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $2,705,000 | $208,000 | $445,000 | $80,000 | $110,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,962 | $3,643,620,000 | $228,000 | $1,025,000 | $109,000 | $6,457,000 |
| FHA-insured (Federal Housing Administration) | 559 | $126,795,000 | $226,000 | $545,000 | $73,000 | $402,000 |
| VA-guaranteed (Veterans Administration) | 360 | $102,400,000 | $284,000 | $1,085,000 | $99,000 | $440,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,162 | $2,555,040,000 | $228,000 | $1,085,000 | $110,000 | $1,313,000 |
| Application Withdrawn By Applicant | 3,013 | $727,275,000 | $241,000 | $1,025,000 | $116,000 | $6,457,000 |
| Application Denied By Financial Institution | 1,918 | $407,180,000 | $212,000 | $685,000 | $82,000 | $1,458,000 |
| File Closed For Incompleteness | 786 | $182,960,000 | $232,000 | $755,000 | $114,000 | $1,800,000 |
| Application Approved But Not Accepted | 2 | $360,000 | $180,000 | $185,000 | $122,000 | $127,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 14,963 | $3,465,635,000 | $231,000 | $1,085,000 | $111,000 | $6,457,000 |
| Credit History | 728 | $146,960,000 | $201,000 | $685,000 | $88,000 | $1,458,000 |
| Debt-To-Income Ratio | 620 | $135,610,000 | $218,000 | $575,000 | $54,000 | $600,000 |
| Other | 248 | $56,240,000 | $226,000 | $575,000 | $116,000 | $1,086,000 |
| Collateral | 169 | $34,595,000 | $204,000 | $545,000 | $110,000 | $764,000 |
| Employment History | 77 | $15,645,000 | $203,000 | $545,000 | $62,000 | $174,000 |
| Unverifiable Information | 45 | $10,505,000 | $233,000 | $545,000 | $106,000 | $323,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 31 | $7,625,000 | $245,000 | $505,000 | $75,000 | $150,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Center, L.L.C.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital Center, L.L.C.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.