Capital Crossing Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Capital Crossing Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital Crossing Bank 101 Summer Street Boston, MA 02110 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 317 |
| Total Mortgage Loan Application Amount | $130,784,000 |
| Average Mortgage Loan Application Amount | $411,235 |
| Highest Mortgage Loan Application Amount | $5,904,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Capital Crossing Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital Crossing Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Capital Crossing Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital Crossing Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital Crossing Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital Crossing Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 23 | $ 5,165,000 | $ 224,000 | $ 0 |
| Montgomery County Maryland | 16 | $ 7,942,000 | $ 496,000 | $ 0 |
| Fairfax County Virginia | 14 | $ 6,712,000 | $ 479,000 | $ 0 |
| Los Angeles County California | 13 | $ 6,207,000 | $ 477,000 | $ 0 |
| San Diego County California | 13 | $ 5,152,000 | $ 396,000 | $ 0 |
| Santa Clara County California | 12 | $ 5,792,000 | $ 482,000 | $ 0 |
| Orange County California | 9 | $ 4,573,000 | $ 508,000 | $ 0 |
| Ventura County California | 8 | $ 3,082,000 | $ 385,000 | $ 0 |
| San Mateo County California | 6 | $ 3,573,000 | $ 595,000 | $ 0 |
| Maricopa County Arizona | 5 | $ 2,013,000 | $ 402,000 | $ 0 |
| District of Columbia County District Of Columbia | 5 | $ 3,142,000 | $ 628,000 | $ 0 |
| Cook County Illinois | 5 | $ 1,963,000 | $ 392,000 | $ 0 |
| Suffolk County Massachusetts | 5 | $ 1,768,000 | $ 353,000 | $ 0 |
| St. Clair County Michigan | 5 | $ 221,000 | $ 44,000 | $ 0 |
| Loudoun County Virginia | 5 | $ 1,748,000 | $ 349,000 | $ 0 |
| Prince William County Virginia | 5 | $ 1,816,000 | $ 363,000 | $ 0 |
| King County Washington | 5 | $ 2,354,000 | $ 470,000 | $ 0 |
| Alameda County California | 4 | $ 1,660,000 | $ 415,000 | $ 0 |
| Contra Costa County California | 4 | $ 2,237,000 | $ 559,000 | $ 0 |
| Placer County California | 4 | $ 1,784,000 | $ 446,000 | $ 0 |
| Riverside County California | 4 | $ 1,367,000 | $ 341,000 | $ 0 |
| San Francisco County California | 4 | $ 2,251,000 | $ 562,000 | $ 0 |
| Cobb County Georgia | 4 | $ 1,476,000 | $ 369,000 | $ 0 |
| Christian County Kentucky | 4 | $ 311,000 | $ 77,000 | $ 0 |
| Genesee County Michigan | 4 | $ 622,000 | $ 155,000 | $ 0 |
| Oakland County Michigan | 4 | $ 1,565,000 | $ 391,000 | $ 0 |
| Montgomery County Tennessee | 4 | $ 205,000 | $ 51,000 | $ 0 |
| Arapahoe County Colorado | 3 | $ 1,153,000 | $ 384,000 | $ 0 |
| Baltimore County Maryland | 3 | $ 1,082,000 | $ 360,000 | $ 0 |
| St. Louis County Missouri | 3 | $ 1,283,000 | $ 427,000 | $ 0 |
| Montgomery County Ohio | 3 | $ 146,000 | $ 48,000 | $ 0 |
| Dallas County Texas | 3 | $ 1,172,000 | $ 390,000 | $ 0 |
| Harris County Texas | 3 | $ 2,962,000 | $ 987,000 | $ 0 |
| Sacramento County California | 2 | $ 792,000 | $ 396,000 | $ 0 |
| Santa Cruz County California | 2 | $ 900,000 | $ 450,000 | $ 0 |
| Sonoma County California | 2 | $ 1,239,000 | $ 619,000 | $ 0 |
| Fulton County Georgia | 2 | $ 926,000 | $ 463,000 | $ 0 |
| Calvert County Maryland | 2 | $ 823,000 | $ 411,000 | $ 0 |
| Worcester County Massachusetts | 2 | $ 725,000 | $ 362,000 | $ 0 |
| Washoe County Nevada | 2 | $ 568,000 | $ 284,000 | $ 0 |
| Rockland County New York | 2 | $ 947,000 | $ 473,000 | $ 0 |
| Collin County Texas | 2 | $ 2,166,000 | $ 1,083,000 | $ 0 |
| Henrico County Virginia | 2 | $ 920,000 | $ 460,000 | $ 0 |
| El Dorado County California | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Marin County California | 1 | $ 357,000 | $ 357,000 | $ 0 |
| Monterey County California | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Napa County California | 1 | $ 511,000 | $ 511,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Santa Barbara County California | 1 | $ 587,000 | $ 587,000 | $ 0 |
| Solano County California | 1 | $ 302,000 | $ 302,000 | $ 0 |
| Tehama County California | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Boulder County Colorado | 1 | $ 438,000 | $ 438,000 | $ 0 |
| Denver County Colorado | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Douglas County Colorado | 1 | $ 637,000 | $ 637,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 659,000 | $ 659,000 | $ 0 |
| New Castle County Delaware | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Orange County Florida | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Bibb County Georgia | 1 | $ 414,000 | $ 414,000 | $ 0 |
| Henry County Georgia | 1 | $ 283,000 | $ 283,000 | $ 0 |
| Paulding County Georgia | 1 | $ 50,000 | $ 50,000 | $ 0 |
| McHenry County Illinois | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Morgan County Illinois | 1 | $ 64,000 | $ 64,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Whiteside County Illinois | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Will County Illinois | 1 | $ 430,000 | $ 430,000 | $ 0 |
| Boone County Indiana | 1 | $ 469,000 | $ 469,000 | $ 0 |
| Marion County Indiana | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Wyandotte County Kansas | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 333,000 | $ 333,000 | $ 0 |
| Charles County Maryland | 1 | $ 571,000 | $ 571,000 | $ 0 |
| Frederick County Maryland | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Howard County Maryland | 1 | $ 288,000 | $ 288,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 379,000 | $ 379,000 | $ 0 |
| Cass County Michigan | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 519,000 | $ 519,000 | $ 0 |
| Scott County Minnesota | 1 | $ 406,000 | $ 406,000 | $ 0 |
| DeKalb County Missouri | 1 | $ 533,000 | $ 533,000 | $ 0 |
| Grundy County Missouri | 1 | $ 431,000 | $ 431,000 | $ 0 |
| Miller County Missouri | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Pettis County Missouri | 1 | $ 503,000 | $ 503,000 | $ 0 |
| Vernon County Missouri | 1 | $ 474,000 | $ 474,000 | $ 0 |
| Sarpy County Nebraska | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Clark County Nevada | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Carroll County New Hampshire | 1 | $ 310,000 | $ 310,000 | $ 0 |
| Essex County New Jersey | 1 | $ 623,000 | $ 623,000 | $ 0 |
| Hudson County New Jersey | 1 | $ 511,000 | $ 511,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 443,000 | $ 443,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Union County New Jersey | 1 | $ 709,000 | $ 709,000 | $ 0 |
| Warren County New Jersey | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Darke County Ohio | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Franklin County Ohio | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Greene County Ohio | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 859,000 | $ 859,000 | $ 0 |
| Lake County Ohio | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Summit County Ohio | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Warren County Ohio | 1 | $ 733,000 | $ 733,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 432,000 | $ 432,000 | $ 0 |
| York County Pennsylvania | 1 | $ 462,000 | $ 462,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 938,000 | $ 938,000 | $ 0 |
| Brazos County Texas | 1 | $ 339,000 | $ 339,000 | $ 0 |
| Denton County Texas | 1 | $ 718,000 | $ 718,000 | $ 0 |
| Hays County Texas | 1 | $ 333,000 | $ 333,000 | $ 0 |
| Montgomery County Texas | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Tarrant County Texas | 1 | $ 537,000 | $ 537,000 | $ 0 |
| Taylor County Texas | 1 | $ 5,904,000 | $ 5,904,000 | $ 0 |
| Travis County Texas | 1 | $ 590,000 | $ 590,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Arlington County Virginia | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 282,000 | $ 282,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Benton County Washington | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Snohomish County Washington | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Spokane County Washington | 1 | $ 1,692,000 | $ 1,692,000 | $ 0 |
Mortgage Loan Application Detail Totals for Capital Crossing Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 165 | $69,250,000 | $430,045 | $1,445,000 | $0 | $0 |
| Home Purchase | 150 | $59,518,000 | $351,703 | $5,904,000 | $0 | $0 |
| Home Improvement | 2 | $2,016,000 | $1,008,000 | $1,988,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 317 | $130,784,000 | $362,933 | $5,904,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 317 | $130,784,000 | $362,933 | $5,904,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 317 | $130,784,000 | $362,933 | $5,904,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Originated | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Crossing Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital Crossing Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.