Capstar Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Capstar Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capstar Bank 1201 Demonbreun St #700 Nashville, TN 37203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 1,947 |
| Total Mortgage Loan Application Amount | $506,465,000 |
| Average Mortgage Loan Application Amount | $221,000 |
| Highest Mortgage Loan Application Amount | $4,225,000 |
| Average Applicant Income | $126,400 |
| Highest Applicant Income | $2,920,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Capstar Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capstar Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Capstar Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capstar Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Capstar Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capstar Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 644 | $ 197,890,000 | $ 307,000 | $ 130,000 |
| Williamson County Tennessee | 227 | $ 87,165,000 | $ 383,000 | $ 153,000 |
| McMinn County Tennessee | 221 | $ 34,475,000 | $ 155,000 | $ 99,000 |
| Hamilton County Tennessee | 148 | $ 32,460,000 | $ 219,000 | $ 97,000 |
| Sumner County Tennessee | 95 | $ 24,905,000 | $ 262,000 | $ 105,000 |
| Bradley County Tennessee | 86 | $ 14,990,000 | $ 174,000 | $ 346,000 |
| Rutherford County Tennessee | 77 | $ 16,985,000 | $ 220,000 | $ 89,000 |
| Wilson County Tennessee | 75 | $ 19,535,000 | $ 260,000 | $ 98,000 |
| Maury County Tennessee | 43 | $ 9,665,000 | $ 224,000 | $ 90,000 |
| Monroe County Tennessee | 38 | $ 5,890,000 | $ 155,000 | $ 111,000 |
| Robertson County Tennessee | 34 | $ 7,860,000 | $ 231,000 | $ 93,000 |
| Cheatham County Tennessee | 28 | $ 6,840,000 | $ 244,000 | $ 94,000 |
| Meigs County Tennessee | 23 | $ 4,165,000 | $ 181,000 | $ 120,000 |
| Dickson County Tennessee | 16 | $ 3,380,000 | $ 211,000 | $ 87,000 |
| Loudon County Tennessee | 11 | $ 2,735,000 | $ 248,000 | $ 175,000 |
| Montgomery County Tennessee | 10 | $ 1,710,000 | $ 171,000 | $ 72,000 |
| Putnam County Tennessee | 8 | $ 1,530,000 | $ 191,000 | $ 93,000 |
| Catoosa County Georgia | 7 | $ 1,345,000 | $ 192,000 | $ 90,000 |
| Walker County Georgia | 7 | $ 1,255,000 | $ 179,000 | $ 71,000 |
| Knox County Tennessee | 6 | $ 1,160,000 | $ 193,000 | $ 141,000 |
| Sevier County Tennessee | 6 | $ 1,070,000 | $ 178,000 | $ 142,000 |
| Blount County Tennessee | 5 | $ 975,000 | $ 195,000 | $ 105,000 |
| Roane County Tennessee | 5 | $ 1,035,000 | $ 207,000 | $ 122,000 |
| Warren County Tennessee | 5 | $ 645,000 | $ 129,000 | $ 67,000 |
| Cobb County Georgia | 4 | $ 1,250,000 | $ 312,000 | $ 115,000 |
| Hickman County Tennessee | 4 | $ 990,000 | $ 247,000 | $ 84,000 |
| Shelby County Tennessee | 4 | $ 1,120,000 | $ 280,000 | $ 117,000 |
| White County Tennessee | 4 | $ 620,000 | $ 155,000 | $ 71,000 |
| Bay County Florida | 3 | $ 685,000 | $ 228,000 | $ 103,000 |
| Polk County Florida | 3 | $ 745,000 | $ 248,000 | $ 106,000 |
| Walton County Florida | 3 | $ 1,155,000 | $ 385,000 | $ 268,000 |
| Kosciusko County Indiana | 3 | $ 405,000 | $ 135,000 | $ 350,000 |
| Bedford County Tennessee | 3 | $ 445,000 | $ 148,000 | $ 66,000 |
| Cannon County Tennessee | 3 | $ 365,000 | $ 121,000 | $ 41,000 |
| DeKalb County Tennessee | 3 | $ 545,000 | $ 181,000 | $ 64,000 |
| Franklin County Tennessee | 3 | $ 755,000 | $ 251,000 | $ 347,000 |
| Polk County Tennessee | 3 | $ 635,000 | $ 211,000 | $ 78,000 |
| Sebastian County Arkansas | 2 | $ 230,000 | $ 115,000 | $ 148,000 |
| Lee County Florida | 2 | $ 640,000 | $ 320,000 | $ 135,000 |
| Dade County Georgia | 2 | $ 170,000 | $ 85,000 | $ 108,000 |
| Forsyth County Georgia | 2 | $ 710,000 | $ 355,000 | $ 79,000 |
| Gwinnett County Georgia | 2 | $ 550,000 | $ 275,000 | $ 82,000 |
| Fayette County Kentucky | 2 | $ 300,000 | $ 150,000 | $ 102,000 |
| Jefferson County Kentucky | 2 | $ 450,000 | $ 225,000 | $ 92,000 |
| Warren County Kentucky | 2 | $ 480,000 | $ 240,000 | $ 87,000 |
| Lafayette County Mississippi | 2 | $ 260,000 | $ 130,000 | $ 290,000 |
| Coffee County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 115,000 |
| Giles County Tennessee | 2 | $ 420,000 | $ 210,000 | $ 54,000 |
| Marion County Tennessee | 2 | $ 590,000 | $ 295,000 | $ 87,000 |
| Marshall County Tennessee | 2 | $ 360,000 | $ 180,000 | $ 70,000 |
| Overton County Tennessee | 2 | $ 250,000 | $ 125,000 | $ 66,000 |
| Perry County Tennessee | 2 | $ 340,000 | $ 170,000 | $ 89,000 |
| Smith County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 50,000 |
| Trousdale County Tennessee | 2 | $ 430,000 | $ 215,000 | $ 72,000 |
| Brazos County Texas | 2 | $ 260,000 | $ 130,000 | $ 209,000 |
| DeKalb County Alabama | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Limestone County Alabama | 1 | $ 305,000 | $ 305,000 | $ 447,000 |
| Madison County Alabama | 1 | $ 245,000 | $ 245,000 | $ 116,000 |
| Washington County Arkansas | 1 | $ 425,000 | $ 425,000 | $ 141,000 |
| Clay County Florida | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Escambia County Florida | 1 | $ 355,000 | $ 355,000 | $ 128,000 |
| Leon County Florida | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| Manatee County Florida | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Okaloosa County Florida | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Cherokee County Georgia | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Columbia County Georgia | 1 | $ 155,000 | $ 155,000 | $ 114,000 |
| DeKalb County Georgia | 1 | $ 465,000 | $ 465,000 | $ 141,000 |
| Fulton County Georgia | 1 | $ 415,000 | $ 415,000 | $ 104,000 |
| Houston County Georgia | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Whitfield County Georgia | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Boone County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 126,000 |
| Clinton County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 378,000 |
| McCracken County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Simpson County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 32,000 |
| Olmsted County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 43,000 |
| Guilford County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 132,000 |
| Cuyahoga County Ohio | 1 | $ 95,000 | $ 95,000 | $ 23,000 |
| Charleston County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 80,000 |
| Cumberland County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| Decatur County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 92,000 |
| Fayette County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Jackson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Lawrence County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lewis County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Lincoln County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Macon County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Rhea County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Stewart County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| Washington County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 150,000 |
| Grimes County Texas | 1 | $ 75,000 | $ 75,000 | $ 94,000 |
| Hays County Texas | 1 | $ 185,000 | $ 185,000 | $ 140,000 |
| Midland County Texas | 1 | $ 265,000 | $ 265,000 | $ 163,000 |
| Salt Lake County Utah | 1 | $ 315,000 | $ 315,000 | $ 161,000 |
| Utah County Utah | 1 | $ 305,000 | $ 305,000 | $ 81,000 |
| Augusta County Virginia | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Henrico County Virginia | 1 | $ 385,000 | $ 385,000 | $ 160,000 |
| James City County Virginia | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Prince Edward County Virginia | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for Capstar Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 915 | $255,655,000 | $279,000 | $4,225,000 | $120,000 | $1,412,000 |
| Refinancing | 518 | $139,060,000 | $268,000 | $1,365,000 | $172,000 | $2,920,000 |
| Cash-out Refinancing | 454 | $100,820,000 | $222,000 | $885,000 | $95,000 | $645,000 |
| Other Purpose | 38 | $8,320,000 | $218,000 | $865,000 | $155,000 | $705,000 |
| Home Improvement | 22 | $2,610,000 | $118,000 | $855,000 | $90,000 | $302,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,755 | $456,615,000 | $260,000 | $1,365,000 | $116,000 | $1,412,000 |
| Black or African American | 78 | $15,290,000 | $196,000 | $485,000 | $76,000 | $491,000 |
| Not Provided | 48 | $11,400,000 | $237,000 | $865,000 | $684,000 | $2,920,000 |
| Asian | 27 | $7,695,000 | $285,000 | $545,000 | $94,000 | $195,000 |
| Not applicable | 21 | $10,455,000 | $497,000 | $4,225,000 | $0 | $0 |
| Hispanic | 18 | $5,010,000 | $278,000 | $865,000 | $106,000 | $360,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,718 | $447,590,000 | $260,000 | $4,225,000 | $134,000 | $2,920,000 |
| FHA-insured (Federal Housing Administration) | 126 | $28,590,000 | $226,000 | $545,000 | $76,000 | $191,000 |
| VA-guaranteed (Veterans Administration) | 97 | $29,225,000 | $301,000 | $995,000 | $77,000 | $175,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,060,000 | $176,000 | $325,000 | $50,000 | $65,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,428 | $375,250,000 | $262,000 | $4,225,000 | $132,000 | $2,920,000 |
| Application Withdrawn By Applicant | 331 | $90,085,000 | $272,000 | $1,365,000 | $131,000 | $1,412,000 |
| Application Denied By Financial Institution | 182 | $40,350,000 | $221,000 | $865,000 | $85,000 | $705,000 |
| Application Approved But Not Accepted | 6 | $780,000 | $130,000 | $215,000 | $159,000 | $412,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,947 | $506,465,000 | $260,000 | $4,225,000 | $128,000 | $2,920,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capstar Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capstar Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.