Carolina First Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Carolina First Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Carolina First Bank 102 S Main Street Greenville, SC 29601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,197 |
| Total Mortgage Loan Application Amount | $1,361,883,000 |
| Average Mortgage Loan Application Amount | $153,333 |
| Highest Mortgage Loan Application Amount | $9,786,000 |
| Average Applicant Income | $105,333 |
| Highest Applicant Income | $6,343,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Carolina First Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Carolina First Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Carolina First Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Carolina First Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Carolina First Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Carolina First Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Horry County South Carolina | 444 | $ 106,516,000 | $ 239,000 | $ 150,000 |
| Greenville County South Carolina | 389 | $ 66,432,000 | $ 170,000 | $ 125,000 |
| Richland County South Carolina | 383 | $ 54,660,000 | $ 142,000 | $ 86,000 |
| Buncombe County North Carolina | 328 | $ 75,161,000 | $ 229,000 | $ 133,000 |
| Baker County Florida | 270 | $ 22,288,000 | $ 82,000 | $ 65,000 |
| Henderson County North Carolina | 259 | $ 44,485,000 | $ 171,000 | $ 104,000 |
| Duval County Florida | 238 | $ 52,708,000 | $ 221,000 | $ 95,000 |
| Lexington County South Carolina | 228 | $ 27,209,000 | $ 119,000 | $ 80,000 |
| Hillsborough County Florida | 190 | $ 41,791,000 | $ 219,000 | $ 143,000 |
| Columbia County Florida | 167 | $ 16,601,000 | $ 99,000 | $ 86,000 |
| Florence County South Carolina | 158 | $ 15,556,000 | $ 98,000 | $ 95,000 |
| Pinellas County Florida | 153 | $ 39,453,000 | $ 257,000 | $ 199,000 |
| Rutherford County North Carolina | 149 | $ 24,255,000 | $ 162,000 | $ 86,000 |
| Charleston County South Carolina | 130 | $ 48,629,000 | $ 374,000 | $ 199,000 |
| Suwannee County Florida | 128 | $ 9,619,000 | $ 75,000 | $ 69,000 |
| Georgetown County South Carolina | 122 | $ 30,693,000 | $ 251,000 | $ 169,000 |
| Orange County Florida | 121 | $ 30,144,000 | $ 249,000 | $ 91,000 |
| Anderson County South Carolina | 115 | $ 13,231,000 | $ 115,000 | $ 74,000 |
| Beaufort County South Carolina | 115 | $ 54,182,000 | $ 471,000 | $ 191,000 |
| Putnam County Florida | 109 | $ 7,712,000 | $ 70,000 | $ 41,000 |
| Alachua County Florida | 107 | $ 42,059,000 | $ 393,000 | $ 119,000 |
| Laurens County South Carolina | 100 | $ 7,510,000 | $ 75,000 | $ 56,000 |
| Pickens County South Carolina | 95 | $ 8,958,000 | $ 94,000 | $ 72,000 |
| York County South Carolina | 93 | $ 13,121,000 | $ 141,000 | $ 114,000 |
| Yancey County North Carolina | 89 | $ 16,352,000 | $ 183,000 | $ 122,000 |
| Spartanburg County South Carolina | 85 | $ 15,805,000 | $ 185,000 | $ 84,000 |
| Lee County Florida | 84 | $ 15,382,000 | $ 183,000 | $ 75,000 |
| Kershaw County South Carolina | 83 | $ 12,418,000 | $ 149,000 | $ 91,000 |
| Marion County Florida | 82 | $ 14,999,000 | $ 182,000 | $ 235,000 |
| New Hanover County North Carolina | 79 | $ 17,140,000 | $ 216,000 | $ 138,000 |
| Broward County Florida | 78 | $ 30,154,000 | $ 386,000 | $ 310,000 |
| Mecklenburg County North Carolina | 76 | $ 10,944,000 | $ 144,000 | $ 111,000 |
| Bradford County Florida | 73 | $ 7,002,000 | $ 95,000 | $ 58,000 |
| Pasco County Florida | 72 | $ 13,900,000 | $ 193,000 | $ 103,000 |
| Union County Florida | 72 | $ 6,758,000 | $ 93,000 | $ 56,000 |
| Palm Beach County Florida | 64 | $ 36,324,000 | $ 567,000 | $ 558,000 |
| Edgefield County South Carolina | 64 | $ 6,339,000 | $ 99,000 | $ 64,000 |
| Hardee County Florida | 62 | $ 8,515,000 | $ 137,000 | $ 64,000 |
| Polk County North Carolina | 62 | $ 11,348,000 | $ 183,000 | $ 80,000 |
| Aiken County South Carolina | 62 | $ 11,144,000 | $ 179,000 | $ 122,000 |
| Transylvania County North Carolina | 61 | $ 16,258,000 | $ 266,000 | $ 208,000 |
| Polk County Florida | 58 | $ 9,046,000 | $ 155,000 | $ 111,000 |
| Berkeley County South Carolina | 58 | $ 7,775,000 | $ 134,000 | $ 71,000 |
| Miami-Dade County Florida | 56 | $ 24,613,000 | $ 439,000 | $ 105,000 |
| Marion County South Carolina | 56 | $ 3,476,000 | $ 62,000 | $ 38,000 |
| Haywood County North Carolina | 55 | $ 7,711,000 | $ 140,000 | $ 117,000 |
| McDowell County North Carolina | 53 | $ 6,742,000 | $ 127,000 | $ 93,000 |
| Newberry County South Carolina | 49 | $ 4,203,000 | $ 85,000 | $ 86,000 |
| Cleveland County North Carolina | 46 | $ 4,229,000 | $ 91,000 | $ 149,000 |
| St. Johns County Florida | 45 | $ 18,043,000 | $ 400,000 | $ 220,000 |
| Mitchell County North Carolina | 45 | $ 5,588,000 | $ 124,000 | $ 133,000 |
| Clay County Florida | 44 | $ 7,184,000 | $ 163,000 | $ 98,000 |
| Citrus County Florida | 41 | $ 6,654,000 | $ 162,000 | $ 73,000 |
| Osceola County Florida | 36 | $ 4,733,000 | $ 131,000 | $ 62,000 |
| Burke County North Carolina | 36 | $ 4,407,000 | $ 122,000 | $ 67,000 |
| Madison County North Carolina | 34 | $ 13,539,000 | $ 398,000 | $ 142,000 |
| Highlands County Florida | 33 | $ 5,598,000 | $ 169,000 | $ 93,000 |
| Pender County North Carolina | 33 | $ 5,529,000 | $ 167,000 | $ 69,000 |
| Brunswick County North Carolina | 32 | $ 5,009,000 | $ 156,000 | $ 228,000 |
| Oconee County South Carolina | 29 | $ 10,505,000 | $ 362,000 | $ 187,000 |
| Macon County North Carolina | 28 | $ 4,766,000 | $ 170,000 | $ 157,000 |
| Seminole County Florida | 25 | $ 4,837,000 | $ 193,000 | $ 107,000 |
| Greenwood County South Carolina | 24 | $ 2,069,000 | $ 86,000 | $ 71,000 |
| Williamsburg County South Carolina | 21 | $ 1,349,000 | $ 64,000 | $ 58,000 |
| Dorchester County South Carolina | 20 | $ 2,540,000 | $ 127,000 | $ 79,000 |
| Darlington County South Carolina | 19 | $ 2,066,000 | $ 108,000 | $ 72,000 |
| Collier County Florida | 16 | $ 8,498,000 | $ 531,000 | $ 180,000 |
| Lake County Florida | 16 | $ 4,694,000 | $ 293,000 | $ 405,000 |
| Hamilton County Florida | 15 | $ 1,258,000 | $ 83,000 | $ 64,000 |
| Sumter County South Carolina | 15 | $ 2,173,000 | $ 144,000 | $ 123,000 |
| Onslow County North Carolina | 14 | $ 1,483,000 | $ 105,000 | $ 76,000 |
| Charlotte County Florida | 13 | $ 2,356,000 | $ 181,000 | $ 60,000 |
| Volusia County Florida | 13 | $ 4,178,000 | $ 321,000 | $ 172,000 |
| Nassau County Florida | 12 | $ 2,274,000 | $ 189,000 | $ 101,000 |
| Fairfield County South Carolina | 12 | $ 2,368,000 | $ 197,000 | $ 121,000 |
| Gaston County North Carolina | 11 | $ 2,292,000 | $ 208,000 | $ 75,000 |
| Charlton County Georgia | 10 | $ 1,306,000 | $ 130,000 | $ 66,000 |
| Flagler County Florida | 9 | $ 2,648,000 | $ 294,000 | $ 299,000 |
| Hernando County Florida | 9 | $ 1,575,000 | $ 175,000 | $ 71,000 |
| Union County North Carolina | 9 | $ 2,814,000 | $ 312,000 | $ 122,000 |
| Avery County North Carolina | 8 | $ 744,000 | $ 93,000 | $ 127,000 |
| Jackson County North Carolina | 8 | $ 2,458,000 | $ 307,000 | $ 243,000 |
| Swain County North Carolina | 8 | $ 1,087,000 | $ 135,000 | $ 102,000 |
| Abbeville County South Carolina | 8 | $ 1,151,000 | $ 143,000 | $ 72,000 |
| Jasper County South Carolina | 8 | $ 2,161,000 | $ 270,000 | $ 106,000 |
| Brevard County Florida | 6 | $ 5,831,000 | $ 971,000 | $ 238,000 |
| Levy County Florida | 6 | $ 1,460,000 | $ 243,000 | $ 117,000 |
| Clarendon County South Carolina | 6 | $ 1,204,000 | $ 200,000 | $ 70,000 |
| Orangeburg County South Carolina | 6 | $ 425,000 | $ 70,000 | $ 75,000 |
| Saluda County South Carolina | 6 | $ 307,000 | $ 51,000 | $ 60,000 |
| Monroe County Florida | 5 | $ 1,671,000 | $ 334,000 | $ 718,000 |
| Sarasota County Florida | 5 | $ 1,378,000 | $ 275,000 | $ 51,000 |
| Iredell County North Carolina | 5 | $ 926,000 | $ 185,000 | $ 117,000 |
| Calhoun County South Carolina | 5 | $ 224,000 | $ 44,000 | $ 43,000 |
| Chester County South Carolina | 5 | $ 890,000 | $ 178,000 | $ 48,000 |
| DeSoto County Florida | 4 | $ 523,000 | $ 130,000 | $ 52,000 |
| Lancaster County South Carolina | 4 | $ 413,000 | $ 103,000 | $ 148,000 |
| McCormick County South Carolina | 4 | $ 286,000 | $ 71,000 | $ 147,000 |
| Union County South Carolina | 4 | $ 377,000 | $ 94,000 | $ 61,000 |
| Hendry County Florida | 3 | $ 423,000 | $ 141,000 | $ 32,000 |
| Lafayette County Florida | 3 | $ 226,000 | $ 75,000 | $ 63,000 |
| Manatee County Florida | 3 | $ 309,000 | $ 103,000 | $ 29,000 |
| St. Lucie County Florida | 3 | $ 1,562,000 | $ 520,000 | $ 410,000 |
| Clarke County Georgia | 3 | $ 352,000 | $ 117,000 | $ 186,000 |
| Columbia County Georgia | 3 | $ 398,000 | $ 132,000 | $ 254,000 |
| Robeson County North Carolina | 3 | $ 399,000 | $ 133,000 | $ 80,000 |
| Barnwell County South Carolina | 3 | $ 180,000 | $ 60,000 | $ 77,000 |
| Colleton County South Carolina | 3 | $ 727,000 | $ 242,000 | $ 81,000 |
| Marlboro County South Carolina | 3 | $ 84,000 | $ 28,000 | $ 36,000 |
| Chatham County Georgia | 2 | $ 982,000 | $ 491,000 | $ 39,000 |
| Cherokee County Georgia | 2 | $ 182,000 | $ 91,000 | $ 70,000 |
| Gwinnett County Georgia | 2 | $ 379,000 | $ 189,000 | $ 152,000 |
| Henry County Georgia | 2 | $ 204,000 | $ 102,000 | $ 37,000 |
| Houston County Georgia | 2 | $ 300,000 | $ 150,000 | $ 98,000 |
| Towns County Georgia | 2 | $ 652,000 | $ 326,000 | $ 37,000 |
| Cabarrus County North Carolina | 2 | $ 311,000 | $ 155,000 | $ 376,000 |
| Catawba County North Carolina | 2 | $ 238,000 | $ 119,000 | $ 35,000 |
| Craven County North Carolina | 2 | $ 192,000 | $ 96,000 | $ 49,000 |
| Cumberland County North Carolina | 2 | $ 409,000 | $ 204,000 | $ 105,000 |
| Guilford County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 239,000 |
| Randolph County North Carolina | 2 | $ 117,000 | $ 58,000 | $ 56,000 |
| Wake County North Carolina | 2 | $ 463,000 | $ 231,000 | $ 105,000 |
| Watauga County North Carolina | 2 | $ 707,000 | $ 353,000 | $ 217,000 |
| Wilkes County North Carolina | 2 | $ 87,000 | $ 43,000 | $ 32,000 |
| Gilchrist County Florida | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Indian River County Florida | 1 | $ 20,000 | $ 20,000 | $ 94,000 |
| Leon County Florida | 1 | $ 145,000 | $ 145,000 | $ 222,000 |
| Madison County Florida | 1 | $ 58,000 | $ 58,000 | $ 71,000 |
| Sumter County Florida | 1 | $ 94,000 | $ 94,000 | $ 36,000 |
| Camden County Georgia | 1 | $ 5,000 | $ 5,000 | $ 31,000 |
| Clayton County Georgia | 1 | $ 133,000 | $ 133,000 | $ 32,000 |
| Cobb County Georgia | 1 | $ 128,000 | $ 128,000 | $ 62,000 |
| DeKalb County Georgia | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Echols County Georgia | 1 | $ 3,000 | $ 3,000 | $ 36,000 |
| Glynn County Georgia | 1 | $ 275,000 | $ 275,000 | $ 108,000 |
| Lowndes County Georgia | 1 | $ 137,000 | $ 137,000 | $ 52,000 |
| Lumpkin County Georgia | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Montgomery County Georgia | 1 | $ 3,000 | $ 3,000 | $ 17,000 |
| Paulding County Georgia | 1 | $ 179,000 | $ 179,000 | $ 78,000 |
| Wheeler County Georgia | 1 | $ 107,000 | $ 107,000 | $ 27,000 |
| Suffolk County Massachusetts | 1 | $ 400,000 | $ 400,000 | $ 492,000 |
| Alleghany County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 103,000 |
| Bladen County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Caldwell County North Carolina | 1 | $ 323,000 | $ 323,000 | $ 0 |
| Davidson County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 50,000 |
| Duplin County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 123,000 |
| Forsyth County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 150,000 |
| Johnston County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 392,000 |
| Lincoln County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 74,000 |
| Moore County North Carolina | 1 | $ 18,000 | $ 18,000 | $ 50,000 |
| Nash County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Pitt County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 283,000 |
| Rowan County North Carolina | 1 | $ 951,000 | $ 951,000 | $ 0 |
| Wilson County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 200,000 |
| Beaver County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 35,000 |
| Montgomery County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Chesterfield County South Carolina | 1 | $ 260,000 | $ 260,000 | $ 126,000 |
| Dillon County South Carolina | 1 | $ 54,000 | $ 54,000 | $ 31,000 |
| Hampton County South Carolina | 1 | $ 930,000 | $ 930,000 | $ 302,000 |
| Lee County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Travis County Texas | 1 | $ 6,750,000 | $ 6,750,000 | $ 0 |
Mortgage Loan Application Detail Totals for Carolina First Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,330 | $701,818,000 | $210,000 | $6,750,000 | $126,000 | $6,343,000 |
| Refinancing | 2,891 | $626,148,000 | $216,000 | $9,786,000 | $127,000 | $4,129,000 |
| Home Improvement | 976 | $33,917,000 | $34,000 | $2,200,000 | $63,000 | $1,552,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,497 | $830,254,000 | $184,000 | $3,700,000 | $122,000 | $5,260,000 |
| Not Provided | 1,547 | $313,716,000 | $202,000 | $3,360,000 | $98,000 | $3,743,000 |
| Black or African American | 507 | $49,603,000 | $97,000 | $3,840,000 | $66,000 | $6,343,000 |
| Hispanic | 341 | $61,301,000 | $179,000 | $1,868,000 | $95,000 | $1,048,000 |
| Not applicable | 230 | $93,743,000 | $407,000 | $9,786,000 | $333,000 | $4,681,000 |
| Asian | 50 | $9,443,000 | $188,000 | $750,000 | $100,000 | $485,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $2,384,000 | $183,000 | $379,000 | $74,000 | $153,000 |
| American Indian or Alaskan Native | 12 | $1,439,000 | $119,000 | $229,000 | $68,000 | $150,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,741 | $1,305,394,000 | $193,000 | $9,786,000 | $123,000 | $6,343,000 |
| FHA-insured (Federal Housing Administration) | 389 | $45,711,000 | $117,000 | $295,000 | $47,000 | $303,000 |
| VA-guaranteed (Veterans Administration) | 67 | $10,778,000 | $160,000 | $393,000 | $54,000 | $180,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,644 | $669,553,000 | $183,000 | $9,786,000 | $145,000 | $6,343,000 |
| Application Denied By Financial Institution | 2,497 | $431,919,000 | $172,000 | $3,840,000 | $85,000 | $5,260,000 |
| File Closed For Incompleteness | 472 | $120,758,000 | $255,000 | $3,520,000 | $101,000 | $1,470,000 |
| Application Withdrawn By Applicant | 330 | $98,622,000 | $298,000 | $3,360,000 | $104,000 | $2,044,000 |
| Application Approved But Not Accepted | 254 | $41,031,000 | $161,000 | $3,500,000 | $109,000 | $1,500,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Carolina First Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Carolina First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.