Carrollton Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Carrollton Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Carrollton Bank P. O. Box 232 Carrollton, IL 62016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,435 |
| Total Mortgage Loan Application Amount | $247,471,000 |
| Average Mortgage Loan Application Amount | $168,666 |
| Highest Mortgage Loan Application Amount | $2,851,000 |
| Average Applicant Income | $116,000 |
| Highest Applicant Income | $6,242,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Carrollton Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Carrollton Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Carrollton Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Carrollton Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Carrollton Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Carrollton Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 458 | $ 93,704,000 | $ 204,000 | $ 148,000 |
| Madison County Illinois | 242 | $ 28,108,000 | $ 116,000 | $ 84,000 |
| St. Charles County Missouri | 138 | $ 26,690,000 | $ 193,000 | $ 144,000 |
| St. Louis City County Missouri | 131 | $ 21,502,000 | $ 164,000 | $ 61,000 |
| Sangamon County Illinois | 105 | $ 14,633,000 | $ 139,000 | $ 99,000 |
| Jersey County Illinois | 94 | $ 10,896,000 | $ 115,000 | $ 78,000 |
| St. Clair County Illinois | 50 | $ 8,424,000 | $ 168,000 | $ 111,000 |
| Greene County Illinois | 44 | $ 4,143,000 | $ 94,000 | $ 57,000 |
| Jefferson County Missouri | 29 | $ 5,068,000 | $ 174,000 | $ 71,000 |
| Macoupin County Illinois | 22 | $ 2,676,000 | $ 121,000 | $ 85,000 |
| Camden County Missouri | 11 | $ 2,332,000 | $ 212,000 | $ 270,000 |
| Franklin County Missouri | 9 | $ 3,015,000 | $ 335,000 | $ 514,000 |
| Lincoln County Missouri | 6 | $ 1,644,000 | $ 274,000 | $ 732,000 |
| Clinton County Illinois | 5 | $ 1,169,000 | $ 233,000 | $ 32,000 |
| Warren County Missouri | 5 | $ 923,000 | $ 184,000 | $ 85,000 |
| Calhoun County Illinois | 4 | $ 428,000 | $ 107,000 | $ 83,000 |
| Monroe County Illinois | 4 | $ 891,000 | $ 222,000 | $ 374,000 |
| Collier County Florida | 3 | $ 1,454,000 | $ 484,000 | $ 394,000 |
| Menard County Illinois | 3 | $ 164,000 | $ 54,000 | $ 51,000 |
| Lee County Florida | 2 | $ 1,300,000 | $ 650,000 | $ 290,000 |
| Okaloosa County Florida | 2 | $ 1,144,000 | $ 572,000 | $ 80,000 |
| Pasco County Florida | 2 | $ 356,000 | $ 178,000 | $ 62,000 |
| Walton County Florida | 2 | $ 717,000 | $ 358,000 | $ 529,000 |
| Christian County Illinois | 2 | $ 136,000 | $ 68,000 | $ 36,000 |
| Macon County Illinois | 2 | $ 680,000 | $ 340,000 | $ 731,000 |
| McLean County Illinois | 2 | $ 213,000 | $ 106,000 | $ 93,000 |
| Montgomery County Illinois | 2 | $ 371,000 | $ 185,000 | $ 83,000 |
| Boone County Missouri | 2 | $ 309,000 | $ 154,000 | $ 142,000 |
| Jackson County Missouri | 2 | $ 1,111,000 | $ 555,000 | $ 0 |
| Maries County Missouri | 2 | $ 121,000 | $ 60,000 | $ 26,000 |
| St. Francois County Missouri | 2 | $ 294,000 | $ 147,000 | $ 74,000 |
| Stone County Missouri | 2 | $ 527,000 | $ 263,000 | $ 755,000 |
| Beaufort County South Carolina | 2 | $ 652,000 | $ 326,000 | $ 300,000 |
| Maricopa County Arizona | 1 | $ 403,000 | $ 403,000 | $ 244,000 |
| Routt County Colorado | 1 | $ 968,000 | $ 968,000 | $ 0 |
| Manatee County Florida | 1 | $ 330,000 | $ 330,000 | $ 357,000 |
| Palm Beach County Florida | 1 | $ 276,000 | $ 276,000 | $ 1,095,000 |
| Pinellas County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Sarasota County Florida | 1 | $ 378,000 | $ 378,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 125,000 | $ 125,000 | $ 202,000 |
| Fulton County Georgia | 1 | $ 417,000 | $ 417,000 | $ 202,000 |
| Gwinnett County Georgia | 1 | $ 550,000 | $ 550,000 | $ 384,000 |
| Walker County Georgia | 1 | $ 200,000 | $ 200,000 | $ 357,000 |
| Maui County Hawaii | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Adams County Illinois | 1 | $ 242,000 | $ 242,000 | $ 61,000 |
| Bond County Illinois | 1 | $ 306,000 | $ 306,000 | $ 100,000 |
| Champaign County Illinois | 1 | $ 365,000 | $ 365,000 | $ 241,000 |
| Jefferson County Illinois | 1 | $ 190,000 | $ 190,000 | $ 107,000 |
| McDonough County Illinois | 1 | $ 43,000 | $ 43,000 | $ 78,000 |
| Morgan County Illinois | 1 | $ 133,000 | $ 133,000 | $ 35,000 |
| Peoria County Illinois | 1 | $ 280,000 | $ 280,000 | $ 240,000 |
| Piatt County Illinois | 1 | $ 160,000 | $ 160,000 | $ 117,000 |
| Randolph County Illinois | 1 | $ 143,000 | $ 143,000 | $ 48,000 |
| Washington County Illinois | 1 | $ 219,000 | $ 219,000 | $ 0 |
| White County Illinois | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Williamson County Illinois | 1 | $ 196,000 | $ 196,000 | $ 159,000 |
| Johnson County Kansas | 1 | $ 175,000 | $ 175,000 | $ 121,000 |
| Barnstable County Massachusetts | 1 | $ 183,000 | $ 183,000 | $ 92,000 |
| Kent County Michigan | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Hennepin County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 350,000 |
| Cass County Missouri | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Dallas County Missouri | 1 | $ 200,000 | $ 200,000 | $ 71,000 |
| Howard County Missouri | 1 | $ 208,000 | $ 208,000 | $ 374,000 |
| Monroe County Missouri | 1 | $ 99,000 | $ 99,000 | $ 204,000 |
| Pike County Missouri | 1 | $ 112,000 | $ 112,000 | $ 149,000 |
| Stoddard County Missouri | 1 | $ 177,000 | $ 177,000 | $ 95,000 |
| Taney County Missouri | 1 | $ 612,000 | $ 612,000 | $ 5,230,000 |
| Washington County Missouri | 1 | $ 50,000 | $ 50,000 | $ 41,000 |
| Guilford County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 89,000 |
| Wood County Ohio | 1 | $ 180,000 | $ 180,000 | $ 82,000 |
| Jackson County Oregon | 1 | $ 336,000 | $ 336,000 | $ 102,000 |
| Georgetown County South Carolina | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 212,000 |
| Bexar County Texas | 1 | $ 286,000 | $ 286,000 | $ 0 |
| McLennan County Texas | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Travis County Texas | 1 | $ 112,000 | $ 112,000 | $ 867,000 |
| Williamson County Texas | 1 | $ 164,000 | $ 164,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Carrollton Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 827 | $127,046,000 | $153,000 | $2,000,000 | $112,000 | $6,242,000 |
| Refinancing | 513 | $106,550,000 | $207,000 | $2,851,000 | $155,000 | $4,474,000 |
| Home Improvement | 95 | $13,875,000 | $146,000 | $1,176,000 | $81,000 | $779,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,025 | $186,701,000 | $182,000 | $2,000,000 | $151,000 | $6,242,000 |
| Black or African American | 158 | $16,105,000 | $101,000 | $704,000 | $82,000 | $4,474,000 |
| Not applicable | 124 | $25,398,000 | $204,000 | $2,851,000 | $1,000 | $146,000 |
| Not Provided | 52 | $9,052,000 | $174,000 | $1,300,000 | $138,000 | $2,898,000 |
| Hispanic | 44 | $4,074,000 | $92,000 | $238,000 | $45,000 | $142,000 |
| Asian | 31 | $6,039,000 | $194,000 | $550,000 | $103,000 | $384,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $102,000 | $102,000 | $102,000 | $75,000 | $75,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,242 | $226,360,000 | $182,000 | $2,851,000 | $137,000 | $6,242,000 |
| FHA-insured (Federal Housing Administration) | 157 | $16,157,000 | $102,000 | $260,000 | $47,000 | $308,000 |
| VA-guaranteed (Veterans Administration) | 19 | $3,154,000 | $166,000 | $513,000 | $71,000 | $177,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $1,800,000 | $105,000 | $149,000 | $43,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,155 | $199,986,000 | $173,000 | $2,851,000 | $130,000 | $6,242,000 |
| Application Denied By Financial Institution | 111 | $17,903,000 | $161,000 | $1,300,000 | $82,000 | $731,000 |
| Application Approved But Not Accepted | 102 | $16,544,000 | $162,000 | $514,000 | $181,000 | $4,261,000 |
| Application Withdrawn By Applicant | 65 | $12,876,000 | $198,000 | $681,000 | $27,000 | $543,000 |
| Loan Purchased By The Institution | 2 | $162,000 | $81,000 | $92,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Carrollton Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Carrollton Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.