Carolina First Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Carolina First Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Carolina First Bank 102 S Main Street Greenville, SC 29601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,378 |
| Total Mortgage Loan Application Amount | $833,098,000 |
| Average Mortgage Loan Application Amount | $176,666 |
| Highest Mortgage Loan Application Amount | $14,000,000 |
| Average Applicant Income | $88,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Carolina First Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Carolina First Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Carolina First Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Carolina First Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Carolina First Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Carolina First Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Henderson County North Carolina | 285 | $ 57,204,000 | $ 200,000 | $ 81,000 |
| Greenville County South Carolina | 271 | $ 50,314,000 | $ 185,000 | $ 107,000 |
| Horry County South Carolina | 258 | $ 50,669,000 | $ 196,000 | $ 141,000 |
| Richland County South Carolina | 185 | $ 38,515,000 | $ 208,000 | $ 107,000 |
| Lexington County South Carolina | 161 | $ 25,827,000 | $ 160,000 | $ 79,000 |
| Buncombe County North Carolina | 152 | $ 32,308,000 | $ 212,000 | $ 87,000 |
| Duval County Florida | 146 | $ 23,756,000 | $ 162,000 | $ 93,000 |
| Charleston County South Carolina | 129 | $ 44,409,000 | $ 344,000 | $ 178,000 |
| Georgetown County South Carolina | 126 | $ 30,205,000 | $ 239,000 | $ 120,000 |
| Pinellas County Florida | 110 | $ 19,992,000 | $ 181,000 | $ 121,000 |
| York County South Carolina | 106 | $ 19,053,000 | $ 179,000 | $ 101,000 |
| Aiken County South Carolina | 105 | $ 17,098,000 | $ 162,000 | $ 74,000 |
| Hillsborough County Florida | 102 | $ 18,625,000 | $ 182,000 | $ 91,000 |
| Rutherford County North Carolina | 100 | $ 13,358,000 | $ 133,000 | $ 84,000 |
| Orange County Florida | 96 | $ 20,227,000 | $ 210,000 | $ 105,000 |
| Beaufort County South Carolina | 92 | $ 22,528,000 | $ 244,000 | $ 129,000 |
| Anderson County South Carolina | 85 | $ 11,169,000 | $ 131,000 | $ 83,000 |
| Baker County Florida | 81 | $ 8,476,000 | $ 104,000 | $ 53,000 |
| Alachua County Florida | 78 | $ 15,845,000 | $ 203,000 | $ 220,000 |
| Florence County South Carolina | 78 | $ 11,325,000 | $ 145,000 | $ 84,000 |
| Columbia County Florida | 73 | $ 6,768,000 | $ 92,000 | $ 59,000 |
| Marion County Florida | 59 | $ 10,866,000 | $ 184,000 | $ 236,000 |
| New Hanover County North Carolina | 59 | $ 13,437,000 | $ 227,000 | $ 100,000 |
| Pickens County South Carolina | 58 | $ 7,675,000 | $ 132,000 | $ 80,000 |
| Spartanburg County South Carolina | 58 | $ 9,144,000 | $ 157,000 | $ 64,000 |
| Transylvania County North Carolina | 57 | $ 15,662,000 | $ 274,000 | $ 238,000 |
| McDowell County North Carolina | 55 | $ 6,511,000 | $ 118,000 | $ 74,000 |
| Miami-Dade County Florida | 49 | $ 12,802,000 | $ 261,000 | $ 118,000 |
| Edgefield County South Carolina | 49 | $ 7,079,000 | $ 144,000 | $ 74,000 |
| Cleveland County North Carolina | 48 | $ 4,351,000 | $ 90,000 | $ 167,000 |
| Suwannee County Florida | 47 | $ 3,930,000 | $ 83,000 | $ 52,000 |
| Polk County North Carolina | 47 | $ 10,024,000 | $ 213,000 | $ 105,000 |
| Barnwell County South Carolina | 44 | $ 5,492,000 | $ 124,000 | $ 57,000 |
| Laurens County South Carolina | 44 | $ 3,494,000 | $ 79,000 | $ 51,000 |
| Broward County Florida | 41 | $ 11,755,000 | $ 286,000 | $ 171,000 |
| Burke County North Carolina | 37 | $ 5,879,000 | $ 158,000 | $ 66,000 |
| Mecklenburg County North Carolina | 35 | $ 6,682,000 | $ 190,000 | $ 126,000 |
| Pasco County Florida | 34 | $ 5,599,000 | $ 164,000 | $ 116,000 |
| Pender County North Carolina | 33 | $ 7,800,000 | $ 236,000 | $ 116,000 |
| Kershaw County South Carolina | 32 | $ 5,495,000 | $ 171,000 | $ 80,000 |
| Putnam County Florida | 31 | $ 2,515,000 | $ 81,000 | $ 60,000 |
| St. Johns County Florida | 29 | $ 7,681,000 | $ 264,000 | $ 157,000 |
| Haywood County North Carolina | 29 | $ 3,809,000 | $ 131,000 | $ 92,000 |
| Berkeley County South Carolina | 29 | $ 6,135,000 | $ 211,000 | $ 84,000 |
| Yancey County North Carolina | 27 | $ 4,382,000 | $ 162,000 | $ 174,000 |
| Osceola County Florida | 26 | $ 2,160,000 | $ 83,000 | $ 36,000 |
| Marion County South Carolina | 25 | $ 1,902,000 | $ 76,000 | $ 34,000 |
| Palm Beach County Florida | 23 | $ 8,485,000 | $ 368,000 | $ 158,000 |
| Seminole County Florida | 23 | $ 3,263,000 | $ 141,000 | $ 82,000 |
| Bradford County Florida | 21 | $ 2,722,000 | $ 129,000 | $ 51,000 |
| Union County Florida | 21 | $ 2,483,000 | $ 118,000 | $ 46,000 |
| Newberry County South Carolina | 21 | $ 2,143,000 | $ 102,000 | $ 59,000 |
| Citrus County Florida | 20 | $ 3,456,000 | $ 172,000 | $ 56,000 |
| Williamsburg County South Carolina | 16 | $ 1,516,000 | $ 94,000 | $ 87,000 |
| Clay County Florida | 15 | $ 6,857,000 | $ 457,000 | $ 102,000 |
| Oconee County South Carolina | 15 | $ 2,533,000 | $ 168,000 | $ 146,000 |
| Jackson County North Carolina | 13 | $ 2,556,000 | $ 196,000 | $ 96,000 |
| Mitchell County North Carolina | 13 | $ 1,783,000 | $ 137,000 | $ 66,000 |
| Greenwood County South Carolina | 12 | $ 1,361,000 | $ 113,000 | $ 131,000 |
| Macon County North Carolina | 11 | $ 1,775,000 | $ 161,000 | $ 44,000 |
| Brevard County Florida | 9 | $ 1,737,000 | $ 193,000 | $ 149,000 |
| Manatee County Florida | 9 | $ 1,924,000 | $ 213,000 | $ 69,000 |
| Polk County Florida | 9 | $ 1,539,000 | $ 171,000 | $ 100,000 |
| Dorchester County South Carolina | 9 | $ 14,966,000 | $ 1,662,000 | $ 67,000 |
| Lake County Florida | 8 | $ 1,926,000 | $ 240,000 | $ 70,000 |
| Madison County North Carolina | 8 | $ 1,365,000 | $ 170,000 | $ 54,000 |
| Onslow County North Carolina | 8 | $ 912,000 | $ 114,000 | $ 111,000 |
| Darlington County South Carolina | 8 | $ 524,000 | $ 65,000 | $ 54,000 |
| Orangeburg County South Carolina | 8 | $ 573,000 | $ 71,000 | $ 45,000 |
| Hamilton County Florida | 7 | $ 579,000 | $ 82,000 | $ 63,000 |
| Brunswick County North Carolina | 7 | $ 1,725,000 | $ 246,000 | $ 141,000 |
| Gaston County North Carolina | 7 | $ 1,518,000 | $ 216,000 | $ 84,000 |
| Nassau County Florida | 6 | $ 1,146,000 | $ 191,000 | $ 148,000 |
| Volusia County Florida | 6 | $ 1,904,000 | $ 317,000 | $ 290,000 |
| Catawba County North Carolina | 6 | $ 850,000 | $ 141,000 | $ 133,000 |
| Fairfield County South Carolina | 6 | $ 1,170,000 | $ 195,000 | $ 39,000 |
| Saluda County South Carolina | 6 | $ 491,000 | $ 81,000 | $ 54,000 |
| Lee County Florida | 5 | $ 615,000 | $ 123,000 | $ 224,000 |
| St. Lucie County Florida | 5 | $ 1,371,000 | $ 274,000 | $ 194,000 |
| Hernando County Florida | 4 | $ 872,000 | $ 218,000 | $ 102,000 |
| Levy County Florida | 4 | $ 1,590,000 | $ 397,000 | $ 114,000 |
| Avery County North Carolina | 4 | $ 820,000 | $ 205,000 | $ 180,000 |
| Lincoln County North Carolina | 4 | $ 512,000 | $ 128,000 | $ 225,000 |
| Clarendon County South Carolina | 4 | $ 438,000 | $ 109,000 | $ 106,000 |
| Colleton County South Carolina | 4 | $ 956,000 | $ 239,000 | $ 197,000 |
| Hampton County South Carolina | 4 | $ 404,000 | $ 101,000 | $ 52,000 |
| Fulton County Georgia | 3 | $ 490,000 | $ 163,000 | $ 114,000 |
| Union County North Carolina | 3 | $ 929,000 | $ 309,000 | $ 62,000 |
| Abbeville County South Carolina | 3 | $ 220,000 | $ 73,000 | $ 18,000 |
| Calhoun County South Carolina | 3 | $ 376,000 | $ 125,000 | $ 30,000 |
| Cherokee County South Carolina | 3 | $ 332,000 | $ 110,000 | $ 102,000 |
| Dixie County Florida | 2 | $ 510,000 | $ 255,000 | $ 439,000 |
| Flagler County Florida | 2 | $ 549,000 | $ 274,000 | $ 925,000 |
| Lafayette County Florida | 2 | $ 172,000 | $ 86,000 | $ 53,000 |
| Madison County Florida | 2 | $ 86,000 | $ 43,000 | $ 43,000 |
| Martin County Florida | 2 | $ 2,167,000 | $ 1,083,000 | $ 155,000 |
| Charlton County Georgia | 2 | $ 229,000 | $ 114,000 | $ 35,000 |
| Clarke County Georgia | 2 | $ 268,000 | $ 134,000 | $ 79,000 |
| Cobb County Georgia | 2 | $ 314,000 | $ 157,000 | $ 101,000 |
| Craven County North Carolina | 2 | $ 406,000 | $ 203,000 | $ 82,000 |
| Durham County North Carolina | 2 | $ 464,000 | $ 232,000 | $ 62,000 |
| Forsyth County North Carolina | 2 | $ 235,000 | $ 117,000 | $ 45,000 |
| Pasquotank County North Carolina | 2 | $ 304,000 | $ 152,000 | $ 34,000 |
| Wake County North Carolina | 2 | $ 506,000 | $ 253,000 | $ 146,000 |
| Bamberg County South Carolina | 2 | $ 198,000 | $ 99,000 | $ 59,000 |
| Jasper County South Carolina | 2 | $ 501,000 | $ 250,000 | $ 71,000 |
| Lee County South Carolina | 2 | $ 139,000 | $ 69,000 | $ 47,000 |
| Marlboro County South Carolina | 2 | $ 87,000 | $ 43,000 | $ 39,000 |
| McCormick County South Carolina | 2 | $ 497,000 | $ 248,000 | $ 77,000 |
| Sumter County South Carolina | 2 | $ 92,000 | $ 46,000 | $ 55,000 |
| Charlotte County Florida | 1 | $ 217,000 | $ 217,000 | $ 75,000 |
| Escambia County Florida | 1 | $ 110,000 | $ 110,000 | $ 193,000 |
| Gilchrist County Florida | 1 | $ 97,000 | $ 97,000 | $ 81,000 |
| Indian River County Florida | 1 | $ 360,000 | $ 360,000 | $ 540,000 |
| Jackson County Florida | 1 | $ 51,000 | $ 51,000 | $ 28,000 |
| Okaloosa County Florida | 1 | $ 324,000 | $ 324,000 | $ 174,000 |
| Columbia County Georgia | 1 | $ 234,000 | $ 234,000 | $ 155,000 |
| Franklin County Georgia | 1 | $ 98,000 | $ 98,000 | $ 85,000 |
| Long County Georgia | 1 | $ 160,000 | $ 160,000 | $ 87,000 |
| Putnam County Georgia | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Richmond County Georgia | 1 | $ 92,000 | $ 92,000 | $ 5,000 |
| Towns County Georgia | 1 | $ 359,000 | $ 359,000 | $ 0 |
| Whitfield County Georgia | 1 | $ 657,000 | $ 657,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 14,000,000 | $ 14,000,000 | $ 0 |
| Alleghany County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 117,000 |
| Cabarrus County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 40,000 |
| Columbus County North Carolina | 1 | $ 141,000 | $ 141,000 | $ 69,000 |
| Cumberland County North Carolina | 1 | $ 290,000 | $ 290,000 | $ 66,000 |
| Davidson County North Carolina | 1 | $ 219,000 | $ 219,000 | $ 64,000 |
| Graham County North Carolina | 1 | $ 53,000 | $ 53,000 | $ 47,000 |
| Halifax County North Carolina | 1 | $ 16,000 | $ 16,000 | $ 315,000 |
| Harnett County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 2,132,000 |
| Iredell County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 313,000 |
| Johnston County North Carolina | 1 | $ 43,000 | $ 43,000 | $ 30,000 |
| Moore County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 215,000 |
| Robeson County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
| Rowan County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 114,000 |
| Swain County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 119,000 |
| Watauga County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Lawrence County Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 135,000 |
| Allendale County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 215,000 |
| Chester County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 68,000 |
| Lancaster County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 141,000 |
| Union County South Carolina | 1 | $ 23,000 | $ 23,000 | $ 16,000 |
| Loudoun County Virginia | 1 | $ 258,000 | $ 258,000 | $ 81,000 |
Mortgage Loan Application Detail Totals for Carolina First Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,011 | $624,014,000 | $207,000 | $13,166,000 | $109,000 | $9,999,000 |
| Home Purchase | 1,241 | $187,391,000 | $151,000 | $2,150,000 | $103,000 | $6,787,000 |
| Home Improvement | 126 | $21,693,000 | $172,000 | $14,000,000 | $54,000 | $630,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,029 | $562,369,000 | $185,000 | $3,000,000 | $123,000 | $9,999,000 |
| Not Provided | 678 | $122,543,000 | $180,000 | $2,700,000 | $88,000 | $1,867,000 |
| Not applicable | 240 | $82,918,000 | $345,000 | $14,000,000 | $0 | $25,000 |
| Black or African American | 200 | $22,161,000 | $110,000 | $417,000 | $55,000 | $514,000 |
| Hispanic | 165 | $26,806,000 | $162,000 | $1,130,000 | $70,000 | $504,000 |
| Asian | 54 | $12,795,000 | $236,000 | $816,000 | $135,000 | $1,395,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $3,052,000 | $339,000 | $1,481,000 | $59,000 | $120,000 |
| American Indian or Alaskan Native | 3 | $454,000 | $151,000 | $240,000 | $84,000 | $174,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,516 | $708,735,000 | $201,000 | $14,000,000 | $119,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 800 | $113,271,000 | $141,000 | $394,000 | $54,000 | $610,000 |
| VA-guaranteed (Veterans Administration) | 62 | $11,092,000 | $178,000 | $387,000 | $54,000 | $130,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,452 | $480,957,000 | $196,000 | $14,000,000 | $116,000 | $9,999,000 |
| Application Denied By Financial Institution | 1,076 | $182,518,000 | $169,000 | $2,700,000 | $88,000 | $2,411,000 |
| File Closed For Incompleteness | 683 | $141,698,000 | $207,000 | $1,500,000 | $99,000 | $2,132,000 |
| Application Approved But Not Accepted | 89 | $10,615,000 | $119,000 | $620,000 | $94,000 | $1,867,000 |
| Application Withdrawn By Applicant | 78 | $17,310,000 | $221,000 | $825,000 | $95,000 | $472,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Carolina First Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Carolina First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.