Capital One Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Capital One Na 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital One Na 11130 Industrialplex Blvd Baton Rouge, LA 70809 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 33,060 |
| Total Mortgage Loan Application Amount | $2,603,701,000 |
| Average Mortgage Loan Application Amount | $154,446 |
| Highest Mortgage Loan Application Amount | $4,500,000 |
| Average Applicant Income | $119,000 |
| Highest Applicant Income | $6,845,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Capital One Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital One Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Capital One Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital One Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital One Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital One Na's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| East Baton Rouge County Louisiana | 2,525 | $ 257,588,000 | $ 102,000 | $ 68,000 |
| Jefferson County Louisiana | 2,481 | $ 218,267,000 | $ 87,000 | $ 75,000 |
| St. Tammany County Louisiana | 2,217 | $ 248,232,000 | $ 111,000 | $ 67,000 |
| Orleans County Louisiana | 1,975 | $ 204,558,000 | $ 103,000 | $ 76,000 |
| Caddo County Louisiana | 1,561 | $ 96,582,000 | $ 61,000 | $ 55,000 |
| Lafourche County Louisiana | 1,203 | $ 87,762,000 | $ 72,000 | $ 62,000 |
| Calcasieu County Louisiana | 1,153 | $ 69,440,000 | $ 60,000 | $ 64,000 |
| Ascension County Louisiana | 1,008 | $ 93,938,000 | $ 93,000 | $ 63,000 |
| Terrebonne County Louisiana | 990 | $ 98,486,000 | $ 99,000 | $ 70,000 |
| Harris County Texas | 905 | $ 62,403,000 | $ 68,000 | $ 79,000 |
| Livingston County Louisiana | 825 | $ 60,124,000 | $ 72,000 | $ 57,000 |
| Rapides County Louisiana | 758 | $ 50,594,000 | $ 66,000 | $ 64,000 |
| Lafayette County Louisiana | 705 | $ 60,711,000 | $ 86,000 | $ 68,000 |
| Jefferson County Texas | 575 | $ 36,962,000 | $ 64,000 | $ 86,000 |
| Ouachita County Louisiana | 559 | $ 45,566,000 | $ 81,000 | $ 60,000 |
| Bossier County Louisiana | 507 | $ 38,161,000 | $ 75,000 | $ 55,000 |
| Bowie County Texas | 490 | $ 29,958,000 | $ 61,000 | $ 60,000 |
| Tangipahoa County Louisiana | 465 | $ 34,487,000 | $ 74,000 | $ 65,000 |
| Hidalgo County Texas | 437 | $ 21,473,000 | $ 49,000 | $ 72,000 |
| St. Charles County Louisiana | 406 | $ 35,050,000 | $ 86,000 | $ 70,000 |
| Cameron County Texas | 384 | $ 17,119,000 | $ 44,000 | $ 59,000 |
| Orange County Texas | 364 | $ 17,213,000 | $ 47,000 | $ 55,000 |
| St. Bernard County Louisiana | 361 | $ 20,353,000 | $ 56,000 | $ 51,000 |
| Smith County Texas | 360 | $ 25,254,000 | $ 70,000 | $ 68,000 |
| St. John the Baptist County Louisiana | 349 | $ 21,959,000 | $ 62,000 | $ 60,000 |
| Fort Bend County Texas | 337 | $ 20,033,000 | $ 59,000 | $ 99,000 |
| Washington County Louisiana | 331 | $ 16,169,000 | $ 48,000 | $ 47,000 |
| Dallas County Texas | 330 | $ 30,917,000 | $ 93,000 | $ 118,000 |
| Avoyelles County Louisiana | 328 | $ 16,695,000 | $ 50,000 | $ 56,000 |
| Harrison County Texas | 264 | $ 12,637,000 | $ 47,000 | $ 58,000 |
| Collin County Texas | 254 | $ 24,780,000 | $ 97,000 | $ 95,000 |
| Assumption County Louisiana | 251 | $ 14,077,000 | $ 56,000 | $ 50,000 |
| De Soto County Louisiana | 247 | $ 11,322,000 | $ 45,000 | $ 47,000 |
| Vermilion County Louisiana | 247 | $ 12,029,000 | $ 48,000 | $ 59,000 |
| Anderson County Texas | 221 | $ 7,905,000 | $ 35,000 | $ 70,000 |
| Gregg County Texas | 206 | $ 12,434,000 | $ 60,000 | $ 59,000 |
| Jefferson Davis County Louisiana | 200 | $ 8,672,000 | $ 43,000 | $ 51,000 |
| Morehouse County Louisiana | 196 | $ 9,608,000 | $ 49,000 | $ 48,000 |
| Montgomery County Texas | 174 | $ 20,612,000 | $ 118,000 | $ 94,000 |
| Webster County Louisiana | 165 | $ 7,762,000 | $ 47,000 | $ 51,000 |
| Tarrant County Texas | 160 | $ 11,580,000 | $ 72,000 | $ 88,000 |
| Wood County Texas | 151 | $ 8,476,000 | $ 56,000 | $ 61,000 |
| Allen County Louisiana | 143 | $ 6,994,000 | $ 48,000 | $ 47,000 |
| Grant County Louisiana | 142 | $ 7,463,000 | $ 52,000 | $ 58,000 |
| Denton County Texas | 142 | $ 16,180,000 | $ 113,000 | $ 136,000 |
| Iberia County Louisiana | 139 | $ 9,198,000 | $ 66,000 | $ 60,000 |
| St. Mary County Louisiana | 135 | $ 5,464,000 | $ 40,000 | $ 53,000 |
| Cass County Texas | 134 | $ 7,240,000 | $ 54,000 | $ 58,000 |
| Harrison County Mississippi | 128 | $ 22,317,000 | $ 174,000 | $ 78,000 |
| Miller County Arkansas | 120 | $ 5,390,000 | $ 44,000 | $ 56,000 |
| Angelina County Texas | 118 | $ 6,731,000 | $ 57,000 | $ 81,000 |
| Hancock County Mississippi | 109 | $ 12,477,000 | $ 114,000 | $ 69,000 |
| Cherokee County Texas | 107 | $ 5,433,000 | $ 50,000 | $ 54,000 |
| St. Landry County Louisiana | 104 | $ 5,982,000 | $ 57,000 | $ 51,000 |
| Travis County Texas | 103 | $ 12,887,000 | $ 125,000 | $ 86,000 |
| Iberville County Louisiana | 102 | $ 6,303,000 | $ 61,000 | $ 52,000 |
| Madison County Louisiana | 100 | $ 4,462,000 | $ 44,000 | $ 50,000 |
| Galveston County Texas | 100 | $ 14,084,000 | $ 140,000 | $ 81,000 |
| Claiborne County Louisiana | 99 | $ 3,826,000 | $ 38,000 | $ 52,000 |
| West Baton Rouge County Louisiana | 98 | $ 7,802,000 | $ 79,000 | $ 60,000 |
| Hardin County Texas | 96 | $ 9,562,000 | $ 99,000 | $ 84,000 |
| Acadia County Louisiana | 93 | $ 6,471,000 | $ 69,000 | $ 68,000 |
| St. James County Louisiana | 93 | $ 5,869,000 | $ 63,000 | $ 49,000 |
| St. Martin County Louisiana | 90 | $ 5,437,000 | $ 60,000 | $ 47,000 |
| Beauregard County Louisiana | 89 | $ 4,908,000 | $ 55,000 | $ 62,000 |
| West Carroll County Louisiana | 82 | $ 4,130,000 | $ 50,000 | $ 39,000 |
| Plaquemines County Louisiana | 78 | $ 5,656,000 | $ 72,000 | $ 69,000 |
| Cameron County Louisiana | 77 | $ 4,395,000 | $ 57,000 | $ 72,000 |
| Lamar County Texas | 68 | $ 2,864,000 | $ 42,000 | $ 55,000 |
| Wharton County Texas | 68 | $ 3,107,000 | $ 45,000 | $ 49,000 |
| Sabine County Louisiana | 66 | $ 6,627,000 | $ 100,000 | $ 90,000 |
| Colorado County Texas | 62 | $ 2,354,000 | $ 37,000 | $ 96,000 |
| Brazoria County Texas | 59 | $ 5,581,000 | $ 94,000 | $ 80,000 |
| East Carroll County Louisiana | 58 | $ 2,002,000 | $ 34,000 | $ 58,000 |
| Upshur County Texas | 58 | $ 1,965,000 | $ 33,000 | $ 51,000 |
| Pointe Coupee County Louisiana | 57 | $ 5,536,000 | $ 97,000 | $ 93,000 |
| Victoria County Texas | 55 | $ 2,585,000 | $ 47,000 | $ 70,000 |
| East Feliciana County Louisiana | 54 | $ 3,864,000 | $ 71,000 | $ 60,000 |
| Vernon County Louisiana | 53 | $ 2,476,000 | $ 46,000 | $ 63,000 |
| Lincoln County Louisiana | 52 | $ 4,719,000 | $ 90,000 | $ 96,000 |
| Panola County Texas | 48 | $ 2,730,000 | $ 56,000 | $ 64,000 |
| Austin County Texas | 47 | $ 2,402,000 | $ 51,000 | $ 54,000 |
| Pearl River County Mississippi | 45 | $ 4,800,000 | $ 106,000 | $ 90,000 |
| Richland County Louisiana | 44 | $ 2,351,000 | $ 53,000 | $ 54,000 |
| Henderson County Texas | 44 | $ 2,057,000 | $ 46,000 | $ 53,000 |
| Union County Louisiana | 43 | $ 2,562,000 | $ 59,000 | $ 61,000 |
| Washington County Texas | 43 | $ 3,722,000 | $ 86,000 | $ 70,000 |
| Van Zandt County Texas | 42 | $ 2,280,000 | $ 54,000 | $ 65,000 |
| Evangeline County Louisiana | 41 | $ 2,083,000 | $ 50,000 | $ 55,000 |
| Camp County Texas | 41 | $ 2,599,000 | $ 63,000 | $ 59,000 |
| Nueces County Texas | 41 | $ 2,574,000 | $ 62,000 | $ 65,000 |
| Bexar County Texas | 37 | $ 1,632,000 | $ 44,000 | $ 92,000 |
| Nacogdoches County Texas | 37 | $ 2,450,000 | $ 66,000 | $ 81,000 |
| Matagorda County Texas | 36 | $ 1,963,000 | $ 54,000 | $ 52,000 |
| Calhoun County Texas | 35 | $ 1,179,000 | $ 33,000 | $ 47,000 |
| Bienville County Louisiana | 34 | $ 1,448,000 | $ 42,000 | $ 60,000 |
| West Feliciana County Louisiana | 33 | $ 5,597,000 | $ 169,000 | $ 98,000 |
| Jasper County Texas | 29 | $ 1,417,000 | $ 48,000 | $ 59,000 |
| Rusk County Texas | 29 | $ 1,446,000 | $ 49,000 | $ 73,000 |
| Jackson County Mississippi | 28 | $ 2,845,000 | $ 101,000 | $ 92,000 |
| Lee County Texas | 28 | $ 1,708,000 | $ 61,000 | $ 65,000 |
| Franklin County Louisiana | 27 | $ 1,361,000 | $ 50,000 | $ 51,000 |
| Jackson County Louisiana | 27 | $ 1,903,000 | $ 70,000 | $ 71,000 |
| Grayson County Texas | 27 | $ 1,872,000 | $ 69,000 | $ 79,000 |
| Kaufman County Texas | 27 | $ 1,428,000 | $ 52,000 | $ 59,000 |
| Baldwin County Alabama | 24 | $ 8,204,000 | $ 341,000 | $ 261,000 |
| Winn County Louisiana | 24 | $ 1,452,000 | $ 60,000 | $ 59,000 |
| Red River County Louisiana | 23 | $ 1,054,000 | $ 45,000 | $ 57,000 |
| La Salle County Louisiana | 21 | $ 954,000 | $ 45,000 | $ 44,000 |
| Natchitoches County Louisiana | 21 | $ 2,555,000 | $ 121,000 | $ 94,000 |
| Rockwall County Texas | 21 | $ 1,477,000 | $ 70,000 | $ 69,000 |
| St. Helena County Louisiana | 19 | $ 1,266,000 | $ 66,000 | $ 51,000 |
| Chambers County Texas | 19 | $ 1,248,000 | $ 65,000 | $ 62,000 |
| Houston County Texas | 19 | $ 909,000 | $ 47,000 | $ 62,000 |
| Williamson County Texas | 19 | $ 2,281,000 | $ 120,000 | $ 101,000 |
| Tyler County Texas | 18 | $ 692,000 | $ 38,000 | $ 54,000 |
| Caldwell County Louisiana | 17 | $ 770,000 | $ 45,000 | $ 61,000 |
| Morris County Texas | 17 | $ 708,000 | $ 41,000 | $ 52,000 |
| Little River County Arkansas | 15 | $ 649,000 | $ 43,000 | $ 48,000 |
| Catahoula County Louisiana | 15 | $ 891,000 | $ 59,000 | $ 86,000 |
| Hunt County Texas | 15 | $ 888,000 | $ 59,000 | $ 49,000 |
| Liberty County Texas | 15 | $ 900,000 | $ 60,000 | $ 81,000 |
| Waller County Texas | 15 | $ 1,411,000 | $ 94,000 | $ 77,000 |
| Concordia County Louisiana | 14 | $ 1,085,000 | $ 77,000 | $ 66,000 |
| Fayette County Texas | 14 | $ 574,000 | $ 41,000 | $ 43,000 |
| San Augustine County Texas | 13 | $ 283,000 | $ 21,000 | $ 52,000 |
| Tensas County Louisiana | 12 | $ 695,000 | $ 57,000 | $ 51,000 |
| Polk County Texas | 12 | $ 920,000 | $ 76,000 | $ 63,000 |
| Sabine County Texas | 12 | $ 304,000 | $ 25,000 | $ 70,000 |
| Red River County Texas | 11 | $ 536,000 | $ 48,000 | $ 58,000 |
| Okaloosa County Florida | 10 | $ 4,389,000 | $ 438,000 | $ 167,000 |
| Fannin County Texas | 10 | $ 465,000 | $ 46,000 | $ 60,000 |
| Marion County Texas | 10 | $ 742,000 | $ 74,000 | $ 60,000 |
| Newton County Texas | 10 | $ 274,000 | $ 27,000 | $ 57,000 |
| Shelby County Texas | 10 | $ 410,000 | $ 41,000 | $ 60,000 |
| Pulaski County Arkansas | 9 | $ 937,000 | $ 104,000 | $ 82,000 |
| Brazos County Texas | 9 | $ 1,011,000 | $ 112,000 | $ 112,000 |
| Johnson County Texas | 9 | $ 744,000 | $ 82,000 | $ 97,000 |
| Starr County Texas | 9 | $ 344,000 | $ 38,000 | $ 44,000 |
| Escambia County Florida | 8 | $ 3,555,000 | $ 444,000 | $ 651,000 |
| Hays County Texas | 8 | $ 957,000 | $ 119,000 | $ 164,000 |
| Leon County Texas | 8 | $ 362,000 | $ 45,000 | $ 71,000 |
| McLennan County Texas | 8 | $ 478,000 | $ 59,000 | $ 62,000 |
| Trinity County Texas | 8 | $ 408,000 | $ 51,000 | $ 43,000 |
| Mobile County Alabama | 7 | $ 1,667,000 | $ 238,000 | $ 141,000 |
| Saline County Arkansas | 7 | $ 678,000 | $ 96,000 | $ 66,000 |
| Pike County Mississippi | 7 | $ 1,048,000 | $ 149,000 | $ 117,000 |
| Grimes County Texas | 7 | $ 307,000 | $ 43,000 | $ 99,000 |
| Willacy County Texas | 7 | $ 151,000 | $ 21,000 | $ 58,000 |
| Walton County Florida | 6 | $ 2,120,000 | $ 353,000 | $ 250,000 |
| Adams County Mississippi | 6 | $ 534,000 | $ 89,000 | $ 134,000 |
| Amite County Mississippi | 6 | $ 469,000 | $ 78,000 | $ 57,000 |
| Tulsa County Oklahoma | 6 | $ 784,000 | $ 130,000 | $ 77,000 |
| Bell County Texas | 6 | $ 379,000 | $ 63,000 | $ 68,000 |
| Ellis County Texas | 6 | $ 854,000 | $ 142,000 | $ 93,000 |
| Parker County Texas | 6 | $ 626,000 | $ 104,000 | $ 75,000 |
| San Patricio County Texas | 6 | $ 168,000 | $ 28,000 | $ 55,000 |
| Titus County Texas | 6 | $ 403,000 | $ 67,000 | $ 53,000 |
| Lafayette County Arkansas | 5 | $ 211,000 | $ 42,000 | $ 41,000 |
| Hillsborough County Florida | 5 | $ 689,000 | $ 137,000 | $ 127,000 |
| Santa Rosa County Florida | 5 | $ 737,000 | $ 147,000 | $ 75,000 |
| Hinds County Mississippi | 5 | $ 237,000 | $ 47,000 | $ 72,000 |
| Lamar County Mississippi | 5 | $ 472,000 | $ 94,000 | $ 93,000 |
| Rankin County Mississippi | 5 | $ 580,000 | $ 116,000 | $ 73,000 |
| Bastrop County Texas | 5 | $ 574,000 | $ 114,000 | $ 161,000 |
| Guadalupe County Texas | 5 | $ 157,000 | $ 31,000 | $ 102,000 |
| Hopkins County Texas | 5 | $ 73,000 | $ 14,000 | $ 37,000 |
| San Jacinto County Texas | 5 | $ 101,000 | $ 20,000 | $ 57,000 |
| Wichita County Texas | 5 | $ 200,000 | $ 40,000 | $ 72,000 |
| Faulkner County Arkansas | 4 | $ 351,000 | $ 87,000 | $ 55,000 |
| Garland County Arkansas | 4 | $ 560,000 | $ 140,000 | $ 109,000 |
| Hempstead County Arkansas | 4 | $ 137,000 | $ 34,000 | $ 33,000 |
| Sevier County Arkansas | 4 | $ 358,000 | $ 89,000 | $ 53,000 |
| Union County Arkansas | 4 | $ 212,000 | $ 53,000 | $ 63,000 |
| Forrest County Mississippi | 4 | $ 313,000 | $ 78,000 | $ 49,000 |
| Clark County Nevada | 4 | $ 512,000 | $ 128,000 | $ 80,000 |
| Aransas County Texas | 4 | $ 1,309,000 | $ 327,000 | $ 654,000 |
| Burnet County Texas | 4 | $ 643,000 | $ 160,000 | $ 118,000 |
| Comal County Texas | 4 | $ 265,000 | $ 66,000 | $ 75,000 |
| El Paso County Texas | 4 | $ 240,000 | $ 60,000 | $ 37,000 |
| Franklin County Texas | 4 | $ 383,000 | $ 95,000 | $ 83,000 |
| Lavaca County Texas | 4 | $ 541,000 | $ 135,000 | $ 63,000 |
| Randall County Texas | 4 | $ 395,000 | $ 98,000 | $ 42,000 |
| Maricopa County Arizona | 3 | $ 782,000 | $ 260,000 | $ 190,000 |
| Howard County Arkansas | 3 | $ 246,000 | $ 82,000 | $ 62,000 |
| Bay County Florida | 3 | $ 332,000 | $ 110,000 | $ 83,000 |
| Broward County Florida | 3 | $ 1,081,000 | $ 360,000 | $ 277,000 |
| Pinellas County Florida | 3 | $ 478,000 | $ 159,000 | $ 151,000 |
| Madison County Mississippi | 3 | $ 466,000 | $ 155,000 | $ 243,000 |
| Stone County Mississippi | 3 | $ 279,000 | $ 93,000 | $ 69,000 |
| Grady County Oklahoma | 3 | $ 162,000 | $ 54,000 | $ 25,000 |
| Shelby County Tennessee | 3 | $ 494,000 | $ 164,000 | $ 128,000 |
| Delta County Texas | 3 | $ 104,000 | $ 34,000 | $ 49,000 |
| DeWitt County Texas | 3 | $ 588,000 | $ 196,000 | $ 148,000 |
| Eastland County Texas | 3 | $ 83,000 | $ 27,000 | $ 57,000 |
| Freestone County Texas | 3 | $ 132,000 | $ 44,000 | $ 53,000 |
| Hood County Texas | 3 | $ 113,000 | $ 37,000 | $ 45,000 |
| Jackson County Texas | 3 | $ 138,000 | $ 46,000 | $ 68,000 |
| Rains County Texas | 3 | $ 81,000 | $ 27,000 | $ 62,000 |
| Refugio County Texas | 3 | $ 110,000 | $ 36,000 | $ 80,000 |
| Webb County Texas | 3 | $ 79,000 | $ 26,000 | $ 66,000 |
| Henrico County Virginia | 3 | $ 691,000 | $ 230,000 | $ 176,000 |
| Jefferson County Alabama | 2 | $ 222,000 | $ 111,000 | $ 54,000 |
| Pima County Arizona | 2 | $ 449,000 | $ 224,000 | $ 111,000 |
| Franklin County Arkansas | 2 | $ 129,000 | $ 64,000 | $ 79,000 |
| St. Francis County Arkansas | 2 | $ 213,000 | $ 106,000 | $ 71,000 |
| Washington County Arkansas | 2 | $ 327,000 | $ 163,000 | $ 52,000 |
| Douglas County Colorado | 2 | $ 352,000 | $ 176,000 | $ 20,000 |
| Fulton County Georgia | 2 | $ 214,000 | $ 107,000 | $ 85,000 |
| Vanderburgh County Indiana | 2 | $ 365,000 | $ 182,000 | $ 135,000 |
| Jasper County Mississippi | 2 | $ 90,000 | $ 45,000 | $ 65,000 |
| Warren County Mississippi | 2 | $ 6,000 | $ 3,000 | $ 43,000 |
| Guilford County North Carolina | 2 | $ 212,000 | $ 106,000 | $ 72,000 |
| McCurtain County Oklahoma | 2 | $ 103,000 | $ 51,000 | $ 59,000 |
| Oklahoma County Oklahoma | 2 | $ 168,000 | $ 84,000 | $ 73,000 |
| Sevier County Tennessee | 2 | $ 213,000 | $ 106,000 | $ 243,000 |
| Williamson County Tennessee | 2 | $ 205,000 | $ 102,000 | $ 38,000 |
| Bee County Texas | 2 | $ 20,000 | $ 10,000 | $ 42,000 |
| Burleson County Texas | 2 | $ 43,000 | $ 21,000 | $ 20,000 |
| Cooke County Texas | 2 | $ 49,000 | $ 24,000 | $ 50,000 |
| Coryell County Texas | 2 | $ 22,000 | $ 11,000 | $ 61,000 |
| Deaf Smith County Texas | 2 | $ 100,000 | $ 50,000 | $ 127,000 |
| Ector County Texas | 2 | $ 16,000 | $ 8,000 | $ 38,000 |
| Goliad County Texas | 2 | $ 64,000 | $ 32,000 | $ 69,000 |
| Hill County Texas | 2 | $ 208,000 | $ 104,000 | $ 98,000 |
| Kerr County Texas | 2 | $ 507,000 | $ 253,000 | $ 150,000 |
| Navarro County Texas | 2 | $ 310,000 | $ 155,000 | $ 84,000 |
| Robertson County Texas | 2 | $ 62,000 | $ 31,000 | $ 72,000 |
| Taylor County Texas | 2 | $ 78,000 | $ 39,000 | $ 70,000 |
| Walker County Texas | 2 | $ 166,000 | $ 83,000 | $ 88,000 |
| Wise County Texas | 2 | $ 114,000 | $ 57,000 | $ 236,000 |
| Cullman County Alabama | 1 | $ 200,000 | $ 200,000 | $ 108,000 |
| Etowah County Alabama | 1 | $ 210,000 | $ 210,000 | $ 98,000 |
| Lee County Alabama | 1 | $ 60,000 | $ 60,000 | $ 46,000 |
| Montgomery County Alabama | 1 | $ 98,000 | $ 98,000 | $ 158,000 |
| Tallapoosa County Alabama | 1 | $ 490,000 | $ 490,000 | $ 322,000 |
| Wilcox County Alabama | 1 | $ 52,000 | $ 52,000 | $ 108,000 |
| Anchorage County Alaska | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Ashley County Arkansas | 1 | $ 92,000 | $ 92,000 | $ 60,000 |
| Benton County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 68,000 |
| Boone County Arkansas | 1 | $ 129,000 | $ 129,000 | $ 91,000 |
| Cleburne County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Crawford County Arkansas | 1 | $ 59,000 | $ 59,000 | $ 33,000 |
| Hot Spring County Arkansas | 1 | $ 26,000 | $ 26,000 | $ 12,000 |
| Independence County Arkansas | 1 | $ 87,000 | $ 87,000 | $ 49,000 |
| Izard County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Jefferson County Arkansas | 1 | $ 109,000 | $ 109,000 | $ 67,000 |
| Lawrence County Arkansas | 1 | $ 68,000 | $ 68,000 | $ 18,000 |
| Lonoke County Arkansas | 1 | $ 32,000 | $ 32,000 | $ 40,000 |
| Ouachita County Arkansas | 1 | $ 104,000 | $ 104,000 | $ 69,000 |
| Pike County Arkansas | 1 | $ 39,000 | $ 39,000 | $ 45,000 |
| Polk County Arkansas | 1 | $ 114,000 | $ 114,000 | $ 130,000 |
| Sebastian County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 54,000 |
| Stone County Arkansas | 1 | $ 51,000 | $ 51,000 | $ 84,000 |
| White County Arkansas | 1 | $ 36,000 | $ 36,000 | $ 627,000 |
| Amador County California | 1 | $ 650,000 | $ 650,000 | $ 453,000 |
| Los Angeles County California | 1 | $ 275,000 | $ 275,000 | $ 105,000 |
| San Diego County California | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| Santa Clara County California | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Denver County Colorado | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Gunnison County Colorado | 1 | $ 407,000 | $ 407,000 | $ 451,000 |
| Huerfano County Colorado | 1 | $ 118,000 | $ 118,000 | $ 202,000 |
| La Plata County Colorado | 1 | $ 650,000 | $ 650,000 | $ 600,000 |
| Park County Colorado | 1 | $ 976,000 | $ 976,000 | $ 693,000 |
| Teller County Colorado | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Weld County Colorado | 1 | $ 249,000 | $ 249,000 | $ 83,000 |
| District of Columbia County District Of Columbia | 1 | $ 250,000 | $ 250,000 | $ 162,000 |
| Brevard County Florida | 1 | $ 180,000 | $ 180,000 | $ 87,000 |
| Collier County Florida | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Gadsden County Florida | 1 | $ 235,000 | $ 235,000 | $ 108,000 |
| Marion County Florida | 1 | $ 76,000 | $ 76,000 | $ 146,000 |
| Osceola County Florida | 1 | $ 299,000 | $ 299,000 | $ 120,000 |
| Wakulla County Florida | 1 | $ 200,000 | $ 200,000 | $ 97,000 |
| Bibb County Georgia | 1 | $ 132,000 | $ 132,000 | $ 101,000 |
| Clarke County Georgia | 1 | $ 100,000 | $ 100,000 | $ 202,000 |
| DeKalb County Georgia | 1 | $ 279,000 | $ 279,000 | $ 102,000 |
| Fannin County Georgia | 1 | $ 10,000 | $ 10,000 | $ 53,000 |
| Paulding County Georgia | 1 | $ 189,000 | $ 189,000 | $ 92,000 |
| Pickens County Georgia | 1 | $ 256,000 | $ 256,000 | $ 238,000 |
| McHenry County Illinois | 1 | $ 200,000 | $ 200,000 | $ 129,000 |
| St. Clair County Illinois | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
| Gibson County Indiana | 1 | $ 164,000 | $ 164,000 | $ 67,000 |
| Pottawattamie County Iowa | 1 | $ 99,000 | $ 99,000 | $ 95,000 |
| Fayette County Kentucky | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Hardin County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 38,000 |
| Jefferson County Kentucky | 1 | $ 180,000 | $ 180,000 | $ 0 |
| McCracken County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 52,000 |
| Oldham County Kentucky | 1 | $ 350,000 | $ 350,000 | $ 240,000 |
| Prince George's County Maryland | 1 | $ 51,000 | $ 51,000 | $ 105,000 |
| Franklin County Massachusetts | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 264,000 | $ 264,000 | $ 59,000 |
| Kalamazoo County Michigan | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Macomb County Michigan | 1 | $ 30,000 | $ 30,000 | $ 63,000 |
| Clarke County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 66,000 |
| Copiah County Mississippi | 1 | $ 18,000 | $ 18,000 | $ 27,000 |
| DeSoto County Mississippi | 1 | $ 94,000 | $ 94,000 | $ 95,000 |
| Grenada County Mississippi | 1 | $ 56,000 | $ 56,000 | $ 25,000 |
| Jefferson County Mississippi | 1 | $ 69,000 | $ 69,000 | $ 109,000 |
| Lafayette County Mississippi | 1 | $ 167,000 | $ 167,000 | $ 60,000 |
| Lawrence County Mississippi | 1 | $ 108,000 | $ 108,000 | $ 60,000 |
| Leake County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 57,000 |
| Marion County Mississippi | 1 | $ 20,000 | $ 20,000 | $ 18,000 |
| Wilkinson County Mississippi | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Yazoo County Mississippi | 1 | $ 48,000 | $ 48,000 | $ 90,000 |
| Greene County Missouri | 1 | $ 53,000 | $ 53,000 | $ 51,000 |
| Jackson County Missouri | 1 | $ 114,000 | $ 114,000 | $ 78,000 |
| St. Louis County Missouri | 1 | $ 94,000 | $ 94,000 | $ 38,000 |
| Stone County Missouri | 1 | $ 197,000 | $ 197,000 | $ 35,000 |
| Bernalillo County New Mexico | 1 | $ 141,000 | $ 141,000 | $ 48,000 |
| Colfax County New Mexico | 1 | $ 360,000 | $ 360,000 | $ 192,000 |
| Bronx County New York | 1 | $ 375,000 | $ 375,000 | $ 165,000 |
| Granville County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 43,000 |
| Orange County North Carolina | 1 | $ 800,000 | $ 800,000 | $ 335,000 |
| Rowan County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 103,000 |
| Transylvania County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 152,000 |
| Wake County North Carolina | 1 | $ 198,000 | $ 198,000 | $ 119,000 |
| Hamilton County Ohio | 1 | $ 105,000 | $ 105,000 | $ 143,000 |
| Ross County Ohio | 1 | $ 138,000 | $ 138,000 | $ 135,000 |
| Cleveland County Oklahoma | 1 | $ 59,000 | $ 59,000 | $ 144,000 |
| Lincoln County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Logan County Oklahoma | 1 | $ 158,000 | $ 158,000 | $ 93,000 |
| Ottawa County Oklahoma | 1 | $ 87,000 | $ 87,000 | $ 34,000 |
| Payne County Oklahoma | 1 | $ 146,000 | $ 146,000 | $ 88,000 |
| Pittsburg County Oklahoma | 1 | $ 48,000 | $ 48,000 | $ 65,000 |
| Rogers County Oklahoma | 1 | $ 86,000 | $ 86,000 | $ 176,000 |
| Stephens County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Benton County Oregon | 1 | $ 242,000 | $ 242,000 | $ 105,000 |
| Lehigh County Pennsylvania | 1 | $ 192,000 | $ 192,000 | $ 200,000 |
| Horry County South Carolina | 1 | $ 132,000 | $ 132,000 | $ 158,000 |
| Lexington County South Carolina | 1 | $ 5,000 | $ 5,000 | $ 53,000 |
| Davidson County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 133,000 |
| Smith County Tennessee | 1 | $ 218,000 | $ 218,000 | $ 88,000 |
| Warren County Tennessee | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Brown County Texas | 1 | $ 5,000 | $ 5,000 | $ 54,000 |
| Concho County Texas | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Erath County Texas | 1 | $ 16,000 | $ 16,000 | $ 48,000 |
| Falls County Texas | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Howard County Texas | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Jones County Texas | 1 | $ 10,000 | $ 10,000 | $ 24,000 |
| Kendall County Texas | 1 | $ 66,000 | $ 66,000 | $ 162,000 |
| Kleberg County Texas | 1 | $ 26,000 | $ 26,000 | $ 53,000 |
| Lampasas County Texas | 1 | $ 128,000 | $ 128,000 | $ 65,000 |
| Lubbock County Texas | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Lynn County Texas | 1 | $ 2,000 | $ 2,000 | $ 48,000 |
| Mason County Texas | 1 | $ 5,000 | $ 5,000 | $ 18,000 |
| Maverick County Texas | 1 | $ 24,000 | $ 24,000 | $ 60,000 |
| Mitchell County Texas | 1 | $ 10,000 | $ 10,000 | $ 20,000 |
| Reeves County Texas | 1 | $ 30,000 | $ 30,000 | $ 42,000 |
| Tom Green County Texas | 1 | $ 10,000 | $ 10,000 | $ 66,000 |
| Val Verde County Texas | 1 | $ 23,000 | $ 23,000 | $ 69,000 |
| Wilson County Texas | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Summit County Utah | 1 | $ 312,000 | $ 312,000 | $ 415,000 |
| Virginia Beach County Virginia | 1 | $ 92,000 | $ 92,000 | $ 33,000 |
| Clark County Washington | 1 | $ 212,000 | $ 212,000 | $ 105,000 |
| Milwaukee County Wisconsin | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Vilas County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 127,000 |
Mortgage Loan Application Detail Totals for Capital One Na in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 14,046 | $1,257,904,000 | $166,619 | $3,400,000 | $97,142 | $6,845,000 |
| Home Improvement | 10,880 | $279,258,000 | $23,250 | $4,185,000 | $97,562 | $1,680,000 |
| Home Purchase | 8,134 | $1,066,539,000 | $220,285 | $4,500,000 | $147,642 | $2,354,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,930 | $1,776,149,000 | $184,862 | $4,185,000 | $121,482 | $2,522,000 |
| Not Provided | 5,106 | $317,342,000 | $128,333 | $2,700,000 | $98,000 | $2,354,000 |
| Black or African American | 4,561 | $247,517,000 | $162,900 | $825,000 | $156,700 | $1,048,000 |
| Hispanic | 2,173 | $124,136,000 | $197,181 | $976,000 | $155,636 | $1,600,000 |
| Asian | 595 | $53,155,000 | $106,000 | $600,000 | $98,500 | $996,000 |
| American Indian or Alaskan Native | 333 | $16,333,000 | $45,600 | $306,000 | $46,600 | $560,000 |
| Not applicable | 314 | $66,478,000 | $207,333 | $4,500,000 | $317,166 | $6,845,000 |
| Native Hawaiian or Other Pacific Islander | 48 | $2,591,000 | $200,666 | $520,000 | $115,000 | $350,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 32,023 | $2,488,942,000 | $173,735 | $4,500,000 | $125,676 | $6,845,000 |
| FHA-insured (Federal Housing Administration) | 720 | $75,295,000 | $102,250 | $180,000 | $40,750 | $391,000 |
| VA-guaranteed (Veterans Administration) | 214 | $29,458,000 | $118,166 | $313,000 | $53,166 | $250,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 103 | $10,006,000 | $100,333 | $196,000 | $47,333 | $68,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 19,341 | $1,791,587,000 | $191,343 | $4,185,000 | $137,562 | $6,845,000 |
| Application Denied By Financial Institution | 7,641 | $352,485,000 | $67,200 | $3,400,000 | $86,800 | $1,129,000 |
| Application Approved But Not Accepted | 5,667 | $406,936,000 | $184,250 | $1,048,000 | $110,062 | $1,343,000 |
| Loan Purchased By The Institution | 275 | $27,897,000 | $101,000 | $288,000 | $43,000 | $430,000 |
| Application Withdrawn By Applicant | 82 | $14,050,000 | $438,800 | $4,500,000 | $171,800 | $540,000 |
| File Closed For Incompleteness | 54 | $10,746,000 | $155,000 | $1,400,000 | $53,250 | $851,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 5,349 | $172,654,000 | $26,545 | $600,000 | $70,363 | $996,000 |
| Debt-To-Income Ratio | 1,132 | $94,608,000 | $93,714 | $3,400,000 | $51,285 | $1,129,000 |
| Collateral | 691 | $45,029,000 | $80,200 | $975,000 | $99,200 | $1,025,000 |
| Other | 214 | $12,883,000 | $107,714 | $494,000 | $74,142 | $456,000 |
| Credit Application Incomplete | 213 | $22,112,000 | $111,250 | $351,000 | $162,500 | $960,000 |
| Employment History | 27 | $3,640,000 | $148,750 | $484,000 | $52,500 | $288,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $915,000 | $114,000 | $278,000 | $33,000 | $88,000 |
| Unverifiable Information | 7 | $644,000 | $100,000 | $175,000 | $64,000 | $146,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One Na's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital One Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.