Capital Center LLC Mortgage Lending & HMDA Data, 2021

In 2021, Capital Center LLC of Glen Allen, VA reported 16,881 mortgage applications totaling $3.9 billion, up 54% from 2020. The average application was for $229,418, and applicants reported an average income of $108,042. 66% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Richmond, VA (8,806), Virginia Beach-Norfolk-Newport News, VA-NC (2,212) and Raleigh, NC (1,112) (applications in parentheses).

Mortgage Company & Address Capital Center LLC
4510 Cox Road Ste 402
Glen Allen, VA 23060
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 16,881
Total Mortgage Loan Application Amount $3,872,815,000
Average Mortgage Loan Application Amount $229,418
Highest Mortgage Loan Application Amount $1,085,000
Average Applicant Income $108,042
Highest Applicant Income $6,457,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital Center LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Capital Center LLC by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Chesterfield, Virginia 2,765 $ 635,895,000 $ 229,980 $ 109,000
Henrico, Virginia 2,642 $ 618,800,000 $ 234,216 $ 114,000
Hanover, Virginia 1,197 $ 283,725,000 $ 237,030 $ 117,000
Richmond City, Virginia 1,066 $ 258,900,000 $ 242,870 $ 122,000
Wake, North Carolina 859 $ 199,195,000 $ 231,891 $ 107,000
Virginia Beach, Virginia 640 $ 150,300,000 $ 234,843 $ 106,000
Mecklenburg, North Carolina 355 $ 81,475,000 $ 229,507 $ 97,000
Chesapeake, Virginia 332 $ 78,730,000 $ 237,138 $ 97,000
Powhatan, Virginia 279 $ 66,005,000 $ 236,577 $ 111,000
Fairfax, Virginia 208 $ 73,010,000 $ 351,009 $ 148,000
Johnston, North Carolina 196 $ 38,570,000 $ 196,785 $ 86,000
New Kent, Virginia 191 $ 44,875,000 $ 234,947 $ 99,000
Goochland, Virginia 190 $ 51,510,000 $ 271,105 $ 125,000
Norfolk, Virginia 186 $ 39,420,000 $ 211,935 $ 111,000
James City, Virginia 183 $ 44,825,000 $ 244,945 $ 107,000
Greenville, South Carolina 161 $ 31,155,000 $ 193,509 $ 87,000
Durham, North Carolina 154 $ 31,190,000 $ 202,532 $ 99,000
Albemarle, Virginia 133 $ 34,305,000 $ 257,932 $ 123,000
Newport News, Virginia 133 $ 24,455,000 $ 183,872 $ 98,000
Suffolk, Virginia 125 $ 28,715,000 $ 229,720 $ 102,000
York, Virginia 125 $ 30,365,000 $ 242,920 $ 117,000
Hampton, Virginia 117 $ 21,375,000 $ 182,692 $ 90,000
Guilford, North Carolina 112 $ 20,950,000 $ 187,053 $ 91,000
York, South Carolina 112 $ 24,520,000 $ 218,928 $ 97,000
King William, Virginia 112 $ 22,240,000 $ 198,571 $ 92,000
Louisa, Virginia 111 $ 21,085,000 $ 189,954 $ 88,000
Prince William, Virginia 109 $ 34,275,000 $ 314,449 $ 130,000
Cabarrus, North Carolina 104 $ 22,470,000 $ 216,057 $ 90,000
Portsmouth, Virginia 104 $ 18,330,000 $ 176,250 $ 83,000
Union, North Carolina 98 $ 22,670,000 $ 231,326 $ 93,000
Spotsylvania, Virginia 93 $ 24,445,000 $ 262,849 $ 111,000
Prince George, Virginia 90 $ 17,650,000 $ 196,111 $ 94,000
Gaston, North Carolina 88 $ 15,340,000 $ 174,318 $ 75,000
Loudoun, Virginia 85 $ 31,555,000 $ 371,235 $ 147,000
Forsyth, North Carolina 80 $ 15,410,000 $ 192,625 $ 97,000
Spartanburg, South Carolina 75 $ 13,525,000 $ 180,333 $ 83,000
Colonial Heights, Virginia 73 $ 12,185,000 $ 166,917 $ 78,000
Gloucester, Virginia 73 $ 16,275,000 $ 222,945 $ 84,000
Dare, North Carolina 72 $ 17,410,000 $ 241,805 $ 150,000
Iredell, North Carolina 71 $ 14,955,000 $ 210,633 $ 87,000
Charleston, South Carolina 70 $ 17,470,000 $ 249,571 $ 90,000
Alamance, North Carolina 64 $ 10,380,000 $ 162,187 $ 82,000
Dinwiddie, Virginia 63 $ 12,325,000 $ 195,634 $ 118,000
Franklin, North Carolina 57 $ 10,825,000 $ 189,912 $ 74,000
Caroline, Virginia 57 $ 11,075,000 $ 194,298 $ 93,000
Stafford, Virginia 52 $ 14,280,000 $ 274,615 $ 121,000
Harnett, North Carolina 51 $ 8,915,000 $ 174,803 $ 77,000
Isle of Wight, Virginia 50 $ 12,240,000 $ 244,800 $ 111,000
Horry, South Carolina 49 $ 9,535,000 $ 194,591 $ 103,000
Anderson, South Carolina 48 $ 9,010,000 $ 187,708 $ 95,000
Fluvanna, Virginia 46 $ 9,490,000 $ 206,304 $ 88,000
Amelia, Virginia 44 $ 8,960,000 $ 203,636 $ 88,000
Currituck, North Carolina 43 $ 11,935,000 $ 277,558 $ 96,000
Bedford, Virginia 42 $ 8,950,000 $ 213,095 $ 104,000
New Hanover, North Carolina 41 $ 9,355,000 $ 228,170 $ 113,000
Charlottesville, Virginia 41 $ 9,335,000 $ 227,682 $ 107,000
Rowan, North Carolina 40 $ 7,110,000 $ 177,750 $ 75,000
Augusta, Virginia 40 $ 9,050,000 $ 226,250 $ 106,000
Hopewell, Virginia 40 $ 6,180,000 $ 154,500 $ 62,000
Brunswick, North Carolina 39 $ 9,465,000 $ 242,692 $ 91,000
Orange, North Carolina 39 $ 8,925,000 $ 228,846 $ 92,000
Middlesex, Virginia 38 $ 8,970,000 $ 236,052 $ 121,000
Prince George's, Maryland 37 $ 10,865,000 $ 293,648 $ 107,000
Nash, North Carolina 37 $ 6,075,000 $ 164,189 $ 85,000
Davidson, North Carolina 35 $ 6,125,000 $ 175,000 $ 77,000
Berkeley, South Carolina 35 $ 7,525,000 $ 215,000 $ 92,000
Lancaster, South Carolina 35 $ 8,345,000 $ 238,428 $ 85,000
Lincoln, North Carolina 32 $ 6,710,000 $ 209,687 $ 93,000
Roanoke, Virginia 32 $ 5,520,000 $ 172,500 $ 83,000
Arlington, Virginia 31 $ 11,475,000 $ 370,161 $ 226,000
Catawba, North Carolina 30 $ 5,400,000 $ 180,000 $ 73,000
Montgomery, Maryland 29 $ 8,755,000 $ 301,896 $ 139,000
Northumberland, Virginia 29 $ 6,525,000 $ 225,000 $ 102,000
Poquoson, Virginia 29 $ 6,655,000 $ 229,482 $ 111,000
Chatham, North Carolina 28 $ 8,450,000 $ 301,785 $ 128,000
Dorchester, South Carolina 28 $ 6,310,000 $ 225,357 $ 78,000
Pickens, South Carolina 28 $ 4,280,000 $ 152,857 $ 61,000
Granville, North Carolina 27 $ 6,205,000 $ 229,814 $ 95,000
King George, Virginia 27 $ 6,645,000 $ 246,111 $ 140,000
Lancaster, Virginia 27 $ 6,735,000 $ 249,444 $ 164,000
Buncombe, North Carolina 25 $ 6,715,000 $ 268,600 $ 79,000
Cleveland, North Carolina 25 $ 3,795,000 $ 151,800 $ 74,000
Nelson, Virginia 25 $ 5,795,000 $ 231,800 $ 166,000
Frederick, Virginia 24 $ 5,820,000 $ 242,500 $ 109,000
Greene, Virginia 24 $ 6,180,000 $ 257,500 $ 112,000
Mathews, Virginia 23 $ 5,405,000 $ 235,000 $ 147,000
Mecklenburg, Virginia 23 $ 5,235,000 $ 227,608 $ 119,000
Montgomery, Virginia 23 $ 5,115,000 $ 222,391 $ 104,000
Pitt, North Carolina 22 $ 3,180,000 $ 144,545 $ 90,000
Lynchburg, Virginia 22 $ 4,010,000 $ 182,272 $ 94,000
Orange, Virginia 22 $ 4,830,000 $ 219,545 $ 92,000
Henderson, North Carolina 21 $ 4,885,000 $ 232,619 $ 90,000
Culpeper, Virginia 21 $ 5,705,000 $ 271,666 $ 100,000
Rockingham, Virginia 21 $ 3,925,000 $ 186,904 $ 122,000
Burke, North Carolina 19 $ 3,085,000 $ 162,368 $ 66,000
Moore, North Carolina 19 $ 5,255,000 $ 276,578 $ 147,000
Stanly, North Carolina 19 $ 3,705,000 $ 195,000 $ 91,000
Essex, Virginia 19 $ 3,595,000 $ 189,210 $ 136,000
Richmond, Virginia 19 $ 3,465,000 $ 182,368 $ 102,000
Westmoreland, Virginia 19 $ 5,175,000 $ 272,368 $ 187,000
Charles City, Virginia 18 $ 3,470,000 $ 192,777 $ 89,000
Fauquier, Virginia 18 $ 5,850,000 $ 325,000 $ 113,000
District of Columbia, District Of Columbia 17 $ 5,735,000 $ 337,352 $ 138,000
Lexington, South Carolina 17 $ 3,855,000 $ 226,764 $ 103,000
Alexandria, Virginia 17 $ 5,065,000 $ 297,941 $ 189,000
Williamsburg, Virginia 17 $ 3,015,000 $ 177,352 $ 72,000
Cumberland, North Carolina 16 $ 2,560,000 $ 160,000 $ 123,000
Pasquotank, North Carolina 16 $ 3,010,000 $ 188,125 $ 78,000
Randolph, North Carolina 16 $ 2,700,000 $ 168,750 $ 91,000
Cumberland, Virginia 16 $ 2,830,000 $ 176,875 $ 86,000
Petersburg, Virginia 16 $ 2,360,000 $ 147,500 $ 84,000
Lee, North Carolina 15 $ 2,305,000 $ 153,666 $ 81,000
Person, North Carolina 15 $ 3,025,000 $ 201,666 $ 75,000
Roanoke City, Virginia 15 $ 2,375,000 $ 158,333 $ 95,000
Charles, Maryland 14 $ 4,970,000 $ 355,000 $ 142,000
Onslow, North Carolina 14 $ 2,330,000 $ 166,428 $ 76,000
Warren, North Carolina 14 $ 3,150,000 $ 225,000 $ 115,000
Richland, South Carolina 14 $ 3,120,000 $ 222,857 $ 107,000
Botetourt, Virginia 14 $ 2,840,000 $ 202,857 $ 78,000
Oconee, South Carolina 13 $ 3,195,000 $ 245,769 $ 105,000
Nottoway, Virginia 13 $ 2,095,000 $ 161,153 $ 87,000
Frederick, Maryland 12 $ 3,620,000 $ 301,666 $ 96,000
Accomack, Virginia 12 $ 1,770,000 $ 147,500 $ 84,000
Radford, Virginia 12 $ 2,250,000 $ 187,500 $ 104,000
Southampton, Virginia 12 $ 1,970,000 $ 164,166 $ 88,000
Beaufort, North Carolina 11 $ 2,385,000 $ 216,818 $ 131,000
Camden, North Carolina 11 $ 2,735,000 $ 248,636 $ 87,000
Rockingham, North Carolina 11 $ 1,595,000 $ 145,000 $ 64,000
Wilson, North Carolina 11 $ 1,995,000 $ 181,363 $ 71,000
Campbell, Virginia 11 $ 2,615,000 $ 237,727 $ 103,000
Staunton, Virginia 11 $ 1,755,000 $ 159,545 $ 71,000
Caldwell, North Carolina 10 $ 1,700,000 $ 170,000 $ 78,000
Carteret, North Carolina 10 $ 2,460,000 $ 246,000 $ 115,000
Wayne, North Carolina 10 $ 2,050,000 $ 205,000 $ 87,000
Brunswick, Virginia 10 $ 2,500,000 $ 250,000 $ 97,000
Franklin, Virginia 10 $ 2,430,000 $ 243,000 $ 115,000
Fredericksburg, Virginia 10 $ 3,000,000 $ 300,000 $ 134,000
King and Queen, Virginia 10 $ 1,650,000 $ 165,000 $ 89,000
Sussex, Virginia 10 $ 2,100,000 $ 210,000 $ 96,000
Transylvania, North Carolina 9 $ 1,965,000 $ 218,333 $ 110,000
Harrisonburg, Virginia 9 $ 1,525,000 $ 169,444 $ 71,000
Manassas, Virginia 9 $ 2,095,000 $ 232,777 $ 76,000
Prince Edward, Virginia 9 $ 1,385,000 $ 153,888 $ 73,000
Warren, Virginia 9 $ 1,755,000 $ 195,000 $ 97,000
Waynesboro, Virginia 9 $ 1,575,000 $ 175,000 $ 71,000
Anne Arundel, Maryland 8 $ 2,790,000 $ 348,750 $ 93,000
Rutherford, North Carolina 8 $ 1,290,000 $ 161,250 $ 87,000
Beaufort, South Carolina 8 $ 1,600,000 $ 200,000 $ 153,000
Amherst, Virginia 8 $ 1,620,000 $ 202,500 $ 95,000
Halifax, Virginia 8 $ 1,050,000 $ 131,250 $ 77,000
Ashe, North Carolina 7 $ 1,145,000 $ 163,571 $ 86,000
Craven, North Carolina 7 $ 1,385,000 $ 197,857 $ 102,000
Duplin, North Carolina 7 $ 1,145,000 $ 163,571 $ 63,000
Pender, North Carolina 7 $ 1,915,000 $ 273,571 $ 115,000
Abbeville, South Carolina 7 $ 1,315,000 $ 187,857 $ 69,000
Cherokee, South Carolina 7 $ 975,000 $ 139,285 $ 77,000
Buckingham, Virginia 7 $ 965,000 $ 137,857 $ 65,000
Carroll, Virginia 7 $ 1,155,000 $ 165,000 $ 58,000
Northampton, Virginia 7 $ 1,925,000 $ 275,000 $ 81,000
Pulaski, Virginia 7 $ 1,285,000 $ 183,571 $ 118,000
Surry, Virginia 7 $ 1,725,000 $ 246,428 $ 119,000
Washington, Virginia 7 $ 1,405,000 $ 200,714 $ 68,000
Davie, North Carolina 6 $ 1,040,000 $ 173,333 $ 69,000
Gates, North Carolina 6 $ 950,000 $ 158,333 $ 68,000
Watauga, North Carolina 6 $ 1,220,000 $ 203,333 $ 82,000
Shenandoah, Virginia 6 $ 1,510,000 $ 251,666 $ 149,000
Howard, Maryland 5 $ 1,575,000 $ 315,000 $ 87,000
Caswell, North Carolina 5 $ 735,000 $ 147,000 $ 100,000
Sampson, North Carolina 5 $ 975,000 $ 195,000 $ 82,000
Stokes, North Carolina 5 $ 995,000 $ 199,000 $ 88,000
Surry, North Carolina 5 $ 845,000 $ 169,000 $ 84,000
Yadkin, North Carolina 5 $ 1,005,000 $ 201,000 $ 96,000
Aiken, South Carolina 5 $ 825,000 $ 165,000 $ 130,000
Georgetown, South Carolina 5 $ 1,125,000 $ 225,000 $ 208,000
Floyd, Virginia 5 $ 855,000 $ 171,000 $ 69,000
Greensville, Virginia 5 $ 675,000 $ 135,000 $ 56,000
Lunenburg, Virginia 5 $ 755,000 $ 151,000 $ 119,000
Patrick, Virginia 5 $ 535,000 $ 107,000 $ 84,000
Pittsylvania, Virginia 5 $ 705,000 $ 141,000 $ 65,000
Calvert, Maryland 4 $ 1,450,000 $ 362,500 $ 115,000
St. Mary's, Maryland 4 $ 1,050,000 $ 262,500 $ 141,000
McDowell, North Carolina 4 $ 760,000 $ 190,000 $ 71,000
Northampton, North Carolina 4 $ 1,100,000 $ 275,000 $ 132,000
Polk, North Carolina 4 $ 770,000 $ 192,500 $ 72,000
Chester, South Carolina 4 $ 500,000 $ 125,000 $ 49,000
Laurens, South Carolina 4 $ 610,000 $ 152,500 $ 94,000
Union, South Carolina 4 $ 650,000 $ 162,500 $ 69,000
Charlotte, Virginia 4 $ 510,000 $ 127,500 $ 99,000
Madison, Virginia 4 $ 850,000 $ 212,500 $ 83,000
Baltimore, Maryland 3 $ 615,000 $ 205,000 $ 174,000
Baltimore City, Maryland 3 $ 715,000 $ 238,333 $ 102,000
Carroll, Maryland 3 $ 805,000 $ 268,333 $ 171,000
Harford, Maryland 3 $ 675,000 $ 225,000 $ 89,000
Washington, Maryland 3 $ 705,000 $ 235,000 $ 95,000
Worcester, Maryland 3 $ 885,000 $ 295,000 $ 124,000
Alexander, North Carolina 3 $ 545,000 $ 181,666 $ 75,000
Cherokee, North Carolina 3 $ 375,000 $ 125,000 $ 45,000
Greene, North Carolina 3 $ 445,000 $ 148,333 $ 84,000
Haywood, North Carolina 3 $ 415,000 $ 138,333 $ 79,000
Montgomery, North Carolina 3 $ 525,000 $ 175,000 $ 73,000
Perquimans, North Carolina 3 $ 805,000 $ 268,333 $ 151,000
Appomattox, Virginia 3 $ 735,000 $ 245,000 $ 64,000
Fairfax City, Virginia 3 $ 1,395,000 $ 465,000 $ 196,000
Franklin City, Virginia 3 $ 345,000 $ 115,000 $ 81,000
Rockbridge, Virginia 3 $ 835,000 $ 278,333 $ 210,000
Winchester, Virginia 3 $ 805,000 $ 268,333 $ 88,000
Garrett, Maryland 2 $ 510,000 $ 255,000 $ 76,000
Talbot, Maryland 2 $ 540,000 $ 270,000 $ 81,000
Chowan, North Carolina 2 $ 550,000 $ 275,000 $ 164,000
Clay, North Carolina 2 $ 360,000 $ 180,000 $ 83,000
Columbus, North Carolina 2 $ 360,000 $ 180,000 $ 82,000
Lenoir, North Carolina 2 $ 490,000 $ 245,000 $ 142,000
Robeson, North Carolina 2 $ 260,000 $ 130,000 $ 70,000
Vance, North Carolina 2 $ 340,000 $ 170,000 $ 93,000
Wilkes, North Carolina 2 $ 350,000 $ 175,000 $ 93,000
Florence, South Carolina 2 $ 190,000 $ 95,000 $ 152,000
Greenwood, South Carolina 2 $ 500,000 $ 250,000 $ 93,000
Kershaw, South Carolina 2 $ 320,000 $ 160,000 $ 46,000
Buena Vista, Virginia 2 $ 370,000 $ 185,000 $ 183,000
Clarke, Virginia 2 $ 750,000 $ 375,000 $ 135,000
Emporia, Virginia 2 $ 270,000 $ 135,000 $ 78,000
Falls Church, Virginia 2 $ 650,000 $ 325,000 $ 233,000
Page, Virginia 2 $ 300,000 $ 150,000 $ 175,000
Caroline, Maryland 1 $ 145,000 $ 145,000 $ 124,000
Cecil, Maryland 1 $ 285,000 $ 285,000 $ 150,000
Edgecombe, North Carolina 1 $ 85,000 $ 85,000 $ 64,000
Halifax, North Carolina 1 $ 335,000 $ 335,000 $ 156,000
Hertford, North Carolina 1 $ 125,000 $ 125,000 $ 60,000
Macon, North Carolina 1 $ 155,000 $ 155,000 $ 120,000
Calhoun, South Carolina 1 $ 105,000 $ 105,000 $ 20,000
Colleton, South Carolina 1 $ 195,000 $ 195,000 $ 70,000
Hampton, South Carolina 1 $ 135,000 $ 135,000 $ 64,000
Jasper, South Carolina 1 $ 375,000 $ 375,000 $ 77,000
Marion, South Carolina 1 $ 105,000 $ 105,000 $ 41,000
McCormick, South Carolina 1 $ 115,000 $ 115,000 $ 34,000
Newberry, South Carolina 1 $ 175,000 $ 175,000 $ 104,000
Bristol, Virginia 1 $ 195,000 $ 195,000 $ 77,000
Craig, Virginia 1 $ 185,000 $ 185,000 $ 112,000
Danville, Virginia 1 $ 115,000 $ 115,000 $ 102,000
Giles, Virginia 1 $ 225,000 $ 225,000 $ 61,000
Highland, Virginia 1 $ 225,000 $ 225,000 $ 143,000
Lee, Virginia 1 $ 175,000 $ 175,000 $ 65,000
Lexington, Virginia 1 $ 185,000 $ 185,000 $ 84,000
Martinsville, Virginia 1 $ 185,000 $ 185,000 $ 300,000
Rappahannock, Virginia 1 $ 275,000 $ 275,000 $ 125,000
Russell, Virginia 1 $ 225,000 $ 225,000 $ 116,000
Salem, Virginia 1 $ 155,000 $ 155,000 $ 57,000
Tazewell, Virginia 1 $ 95,000 $ 95,000 $ 45,000
Wythe, Virginia 1 $ 165,000 $ 165,000 $ 72,000

Mortgage Loan Application Detail Totals for Capital Center LLC in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 9,282 $2,054,070,000 $221,000 $1,025,000 $113,000 $6,457,000
Cash-out Refinancing 5,322 $1,190,260,000 $223,000 $855,000 $99,000 $1,800,000
Home Purchase 2,276 $628,300,000 $276,000 $1,085,000 $109,000 $1,473,000
Home Improvement 1 $185,000 $185,000 $185,000 $39,000 $39,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,487 $2,839,735,000 $227,000 $1,025,000 $106,000 $2,400,000
Not Provided 2,394 $567,320,000 $236,000 $1,085,000 $122,000 $6,457,000
Black or African American 756 $166,630,000 $220,000 $765,000 $91,000 $402,000
Asian 614 $156,270,000 $254,000 $785,000 $125,000 $940,000
Hispanic 415 $93,375,000 $225,000 $825,000 $89,000 $291,000
American Indian or Alaskan Native 83 $16,925,000 $203,000 $575,000 $89,000 $288,000
Native Hawaiian or Other Pacific Islander 13 $2,705,000 $208,000 $445,000 $80,000 $110,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 15,962 $3,643,620,000 $228,000 $1,025,000 $109,000 $6,457,000
FHA-insured (Federal Housing Administration) 559 $126,795,000 $226,000 $545,000 $73,000 $402,000
VA-guaranteed (Veterans Administration) 360 $102,400,000 $284,000 $1,085,000 $99,000 $440,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,162 $2,555,040,000 $228,000 $1,085,000 $110,000 $1,313,000
Application Withdrawn By Applicant 3,013 $727,275,000 $241,000 $1,025,000 $116,000 $6,457,000
Application Denied By Financial Institution 1,918 $407,180,000 $212,000 $685,000 $82,000 $1,458,000
File Closed For Incompleteness 786 $182,960,000 $232,000 $755,000 $114,000 $1,800,000
Application Approved But Not Accepted 2 $360,000 $180,000 $185,000 $122,000 $127,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 14,963 $3,465,635,000 $231,000 $1,085,000 $111,000 $6,457,000
Credit History 728 $146,960,000 $201,000 $685,000 $88,000 $1,458,000
Debt-To-Income Ratio 620 $135,610,000 $218,000 $575,000 $54,000 $600,000
Other 248 $56,240,000 $226,000 $575,000 $116,000 $1,086,000
Collateral 169 $34,595,000 $204,000 $545,000 $110,000 $764,000
Employment History 77 $15,645,000 $203,000 $545,000 $62,000 $174,000
Unverifiable Information 45 $10,505,000 $233,000 $545,000 $106,000 $323,000
Insufficient Cash (Downpayment, Closing Cost) 31 $7,625,000 $245,000 $505,000 $75,000 $150,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Center LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capital Center LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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