Capital Farm Credit, Aca
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Capital Farm Credit, Aca 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital Farm Credit, Aca 3000 Briarcrest Drive Suite 601 Bryan, TX 77802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 158 |
| Total Mortgage Loan Application Amount | $35,150,000 |
| Average Mortgage Loan Application Amount | $211,600 |
| Highest Mortgage Loan Application Amount | $775,000 |
| Average Applicant Income | $121,000 |
| Highest Applicant Income | $528,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Capital Farm Credit, Aca. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital Farm Credit, Aca's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Capital Farm Credit, Aca's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital Farm Credit, Aca serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital Farm Credit, Aca, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital Farm Credit, Aca's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Texas | 7 | $ 1,955,000 | $ 279,000 | $ 155,000 |
| Burnet County Texas | 6 | $ 1,970,000 | $ 328,000 | $ 179,000 |
| Bastrop County Texas | 4 | $ 830,000 | $ 207,000 | $ 109,000 |
| Bexar County Texas | 4 | $ 720,000 | $ 180,000 | $ 119,000 |
| Fort Bend County Texas | 4 | $ 780,000 | $ 195,000 | $ 104,000 |
| Guadalupe County Texas | 4 | $ 1,040,000 | $ 260,000 | $ 128,000 |
| Hays County Texas | 4 | $ 1,170,000 | $ 292,000 | $ 143,000 |
| Brazoria County Texas | 3 | $ 775,000 | $ 258,000 | $ 141,000 |
| Caldwell County Texas | 3 | $ 405,000 | $ 135,000 | $ 68,000 |
| Cameron County Texas | 3 | $ 565,000 | $ 188,000 | $ 152,000 |
| Dallam County Texas | 3 | $ 685,000 | $ 228,000 | $ 134,000 |
| Hockley County Texas | 3 | $ 605,000 | $ 201,000 | $ 136,000 |
| Jeff Davis County Texas | 3 | $ 275,000 | $ 91,000 | $ 86,000 |
| Lubbock County Texas | 3 | $ 765,000 | $ 255,000 | $ 92,000 |
| Victoria County Texas | 3 | $ 415,000 | $ 138,000 | $ 116,000 |
| Austin County Texas | 2 | $ 240,000 | $ 120,000 | $ 61,000 |
| Bandera County Texas | 2 | $ 430,000 | $ 215,000 | $ 58,000 |
| Bell County Texas | 2 | $ 460,000 | $ 230,000 | $ 206,000 |
| Comal County Texas | 2 | $ 480,000 | $ 240,000 | $ 80,000 |
| Dawson County Texas | 2 | $ 470,000 | $ 235,000 | $ 70,000 |
| Gaines County Texas | 2 | $ 490,000 | $ 245,000 | $ 77,000 |
| Gonzales County Texas | 2 | $ 270,000 | $ 135,000 | $ 94,000 |
| Harris County Texas | 2 | $ 390,000 | $ 195,000 | $ 31,000 |
| Jefferson County Texas | 2 | $ 520,000 | $ 260,000 | $ 93,000 |
| Karnes County Texas | 2 | $ 310,000 | $ 155,000 | $ 178,000 |
| Kerr County Texas | 2 | $ 360,000 | $ 180,000 | $ 89,000 |
| Llano County Texas | 2 | $ 240,000 | $ 120,000 | $ 58,000 |
| Matagorda County Texas | 2 | $ 470,000 | $ 235,000 | $ 131,000 |
| Medina County Texas | 2 | $ 610,000 | $ 305,000 | $ 164,000 |
| Reagan County Texas | 2 | $ 380,000 | $ 190,000 | $ 99,000 |
| Travis County Texas | 2 | $ 500,000 | $ 250,000 | $ 130,000 |
| Walker County Texas | 2 | $ 320,000 | $ 160,000 | $ 67,000 |
| Anderson County Texas | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Atascosa County Texas | 1 | $ 115,000 | $ 115,000 | $ 111,000 |
| Bailey County Texas | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| Blanco County Texas | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Brazos County Texas | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Brewster County Texas | 1 | $ 255,000 | $ 255,000 | $ 119,000 |
| Burleson County Texas | 1 | $ 305,000 | $ 305,000 | $ 86,000 |
| Collingsworth County Texas | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Falls County Texas | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Fayette County Texas | 1 | $ 505,000 | $ 505,000 | $ 129,000 |
| Gillespie County Texas | 1 | $ 305,000 | $ 305,000 | $ 167,000 |
| Grimes County Texas | 1 | $ 345,000 | $ 345,000 | $ 175,000 |
| Hardeman County Texas | 1 | $ 225,000 | $ 225,000 | $ 187,000 |
| Hartley County Texas | 1 | $ 575,000 | $ 575,000 | $ 150,000 |
| Hidalgo County Texas | 1 | $ 425,000 | $ 425,000 | $ 528,000 |
| Howard County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Jack County Texas | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Jackson County Texas | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Kendall County Texas | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Kent County Texas | 1 | $ 75,000 | $ 75,000 | $ 97,000 |
| Kimble County Texas | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Knox County Texas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Lamb County Texas | 1 | $ 295,000 | $ 295,000 | $ 128,000 |
| Lavaca County Texas | 1 | $ 125,000 | $ 125,000 | $ 96,000 |
| Leon County Texas | 1 | $ 125,000 | $ 125,000 | $ 160,000 |
| Liberty County Texas | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Live Oak County Texas | 1 | $ 55,000 | $ 55,000 | $ 91,000 |
| Mason County Texas | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| McLennan County Texas | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Midland County Texas | 1 | $ 285,000 | $ 285,000 | $ 386,000 |
| Milam County Texas | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Montague County Texas | 1 | $ 245,000 | $ 245,000 | $ 126,000 |
| Nueces County Texas | 1 | $ 345,000 | $ 345,000 | $ 130,000 |
| Parmer County Texas | 1 | $ 95,000 | $ 95,000 | $ 101,000 |
| Refugio County Texas | 1 | $ 385,000 | $ 385,000 | $ 257,000 |
| Runnels County Texas | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| San Saba County Texas | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Scurry County Texas | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Taylor County Texas | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Terry County Texas | 1 | $ 305,000 | $ 305,000 | $ 377,000 |
| Tyler County Texas | 1 | $ 75,000 | $ 75,000 | $ 17,000 |
| Waller County Texas | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Wharton County Texas | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| Wheeler County Texas | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Zapata County Texas | 1 | $ 155,000 | $ 155,000 | $ 143,000 |
Mortgage Loan Application Detail Totals for Capital Farm Credit, Aca in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 94 | $19,920,000 | $211,000 | $645,000 | $119,000 | $528,000 |
| Other Purpose | 29 | $7,485,000 | $258,000 | $775,000 | $132,000 | $368,000 |
| Refinancing | 27 | $6,545,000 | $242,000 | $575,000 | $106,000 | $223,000 |
| Home Improvement | 7 | $995,000 | $142,000 | $305,000 | $131,000 | $377,000 |
| Cash-out Refinancing | 1 | $205,000 | $205,000 | $205,000 | $117,000 | $117,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 124 | $27,440,000 | $221,000 | $645,000 | $114,000 | $386,000 |
| Not Provided | 21 | $4,675,000 | $222,000 | $775,000 | $131,000 | $368,000 |
| Hispanic | 8 | $2,110,000 | $263,000 | $425,000 | $213,000 | $528,000 |
| American Indian or Alaskan Native | 2 | $370,000 | $185,000 | $185,000 | $94,000 | $100,000 |
| Not applicable | 2 | $520,000 | $260,000 | $345,000 | $125,000 | $130,000 |
| Black or African American | 1 | $35,000 | $35,000 | $35,000 | $58,000 | $58,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 158 | $35,150,000 | $222,000 | $775,000 | $120,000 | $528,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 51 | $11,725,000 | $229,000 | $555,000 | $127,000 | $386,000 |
| Application Denied By Financial Institution | 50 | $10,270,000 | $205,000 | $775,000 | $93,000 | $368,000 |
| Loan Originated | 39 | $8,165,000 | $209,000 | $575,000 | $128,000 | $377,000 |
| File Closed For Incompleteness | 11 | $3,465,000 | $315,000 | $645,000 | $145,000 | $288,000 |
| Application Approved But Not Accepted | 4 | $940,000 | $235,000 | $425,000 | $233,000 | $528,000 |
| Preapproval Denied by Financial Institution | 3 | $585,000 | $195,000 | $255,000 | $70,000 | $82,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 105 | $24,295,000 | $231,000 | $645,000 | $134,000 | $528,000 |
| Debt-To-Income Ratio | 27 | $6,345,000 | $235,000 | $605,000 | $75,000 | $197,000 |
| Collateral | 10 | $2,160,000 | $216,000 | $775,000 | $181,000 | $368,000 |
| Credit History | 10 | $1,420,000 | $142,000 | $255,000 | $87,000 | $160,000 |
| Employment History | 3 | $625,000 | $208,000 | $305,000 | $62,000 | $78,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $55,000 | $55,000 | $55,000 | $22,000 | $22,000 |
| Other | 1 | $175,000 | $175,000 | $175,000 | $82,000 | $82,000 |
| Unverifiable Information | 1 | $75,000 | $75,000 | $75,000 | $17,000 | $17,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Farm Credit, Aca's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital Farm Credit, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.