Carolina First Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Carolina First Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Carolina First Bank 102 S Main Street Greenville, SC 29601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,321 |
| Total Mortgage Loan Application Amount | $1,137,544,000 |
| Average Mortgage Loan Application Amount | $163,000 |
| Highest Mortgage Loan Application Amount | $65,600,000 |
| Average Applicant Income | $109,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Carolina First Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Carolina First Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Carolina First Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Carolina First Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Carolina First Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Carolina First Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Horry County South Carolina | 557 | $ 109,154,000 | $ 195,000 | $ 139,000 |
| Richland County South Carolina | 394 | $ 123,737,000 | $ 314,000 | $ 79,000 |
| Greenville County South Carolina | 388 | $ 62,935,000 | $ 162,000 | $ 100,000 |
| Buncombe County North Carolina | 315 | $ 64,166,000 | $ 203,000 | $ 152,000 |
| Lexington County South Carolina | 212 | $ 34,157,000 | $ 161,000 | $ 105,000 |
| Henderson County North Carolina | 196 | $ 43,249,000 | $ 220,000 | $ 102,000 |
| Charleston County South Carolina | 172 | $ 65,557,000 | $ 381,000 | $ 185,000 |
| Anderson County South Carolina | 165 | $ 18,205,000 | $ 110,000 | $ 100,000 |
| Rutherford County North Carolina | 135 | $ 25,619,000 | $ 189,000 | $ 126,000 |
| Georgetown County South Carolina | 128 | $ 36,527,000 | $ 285,000 | $ 140,000 |
| Beaufort County South Carolina | 114 | $ 54,156,000 | $ 475,000 | $ 245,000 |
| Duval County Florida | 111 | $ 18,536,000 | $ 166,000 | $ 95,000 |
| Florence County South Carolina | 106 | $ 12,419,000 | $ 117,000 | $ 70,000 |
| Pickens County South Carolina | 103 | $ 14,448,000 | $ 140,000 | $ 84,000 |
| Cleveland County North Carolina | 80 | $ 9,483,000 | $ 118,000 | $ 119,000 |
| York County South Carolina | 76 | $ 11,328,000 | $ 149,000 | $ 94,000 |
| Orange County Florida | 75 | $ 25,429,000 | $ 339,000 | $ 112,000 |
| Mecklenburg County North Carolina | 75 | $ 11,208,000 | $ 149,000 | $ 143,000 |
| New Hanover County North Carolina | 73 | $ 16,747,000 | $ 229,000 | $ 148,000 |
| Yancey County North Carolina | 69 | $ 14,197,000 | $ 205,000 | $ 116,000 |
| McDowell County North Carolina | 67 | $ 8,210,000 | $ 122,000 | $ 67,000 |
| Aiken County South Carolina | 65 | $ 12,762,000 | $ 196,000 | $ 95,000 |
| Hillsborough County Florida | 63 | $ 17,434,000 | $ 276,000 | $ 136,000 |
| Baker County Florida | 56 | $ 9,134,000 | $ 163,000 | $ 68,000 |
| Haywood County North Carolina | 54 | $ 8,691,000 | $ 160,000 | $ 72,000 |
| Kershaw County South Carolina | 54 | $ 11,384,000 | $ 210,000 | $ 99,000 |
| Laurens County South Carolina | 54 | $ 3,947,000 | $ 73,000 | $ 53,000 |
| Palm Beach County Florida | 49 | $ 32,898,000 | $ 671,000 | $ 617,000 |
| Berkeley County South Carolina | 48 | $ 7,167,000 | $ 149,000 | $ 66,000 |
| Spartanburg County South Carolina | 48 | $ 8,707,000 | $ 181,000 | $ 86,000 |
| Mitchell County North Carolina | 47 | $ 5,043,000 | $ 107,000 | $ 53,000 |
| Pinellas County Florida | 46 | $ 15,468,000 | $ 336,000 | $ 157,000 |
| Marion County South Carolina | 46 | $ 3,732,000 | $ 81,000 | $ 53,000 |
| Columbia County Florida | 43 | $ 7,426,000 | $ 172,000 | $ 91,000 |
| Edgefield County South Carolina | 42 | $ 4,753,000 | $ 113,000 | $ 59,000 |
| Polk County North Carolina | 40 | $ 7,965,000 | $ 199,000 | $ 121,000 |
| Alachua County Florida | 39 | $ 9,631,000 | $ 246,000 | $ 164,000 |
| Transylvania County North Carolina | 37 | $ 9,365,000 | $ 253,000 | $ 166,000 |
| Oconee County South Carolina | 36 | $ 7,143,000 | $ 198,000 | $ 208,000 |
| Lee County Florida | 34 | $ 5,478,000 | $ 161,000 | $ 56,000 |
| Citrus County Florida | 32 | $ 3,453,000 | $ 107,000 | $ 43,000 |
| Clay County Florida | 30 | $ 5,289,000 | $ 176,000 | $ 67,000 |
| Marion County Florida | 30 | $ 11,892,000 | $ 396,000 | $ 143,000 |
| Greenwood County South Carolina | 30 | $ 4,302,000 | $ 143,000 | $ 83,000 |
| Pasco County Florida | 29 | $ 6,190,000 | $ 213,000 | $ 105,000 |
| Pender County North Carolina | 27 | $ 3,702,000 | $ 137,000 | $ 80,000 |
| Burke County North Carolina | 26 | $ 5,249,000 | $ 201,000 | $ 112,000 |
| Broward County Florida | 25 | $ 6,618,000 | $ 264,000 | $ 102,000 |
| Putnam County Florida | 24 | $ 2,804,000 | $ 116,000 | $ 55,000 |
| St. Johns County Florida | 24 | $ 10,145,000 | $ 422,000 | $ 275,000 |
| Suwannee County Florida | 24 | $ 3,788,000 | $ 157,000 | $ 65,000 |
| Miami-Dade County Florida | 23 | $ 11,216,000 | $ 487,000 | $ 750,000 |
| Polk County Florida | 23 | $ 3,150,000 | $ 136,000 | $ 50,000 |
| Onslow County North Carolina | 23 | $ 3,710,000 | $ 161,000 | $ 149,000 |
| Jackson County North Carolina | 21 | $ 4,214,000 | $ 200,000 | $ 83,000 |
| Newberry County South Carolina | 19 | $ 1,732,000 | $ 91,000 | $ 155,000 |
| Seminole County Florida | 17 | $ 3,287,000 | $ 193,000 | $ 77,000 |
| Sumter County South Carolina | 16 | $ 2,014,000 | $ 125,000 | $ 57,000 |
| Gaston County North Carolina | 15 | $ 3,583,000 | $ 238,000 | $ 139,000 |
| Brunswick County North Carolina | 14 | $ 3,654,000 | $ 261,000 | $ 142,000 |
| Macon County North Carolina | 14 | $ 2,146,000 | $ 153,000 | $ 87,000 |
| Madison County North Carolina | 14 | $ 3,355,000 | $ 239,000 | $ 96,000 |
| Darlington County South Carolina | 13 | $ 1,219,000 | $ 93,000 | $ 76,000 |
| Dorchester County South Carolina | 12 | $ 1,786,000 | $ 148,000 | $ 87,000 |
| Bradford County Florida | 11 | $ 1,735,000 | $ 157,000 | $ 64,000 |
| Union County Florida | 11 | $ 1,579,000 | $ 143,000 | $ 75,000 |
| Nassau County Florida | 10 | $ 1,542,000 | $ 154,000 | $ 107,000 |
| Iredell County North Carolina | 10 | $ 3,123,000 | $ 312,000 | $ 120,000 |
| Marlboro County South Carolina | 10 | $ 407,000 | $ 40,000 | $ 57,000 |
| Lake County Florida | 9 | $ 2,762,000 | $ 306,000 | $ 137,000 |
| Osceola County Florida | 9 | $ 2,011,000 | $ 223,000 | $ 139,000 |
| Union County North Carolina | 8 | $ 1,594,000 | $ 199,000 | $ 128,000 |
| Sarasota County Florida | 7 | $ 3,411,000 | $ 487,000 | $ 146,000 |
| Avery County North Carolina | 7 | $ 1,281,000 | $ 183,000 | $ 86,000 |
| Abbeville County South Carolina | 7 | $ 743,000 | $ 106,000 | $ 60,000 |
| Orangeburg County South Carolina | 7 | $ 845,000 | $ 120,000 | $ 50,000 |
| Collier County Florida | 6 | $ 848,000 | $ 141,000 | $ 41,000 |
| Highlands County Florida | 6 | $ 1,001,000 | $ 166,000 | $ 55,000 |
| Watauga County North Carolina | 6 | $ 1,273,000 | $ 212,000 | $ 1,874,000 |
| Fairfield County South Carolina | 6 | $ 2,348,000 | $ 391,000 | $ 154,000 |
| Williamsburg County South Carolina | 6 | $ 707,000 | $ 117,000 | $ 82,000 |
| Charlotte County Florida | 5 | $ 995,000 | $ 199,000 | $ 75,000 |
| Volusia County Florida | 5 | $ 1,011,000 | $ 202,000 | $ 138,000 |
| Lancaster County South Carolina | 5 | $ 729,000 | $ 145,000 | $ 101,000 |
| Flagler County Florida | 4 | $ 1,177,000 | $ 294,000 | $ 461,000 |
| Manatee County Florida | 4 | $ 2,177,000 | $ 544,000 | $ 228,000 |
| St. Lucie County Florida | 4 | $ 1,851,000 | $ 462,000 | $ 303,000 |
| Charlton County Georgia | 4 | $ 678,000 | $ 169,000 | $ 70,000 |
| Catawba County North Carolina | 4 | $ 1,318,000 | $ 329,000 | $ 93,000 |
| Columbus County North Carolina | 4 | $ 459,000 | $ 114,000 | $ 107,000 |
| Guilford County North Carolina | 4 | $ 361,000 | $ 90,000 | $ 69,000 |
| Rowan County North Carolina | 4 | $ 241,000 | $ 60,000 | $ 47,000 |
| Jasper County South Carolina | 4 | $ 836,000 | $ 209,000 | $ 74,000 |
| Hardee County Florida | 3 | $ 388,000 | $ 129,000 | $ 41,000 |
| Hernando County Florida | 3 | $ 830,000 | $ 276,000 | $ 69,000 |
| Chatham County Georgia | 3 | $ 932,000 | $ 310,000 | $ 219,000 |
| Harnett County North Carolina | 3 | $ 350,000 | $ 116,000 | $ 98,000 |
| Cherokee County South Carolina | 3 | $ 459,000 | $ 153,000 | $ 133,000 |
| Chester County South Carolina | 3 | $ 415,000 | $ 138,000 | $ 21,000 |
| Clarendon County South Carolina | 3 | $ 573,000 | $ 191,000 | $ 90,000 |
| Colleton County South Carolina | 3 | $ 614,000 | $ 204,000 | $ 167,000 |
| Brevard County Florida | 2 | $ 273,000 | $ 136,000 | $ 48,000 |
| Dixie County Florida | 2 | $ 414,000 | $ 207,000 | $ 73,000 |
| Monroe County Florida | 2 | $ 1,025,000 | $ 512,000 | $ 206,000 |
| Sumter County Florida | 2 | $ 261,000 | $ 130,000 | $ 27,000 |
| Walton County Florida | 2 | $ 1,132,000 | $ 566,000 | $ 231,000 |
| Fannin County Georgia | 2 | $ 550,000 | $ 275,000 | $ 342,000 |
| Gwinnett County Georgia | 2 | $ 421,000 | $ 210,000 | $ 80,000 |
| Alleghany County North Carolina | 2 | $ 342,000 | $ 171,000 | $ 296,000 |
| Caldwell County North Carolina | 2 | $ 678,000 | $ 339,000 | $ 147,000 |
| Carteret County North Carolina | 2 | $ 584,000 | $ 292,000 | $ 183,000 |
| Davidson County North Carolina | 2 | $ 286,000 | $ 143,000 | $ 72,000 |
| Durham County North Carolina | 2 | $ 287,000 | $ 143,000 | $ 75,000 |
| Granville County North Carolina | 2 | $ 204,000 | $ 102,000 | $ 65,000 |
| Wake County North Carolina | 2 | $ 389,000 | $ 194,000 | $ 25,000 |
| Mahoning County Ohio | 2 | $ 135,000 | $ 67,000 | $ 250,000 |
| Barnwell County South Carolina | 2 | $ 43,000 | $ 21,000 | $ 53,000 |
| Hampton County South Carolina | 2 | $ 379,000 | $ 189,000 | $ 118,000 |
| McCormick County South Carolina | 2 | $ 550,000 | $ 275,000 | $ 122,000 |
| Pocahontas County West Virginia | 2 | $ 484,000 | $ 242,000 | $ 963,000 |
| Gilchrist County Florida | 1 | $ 189,000 | $ 189,000 | $ 54,000 |
| Levy County Florida | 1 | $ 83,000 | $ 83,000 | $ 30,000 |
| Madison County Florida | 1 | $ 130,000 | $ 130,000 | $ 58,000 |
| Martin County Florida | 1 | $ 420,000 | $ 420,000 | $ 319,000 |
| Camden County Georgia | 1 | $ 115,000 | $ 115,000 | $ 78,000 |
| DeKalb County Georgia | 1 | $ 320,000 | $ 320,000 | $ 85,000 |
| Fulton County Georgia | 1 | $ 425,000 | $ 425,000 | $ 83,000 |
| Greene County Georgia | 1 | $ 203,000 | $ 203,000 | $ 82,000 |
| Hall County Georgia | 1 | $ 493,000 | $ 493,000 | $ 250,000 |
| Lowndes County Georgia | 1 | $ 648,000 | $ 648,000 | $ 321,000 |
| Rabun County Georgia | 1 | $ 142,000 | $ 142,000 | $ 227,000 |
| Towns County Georgia | 1 | $ 171,000 | $ 171,000 | $ 59,000 |
| Union County Georgia | 1 | $ 148,000 | $ 148,000 | $ 185,000 |
| Middlesex County Massachusetts | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Alexander County North Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 574,000 |
| Ashe County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 440,000 |
| Cabarrus County North Carolina | 1 | $ 268,000 | $ 268,000 | $ 75,000 |
| Cumberland County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 41,000 |
| Davie County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 207,000 |
| Forsyth County North Carolina | 1 | $ 291,000 | $ 291,000 | $ 32,000 |
| Lenoir County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 140,000 |
| Lincoln County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 78,000 |
| Nash County North Carolina | 1 | $ 31,000 | $ 31,000 | $ 89,000 |
| Orange County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 156,000 |
| Pitt County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 275,000 |
| Surry County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 73,000 |
| Swain County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| Warren County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 58,000 |
| Wilkes County North Carolina | 1 | $ 332,000 | $ 332,000 | $ 466,000 |
| Bamberg County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Dillon County South Carolina | 1 | $ 48,000 | $ 48,000 | $ 45,000 |
| Saluda County South Carolina | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Union County South Carolina | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Sevier County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 118,000 |
| Pittsylvania County Virginia | 1 | $ 1,500,000 | $ 1,500,000 | $ 300,000 |
Mortgage Loan Application Detail Totals for Carolina First Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,897 | $631,848,000 | $218,000 | $65,600,000 | $123,000 | $9,999,000 |
| Refinancing | 2,264 | $497,342,000 | $219,000 | $3,360,000 | $129,000 | $3,480,000 |
| Home Improvement | 160 | $8,354,000 | $52,000 | $974,000 | $76,000 | $1,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,495 | $731,839,000 | $209,000 | $4,072,000 | $130,000 | $9,999,000 |
| Not Provided | 1,155 | $222,302,000 | $192,000 | $2,000,000 | $109,000 | $1,164,000 |
| Black or African American | 322 | $41,075,000 | $127,000 | $825,000 | $58,000 | $540,000 |
| Not applicable | 167 | $106,156,000 | $635,000 | $65,600,000 | $265,000 | $2,297,000 |
| Hispanic | 127 | $26,277,000 | $206,000 | $1,287,000 | $98,000 | $900,000 |
| Asian | 42 | $8,153,000 | $194,000 | $680,000 | $129,000 | $2,400,000 |
| American Indian or Alaskan Native | 8 | $1,211,000 | $151,000 | $417,000 | $52,000 | $96,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $531,000 | $106,000 | $236,000 | $48,000 | $72,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,940 | $1,091,675,000 | $220,000 | $65,600,000 | $130,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 293 | $32,726,000 | $111,000 | $205,000 | $46,000 | $420,000 |
| VA-guaranteed (Veterans Administration) | 88 | $13,143,000 | $149,000 | $408,000 | $50,000 | $131,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,785 | $619,105,000 | $222,000 | $65,600,000 | $136,000 | $9,999,000 |
| Application Denied By Financial Institution | 1,012 | $162,567,000 | $160,000 | $2,875,000 | $89,000 | $2,720,000 |
| Loan Purchased By The Institution | 898 | $235,510,000 | $262,000 | $4,072,000 | $154,000 | $7,016,000 |
| File Closed For Incompleteness | 244 | $49,257,000 | $201,000 | $1,180,000 | $86,000 | $732,000 |
| Application Approved But Not Accepted | 199 | $20,733,000 | $104,000 | $744,000 | $84,000 | $429,000 |
| Application Withdrawn By Applicant | 183 | $50,372,000 | $275,000 | $1,950,000 | $86,000 | $770,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Carolina First Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Carolina First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.