Capitol Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Capitol Federal Savings Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capitol Federal Savings Bank 700 S Kansas Ave Topeka, KS 66603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,649 |
| Total Mortgage Loan Application Amount | $2,198,945,000 |
| Average Mortgage Loan Application Amount | $226,200 |
| Highest Mortgage Loan Application Amount | $11,315,000 |
| Average Applicant Income | $169,400 |
| Highest Applicant Income | $6,240,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Capitol Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capitol Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Capitol Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capitol Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Capitol Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capitol Federal Savings Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 2,180 | $ 677,070,000 | $ 310,000 | $ 204,000 |
| Sedgwick County Kansas | 975 | $ 169,885,000 | $ 174,000 | $ 120,000 |
| Shawnee County Kansas | 631 | $ 91,095,000 | $ 144,000 | $ 108,000 |
| Jackson County Missouri | 449 | $ 111,025,000 | $ 247,000 | $ 159,000 |
| Douglas County Kansas | 328 | $ 67,710,000 | $ 206,000 | $ 132,000 |
| Clay County Missouri | 174 | $ 38,520,000 | $ 221,000 | $ 138,000 |
| Wyandotte County Kansas | 134 | $ 25,830,000 | $ 192,000 | $ 111,000 |
| Butler County Kansas | 122 | $ 28,240,000 | $ 231,000 | $ 120,000 |
| Riley County Kansas | 114 | $ 26,820,000 | $ 235,000 | $ 121,000 |
| Cass County Missouri | 102 | $ 37,610,000 | $ 368,000 | $ 192,000 |
| Boone County Missouri | 92 | $ 22,220,000 | $ 241,000 | $ 125,000 |
| Greene County Missouri | 88 | $ 30,350,000 | $ 344,000 | $ 219,000 |
| Platte County Missouri | 87 | $ 32,355,000 | $ 371,000 | $ 230,000 |
| Williamson County Tennessee | 77 | $ 55,685,000 | $ 723,000 | $ 276,000 |
| Miami County Kansas | 72 | $ 19,750,000 | $ 274,000 | $ 150,000 |
| St. Louis County Missouri | 64 | $ 40,290,000 | $ 629,000 | $ 402,000 |
| Montgomery County Pennsylvania | 60 | $ 36,840,000 | $ 614,000 | $ 323,000 |
| Leavenworth County Kansas | 52 | $ 13,070,000 | $ 251,000 | $ 139,000 |
| Chester County Pennsylvania | 44 | $ 30,240,000 | $ 687,000 | $ 303,000 |
| Pottawatomie County Kansas | 40 | $ 8,080,000 | $ 202,000 | $ 104,000 |
| Bucks County Pennsylvania | 37 | $ 23,885,000 | $ 645,000 | $ 253,000 |
| Christian County Missouri | 34 | $ 12,630,000 | $ 371,000 | $ 240,000 |
| Lyon County Kansas | 33 | $ 4,365,000 | $ 132,000 | $ 93,000 |
| Saline County Kansas | 32 | $ 7,430,000 | $ 232,000 | $ 79,000 |
| Polk County Iowa | 31 | $ 8,925,000 | $ 287,000 | $ 172,000 |
| Jefferson County Kansas | 27 | $ 3,525,000 | $ 130,000 | $ 153,000 |
| Davidson County Tennessee | 27 | $ 19,195,000 | $ 710,000 | $ 346,000 |
| Osage County Kansas | 21 | $ 3,205,000 | $ 152,000 | $ 81,000 |
| Delaware County Pennsylvania | 21 | $ 13,675,000 | $ 651,000 | $ 376,000 |
| Middlesex County Massachusetts | 20 | $ 16,420,000 | $ 821,000 | $ 351,000 |
| Philadelphia County Pennsylvania | 20 | $ 12,470,000 | $ 623,000 | $ 225,000 |
| Franklin County Kansas | 16 | $ 4,410,000 | $ 275,000 | $ 247,000 |
| Wabaunsee County Kansas | 16 | $ 4,010,000 | $ 250,000 | $ 417,000 |
| Lancaster County Nebraska | 16 | $ 8,830,000 | $ 551,000 | $ 348,000 |
| Cobb County Georgia | 14 | $ 9,560,000 | $ 682,000 | $ 282,000 |
| Story County Iowa | 14 | $ 3,940,000 | $ 281,000 | $ 117,000 |
| Harvey County Kansas | 13 | $ 2,045,000 | $ 157,000 | $ 115,000 |
| Douglas County Nebraska | 13 | $ 10,115,000 | $ 778,000 | $ 425,000 |
| Fulton County Georgia | 11 | $ 6,435,000 | $ 585,000 | $ 198,000 |
| Mecklenburg County North Carolina | 11 | $ 9,095,000 | $ 826,000 | $ 321,000 |
| Jefferson County Alabama | 10 | $ 7,690,000 | $ 769,000 | $ 795,000 |
| Norfolk County Massachusetts | 10 | $ 8,470,000 | $ 847,000 | $ 349,000 |
| DeKalb County Georgia | 9 | $ 5,755,000 | $ 639,000 | $ 221,000 |
| Jackson County Kansas | 9 | $ 965,000 | $ 107,000 | $ 107,000 |
| St. Charles County Missouri | 9 | $ 4,835,000 | $ 537,000 | $ 177,000 |
| Fairfield County Connecticut | 8 | $ 5,720,000 | $ 715,000 | $ 301,000 |
| Worcester County Massachusetts | 8 | $ 4,520,000 | $ 565,000 | $ 204,000 |
| Camden County New Jersey | 7 | $ 4,215,000 | $ 602,000 | $ 381,000 |
| Union County North Carolina | 7 | $ 5,465,000 | $ 780,000 | $ 292,000 |
| Shelby County Tennessee | 7 | $ 5,385,000 | $ 769,000 | $ 371,000 |
| Geary County Kansas | 6 | $ 1,230,000 | $ 205,000 | $ 89,000 |
| Sumner County Kansas | 6 | $ 660,000 | $ 110,000 | $ 78,000 |
| Camden County Missouri | 6 | $ 3,300,000 | $ 550,000 | $ 387,000 |
| Dallas County Iowa | 5 | $ 1,515,000 | $ 303,000 | $ 135,000 |
| Cowley County Kansas | 5 | $ 605,000 | $ 121,000 | $ 81,000 |
| Kingman County Kansas | 5 | $ 935,000 | $ 187,000 | $ 86,000 |
| McPherson County Kansas | 5 | $ 745,000 | $ 149,000 | $ 121,000 |
| Reno County Kansas | 5 | $ 455,000 | $ 91,000 | $ 103,000 |
| East Baton Rouge County Louisiana | 5 | $ 3,745,000 | $ 749,000 | $ 804,000 |
| Essex County Massachusetts | 5 | $ 3,315,000 | $ 663,000 | $ 300,000 |
| Webster County Missouri | 5 | $ 1,175,000 | $ 235,000 | $ 124,000 |
| Tulsa County Oklahoma | 5 | $ 3,245,000 | $ 649,000 | $ 540,000 |
| Baldwin County Alabama | 4 | $ 2,240,000 | $ 560,000 | $ 283,000 |
| Marshall County Alabama | 4 | $ 3,080,000 | $ 770,000 | $ 268,000 |
| Clay County Kansas | 4 | $ 440,000 | $ 110,000 | $ 100,000 |
| Coffey County Kansas | 4 | $ 710,000 | $ 177,000 | $ 104,000 |
| Dickinson County Kansas | 4 | $ 380,000 | $ 95,000 | $ 101,000 |
| Morris County Kansas | 4 | $ 210,000 | $ 52,000 | $ 48,000 |
| Lafayette County Louisiana | 4 | $ 3,150,000 | $ 787,000 | $ 320,000 |
| Callaway County Missouri | 4 | $ 790,000 | $ 197,000 | $ 101,000 |
| Cooper County Missouri | 4 | $ 760,000 | $ 190,000 | $ 101,000 |
| Taney County Missouri | 4 | $ 1,320,000 | $ 330,000 | $ 183,000 |
| Burlington County New Jersey | 4 | $ 2,810,000 | $ 702,000 | $ 433,000 |
| Bristol County Rhode Island | 4 | $ 3,060,000 | $ 765,000 | $ 478,000 |
| Madison County Alabama | 3 | $ 1,635,000 | $ 545,000 | $ 240,000 |
| Mobile County Alabama | 3 | $ 2,485,000 | $ 828,000 | $ 478,000 |
| Chatham County Georgia | 3 | $ 2,075,000 | $ 691,000 | $ 614,000 |
| Lafayette County Mississippi | 3 | $ 2,075,000 | $ 691,000 | $ 201,000 |
| Madison County Mississippi | 3 | $ 2,765,000 | $ 921,000 | $ 469,000 |
| Jasper County Missouri | 3 | $ 295,000 | $ 98,000 | $ 50,000 |
| Johnson County Missouri | 3 | $ 585,000 | $ 195,000 | $ 111,000 |
| Stone County Missouri | 3 | $ 475,000 | $ 158,000 | $ 144,000 |
| Lehigh County Pennsylvania | 3 | $ 2,165,000 | $ 721,000 | $ 400,000 |
| Charleston County South Carolina | 3 | $ 2,985,000 | $ 995,000 | $ 274,000 |
| Rutherford County Tennessee | 3 | $ 2,105,000 | $ 701,000 | $ 304,000 |
| Wilson County Tennessee | 3 | $ 1,955,000 | $ 651,000 | $ 375,000 |
| Dallas County Texas | 3 | $ 1,765,000 | $ 588,000 | $ 222,000 |
| Shelby County Alabama | 2 | $ 1,460,000 | $ 730,000 | $ 251,000 |
| New Haven County Connecticut | 2 | $ 1,320,000 | $ 660,000 | $ 366,000 |
| Forsyth County Georgia | 2 | $ 1,210,000 | $ 605,000 | $ 212,000 |
| Gwinnett County Georgia | 2 | $ 1,410,000 | $ 705,000 | $ 298,000 |
| Warren County Iowa | 2 | $ 470,000 | $ 235,000 | $ 122,000 |
| Atchison County Kansas | 2 | $ 440,000 | $ 220,000 | $ 46,000 |
| Chase County Kansas | 2 | $ 170,000 | $ 85,000 | $ 48,000 |
| Plymouth County Massachusetts | 2 | $ 750,000 | $ 375,000 | $ 171,000 |
| Jackson County Mississippi | 2 | $ 1,500,000 | $ 750,000 | $ 414,000 |
| Jefferson County Missouri | 2 | $ 390,000 | $ 195,000 | $ 62,000 |
| Lafayette County Missouri | 2 | $ 450,000 | $ 225,000 | $ 141,000 |
| Ray County Missouri | 2 | $ 100,000 | $ 50,000 | $ 48,000 |
| St. Louis City County Missouri | 2 | $ 850,000 | $ 425,000 | $ 219,000 |
| Cass County Nebraska | 2 | $ 1,480,000 | $ 740,000 | $ 386,000 |
| Sarpy County Nebraska | 2 | $ 1,190,000 | $ 595,000 | $ 493,000 |
| Mercer County New Jersey | 2 | $ 1,120,000 | $ 560,000 | $ 452,000 |
| Morris County New Jersey | 2 | $ 1,920,000 | $ 960,000 | $ 334,000 |
| Oklahoma County Oklahoma | 2 | $ 1,420,000 | $ 710,000 | $ 235,000 |
| Berks County Pennsylvania | 2 | $ 950,000 | $ 475,000 | $ 216,000 |
| Knox County Tennessee | 2 | $ 1,410,000 | $ 705,000 | $ 525,000 |
| Maury County Tennessee | 2 | $ 1,310,000 | $ 655,000 | $ 269,000 |
| Collin County Texas | 2 | $ 1,380,000 | $ 690,000 | $ 2,800,000 |
| Travis County Texas | 2 | $ 1,310,000 | $ 655,000 | $ 333,000 |
| Tallapoosa County Alabama | 1 | $ 655,000 | $ 655,000 | $ 127,000 |
| Tuscaloosa County Alabama | 1 | $ 575,000 | $ 575,000 | $ 130,000 |
| Benton County Arkansas | 1 | $ 835,000 | $ 835,000 | $ 230,000 |
| Boulder County Colorado | 1 | $ 905,000 | $ 905,000 | $ 337,000 |
| Denver County Colorado | 1 | $ 655,000 | $ 655,000 | $ 194,000 |
| Douglas County Colorado | 1 | $ 175,000 | $ 175,000 | $ 225,000 |
| Jefferson County Colorado | 1 | $ 815,000 | $ 815,000 | $ 304,000 |
| New Castle County Delaware | 1 | $ 595,000 | $ 595,000 | $ 700,000 |
| Bay County Florida | 1 | $ 595,000 | $ 595,000 | $ 849,000 |
| Okaloosa County Florida | 1 | $ 795,000 | $ 795,000 | $ 180,000 |
| Walton County Florida | 1 | $ 705,000 | $ 705,000 | $ 700,000 |
| Cherokee County Georgia | 1 | $ 635,000 | $ 635,000 | $ 248,000 |
| Greene County Georgia | 1 | $ 895,000 | $ 895,000 | $ 420,000 |
| Hall County Georgia | 1 | $ 575,000 | $ 575,000 | $ 225,000 |
| Jackson County Georgia | 1 | $ 265,000 | $ 265,000 | $ 242,000 |
| Ada County Idaho | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Boone County Iowa | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Clarke County Iowa | 1 | $ 4,695,000 | $ 4,695,000 | $ 0 |
| Jasper County Iowa | 1 | $ 435,000 | $ 435,000 | $ 115,000 |
| Brown County Kansas | 1 | $ 5,000 | $ 5,000 | $ 36,000 |
| Crawford County Kansas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Finney County Kansas | 1 | $ 11,315,000 | $ 11,315,000 | $ 0 |
| Greenwood County Kansas | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Linn County Kansas | 1 | $ 5,000 | $ 5,000 | $ 46,000 |
| Marion County Kansas | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Marshall County Kansas | 1 | $ 235,000 | $ 235,000 | $ 112,000 |
| Ottawa County Kansas | 1 | $ 65,000 | $ 65,000 | $ 207,000 |
| Rice County Kansas | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Woodson County Kansas | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| Ascension County Louisiana | 1 | $ 725,000 | $ 725,000 | $ 668,000 |
| Bossier County Louisiana | 1 | $ 975,000 | $ 975,000 | $ 376,000 |
| Hampden County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Harrison County Mississippi | 1 | $ 645,000 | $ 645,000 | $ 541,000 |
| Lee County Mississippi | 1 | $ 565,000 | $ 565,000 | $ 231,000 |
| Oktibbeha County Mississippi | 1 | $ 615,000 | $ 615,000 | $ 194,000 |
| Barry County Missouri | 1 | $ 745,000 | $ 745,000 | $ 367,000 |
| Clinton County Missouri | 1 | $ 255,000 | $ 255,000 | $ 156,000 |
| Dallas County Missouri | 1 | $ 235,000 | $ 235,000 | $ 81,000 |
| Henry County Missouri | 1 | $ 145,000 | $ 145,000 | $ 115,000 |
| Howard County Missouri | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Lawrence County Missouri | 1 | $ 305,000 | $ 305,000 | $ 165,000 |
| Miller County Missouri | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Morgan County Missouri | 1 | $ 205,000 | $ 205,000 | $ 396,000 |
| Polk County Missouri | 1 | $ 115,000 | $ 115,000 | $ 91,000 |
| Randolph County Missouri | 1 | $ 255,000 | $ 255,000 | $ 101,000 |
| Vernon County Missouri | 1 | $ 25,000 | $ 25,000 | $ 137,000 |
| Adams County Nebraska | 1 | $ 685,000 | $ 685,000 | $ 1,213,000 |
| Dodge County Nebraska | 1 | $ 625,000 | $ 625,000 | $ 213,000 |
| Gage County Nebraska | 1 | $ 645,000 | $ 645,000 | $ 183,000 |
| Hillsborough County New Hampshire | 1 | $ 695,000 | $ 695,000 | $ 345,000 |
| Monmouth County New Jersey | 1 | $ 1,505,000 | $ 1,505,000 | $ 798,000 |
| Caldwell County North Carolina | 1 | $ 585,000 | $ 585,000 | $ 144,000 |
| Catawba County North Carolina | 1 | $ 725,000 | $ 725,000 | $ 195,000 |
| Wake County North Carolina | 1 | $ 855,000 | $ 855,000 | $ 634,000 |
| Washington County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 900,000 |
| Allegheny County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Beaver County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 89,000 |
| Butler County Pennsylvania | 1 | $ 435,000 | $ 435,000 | $ 193,000 |
| Washington County Pennsylvania | 1 | $ 685,000 | $ 685,000 | $ 268,000 |
| York County Pennsylvania | 1 | $ 585,000 | $ 585,000 | $ 293,000 |
| Beaufort County South Carolina | 1 | $ 895,000 | $ 895,000 | $ 382,000 |
| Berkeley County South Carolina | 1 | $ 675,000 | $ 675,000 | $ 382,000 |
| Fayette County Tennessee | 1 | $ 795,000 | $ 795,000 | $ 182,000 |
| Hamilton County Tennessee | 1 | $ 665,000 | $ 665,000 | $ 150,000 |
| Sumner County Tennessee | 1 | $ 895,000 | $ 895,000 | $ 376,000 |
| Galveston County Texas | 1 | $ 335,000 | $ 335,000 | $ 155,000 |
| Hays County Texas | 1 | $ 905,000 | $ 905,000 | $ 260,000 |
| Randall County Texas | 1 | $ 715,000 | $ 715,000 | $ 864,000 |
| Tarrant County Texas | 1 | $ 205,000 | $ 205,000 | $ 208,000 |
Mortgage Loan Application Detail Totals for Capitol Federal Savings Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,848 | $981,060,000 | $344,000 | $3,005,000 | $161,000 | $5,058,000 |
| Cash-out Refinancing | 2,244 | $637,660,000 | $284,000 | $1,995,000 | $165,000 | $5,083,000 |
| Refinancing | 1,509 | $493,545,000 | $327,000 | $11,315,000 | $191,000 | $6,240,000 |
| Home Improvement | 696 | $48,710,000 | $69,000 | $1,505,000 | $173,000 | $4,440,000 |
| Other Purpose | 352 | $37,970,000 | $107,000 | $1,005,000 | $157,000 | $4,530,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,830 | $1,646,720,000 | $282,000 | $3,005,000 | $166,000 | $5,083,000 |
| Not Provided | 992 | $305,100,000 | $307,000 | $1,505,000 | $200,000 | $6,240,000 |
| Hispanic | 230 | $42,270,000 | $183,000 | $995,000 | $105,000 | $1,132,000 |
| Black or African American | 208 | $39,200,000 | $188,000 | $1,005,000 | $113,000 | $1,077,000 |
| Asian | 195 | $73,015,000 | $374,000 | $1,465,000 | $186,000 | $2,246,000 |
| Not applicable | 82 | $56,930,000 | $694,000 | $11,315,000 | $0 | $0 |
| American Indian or Alaskan Native | 55 | $10,895,000 | $198,000 | $995,000 | $114,000 | $485,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,150,000 | $191,000 | $295,000 | $854,000 | $4,530,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,636 | $2,196,040,000 | $287,000 | $11,315,000 | $169,000 | $6,240,000 |
| VA-guaranteed (Veterans Administration) | 13 | $2,905,000 | $223,000 | $415,000 | $82,000 | $191,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,391 | $1,651,525,000 | $306,000 | $11,315,000 | $177,000 | $5,083,000 |
| Preapproval Approved but not Accepted | 708 | $201,810,000 | $285,000 | $1,205,000 | $117,000 | $1,293,000 |
| Application Withdrawn By Applicant | 526 | $125,610,000 | $238,000 | $1,525,000 | $232,000 | $6,240,000 |
| Application Denied By Financial Institution | 389 | $72,975,000 | $187,000 | $1,175,000 | $96,000 | $5,340,000 |
| Preapproval Denied by Financial Institution | 276 | $59,270,000 | $214,000 | $1,165,000 | $77,000 | $1,014,000 |
| File Closed For Incompleteness | 199 | $40,295,000 | $202,000 | $995,000 | $221,000 | $4,530,000 |
| Application Approved But Not Accepted | 160 | $47,460,000 | $296,000 | $1,035,000 | $179,000 | $1,094,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,984 | $2,066,700,000 | $295,000 | $11,315,000 | $177,000 | $6,240,000 |
| Debt-To-Income Ratio | 290 | $66,480,000 | $229,000 | $1,175,000 | $69,000 | $312,000 |
| Credit History | 243 | $36,975,000 | $152,000 | $905,000 | $70,000 | $360,000 |
| Collateral | 50 | $13,630,000 | $272,000 | $905,000 | $140,000 | $465,000 |
| Other | 47 | $8,965,000 | $190,000 | $1,165,000 | $273,000 | $5,340,000 |
| Employment History | 26 | $5,030,000 | $193,000 | $805,000 | $38,000 | $111,000 |
| Unverifiable Information | 7 | $975,000 | $139,000 | $345,000 | $48,000 | $113,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $190,000 | $95,000 | $95,000 | $53,000 | $64,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capitol Federal Savings Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capitol Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.