Castle Bank, N.A.
Mortgage Loan Application
Totals and Details
for 2009

Find mortgage statistics in Illinois.
The mortgage statistics provided below are specific to mortgages loaned by Castle Bank, N.A., and
charts are available for all areas of Illinois.
Search for mortgage details by county or metropolitan area and explore the total number of mortgage applications and mortgage application details for 2003-2016.

Mortgage Company & Address Castle Bank, N.A.
141 W Lincoln Hwy
Dekalb, IL 60115
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,646
Total Mortgage Loan Application Amount $282,163,000
Average Mortgage Loan Application Amount $198,633
Highest Mortgage Loan Application Amount $1,508,000
Average Applicant Income $193,150
Highest Applicant Income $2,400,000

We provide overall totals and averages for each year, as well as highest application amount and the income of the highest applicant.
As you search for the best mortgages in IL, our lists will give you a good idea what to expect in any situation.
These numbers will tell you what the best mortgage loans are by county, by race, and per income. With this information, you can be prepared to get the best mortgage price when you search out a mortgage lender.

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Our numbers detail mortgage loan totals in categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage applicants in Illinois, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Castle Bank, N.A. in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,294 $228,241,000 $176,000 $1,088,000 $91,000 $2,400,000
Home Purchase 263 $45,237,000 $172,000 $1,508,000 $95,000 $1,144,000
Home Improvement 89 $8,685,000 $97,000 $375,000 $99,000 $2,302,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,453 $245,973,000 $169,000 $1,508,000 $93,000 $2,400,000
Not Provided 85 $18,257,000 $214,000 $578,000 $109,000 $480,000
Hispanic 57 $8,189,000 $143,000 $417,000 $67,000 $300,000
Not applicable 25 $5,469,000 $218,000 $1,088,000 $0 $0
Asian 14 $2,704,000 $193,000 $356,000 $144,000 $361,000
Black or African American 6 $904,000 $150,000 $240,000 $84,000 $168,000
American Indian or Alaskan Native 4 $423,000 $105,000 $179,000 $51,000 $63,000
Native Hawaiin or Other Pacific Islander 2 $244,000 $122,000 $152,000 $60,000 $90,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,534 $264,347,000 $172,000 $1,508,000 $94,000 $2,400,000
FHA-insured (Federal Housing Administration) 78 $13,524,000 $173,000 $404,000 $58,000 $203,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 30 $3,882,000 $129,000 $224,000 $53,000 $86,000
VA-guaranteed (Veterans Administration) 4 $410,000 $102,000 $134,000 $41,000 $57,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 973 $164,259,000 $168,000 $1,508,000 $95,000 $2,302,000
Application Denied By Financial Institution 329 $55,363,000 $168,000 $1,050,000 $79,000 $1,950,000
Application Withdrawn By Applicant 244 $45,320,000 $185,000 $795,000 $97,000 $2,400,000
File Closed For Incompleteness 57 $10,427,000 $182,000 $410,000 $87,000 $360,000
Application Approved But Not Accepted 43 $6,794,000 $158,000 $417,000 $91,000 $480,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 107 $20,676,000 $193,000 $417,000 $87,000 $240,000
Debt-To-Income Ratio 103 $17,340,000 $168,000 $1,050,000 $62,000 $340,000
Credit History 91 $13,041,000 $143,000 $658,000 $70,000 $300,000
Other 18 $2,943,000 $163,000 $400,000 $195,000 $1,950,000
Employment History 7 $1,009,000 $144,000 $275,000 $44,000 $71,000
Insufficient Cash (Downpayment, Closing Cost) 2 $183,000 $91,000 $100,000 $41,000 $82,000
Mortgage Insurance Denied 1 $171,000 $171,000 $171,000 $171,000 $171,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage application data give you everything you need to know as you start your search for the best lenders in IL, and give you an idea of what the best mortgage loans really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information back through 2003.

Download the Illinois Lender List