Carrollton Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Carrollton Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Carrollton Bank P. O. Box 232 Carrollton, IL 62016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,873 |
| Total Mortgage Loan Application Amount | $993,115,000 |
| Average Mortgage Loan Application Amount | $183,000 |
| Highest Mortgage Loan Application Amount | $2,315,000 |
| Average Applicant Income | $148,400 |
| Highest Applicant Income | $6,709,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Carrollton Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Carrollton Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Carrollton Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Carrollton Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Carrollton Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Carrollton Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 1,504 | $ 348,730,000 | $ 231,000 | $ 190,000 |
| Madison County Illinois | 800 | $ 133,120,000 | $ 166,000 | $ 99,000 |
| St. Charles County Missouri | 464 | $ 105,480,000 | $ 227,000 | $ 192,000 |
| St. Clair County Illinois | 449 | $ 89,825,000 | $ 200,000 | $ 113,000 |
| St. Louis City County Missouri | 414 | $ 72,140,000 | $ 174,000 | $ 107,000 |
| Sangamon County Illinois | 209 | $ 35,985,000 | $ 172,000 | $ 138,000 |
| Jefferson County Missouri | 170 | $ 35,020,000 | $ 206,000 | $ 460,000 |
| Jersey County Illinois | 167 | $ 25,125,000 | $ 150,000 | $ 91,000 |
| Greene County Illinois | 70 | $ 9,180,000 | $ 131,000 | $ 89,000 |
| Macoupin County Illinois | 67 | $ 9,305,000 | $ 138,000 | $ 101,000 |
| McLean County Illinois | 40 | $ 7,630,000 | $ 190,000 | $ 150,000 |
| Monroe County Illinois | 40 | $ 8,910,000 | $ 222,000 | $ 111,000 |
| Lincoln County Missouri | 36 | $ 7,430,000 | $ 206,000 | $ 151,000 |
| Camden County Missouri | 32 | $ 7,330,000 | $ 229,000 | $ 229,000 |
| Warren County Missouri | 24 | $ 5,740,000 | $ 239,000 | $ 166,000 |
| Clinton County Illinois | 22 | $ 4,260,000 | $ 193,000 | $ 184,000 |
| Franklin County Missouri | 22 | $ 3,890,000 | $ 176,000 | $ 90,000 |
| Logan County Illinois | 15 | $ 1,485,000 | $ 99,000 | $ 74,000 |
| Maricopa County Arizona | 14 | $ 5,410,000 | $ 386,000 | $ 1,061,000 |
| Calhoun County Illinois | 11 | $ 1,085,000 | $ 98,000 | $ 56,000 |
| Lee County Florida | 9 | $ 2,115,000 | $ 235,000 | $ 417,000 |
| Cook County Illinois | 9 | $ 2,945,000 | $ 327,000 | $ 149,000 |
| Hillsborough County Florida | 8 | $ 2,220,000 | $ 277,000 | $ 239,000 |
| Menard County Illinois | 8 | $ 1,180,000 | $ 147,000 | $ 185,000 |
| Montgomery County Illinois | 7 | $ 1,105,000 | $ 157,000 | $ 119,000 |
| Bond County Illinois | 6 | $ 1,100,000 | $ 183,000 | $ 112,000 |
| Washington County Illinois | 6 | $ 1,370,000 | $ 228,000 | $ 64,000 |
| Stone County Missouri | 6 | $ 980,000 | $ 163,000 | $ 191,000 |
| Collier County Florida | 5 | $ 2,165,000 | $ 433,000 | $ 653,000 |
| Christian County Illinois | 5 | $ 715,000 | $ 143,000 | $ 191,000 |
| Cape Girardeau County Missouri | 5 | $ 525,000 | $ 105,000 | $ 86,000 |
| Crawford County Missouri | 5 | $ 715,000 | $ 143,000 | $ 115,000 |
| Jackson County Missouri | 5 | $ 1,605,000 | $ 321,000 | $ 291,000 |
| Montgomery County Missouri | 5 | $ 865,000 | $ 173,000 | $ 674,000 |
| Cuyahoga County Ohio | 5 | $ 455,000 | $ 91,000 | $ 115,000 |
| Coles County Illinois | 4 | $ 570,000 | $ 142,000 | $ 58,000 |
| DuPage County Illinois | 4 | $ 2,060,000 | $ 515,000 | $ 289,000 |
| Morgan County Illinois | 4 | $ 620,000 | $ 155,000 | $ 109,000 |
| Boone County Missouri | 4 | $ 700,000 | $ 175,000 | $ 114,000 |
| Miller County Missouri | 4 | $ 1,000,000 | $ 250,000 | $ 129,000 |
| Snohomish County Washington | 4 | $ 880,000 | $ 220,000 | $ 226,000 |
| Bay County Florida | 3 | $ 1,905,000 | $ 635,000 | $ 180,000 |
| Duval County Florida | 3 | $ 635,000 | $ 211,000 | $ 209,000 |
| Fayette County Illinois | 3 | $ 295,000 | $ 98,000 | $ 38,000 |
| Johnson County Illinois | 3 | $ 515,000 | $ 171,000 | $ 67,000 |
| Union County Illinois | 3 | $ 495,000 | $ 165,000 | $ 60,000 |
| Williamson County Illinois | 3 | $ 705,000 | $ 235,000 | $ 254,000 |
| Gasconade County Missouri | 3 | $ 505,000 | $ 168,000 | $ 161,000 |
| Morgan County Missouri | 3 | $ 645,000 | $ 215,000 | $ 390,000 |
| St. Francois County Missouri | 3 | $ 735,000 | $ 245,000 | $ 90,000 |
| Ste. Genevieve County Missouri | 3 | $ 845,000 | $ 281,000 | $ 102,000 |
| Coconino County Arizona | 2 | $ 810,000 | $ 405,000 | $ 368,000 |
| Benton County Arkansas | 2 | $ 610,000 | $ 305,000 | $ 146,000 |
| Douglas County Colorado | 2 | $ 530,000 | $ 265,000 | $ 233,000 |
| Jefferson County Colorado | 2 | $ 480,000 | $ 240,000 | $ 301,000 |
| Larimer County Colorado | 2 | $ 580,000 | $ 290,000 | $ 142,000 |
| Palm Beach County Florida | 2 | $ 410,000 | $ 205,000 | $ 282,000 |
| Pasco County Florida | 2 | $ 440,000 | $ 220,000 | $ 136,000 |
| Walton County Florida | 2 | $ 810,000 | $ 405,000 | $ 451,000 |
| Forsyth County Georgia | 2 | $ 690,000 | $ 345,000 | $ 204,000 |
| Gwinnett County Georgia | 2 | $ 1,590,000 | $ 795,000 | $ 443,000 |
| Morgan County Georgia | 2 | $ 670,000 | $ 335,000 | $ 80,000 |
| Adams County Illinois | 2 | $ 340,000 | $ 170,000 | $ 91,000 |
| Champaign County Illinois | 2 | $ 650,000 | $ 325,000 | $ 600,000 |
| Randolph County Illinois | 2 | $ 220,000 | $ 110,000 | $ 101,000 |
| Scott County Illinois | 2 | $ 200,000 | $ 100,000 | $ 42,000 |
| Tazewell County Illinois | 2 | $ 240,000 | $ 120,000 | $ 108,000 |
| Story County Iowa | 2 | $ 370,000 | $ 185,000 | $ 236,000 |
| Johnson County Kansas | 2 | $ 470,000 | $ 235,000 | $ 212,000 |
| Sedgwick County Kansas | 2 | $ 580,000 | $ 290,000 | $ 265,000 |
| Trigg County Kentucky | 2 | $ 430,000 | $ 215,000 | $ 214,000 |
| Plymouth County Massachusetts | 2 | $ 700,000 | $ 350,000 | $ 206,000 |
| Taney County Missouri | 2 | $ 190,000 | $ 95,000 | $ 160,000 |
| Warren County Ohio | 2 | $ 520,000 | $ 260,000 | $ 149,000 |
| Sumter County South Carolina | 2 | $ 400,000 | $ 200,000 | $ 58,000 |
| Madison County Alabama | 1 | $ 255,000 | $ 255,000 | $ 109,000 |
| Pima County Arizona | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Santa Cruz County Arizona | 1 | $ 295,000 | $ 295,000 | $ 484,000 |
| Greene County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Howard County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Washington County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 200,000 |
| Alameda County California | 1 | $ 295,000 | $ 295,000 | $ 235,000 |
| Riverside County California | 1 | $ 675,000 | $ 675,000 | $ 166,000 |
| San Bernardino County California | 1 | $ 185,000 | $ 185,000 | $ 494,000 |
| San Diego County California | 1 | $ 605,000 | $ 605,000 | $ 137,000 |
| Sonoma County California | 1 | $ 535,000 | $ 535,000 | $ 144,000 |
| Denver County Colorado | 1 | $ 345,000 | $ 345,000 | $ 102,000 |
| Eagle County Colorado | 1 | $ 1,365,000 | $ 1,365,000 | $ 2,675,000 |
| Broward County Florida | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Flagler County Florida | 1 | $ 285,000 | $ 285,000 | $ 93,000 |
| Franklin County Florida | 1 | $ 255,000 | $ 255,000 | $ 154,000 |
| Gulf County Florida | 1 | $ 365,000 | $ 365,000 | $ 179,000 |
| Indian River County Florida | 1 | $ 205,000 | $ 205,000 | $ 132,000 |
| Lake County Florida | 1 | $ 295,000 | $ 295,000 | $ 222,000 |
| Manatee County Florida | 1 | $ 325,000 | $ 325,000 | $ 261,000 |
| Marion County Florida | 1 | $ 325,000 | $ 325,000 | $ 112,000 |
| Miami-Dade County Florida | 1 | $ 335,000 | $ 335,000 | $ 258,000 |
| Okaloosa County Florida | 1 | $ 195,000 | $ 195,000 | $ 192,000 |
| Pinellas County Florida | 1 | $ 415,000 | $ 415,000 | $ 438,000 |
| Santa Rosa County Florida | 1 | $ 165,000 | $ 165,000 | $ 112,000 |
| Sarasota County Florida | 1 | $ 105,000 | $ 105,000 | $ 264,000 |
| St. Johns County Florida | 1 | $ 315,000 | $ 315,000 | $ 91,000 |
| Fulton County Georgia | 1 | $ 275,000 | $ 275,000 | $ 110,000 |
| Bonner County Idaho | 1 | $ 265,000 | $ 265,000 | $ 175,000 |
| Kootenai County Idaho | 1 | $ 295,000 | $ 295,000 | $ 175,000 |
| Crawford County Illinois | 1 | $ 75,000 | $ 75,000 | $ 142,000 |
| Douglas County Illinois | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Jefferson County Illinois | 1 | $ 225,000 | $ 225,000 | $ 170,000 |
| Kane County Illinois | 1 | $ 505,000 | $ 505,000 | $ 128,000 |
| Lake County Illinois | 1 | $ 475,000 | $ 475,000 | $ 189,000 |
| Macon County Illinois | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Massac County Illinois | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Perry County Illinois | 1 | $ 125,000 | $ 125,000 | $ 1,251,000 |
| Piatt County Illinois | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Wabash County Illinois | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Franklin County Indiana | 1 | $ 395,000 | $ 395,000 | $ 382,000 |
| Hamilton County Indiana | 1 | $ 425,000 | $ 425,000 | $ 137,000 |
| Johnson County Iowa | 1 | $ 255,000 | $ 255,000 | $ 4,218,000 |
| Polk County Iowa | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Scott County Iowa | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Jefferson County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Orleans County Louisiana | 1 | $ 515,000 | $ 515,000 | $ 241,000 |
| Charlevoix County Michigan | 1 | $ 405,000 | $ 405,000 | $ 498,000 |
| Clinton County Michigan | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Huron County Michigan | 1 | $ 285,000 | $ 285,000 | $ 156,000 |
| Iosco County Michigan | 1 | $ 35,000 | $ 35,000 | $ 87,000 |
| Mackinac County Michigan | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Macomb County Michigan | 1 | $ 285,000 | $ 285,000 | $ 123,000 |
| Olmsted County Minnesota | 1 | $ 455,000 | $ 455,000 | $ 220,000 |
| DeSoto County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 116,000 |
| Lafayette County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 144,000 |
| Audrain County Missouri | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Bates County Missouri | 1 | $ 245,000 | $ 245,000 | $ 122,000 |
| Benton County Missouri | 1 | $ 175,000 | $ 175,000 | $ 161,000 |
| Butler County Missouri | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Callaway County Missouri | 1 | $ 65,000 | $ 65,000 | $ 71,000 |
| Chariton County Missouri | 1 | $ 315,000 | $ 315,000 | $ 240,000 |
| Greene County Missouri | 1 | $ 215,000 | $ 215,000 | $ 47,000 |
| Madison County Missouri | 1 | $ 345,000 | $ 345,000 | $ 234,000 |
| Marion County Missouri | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Ozark County Missouri | 1 | $ 165,000 | $ 165,000 | $ 133,000 |
| Perry County Missouri | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Pettis County Missouri | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Phelps County Missouri | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Ripley County Missouri | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Scott County Missouri | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Washington County Missouri | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Missoula County Montana | 1 | $ 225,000 | $ 225,000 | $ 229,000 |
| Clark County Nevada | 1 | $ 445,000 | $ 445,000 | $ 222,000 |
| Washoe County Nevada | 1 | $ 515,000 | $ 515,000 | $ 109,000 |
| Burlington County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 3,150,000 |
| Union County New Jersey | 1 | $ 705,000 | $ 705,000 | $ 197,000 |
| Nassau County New York | 1 | $ 955,000 | $ 955,000 | $ 5,836,000 |
| Buncombe County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Wake County North Carolina | 1 | $ 705,000 | $ 705,000 | $ 240,000 |
| Clermont County Ohio | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Delaware County Ohio | 1 | $ 305,000 | $ 305,000 | $ 144,000 |
| Hamilton County Ohio | 1 | $ 285,000 | $ 285,000 | $ 141,000 |
| Montgomery County Ohio | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Stark County Ohio | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Washington County Oregon | 1 | $ 345,000 | $ 345,000 | $ 223,000 |
| Yamhill County Oregon | 1 | $ 115,000 | $ 115,000 | $ 223,000 |
| Allegheny County Pennsylvania | 1 | $ 475,000 | $ 475,000 | $ 276,000 |
| Lawrence County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 355,000 |
| Mercer County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 175,000 |
| Philadelphia County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 200,000 |
| Richland County South Carolina | 1 | $ 705,000 | $ 705,000 | $ 2,473,000 |
| Anderson County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 205,000 |
| Hamilton County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 132,000 |
| Knox County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Meigs County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 177,000 |
| Shelby County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 250,000 |
| Bexar County Texas | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
| Grayson County Texas | 1 | $ 45,000 | $ 45,000 | $ 165,000 |
| Tarrant County Texas | 1 | $ 285,000 | $ 285,000 | $ 228,000 |
| Cache County Utah | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Wasatch County Utah | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 195,000 | $ 195,000 | $ 175,000 |
| Virginia Beach County Virginia | 1 | $ 205,000 | $ 205,000 | $ 308,000 |
| King County Washington | 1 | $ 575,000 | $ 575,000 | $ 191,000 |
| Teton County Wyoming | 1 | $ 465,000 | $ 465,000 | $ 843,000 |
Mortgage Loan Application Detail Totals for Carrollton Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,246 | $417,620,000 | $185,000 | $2,315,000 | $137,000 | $5,836,000 |
| Refinancing | 2,007 | $443,255,000 | $220,000 | $2,285,000 | $200,000 | $6,709,000 |
| Cash-out Refinancing | 541 | $121,185,000 | $224,000 | $2,005,000 | $170,000 | $4,048,000 |
| Home Improvement | 42 | $3,790,000 | $90,000 | $265,000 | $122,000 | $410,000 |
| Other Purpose | 37 | $7,265,000 | $196,000 | $465,000 | $113,000 | $392,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,537 | $747,745,000 | $211,000 | $2,285,000 | $181,000 | $6,709,000 |
| Black or African American | 413 | $59,725,000 | $144,000 | $1,065,000 | $98,000 | $5,417,000 |
| Not Provided | 360 | $73,170,000 | $203,000 | $955,000 | $151,000 | $5,836,000 |
| Not applicable | 238 | $53,830,000 | $226,000 | $2,315,000 | $0 | $0 |
| Asian | 145 | $29,555,000 | $203,000 | $1,185,000 | $153,000 | $3,489,000 |
| Hispanic | 140 | $20,520,000 | $146,000 | $465,000 | $77,000 | $427,000 |
| American Indian or Alaskan Native | 18 | $3,120,000 | $173,000 | $295,000 | $102,000 | $359,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,285 | $895,565,000 | $209,000 | $2,315,000 | $179,000 | $6,709,000 |
| FHA-insured (Federal Housing Administration) | 328 | $37,780,000 | $115,000 | $425,000 | $54,000 | $156,000 |
| VA-guaranteed (Veterans Administration) | 209 | $53,325,000 | $255,000 | $705,000 | $100,000 | $336,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 51 | $6,445,000 | $126,000 | $265,000 | $67,000 | $844,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,890 | $794,500,000 | $204,000 | $2,285,000 | $171,000 | $6,709,000 |
| Application Withdrawn By Applicant | 705 | $149,935,000 | $212,000 | $2,005,000 | $166,000 | $3,489,000 |
| Application Denied By Financial Institution | 253 | $41,935,000 | $165,000 | $2,315,000 | $100,000 | $2,220,000 |
| Application Approved But Not Accepted | 14 | $4,690,000 | $335,000 | $1,935,000 | $135,000 | $261,000 |
| File Closed For Incompleteness | 10 | $1,650,000 | $165,000 | $285,000 | $95,000 | $274,000 |
| Loan Purchased By The Institution | 1 | $405,000 | $405,000 | $405,000 | $167,000 | $167,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,620 | $951,180,000 | $205,000 | $2,285,000 | $170,000 | $6,709,000 |
| Credit History | 120 | $18,180,000 | $151,000 | $745,000 | $99,000 | $1,392,000 |
| Debt-To-Income Ratio | 74 | $15,480,000 | $209,000 | $2,315,000 | $70,000 | $330,000 |
| Employment History | 16 | $2,610,000 | $163,000 | $335,000 | $81,000 | $258,000 |
| Unverifiable Information | 13 | $2,355,000 | $181,000 | $675,000 | $109,000 | $617,000 |
| Other | 11 | $1,145,000 | $104,000 | $305,000 | $82,000 | $427,000 |
| Collateral | 10 | $1,070,000 | $107,000 | $345,000 | $90,000 | $305,000 |
| Credit Application Incomplete | 9 | $1,095,000 | $121,000 | $215,000 | $385,000 | $2,220,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Carrollton Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Carrollton Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.