Capitol Commerce Mrtgage
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Capitol Commerce Mrtgage 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capitol Commerce Mrtgage 7921 Kingswood Drive Citrus Heights, CA 95610 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 53,651 |
| Total Mortgage Loan Application Amount | $9,814,374,000 |
| Average Mortgage Loan Application Amount | $143,630 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $101,934 |
| Highest Applicant Income | $9,943,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Capitol Commerce Mrtgage. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capitol Commerce Mrtgage's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Capitol Commerce Mrtgage's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capitol Commerce Mrtgage serves its applicants.
Each category highlights the total number of mortgage applications processed by Capitol Commerce Mrtgage, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capitol Commerce Mrtgage's mortgage activity for 2003.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHOENIX-MESA, AZ | 4,743 | $ 739,346,000 | $ 155,000 | $ 215,000 |
| SACRAMENTO, CA | 3,954 | $ 763,711,000 | $ 193,000 | $ 95,000 |
| PORTLAND-VANCOUVER, OR-WA | 2,756 | $ 446,310,000 | $ 161,000 | $ 147,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 2,615 | $ 503,207,000 | $ 192,000 | $ 55,000 |
| CHICAGO, IL | 2,599 | $ 478,092,000 | $ 183,000 | $ 91,000 |
| OAKLAND, CA | 2,196 | $ 574,855,000 | $ 261,000 | $ 122,000 |
| DENVER, CO | 1,943 | $ 342,280,000 | $ 176,000 | $ 82,000 |
| SAN FRANCISCO, CA | 1,930 | $ 550,812,000 | $ 285,000 | $ 131,000 |
| LOS ANGELES-LONG BEACH, CA | 1,550 | $ 378,223,000 | $ 244,000 | $ 107,000 |
| ORANGE COUNTY, CA | 1,516 | $ 375,429,000 | $ 247,000 | $ 119,000 |
| SAN JOSE, CA | 1,474 | $ 427,071,000 | $ 289,000 | $ 146,000 |
| LAS VEGAS, NV-AZ | 1,450 | $ 222,628,000 | $ 153,000 | $ 82,000 |
| HOUSTON, TX | 1,334 | $ 194,427,000 | $ 145,000 | $ 146,000 |
| SAN LUIS OBISPO-ATASCADERO-PASO ROBLES, CA | 1,302 | $ 284,758,000 | $ 218,000 | $ 90,000 |
| RENO, NV | 1,083 | $ 185,778,000 | $ 171,000 | $ 65,000 |
| DALLAS, TX | 1,012 | $ 160,874,000 | $ 158,000 | $ 119,000 |
| ST. LOUIS, MO-IL | 1,001 | $ 143,428,000 | $ 143,000 | $ 67,000 |
| FRESNO, CA | 936 | $ 145,021,000 | $ 154,000 | $ 82,000 |
| SALT LAKE CITY-OGDEN, UT | 838 | $ 132,094,000 | $ 157,000 | $ 98,000 |
| ORLANDO, FL | 720 | $ 102,222,000 | $ 141,000 | $ 210,000 |
| SALEM, OR | 521 | $ 65,656,000 | $ 126,000 | $ 95,000 |
| RIVERSIDE-SAN BERNARDINO, CA | 504 | $ 94,050,000 | $ 186,000 | $ 116,000 |
| EUGENE-SPRINGFIELD, OR | 503 | $ 67,699,000 | $ 134,000 | $ 102,000 |
| SAN DIEGO, CA | 486 | $ 116,631,000 | $ 239,000 | $ 106,000 |
| TACOMA, WA | 444 | $ 71,546,000 | $ 161,000 | $ 44,000 |
| SANTA BARBARA-SANTA MARIA-LOMPOC, CA | 433 | $ 92,118,000 | $ 212,000 | $ 77,000 |
| STOCKTON-LODI, CA | 389 | $ 71,865,000 | $ 184,000 | $ 87,000 |
| SANTA ROSA, CA | 388 | $ 93,336,000 | $ 240,000 | $ 110,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 381 | $ 54,415,000 | $ 142,000 | $ 320,000 |
| COLORADO SPRINGS, CO | 344 | $ 54,038,000 | $ 157,000 | $ 73,000 |
| VENTURA, CA | 306 | $ 75,907,000 | $ 248,000 | $ 104,000 |
| MODESTO, CA | 276 | $ 47,067,000 | $ 170,000 | $ 199,000 |
| KANSAS CITY, MO-KS | 274 | $ 35,164,000 | $ 128,000 | $ 186,000 |
| FORT WORTH-ARLINGTON, TX | 270 | $ 39,613,000 | $ 146,000 | $ 84,000 |
| YOLO, CA | 264 | $ 50,369,000 | $ 190,000 | $ 143,000 |
| AUSTIN-SAN MARCOS, TX | 261 | $ 40,939,000 | $ 156,000 | $ 126,000 |
| SANTA CRUZ-WATSONVILLE, CA | 249 | $ 62,680,000 | $ 251,000 | $ 105,000 |
| VALLEJO-FAIRFIELD-NAPA, CA | 248 | $ 52,360,000 | $ 211,000 | $ 109,000 |
| VISALIA-TULARE-PORTERVILLE, CA | 204 | $ 26,902,000 | $ 131,000 | $ 79,000 |
| BOULDER-LONGMONT, CO | 188 | $ 37,388,000 | $ 198,000 | $ 99,000 |
| FORT COLLINS-LOVELAND, CO | 170 | $ 29,881,000 | $ 175,000 | $ 101,000 |
| TUCSON, AZ | 170 | $ 24,144,000 | $ 142,000 | $ 114,000 |
| SPRINGFIELD, MO | 151 | $ 17,408,000 | $ 115,000 | $ 72,000 |
| OKLAHOMA CITY, OK | 146 | $ 19,669,000 | $ 134,000 | $ 73,000 |
| MIAMI, FL | 140 | $ 21,063,000 | $ 150,000 | $ 571,000 |
| FORT LAUDERDALE, FL | 135 | $ 22,400,000 | $ 165,000 | $ 80,000 |
| DAYTONA BEACH, FL | 131 | $ 16,011,000 | $ 122,000 | $ 129,000 |
| WEST PALM BEACH-BOCA RATON, FL | 125 | $ 20,842,000 | $ 166,000 | $ 280,000 |
| SPOKANE, WA | 120 | $ 14,717,000 | $ 122,000 | $ 45,000 |
| BRYAN-COLLEGE STATION, TX | 117 | $ 16,122,000 | $ 137,000 | $ 113,000 |
| PROVO-OREM, UT | 117 | $ 18,832,000 | $ 160,000 | $ 109,000 |
| BREMERTON, WA | 116 | $ 18,951,000 | $ 163,000 | $ 61,000 |
| TULSA, OK | 116 | $ 14,239,000 | $ 122,000 | $ 62,000 |
| CORVALLIS, OR | 111 | $ 15,226,000 | $ 137,000 | $ 87,000 |
| FLAGSTAFF, AZ-UT | 106 | $ 16,242,000 | $ 153,000 | $ 101,000 |
| GARY, IN | 97 | $ 13,332,000 | $ 137,000 | $ 68,000 |
| MEDFORD-ASHLAND, OR | 96 | $ 13,810,000 | $ 143,000 | $ 217,000 |
| SALINAS, CA | 92 | $ 22,640,000 | $ 246,000 | $ 88,000 |
| BOISE CITY, ID | 91 | $ 11,338,000 | $ 124,000 | $ 152,000 |
| BAKERSFIELD, CA | 88 | $ 11,981,000 | $ 136,000 | $ 432,000 |
| MELBOURNE-TITUSVILLE-PALM BAY, FL | 86 | $ 9,975,000 | $ 115,000 | $ 294,000 |
| GALVESTON-TEXAS CITY, TX | 85 | $ 12,575,000 | $ 147,000 | $ 98,000 |
| ALBUQUERQUE, NM | 79 | $ 10,304,000 | $ 130,000 | $ 69,000 |
| SAN ANTONIO, TX | 76 | $ 11,534,000 | $ 151,000 | $ 160,000 |
| NEW ORLEANS, LA | 73 | $ 10,516,000 | $ 144,000 | $ 96,000 |
| RICHLAND-KENNEWICK-PASCO, WA | 72 | $ 8,471,000 | $ 117,000 | $ 56,000 |
| BRAZORIA, TX | 71 | $ 9,848,000 | $ 138,000 | $ 86,000 |
| GREELEY, CO | 67 | $ 11,058,000 | $ 165,000 | $ 72,000 |
| JOPLIN, MO | 62 | $ 7,382,000 | $ 119,000 | $ 52,000 |
| CHICO-PARADISE, CA | 61 | $ 8,769,000 | $ 143,000 | $ 70,000 |
| MERCED, CA | 60 | $ 9,628,000 | $ 160,000 | $ 85,000 |
| CORPUS CHRISTI, TX | 57 | $ 5,980,000 | $ 104,000 | $ 67,000 |
| YUBA CITY, CA | 51 | $ 7,488,000 | $ 146,000 | $ 66,000 |
| JACKSONVILLE, FL | 50 | $ 7,944,000 | $ 158,000 | $ 111,000 |
| OLYMPIA, WA | 50 | $ 6,830,000 | $ 136,000 | $ 51,000 |
| MCALLEN-EDINBURG-MISSION, TX | 47 | $ 5,018,000 | $ 106,000 | $ 121,000 |
| BATON ROUGE, LA | 46 | $ 6,873,000 | $ 149,000 | $ 286,000 |
| BEAUMONT-PORT ARTHUR, TX | 45 | $ 4,479,000 | $ 99,000 | $ 404,000 |
| SARASOTA-BRADENTON, FL | 44 | $ 7,254,000 | $ 164,000 | $ 313,000 |
| NAPLES, FL | 43 | $ 6,417,000 | $ 149,000 | $ 102,000 |
| POCATELLO, ID | 33 | $ 2,745,000 | $ 83,000 | $ 66,000 |
| BELLINGHAM, WA | 32 | $ 4,070,000 | $ 127,000 | $ 44,000 |
| WICHITA, KS | 32 | $ 3,803,000 | $ 118,000 | $ 102,000 |
| REDDING, CA | 31 | $ 5,054,000 | $ 163,000 | $ 64,000 |
| YAKIMA, WA | 31 | $ 3,318,000 | $ 107,000 | $ 45,000 |
| LAKELAND-WINTER HAVEN, FL | 27 | $ 3,010,000 | $ 111,000 | $ 905,000 |
| PUEBLO, CO | 27 | $ 3,336,000 | $ 123,000 | $ 77,000 |
| EL PASO, TX | 25 | $ 3,501,000 | $ 140,000 | $ 120,000 |
| OCALA, FL | 24 | $ 2,260,000 | $ 94,000 | $ 75,000 |
| FORT MYERS-CAPE CORAL, FL | 23 | $ 4,089,000 | $ 177,000 | $ 83,000 |
| SANTA FE, NM | 21 | $ 3,600,000 | $ 171,000 | $ 128,000 |
| GRAND JUNCTION, CO | 20 | $ 3,502,000 | $ 175,000 | $ 89,000 |
| LAFAYETTE, LA | 17 | $ 2,187,000 | $ 128,000 | $ 61,000 |
| SHREVEPORT-BOSSIER CITY, LA | 16 | $ 1,919,000 | $ 119,000 | $ 64,000 |
| TALLAHASSEE, FL | 16 | $ 2,352,000 | $ 147,000 | $ 88,000 |
| GAINESVILLE, FL | 15 | $ 1,759,000 | $ 117,000 | $ 525,000 |
| YUMA, AZ | 15 | $ 1,655,000 | $ 110,000 | $ 59,000 |
| SHERMAN-DENISON, TX | 13 | $ 1,516,000 | $ 116,000 | $ 61,000 |
| BILLINGS, MT | 11 | $ 1,178,000 | $ 107,000 | $ 79,000 |
| FORT PIERCE-PORT ST. LUCIE, FL | 11 | $ 1,897,000 | $ 172,000 | $ 837,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 11 | $ 1,211,000 | $ 110,000 | $ 62,000 |
| BROWNSVILLE-HARLINGEN-SAN BENITO, TX | 10 | $ 1,019,000 | $ 101,000 | $ 96,000 |
| LAS CRUCES, NM | 9 | $ 1,247,000 | $ 138,000 | $ 74,000 |
| TYLER, TX | 9 | $ 1,199,000 | $ 133,000 | $ 53,000 |
| WACO, TX | 9 | $ 1,000,000 | $ 111,000 | $ 81,000 |
| COLUMBIA, SC | 8 | $ 1,113,000 | $ 139,000 | $ 87,000 |
| KILLEEN-TEMPLE, TX | 8 | $ 1,018,000 | $ 127,000 | $ 76,000 |
| PUNTA GORDA, FL | 8 | $ 1,389,000 | $ 173,000 | $ 306,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 7 | $ 1,393,000 | $ 199,000 | $ 96,000 |
| LAWRENCE, KS | 7 | $ 826,000 | $ 118,000 | $ 122,000 |
| MISSOULA, MT | 7 | $ 860,000 | $ 122,000 | $ 66,000 |
| ODESSA-MIDLAND, TX | 7 | $ 866,000 | $ 123,000 | $ 100,000 |
| ROCKFORD, IL | 7 | $ 876,000 | $ 125,000 | $ 50,000 |
| INDIANAPOLIS, IN | 6 | $ 850,000 | $ 141,000 | $ 82,000 |
| KANKAKEE, IL | 5 | $ 590,000 | $ 118,000 | $ 82,000 |
| TOPEKA, KS | 5 | $ 568,000 | $ 113,000 | $ 64,000 |
| FORT WALTON BEACH, FL | 4 | $ 543,000 | $ 135,000 | $ 98,000 |
| GREENVILLE-SPARTANBURG-ANDERSON, SC | 4 | $ 742,000 | $ 185,000 | $ 122,000 |
| LONGVIEW-MARSHALL, TX | 4 | $ 425,000 | $ 106,000 | $ 10,000 |
| PENSACOLA, FL | 4 | $ 641,000 | $ 160,000 | $ 85,000 |
| ALEXANDRIA, LA | 3 | $ 254,000 | $ 84,000 | $ 59,000 |
| CHEYENNE, WY | 3 | $ 281,000 | $ 93,000 | $ 80,000 |
| LAKE CHARLES, LA | 3 | $ 195,000 | $ 65,000 | $ 54,000 |
| LUBBOCK, TX | 3 | $ 509,000 | $ 169,000 | $ 44,000 |
| AMARILLO, TX | 2 | $ 330,000 | $ 165,000 | $ 124,000 |
| CASPER, WY | 2 | $ 260,000 | $ 130,000 | $ 70,000 |
| COLUMBIA, MO | 2 | $ 213,000 | $ 106,000 | $ 43,000 |
| DES MOINES, IA | 2 | $ 169,000 | $ 84,000 | $ 45,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR | 2 | $ 146,000 | $ 73,000 | $ 92,000 |
| FORT WAYNE, IN | 2 | $ 361,000 | $ 180,000 | $ 92,000 |
| MINNEAPOLIS-ST. PAUL, MN-WI | 2 | $ 388,000 | $ 194,000 | $ 104,000 |
| MYRTLE BEACH, SC | 2 | $ 222,000 | $ 111,000 | $ 61,000 |
| PANAMA CITY, FL | 2 | $ 269,000 | $ 134,000 | $ 79,000 |
| PEORIA-PEKIN, IL | 2 | $ 317,000 | $ 158,000 | $ 104,000 |
| WICHITA FALLS, TX | 2 | $ 133,000 | $ 66,000 | $ 57,000 |
| BLOOMINGTON-NORMAL, IL | 1 | $ 115,000 | $ 115,000 | $ 81,000 |
| GREAT FALLS, MT | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| JACKSON, MS | 1 | $ 104,000 | $ 104,000 | $ 57,000 |
| JOHNSTOWN, PA | 1 | $ 147,000 | $ 147,000 | $ 72,000 |
| ST. JOSEPH, MO | 1 | $ 116,000 | $ 116,000 | $ 38,000 |
| VICTORIA, TX | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Capitol Commerce Mrtgage in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 43,162 | $8,243,742,000 | $148,200 | $1,500,000 | $105,320 | $9,943,000 |
| Home Purchase (one-to-four family) | 10,489 | $1,570,632,000 | $138,190 | $1,000,000 | $97,904 | $9,180,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 39,273 | $6,979,520,000 | $147,916 | $1,500,000 | $112,666 | $9,943,000 |
| Asian or Pacific Islander | 5,280 | $1,215,435,000 | $158,562 | $1,000,000 | $94,750 | $9,042,000 |
| Information not provided by applicant in mail or telephone application | 4,323 | $814,229,000 | $157,500 | $1,000,000 | $90,409 | $9,451,000 |
| Hispanic | 2,732 | $439,884,000 | $131,833 | $1,000,000 | $110,833 | $8,756,000 |
| Other | 715 | $137,419,000 | $166,333 | $1,429,000 | $108,266 | $9,656,000 |
| Black | 695 | $114,513,000 | $168,437 | $938,000 | $96,062 | $4,700,000 |
| Not applicable | 489 | $89,053,000 | $149,470 | $594,000 | $85,705 | $8,761,000 |
| American Indian or Alaskan Native | 144 | $24,321,000 | $141,466 | $644,000 | $66,733 | $420,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 52,775 | $9,673,035,000 | $145,720 | $1,500,000 | $101,600 | $9,943,000 |
| FHA-insured (Federal Housing Administration) | 862 | $138,719,000 | $147,666 | $382,000 | $131,111 | $9,480,000 |
| VA-guaranteed (Veterans Administration) | 14 | $2,620,000 | $184,000 | $263,000 | $45,000 | $77,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 48,964 | $8,906,915,000 | $147,173 | $1,429,000 | $96,869 | $9,865,000 |
| Application Approved But Not Accepted | 2,184 | $451,740,000 | $152,473 | $1,500,000 | $108,789 | $9,212,000 |
| Application Denied By Financial Institution | 2,088 | $381,475,000 | $151,434 | $1,250,000 | $134,217 | $9,480,000 |
| File Closed For Incompleteness | 265 | $47,660,000 | $164,538 | $845,000 | $154,384 | $9,943,000 |
| Application Withdrawn By Applicant | 150 | $26,584,000 | $169,769 | $1,000,000 | $72,923 | $460,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 380 | $70,720,000 | $151,176 | $980,000 | $105,941 | $7,146,000 |
| Credit History | 350 | $63,335,000 | $149,000 | $1,000,000 | $129,785 | $8,004,000 |
| Collateral | 277 | $47,636,000 | $152,473 | $1,250,000 | $154,263 | $7,200,000 |
| Unverifiable Information | 130 | $22,220,000 | $166,000 | $844,000 | $230,384 | $8,756,000 |
| Employment History | 44 | $8,307,000 | $162,500 | $482,000 | $179,600 | $3,325,000 |
| Credit Application Incomplete | 43 | $9,224,000 | $204,000 | $650,000 | $105,400 | $336,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 32 | $4,602,000 | $122,571 | $323,000 | $63,000 | $251,000 |
| Mortgage Insurance Denied | 5 | $602,000 | $132,750 | $219,000 | $49,500 | $82,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capitol Commerce Mrtgage's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capitol Commerce Mrtgage's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.