Capitol Federal Savings Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capitol Federal Savings Bank 700 S Kansas Ave Topeka, KS 66603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,767 |
| Total Mortgage Loan Application Amount | $1,294,962,000 |
| Average Mortgage Loan Application Amount | $243,666 |
| Highest Mortgage Loan Application Amount | $1,886,000 |
| Average Applicant Income | $142,333 |
| Highest Applicant Income | $2,992,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Capitol Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capitol Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Capitol Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capitol Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Capitol Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capitol Federal Savings Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 1,225 | $ 344,030,000 | $ 280,000 | $ 152,000 |
| Sedgwick County Kansas | 704 | $ 115,216,000 | $ 163,000 | $ 103,000 |
| Shawnee County Kansas | 350 | $ 50,145,000 | $ 143,000 | $ 90,000 |
| Jackson County Missouri | 277 | $ 66,258,000 | $ 239,000 | $ 136,000 |
| Douglas County Kansas | 192 | $ 37,802,000 | $ 196,000 | $ 121,000 |
| Wyandotte County Kansas | 111 | $ 12,806,000 | $ 115,000 | $ 84,000 |
| Clay County Missouri | 107 | $ 24,620,000 | $ 230,000 | $ 135,000 |
| Dallas County Texas | 83 | $ 50,147,000 | $ 604,000 | $ 272,000 |
| Butler County Kansas | 72 | $ 11,275,000 | $ 156,000 | $ 97,000 |
| Platte County Missouri | 69 | $ 20,961,000 | $ 303,000 | $ 169,000 |
| Riley County Kansas | 66 | $ 12,587,000 | $ 190,000 | $ 111,000 |
| Harris County Texas | 52 | $ 29,055,000 | $ 558,000 | $ 304,000 |
| Greene County Missouri | 49 | $ 20,842,000 | $ 425,000 | $ 289,000 |
| St. Louis County Missouri | 49 | $ 24,356,000 | $ 497,000 | $ 254,000 |
| Cass County Missouri | 44 | $ 13,931,000 | $ 316,000 | $ 207,000 |
| Travis County Texas | 42 | $ 24,534,000 | $ 584,000 | $ 255,000 |
| Williamson County Tennessee | 41 | $ 24,550,000 | $ 598,000 | $ 234,000 |
| Miami County Kansas | 38 | $ 10,074,000 | $ 265,000 | $ 127,000 |
| Leavenworth County Kansas | 34 | $ 8,094,000 | $ 238,000 | $ 130,000 |
| St. Charles County Missouri | 33 | $ 12,143,000 | $ 367,000 | $ 190,000 |
| Lyon County Kansas | 31 | $ 3,700,000 | $ 119,000 | $ 75,000 |
| Boone County Missouri | 30 | $ 8,262,000 | $ 275,000 | $ 141,000 |
| Pottawatomie County Kansas | 28 | $ 5,851,000 | $ 208,000 | $ 88,000 |
| Collin County Texas | 28 | $ 16,118,000 | $ 575,000 | $ 289,000 |
| Tarrant County Texas | 26 | $ 15,847,000 | $ 609,000 | $ 333,000 |
| Denton County Texas | 23 | $ 13,930,000 | $ 605,000 | $ 311,000 |
| Bucks County Pennsylvania | 21 | $ 11,630,000 | $ 553,000 | $ 290,000 |
| Montgomery County Pennsylvania | 20 | $ 11,141,000 | $ 557,000 | $ 324,000 |
| Jefferson County Kansas | 18 | $ 2,494,000 | $ 138,000 | $ 113,000 |
| Davidson County Tennessee | 18 | $ 11,131,000 | $ 618,000 | $ 260,000 |
| Chester County Pennsylvania | 17 | $ 8,802,000 | $ 517,000 | $ 235,000 |
| Jefferson County Alabama | 16 | $ 8,592,000 | $ 537,000 | $ 194,000 |
| Cobb County Georgia | 16 | $ 7,842,000 | $ 490,000 | $ 270,000 |
| Fulton County Georgia | 16 | $ 9,549,000 | $ 596,000 | $ 287,000 |
| Saline County Kansas | 16 | $ 1,613,000 | $ 100,000 | $ 67,000 |
| Lancaster County Nebraska | 15 | $ 7,674,000 | $ 511,000 | $ 342,000 |
| Montgomery County Texas | 14 | $ 7,324,000 | $ 523,000 | $ 263,000 |
| Delaware County Pennsylvania | 13 | $ 6,915,000 | $ 531,000 | $ 236,000 |
| Charleston County South Carolina | 13 | $ 7,243,000 | $ 557,000 | $ 260,000 |
| Christian County Missouri | 11 | $ 3,822,000 | $ 347,000 | $ 175,000 |
| Fort Bend County Texas | 11 | $ 5,503,000 | $ 500,000 | $ 268,000 |
| Comal County Texas | 10 | $ 5,163,000 | $ 516,000 | $ 214,000 |
| Harvey County Kansas | 9 | $ 1,750,000 | $ 194,000 | $ 123,000 |
| Brazoria County Texas | 8 | $ 2,761,000 | $ 345,000 | $ 222,000 |
| Parker County Texas | 8 | $ 4,076,000 | $ 509,000 | $ 265,000 |
| Osage County Kansas | 7 | $ 653,000 | $ 93,000 | $ 77,000 |
| Sumner County Kansas | 7 | $ 917,000 | $ 131,000 | $ 71,000 |
| Williamson County Texas | 7 | $ 3,522,000 | $ 503,000 | $ 263,000 |
| Chatham County Georgia | 6 | $ 2,313,000 | $ 385,000 | $ 323,000 |
| DeKalb County Georgia | 6 | $ 3,534,000 | $ 589,000 | $ 242,000 |
| Reno County Kansas | 6 | $ 932,000 | $ 155,000 | $ 74,000 |
| Wabaunsee County Kansas | 6 | $ 738,000 | $ 123,000 | $ 90,000 |
| Beaufort County South Carolina | 6 | $ 3,174,000 | $ 529,000 | $ 200,000 |
| Denver County Colorado | 5 | $ 2,887,000 | $ 577,000 | $ 201,000 |
| Gwinnett County Georgia | 5 | $ 2,601,000 | $ 520,000 | $ 354,000 |
| Clay County Kansas | 5 | $ 872,000 | $ 174,000 | $ 90,000 |
| Jackson County Kansas | 5 | $ 639,000 | $ 127,000 | $ 90,000 |
| Middlesex County Massachusetts | 5 | $ 3,036,000 | $ 607,000 | $ 242,000 |
| Oklahoma County Oklahoma | 5 | $ 2,510,000 | $ 502,000 | $ 192,000 |
| Hays County Texas | 5 | $ 3,035,000 | $ 607,000 | $ 401,000 |
| Randall County Texas | 5 | $ 3,056,000 | $ 611,000 | $ 590,000 |
| Jefferson County Colorado | 4 | $ 1,989,000 | $ 497,000 | $ 197,000 |
| Douglas County Nebraska | 4 | $ 2,222,000 | $ 555,000 | $ 310,000 |
| Guilford County North Carolina | 4 | $ 1,662,000 | $ 415,000 | $ 328,000 |
| Wake County North Carolina | 4 | $ 2,177,000 | $ 544,000 | $ 220,000 |
| Tulsa County Oklahoma | 4 | $ 1,651,000 | $ 412,000 | $ 265,000 |
| Philadelphia County Pennsylvania | 4 | $ 2,243,000 | $ 560,000 | $ 182,000 |
| Washington County Arkansas | 3 | $ 1,433,000 | $ 477,000 | $ 296,000 |
| Forsyth County Georgia | 3 | $ 1,219,000 | $ 406,000 | $ 120,000 |
| Franklin County Kansas | 3 | $ 329,000 | $ 109,000 | $ 65,000 |
| Kingman County Kansas | 3 | $ 240,000 | $ 80,000 | $ 56,000 |
| Lafayette County Mississippi | 3 | $ 1,836,000 | $ 612,000 | $ 302,000 |
| Jefferson County Missouri | 3 | $ 709,000 | $ 236,000 | $ 116,000 |
| Sarpy County Nebraska | 3 | $ 1,609,000 | $ 536,000 | $ 285,000 |
| New Hanover County North Carolina | 3 | $ 1,494,000 | $ 498,000 | $ 247,000 |
| Shelby County Tennessee | 3 | $ 1,830,000 | $ 610,000 | $ 965,000 |
| Bastrop County Texas | 3 | $ 836,000 | $ 278,000 | $ 130,000 |
| Galveston County Texas | 3 | $ 1,420,000 | $ 473,000 | $ 464,000 |
| Hood County Texas | 3 | $ 2,297,000 | $ 765,000 | $ 556,000 |
| Lee County Alabama | 2 | $ 873,000 | $ 436,000 | $ 199,000 |
| Madison County Alabama | 2 | $ 977,000 | $ 488,000 | $ 219,000 |
| Shelby County Alabama | 2 | $ 988,000 | $ 494,000 | $ 390,000 |
| Fairfield County Connecticut | 2 | $ 1,475,000 | $ 737,000 | $ 472,000 |
| Litchfield County Connecticut | 2 | $ 847,000 | $ 423,000 | $ 346,000 |
| Coweta County Georgia | 2 | $ 1,243,000 | $ 621,000 | $ 566,000 |
| Coffey County Kansas | 2 | $ 330,000 | $ 165,000 | $ 99,000 |
| Cowley County Kansas | 2 | $ 380,000 | $ 190,000 | $ 74,000 |
| Ellsworth County Kansas | 2 | $ 128,000 | $ 64,000 | $ 93,000 |
| Geary County Kansas | 2 | $ 369,000 | $ 184,000 | $ 103,000 |
| Worcester County Massachusetts | 2 | $ 929,000 | $ 464,000 | $ 143,000 |
| Madison County Mississippi | 2 | $ 1,068,000 | $ 534,000 | $ 257,000 |
| Bates County Missouri | 2 | $ 460,000 | $ 230,000 | $ 88,000 |
| Callaway County Missouri | 2 | $ 274,000 | $ 137,000 | $ 99,000 |
| Taney County Missouri | 2 | $ 621,000 | $ 310,000 | $ 200,000 |
| Rockingham County New Hampshire | 2 | $ 1,309,000 | $ 654,000 | $ 220,000 |
| Davidson County North Carolina | 2 | $ 936,000 | $ 468,000 | $ 158,000 |
| Mecklenburg County North Carolina | 2 | $ 938,000 | $ 469,000 | $ 325,000 |
| Cumberland County Pennsylvania | 2 | $ 1,456,000 | $ 728,000 | $ 495,000 |
| Madison County Tennessee | 2 | $ 1,240,000 | $ 620,000 | $ 291,000 |
| Rutherford County Tennessee | 2 | $ 1,222,000 | $ 611,000 | $ 663,000 |
| Bexar County Texas | 2 | $ 1,473,000 | $ 736,000 | $ 506,000 |
| Brazos County Texas | 2 | $ 812,000 | $ 406,000 | $ 155,000 |
| Grimes County Texas | 2 | $ 628,000 | $ 314,000 | $ 92,000 |
| Lubbock County Texas | 2 | $ 1,239,000 | $ 619,000 | $ 589,000 |
| Rockwall County Texas | 2 | $ 709,000 | $ 354,000 | $ 161,000 |
| Montgomery County Alabama | 1 | $ 452,000 | $ 452,000 | $ 196,000 |
| Boulder County Colorado | 1 | $ 499,000 | $ 499,000 | $ 154,000 |
| El Paso County Colorado | 1 | $ 600,000 | $ 600,000 | $ 145,000 |
| Hartford County Connecticut | 1 | $ 480,000 | $ 480,000 | $ 304,000 |
| New London County Connecticut | 1 | $ 540,000 | $ 540,000 | $ 190,000 |
| Bay County Florida | 1 | $ 269,000 | $ 269,000 | $ 72,000 |
| Cherokee County Georgia | 1 | $ 403,000 | $ 403,000 | $ 230,000 |
| Oconee County Georgia | 1 | $ 450,000 | $ 450,000 | $ 175,000 |
| Tazewell County Illinois | 1 | $ 139,000 | $ 139,000 | $ 296,000 |
| Chase County Kansas | 1 | $ 170,000 | $ 170,000 | $ 65,000 |
| Cloud County Kansas | 1 | $ 550,000 | $ 550,000 | $ 185,000 |
| Harper County Kansas | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Marion County Kansas | 1 | $ 48,000 | $ 48,000 | $ 89,000 |
| McPherson County Kansas | 1 | $ 352,000 | $ 352,000 | $ 490,000 |
| Meade County Kansas | 1 | $ 57,000 | $ 57,000 | $ 42,000 |
| Ottawa County Kansas | 1 | $ 114,000 | $ 114,000 | $ 80,000 |
| Trego County Kansas | 1 | $ 82,000 | $ 82,000 | $ 780,000 |
| Bossier County Louisiana | 1 | $ 478,000 | $ 478,000 | $ 368,000 |
| Caddo County Louisiana | 1 | $ 996,000 | $ 996,000 | $ 975,000 |
| East Baton Rouge County Louisiana | 1 | $ 799,000 | $ 799,000 | $ 718,000 |
| Lafayette County Louisiana | 1 | $ 597,000 | $ 597,000 | $ 156,000 |
| Pointe Coupee County Louisiana | 1 | $ 664,000 | $ 664,000 | $ 160,000 |
| Bristol County Massachusetts | 1 | $ 452,000 | $ 452,000 | $ 118,000 |
| Essex County Massachusetts | 1 | $ 458,000 | $ 458,000 | $ 200,000 |
| Norfolk County Massachusetts | 1 | $ 640,000 | $ 640,000 | $ 660,000 |
| Suffolk County Massachusetts | 1 | $ 720,000 | $ 720,000 | $ 321,000 |
| Lee County Mississippi | 1 | $ 765,000 | $ 765,000 | $ 596,000 |
| Rankin County Mississippi | 1 | $ 782,000 | $ 782,000 | $ 1,384,000 |
| Buchanan County Missouri | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Clinton County Missouri | 1 | $ 267,000 | $ 267,000 | $ 120,000 |
| DeKalb County Missouri | 1 | $ 175,000 | $ 175,000 | $ 154,000 |
| Johnson County Missouri | 1 | $ 75,000 | $ 75,000 | $ 119,000 |
| Livingston County Missouri | 1 | $ 296,000 | $ 296,000 | $ 163,000 |
| Newton County Missouri | 1 | $ 566,000 | $ 566,000 | $ 248,000 |
| Pettis County Missouri | 1 | $ 60,000 | $ 60,000 | $ 23,000 |
| Polk County Missouri | 1 | $ 444,000 | $ 444,000 | $ 318,000 |
| Ray County Missouri | 1 | $ 96,000 | $ 96,000 | $ 68,000 |
| Stone County Missouri | 1 | $ 170,000 | $ 170,000 | $ 128,000 |
| Webster County Missouri | 1 | $ 158,000 | $ 158,000 | $ 69,000 |
| Cass County Nebraska | 1 | $ 550,000 | $ 550,000 | $ 210,000 |
| Bergen County New Jersey | 1 | $ 768,000 | $ 768,000 | $ 720,000 |
| Burlington County New Jersey | 1 | $ 473,000 | $ 473,000 | $ 399,000 |
| Camden County New Jersey | 1 | $ 515,000 | $ 515,000 | $ 340,000 |
| Hunterdon County New Jersey | 1 | $ 649,000 | $ 649,000 | $ 446,000 |
| Middlesex County New Jersey | 1 | $ 500,000 | $ 500,000 | $ 129,000 |
| Somerset County New Jersey | 1 | $ 785,000 | $ 785,000 | $ 421,000 |
| Alamance County North Carolina | 1 | $ 414,000 | $ 414,000 | $ 132,000 |
| Forsyth County North Carolina | 1 | $ 498,000 | $ 498,000 | $ 140,000 |
| Orange County North Carolina | 1 | $ 444,000 | $ 444,000 | $ 162,000 |
| Pender County North Carolina | 1 | $ 800,000 | $ 800,000 | $ 516,000 |
| Pitt County North Carolina | 1 | $ 533,000 | $ 533,000 | $ 150,000 |
| Union County North Carolina | 1 | $ 561,000 | $ 561,000 | $ 271,000 |
| Canadian County Oklahoma | 1 | $ 330,000 | $ 330,000 | $ 102,000 |
| Rogers County Oklahoma | 1 | $ 623,000 | $ 623,000 | $ 240,000 |
| Allegheny County Pennsylvania | 1 | $ 419,000 | $ 419,000 | $ 126,000 |
| Butler County Pennsylvania | 1 | $ 456,000 | $ 456,000 | $ 212,000 |
| Dauphin County Pennsylvania | 1 | $ 452,000 | $ 452,000 | $ 251,000 |
| Northampton County Pennsylvania | 1 | $ 434,000 | $ 434,000 | $ 183,000 |
| Lancaster County South Carolina | 1 | $ 690,000 | $ 690,000 | $ 262,000 |
| York County South Carolina | 1 | $ 272,000 | $ 272,000 | $ 128,000 |
| Hamilton County Tennessee | 1 | $ 531,000 | $ 531,000 | $ 131,000 |
| Maury County Tennessee | 1 | $ 643,000 | $ 643,000 | $ 140,000 |
| Weakley County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 100,000 |
| Angelina County Texas | 1 | $ 774,000 | $ 774,000 | $ 258,000 |
| Burnet County Texas | 1 | $ 584,000 | $ 584,000 | $ 380,000 |
| Ector County Texas | 1 | $ 199,000 | $ 199,000 | $ 55,000 |
| Ellis County Texas | 1 | $ 240,000 | $ 240,000 | $ 136,000 |
| Jim Wells County Texas | 1 | $ 422,000 | $ 422,000 | $ 98,000 |
| Johnson County Texas | 1 | $ 321,000 | $ 321,000 | $ 219,000 |
| Kendall County Texas | 1 | $ 750,000 | $ 750,000 | $ 359,000 |
| Liberty County Texas | 1 | $ 173,000 | $ 173,000 | $ 71,000 |
| Llano County Texas | 1 | $ 430,000 | $ 430,000 | $ 204,000 |
| Potter County Texas | 1 | $ 800,000 | $ 800,000 | $ 439,000 |
| Taylor County Texas | 1 | $ 488,000 | $ 488,000 | $ 158,000 |
| Victoria County Texas | 1 | $ 219,000 | $ 219,000 | $ 130,000 |
| Waller County Texas | 1 | $ 610,000 | $ 610,000 | $ 200,000 |
| Wise County Texas | 1 | $ 206,000 | $ 206,000 | $ 137,000 |
| Wood County Texas | 1 | $ 225,000 | $ 225,000 | $ 91,000 |
| Stafford County Virginia | 1 | $ 415,000 | $ 415,000 | $ 145,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,938 | $799,462,000 | $272,000 | $1,886,000 | $141,000 | $2,992,000 |
| Refinancing | 1,455 | $434,961,000 | $298,000 | $1,494,000 | $169,000 | $2,030,000 |
| Home Improvement | 374 | $60,539,000 | $161,000 | $880,000 | $117,000 | $706,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,813 | $1,058,019,000 | $277,000 | $1,500,000 | $153,000 | $2,992,000 |
| Not Provided | 425 | $117,688,000 | $276,000 | $1,263,000 | $149,000 | $1,375,000 |
| Asian | 198 | $56,126,000 | $283,000 | $1,500,000 | $136,000 | $1,077,000 |
| Hispanic | 163 | $33,345,000 | $204,000 | $900,000 | $99,000 | $529,000 |
| Black or African American | 124 | $17,667,000 | $142,000 | $675,000 | $71,000 | $412,000 |
| American Indian or Alaskan Native | 34 | $10,550,000 | $310,000 | $1,886,000 | $149,000 | $619,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,461,000 | $162,000 | $223,000 | $59,000 | $93,000 |
| Not applicable | 1 | $106,000 | $106,000 | $106,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,767 | $1,294,962,000 | $271,000 | $1,886,000 | $147,000 | $2,992,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,472 | $1,021,605,000 | $294,000 | $1,500,000 | $163,000 | $2,030,000 |
| Preapproval Denied by Financial Institution | 411 | $73,869,000 | $179,000 | $1,495,000 | $62,000 | $904,000 |
| Application Withdrawn By Applicant | 361 | $77,275,000 | $214,000 | $1,263,000 | $133,000 | $2,992,000 |
| Application Denied By Financial Institution | 265 | $54,410,000 | $205,000 | $1,500,000 | $90,000 | $1,164,000 |
| Application Approved But Not Accepted | 149 | $43,631,000 | $292,000 | $1,886,000 | $157,000 | $2,050,000 |
| File Closed For Incompleteness | 109 | $24,172,000 | $221,000 | $1,000,000 | $142,000 | $1,068,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 294 | $66,381,000 | $225,000 | $1,500,000 | $69,000 | $903,000 |
| Credit History | 292 | $42,775,000 | $146,000 | $1,495,000 | $69,000 | $904,000 |
| Collateral | 43 | $8,301,000 | $193,000 | $482,000 | $104,000 | $387,000 |
| Other | 19 | $6,495,000 | $341,000 | $1,480,000 | $203,000 | $1,164,000 |
| Employment History | 18 | $2,430,000 | $135,000 | $252,000 | $17,000 | $63,000 |
| Unverifiable Information | 7 | $1,602,000 | $228,000 | $705,000 | $29,000 | $162,000 |
| Mortgage Insurance Denied | 3 | $295,000 | $98,000 | $143,000 | $52,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capitol Federal Savings Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capitol Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.