Capitol Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017

Capitol Federal Savings Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Capitol Federal Savings Bank
700 S Kansas Ave
Topeka, KS 66603
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 4,767
Total Mortgage Loan Application Amount $1,294,962,000
Average Mortgage Loan Application Amount $243,666
Highest Mortgage Loan Application Amount $1,886,000
Average Applicant Income $142,333
Highest Applicant Income $2,992,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Capitol Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capitol Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2017 breaks down Capitol Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capitol Federal Savings Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Capitol Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capitol Federal Savings Bank's mortgage activity for 2017.

Mortgage Loan Application Totals for Capitol Federal Savings Bank by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson County Kansas 1,225 $ 344,030,000 $ 280,000 $ 152,000
Sedgwick County Kansas 704 $ 115,216,000 $ 163,000 $ 103,000
Shawnee County Kansas 350 $ 50,145,000 $ 143,000 $ 90,000
Jackson County Missouri 277 $ 66,258,000 $ 239,000 $ 136,000
Douglas County Kansas 192 $ 37,802,000 $ 196,000 $ 121,000
Wyandotte County Kansas 111 $ 12,806,000 $ 115,000 $ 84,000
Clay County Missouri 107 $ 24,620,000 $ 230,000 $ 135,000
Dallas County Texas 83 $ 50,147,000 $ 604,000 $ 272,000
Butler County Kansas 72 $ 11,275,000 $ 156,000 $ 97,000
Platte County Missouri 69 $ 20,961,000 $ 303,000 $ 169,000
Riley County Kansas 66 $ 12,587,000 $ 190,000 $ 111,000
Harris County Texas 52 $ 29,055,000 $ 558,000 $ 304,000
Greene County Missouri 49 $ 20,842,000 $ 425,000 $ 289,000
St. Louis County Missouri 49 $ 24,356,000 $ 497,000 $ 254,000
Cass County Missouri 44 $ 13,931,000 $ 316,000 $ 207,000
Travis County Texas 42 $ 24,534,000 $ 584,000 $ 255,000
Williamson County Tennessee 41 $ 24,550,000 $ 598,000 $ 234,000
Miami County Kansas 38 $ 10,074,000 $ 265,000 $ 127,000
Leavenworth County Kansas 34 $ 8,094,000 $ 238,000 $ 130,000
St. Charles County Missouri 33 $ 12,143,000 $ 367,000 $ 190,000
Lyon County Kansas 31 $ 3,700,000 $ 119,000 $ 75,000
Boone County Missouri 30 $ 8,262,000 $ 275,000 $ 141,000
Pottawatomie County Kansas 28 $ 5,851,000 $ 208,000 $ 88,000
Collin County Texas 28 $ 16,118,000 $ 575,000 $ 289,000
Tarrant County Texas 26 $ 15,847,000 $ 609,000 $ 333,000
Denton County Texas 23 $ 13,930,000 $ 605,000 $ 311,000
Bucks County Pennsylvania 21 $ 11,630,000 $ 553,000 $ 290,000
Montgomery County Pennsylvania 20 $ 11,141,000 $ 557,000 $ 324,000
Jefferson County Kansas 18 $ 2,494,000 $ 138,000 $ 113,000
Davidson County Tennessee 18 $ 11,131,000 $ 618,000 $ 260,000
Chester County Pennsylvania 17 $ 8,802,000 $ 517,000 $ 235,000
Jefferson County Alabama 16 $ 8,592,000 $ 537,000 $ 194,000
Cobb County Georgia 16 $ 7,842,000 $ 490,000 $ 270,000
Fulton County Georgia 16 $ 9,549,000 $ 596,000 $ 287,000
Saline County Kansas 16 $ 1,613,000 $ 100,000 $ 67,000
Lancaster County Nebraska 15 $ 7,674,000 $ 511,000 $ 342,000
Montgomery County Texas 14 $ 7,324,000 $ 523,000 $ 263,000
Delaware County Pennsylvania 13 $ 6,915,000 $ 531,000 $ 236,000
Charleston County South Carolina 13 $ 7,243,000 $ 557,000 $ 260,000
Christian County Missouri 11 $ 3,822,000 $ 347,000 $ 175,000
Fort Bend County Texas 11 $ 5,503,000 $ 500,000 $ 268,000
Comal County Texas 10 $ 5,163,000 $ 516,000 $ 214,000
Harvey County Kansas 9 $ 1,750,000 $ 194,000 $ 123,000
Brazoria County Texas 8 $ 2,761,000 $ 345,000 $ 222,000
Parker County Texas 8 $ 4,076,000 $ 509,000 $ 265,000
Osage County Kansas 7 $ 653,000 $ 93,000 $ 77,000
Sumner County Kansas 7 $ 917,000 $ 131,000 $ 71,000
Williamson County Texas 7 $ 3,522,000 $ 503,000 $ 263,000
Chatham County Georgia 6 $ 2,313,000 $ 385,000 $ 323,000
DeKalb County Georgia 6 $ 3,534,000 $ 589,000 $ 242,000
Reno County Kansas 6 $ 932,000 $ 155,000 $ 74,000
Wabaunsee County Kansas 6 $ 738,000 $ 123,000 $ 90,000
Beaufort County South Carolina 6 $ 3,174,000 $ 529,000 $ 200,000
Denver County Colorado 5 $ 2,887,000 $ 577,000 $ 201,000
Gwinnett County Georgia 5 $ 2,601,000 $ 520,000 $ 354,000
Clay County Kansas 5 $ 872,000 $ 174,000 $ 90,000
Jackson County Kansas 5 $ 639,000 $ 127,000 $ 90,000
Middlesex County Massachusetts 5 $ 3,036,000 $ 607,000 $ 242,000
Oklahoma County Oklahoma 5 $ 2,510,000 $ 502,000 $ 192,000
Hays County Texas 5 $ 3,035,000 $ 607,000 $ 401,000
Randall County Texas 5 $ 3,056,000 $ 611,000 $ 590,000
Jefferson County Colorado 4 $ 1,989,000 $ 497,000 $ 197,000
Douglas County Nebraska 4 $ 2,222,000 $ 555,000 $ 310,000
Guilford County North Carolina 4 $ 1,662,000 $ 415,000 $ 328,000
Wake County North Carolina 4 $ 2,177,000 $ 544,000 $ 220,000
Tulsa County Oklahoma 4 $ 1,651,000 $ 412,000 $ 265,000
Philadelphia County Pennsylvania 4 $ 2,243,000 $ 560,000 $ 182,000
Washington County Arkansas 3 $ 1,433,000 $ 477,000 $ 296,000
Forsyth County Georgia 3 $ 1,219,000 $ 406,000 $ 120,000
Franklin County Kansas 3 $ 329,000 $ 109,000 $ 65,000
Kingman County Kansas 3 $ 240,000 $ 80,000 $ 56,000
Lafayette County Mississippi 3 $ 1,836,000 $ 612,000 $ 302,000
Jefferson County Missouri 3 $ 709,000 $ 236,000 $ 116,000
Sarpy County Nebraska 3 $ 1,609,000 $ 536,000 $ 285,000
New Hanover County North Carolina 3 $ 1,494,000 $ 498,000 $ 247,000
Shelby County Tennessee 3 $ 1,830,000 $ 610,000 $ 965,000
Bastrop County Texas 3 $ 836,000 $ 278,000 $ 130,000
Galveston County Texas 3 $ 1,420,000 $ 473,000 $ 464,000
Hood County Texas 3 $ 2,297,000 $ 765,000 $ 556,000
Lee County Alabama 2 $ 873,000 $ 436,000 $ 199,000
Madison County Alabama 2 $ 977,000 $ 488,000 $ 219,000
Shelby County Alabama 2 $ 988,000 $ 494,000 $ 390,000
Fairfield County Connecticut 2 $ 1,475,000 $ 737,000 $ 472,000
Litchfield County Connecticut 2 $ 847,000 $ 423,000 $ 346,000
Coweta County Georgia 2 $ 1,243,000 $ 621,000 $ 566,000
Coffey County Kansas 2 $ 330,000 $ 165,000 $ 99,000
Cowley County Kansas 2 $ 380,000 $ 190,000 $ 74,000
Ellsworth County Kansas 2 $ 128,000 $ 64,000 $ 93,000
Geary County Kansas 2 $ 369,000 $ 184,000 $ 103,000
Worcester County Massachusetts 2 $ 929,000 $ 464,000 $ 143,000
Madison County Mississippi 2 $ 1,068,000 $ 534,000 $ 257,000
Bates County Missouri 2 $ 460,000 $ 230,000 $ 88,000
Callaway County Missouri 2 $ 274,000 $ 137,000 $ 99,000
Taney County Missouri 2 $ 621,000 $ 310,000 $ 200,000
Rockingham County New Hampshire 2 $ 1,309,000 $ 654,000 $ 220,000
Davidson County North Carolina 2 $ 936,000 $ 468,000 $ 158,000
Mecklenburg County North Carolina 2 $ 938,000 $ 469,000 $ 325,000
Cumberland County Pennsylvania 2 $ 1,456,000 $ 728,000 $ 495,000
Madison County Tennessee 2 $ 1,240,000 $ 620,000 $ 291,000
Rutherford County Tennessee 2 $ 1,222,000 $ 611,000 $ 663,000
Bexar County Texas 2 $ 1,473,000 $ 736,000 $ 506,000
Brazos County Texas 2 $ 812,000 $ 406,000 $ 155,000
Grimes County Texas 2 $ 628,000 $ 314,000 $ 92,000
Lubbock County Texas 2 $ 1,239,000 $ 619,000 $ 589,000
Rockwall County Texas 2 $ 709,000 $ 354,000 $ 161,000
Montgomery County Alabama 1 $ 452,000 $ 452,000 $ 196,000
Boulder County Colorado 1 $ 499,000 $ 499,000 $ 154,000
El Paso County Colorado 1 $ 600,000 $ 600,000 $ 145,000
Hartford County Connecticut 1 $ 480,000 $ 480,000 $ 304,000
New London County Connecticut 1 $ 540,000 $ 540,000 $ 190,000
Bay County Florida 1 $ 269,000 $ 269,000 $ 72,000
Cherokee County Georgia 1 $ 403,000 $ 403,000 $ 230,000
Oconee County Georgia 1 $ 450,000 $ 450,000 $ 175,000
Tazewell County Illinois 1 $ 139,000 $ 139,000 $ 296,000
Chase County Kansas 1 $ 170,000 $ 170,000 $ 65,000
Cloud County Kansas 1 $ 550,000 $ 550,000 $ 185,000
Harper County Kansas 1 $ 100,000 $ 100,000 $ 63,000
Marion County Kansas 1 $ 48,000 $ 48,000 $ 89,000
McPherson County Kansas 1 $ 352,000 $ 352,000 $ 490,000
Meade County Kansas 1 $ 57,000 $ 57,000 $ 42,000
Ottawa County Kansas 1 $ 114,000 $ 114,000 $ 80,000
Trego County Kansas 1 $ 82,000 $ 82,000 $ 780,000
Bossier County Louisiana 1 $ 478,000 $ 478,000 $ 368,000
Caddo County Louisiana 1 $ 996,000 $ 996,000 $ 975,000
East Baton Rouge County Louisiana 1 $ 799,000 $ 799,000 $ 718,000
Lafayette County Louisiana 1 $ 597,000 $ 597,000 $ 156,000
Pointe Coupee County Louisiana 1 $ 664,000 $ 664,000 $ 160,000
Bristol County Massachusetts 1 $ 452,000 $ 452,000 $ 118,000
Essex County Massachusetts 1 $ 458,000 $ 458,000 $ 200,000
Norfolk County Massachusetts 1 $ 640,000 $ 640,000 $ 660,000
Suffolk County Massachusetts 1 $ 720,000 $ 720,000 $ 321,000
Lee County Mississippi 1 $ 765,000 $ 765,000 $ 596,000
Rankin County Mississippi 1 $ 782,000 $ 782,000 $ 1,384,000
Buchanan County Missouri 1 $ 106,000 $ 106,000 $ 0
Clinton County Missouri 1 $ 267,000 $ 267,000 $ 120,000
DeKalb County Missouri 1 $ 175,000 $ 175,000 $ 154,000
Johnson County Missouri 1 $ 75,000 $ 75,000 $ 119,000
Livingston County Missouri 1 $ 296,000 $ 296,000 $ 163,000
Newton County Missouri 1 $ 566,000 $ 566,000 $ 248,000
Pettis County Missouri 1 $ 60,000 $ 60,000 $ 23,000
Polk County Missouri 1 $ 444,000 $ 444,000 $ 318,000
Ray County Missouri 1 $ 96,000 $ 96,000 $ 68,000
Stone County Missouri 1 $ 170,000 $ 170,000 $ 128,000
Webster County Missouri 1 $ 158,000 $ 158,000 $ 69,000
Cass County Nebraska 1 $ 550,000 $ 550,000 $ 210,000
Bergen County New Jersey 1 $ 768,000 $ 768,000 $ 720,000
Burlington County New Jersey 1 $ 473,000 $ 473,000 $ 399,000
Camden County New Jersey 1 $ 515,000 $ 515,000 $ 340,000
Hunterdon County New Jersey 1 $ 649,000 $ 649,000 $ 446,000
Middlesex County New Jersey 1 $ 500,000 $ 500,000 $ 129,000
Somerset County New Jersey 1 $ 785,000 $ 785,000 $ 421,000
Alamance County North Carolina 1 $ 414,000 $ 414,000 $ 132,000
Forsyth County North Carolina 1 $ 498,000 $ 498,000 $ 140,000
Orange County North Carolina 1 $ 444,000 $ 444,000 $ 162,000
Pender County North Carolina 1 $ 800,000 $ 800,000 $ 516,000
Pitt County North Carolina 1 $ 533,000 $ 533,000 $ 150,000
Union County North Carolina 1 $ 561,000 $ 561,000 $ 271,000
Canadian County Oklahoma 1 $ 330,000 $ 330,000 $ 102,000
Rogers County Oklahoma 1 $ 623,000 $ 623,000 $ 240,000
Allegheny County Pennsylvania 1 $ 419,000 $ 419,000 $ 126,000
Butler County Pennsylvania 1 $ 456,000 $ 456,000 $ 212,000
Dauphin County Pennsylvania 1 $ 452,000 $ 452,000 $ 251,000
Northampton County Pennsylvania 1 $ 434,000 $ 434,000 $ 183,000
Lancaster County South Carolina 1 $ 690,000 $ 690,000 $ 262,000
York County South Carolina 1 $ 272,000 $ 272,000 $ 128,000
Hamilton County Tennessee 1 $ 531,000 $ 531,000 $ 131,000
Maury County Tennessee 1 $ 643,000 $ 643,000 $ 140,000
Weakley County Tennessee 1 $ 130,000 $ 130,000 $ 100,000
Angelina County Texas 1 $ 774,000 $ 774,000 $ 258,000
Burnet County Texas 1 $ 584,000 $ 584,000 $ 380,000
Ector County Texas 1 $ 199,000 $ 199,000 $ 55,000
Ellis County Texas 1 $ 240,000 $ 240,000 $ 136,000
Jim Wells County Texas 1 $ 422,000 $ 422,000 $ 98,000
Johnson County Texas 1 $ 321,000 $ 321,000 $ 219,000
Kendall County Texas 1 $ 750,000 $ 750,000 $ 359,000
Liberty County Texas 1 $ 173,000 $ 173,000 $ 71,000
Llano County Texas 1 $ 430,000 $ 430,000 $ 204,000
Potter County Texas 1 $ 800,000 $ 800,000 $ 439,000
Taylor County Texas 1 $ 488,000 $ 488,000 $ 158,000
Victoria County Texas 1 $ 219,000 $ 219,000 $ 130,000
Waller County Texas 1 $ 610,000 $ 610,000 $ 200,000
Wise County Texas 1 $ 206,000 $ 206,000 $ 137,000
Wood County Texas 1 $ 225,000 $ 225,000 $ 91,000
Stafford County Virginia 1 $ 415,000 $ 415,000 $ 145,000

Mortgage Loan Application Detail Totals for Capitol Federal Savings Bank in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,938 $799,462,000 $272,000 $1,886,000 $141,000 $2,992,000
Refinancing 1,455 $434,961,000 $298,000 $1,494,000 $169,000 $2,030,000
Home Improvement 374 $60,539,000 $161,000 $880,000 $117,000 $706,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,813 $1,058,019,000 $277,000 $1,500,000 $153,000 $2,992,000
Not Provided 425 $117,688,000 $276,000 $1,263,000 $149,000 $1,375,000
Asian 198 $56,126,000 $283,000 $1,500,000 $136,000 $1,077,000
Hispanic 163 $33,345,000 $204,000 $900,000 $99,000 $529,000
Black or African American 124 $17,667,000 $142,000 $675,000 $71,000 $412,000
American Indian or Alaskan Native 34 $10,550,000 $310,000 $1,886,000 $149,000 $619,000
Native Hawaiian or Other Pacific Islander 9 $1,461,000 $162,000 $223,000 $59,000 $93,000
Not applicable 1 $106,000 $106,000 $106,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,767 $1,294,962,000 $271,000 $1,886,000 $147,000 $2,992,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,472 $1,021,605,000 $294,000 $1,500,000 $163,000 $2,030,000
Preapproval Denied by Financial Institution 411 $73,869,000 $179,000 $1,495,000 $62,000 $904,000
Application Withdrawn By Applicant 361 $77,275,000 $214,000 $1,263,000 $133,000 $2,992,000
Application Denied By Financial Institution 265 $54,410,000 $205,000 $1,500,000 $90,000 $1,164,000
Application Approved But Not Accepted 149 $43,631,000 $292,000 $1,886,000 $157,000 $2,050,000
File Closed For Incompleteness 109 $24,172,000 $221,000 $1,000,000 $142,000 $1,068,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 294 $66,381,000 $225,000 $1,500,000 $69,000 $903,000
Credit History 292 $42,775,000 $146,000 $1,495,000 $69,000 $904,000
Collateral 43 $8,301,000 $193,000 $482,000 $104,000 $387,000
Other 19 $6,495,000 $341,000 $1,480,000 $203,000 $1,164,000
Employment History 18 $2,430,000 $135,000 $252,000 $17,000 $63,000
Unverifiable Information 7 $1,602,000 $228,000 $705,000 $29,000 $162,000
Mortgage Insurance Denied 3 $295,000 $98,000 $143,000 $52,000 $75,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capitol Federal Savings Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capitol Federal Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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