Capital Concepts, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Capital Concepts, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital Concepts, Inc. 11200 Westheimer Rd #150 Houston, TX 77042 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 191 |
| Total Mortgage Loan Application Amount | $40,315,000 |
| Average Mortgage Loan Application Amount | $213,333 |
| Highest Mortgage Loan Application Amount | $685,000 |
| Average Applicant Income | $132,666 |
| Highest Applicant Income | $436,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Capital Concepts, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital Concepts, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Capital Concepts, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital Concepts, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital Concepts, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital Concepts, Inc.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 59 | $ 11,865,000 | $ 201,000 | $ 140,000 |
| Tarrant County Texas | 19 | $ 4,715,000 | $ 248,000 | $ 100,000 |
| Dallas County Texas | 14 | $ 3,660,000 | $ 261,000 | $ 138,000 |
| Brazoria County Texas | 12 | $ 2,150,000 | $ 179,000 | $ 127,000 |
| Fort Bend County Texas | 9 | $ 2,275,000 | $ 252,000 | $ 129,000 |
| Denton County Texas | 8 | $ 2,210,000 | $ 276,000 | $ 178,000 |
| Montgomery County Texas | 7 | $ 1,505,000 | $ 215,000 | $ 152,000 |
| Liberty County Texas | 6 | $ 830,000 | $ 138,000 | $ 127,000 |
| Grayson County Texas | 5 | $ 865,000 | $ 173,000 | $ 108,000 |
| Bibb County Georgia | 4 | $ 640,000 | $ 160,000 | $ 112,000 |
| Johnson County Texas | 4 | $ 630,000 | $ 157,000 | $ 138,000 |
| Rockdale County Georgia | 3 | $ 565,000 | $ 188,000 | $ 70,000 |
| Rockwall County Texas | 3 | $ 895,000 | $ 298,000 | $ 176,000 |
| Williamson County Texas | 3 | $ 725,000 | $ 241,000 | $ 92,000 |
| Clayton County Georgia | 2 | $ 320,000 | $ 160,000 | $ 81,000 |
| Humphreys County Tennessee | 2 | $ 210,000 | $ 105,000 | $ 93,000 |
| Bexar County Texas | 2 | $ 370,000 | $ 185,000 | $ 156,000 |
| Collin County Texas | 2 | $ 570,000 | $ 285,000 | $ 48,000 |
| Galveston County Texas | 2 | $ 430,000 | $ 215,000 | $ 191,000 |
| Hunt County Texas | 2 | $ 330,000 | $ 165,000 | $ 214,000 |
| Polk County Texas | 2 | $ 250,000 | $ 125,000 | $ 159,000 |
| Smith County Texas | 2 | $ 310,000 | $ 155,000 | $ 94,000 |
| Pinal County Arizona | 1 | $ 295,000 | $ 295,000 | $ 98,000 |
| St. Johns County Florida | 1 | $ 515,000 | $ 515,000 | $ 155,000 |
| Chatham County Georgia | 1 | $ 155,000 | $ 155,000 | $ 184,000 |
| Greene County Georgia | 1 | $ 265,000 | $ 265,000 | $ 215,000 |
| Laurens County Georgia | 1 | $ 65,000 | $ 65,000 | $ 137,000 |
| Muscogee County Georgia | 1 | $ 55,000 | $ 55,000 | $ 118,000 |
| Newton County Georgia | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Polk County Georgia | 1 | $ 235,000 | $ 235,000 | $ 207,000 |
| Cass County Missouri | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Bell County Texas | 1 | $ 115,000 | $ 115,000 | $ 95,000 |
| Ellis County Texas | 1 | $ 625,000 | $ 625,000 | $ 274,000 |
| Jefferson County Texas | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Kaufman County Texas | 1 | $ 205,000 | $ 205,000 | $ 349,000 |
| Matagorda County Texas | 1 | $ 115,000 | $ 115,000 | $ 174,000 |
| Midland County Texas | 1 | $ 245,000 | $ 245,000 | $ 177,000 |
| Parker County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Rains County Texas | 1 | $ 175,000 | $ 175,000 | $ 156,000 |
| Waller County Texas | 1 | $ 165,000 | $ 165,000 | $ 122,000 |
| Washington County Texas | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Capital Concepts, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 79 | $17,125,000 | $216,000 | $685,000 | $136,000 | $385,000 |
| Refinancing | 65 | $11,555,000 | $177,000 | $425,000 | $123,000 | $436,000 |
| Home Purchase | 47 | $11,635,000 | $247,000 | $625,000 | $139,000 | $385,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 104 | $21,000,000 | $201,000 | $685,000 | $125,000 | $436,000 |
| Hispanic | 33 | $7,525,000 | $228,000 | $505,000 | $112,000 | $228,000 |
| Not Provided | 20 | $4,700,000 | $235,000 | $475,000 | $167,000 | $349,000 |
| Black or African American | 19 | $3,695,000 | $194,000 | $305,000 | $123,000 | $385,000 |
| Asian | 15 | $3,395,000 | $226,000 | $605,000 | $196,000 | $385,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 189 | $39,655,000 | $209,000 | $685,000 | $132,000 | $436,000 |
| FHA-insured (Federal Housing Administration) | 2 | $660,000 | $330,000 | $335,000 | $156,000 | $243,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 162 | $34,000,000 | $209,000 | $685,000 | $140,000 | $436,000 |
| Application Withdrawn By Applicant | 26 | $5,760,000 | $221,000 | $475,000 | $92,000 | $349,000 |
| File Closed For Incompleteness | 2 | $360,000 | $180,000 | $185,000 | $38,000 | $76,000 |
| Application Denied By Financial Institution | 1 | $195,000 | $195,000 | $195,000 | $197,000 | $197,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 190 | $40,120,000 | $211,000 | $685,000 | $132,000 | $436,000 |
| Debt-To-Income Ratio | 1 | $195,000 | $195,000 | $195,000 | $197,000 | $197,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Concepts, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital Concepts, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.