Catalyst Lending, Inc. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Catalyst Lending, Inc. 6530 S Yosemite Street, Suite 310 Greenwood Village, CO 80111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,340 |
| Total Mortgage Loan Application Amount | $382,946,000 |
| Average Mortgage Loan Application Amount | $297,000 |
| Highest Mortgage Loan Application Amount | $2,100,000 |
| Average Applicant Income | $111,000 |
| Highest Applicant Income | $2,469,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Catalyst Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Catalyst Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Catalyst Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Catalyst Lending, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Catalyst Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Catalyst Lending, Inc.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County California | 136 | $ 64,279,000 | $ 472,000 | $ 155,000 |
| Arapahoe County Colorado | 132 | $ 31,755,000 | $ 240,000 | $ 85,000 |
| Douglas County Colorado | 111 | $ 33,896,000 | $ 305,000 | $ 113,000 |
| Denver County Colorado | 109 | $ 31,206,000 | $ 286,000 | $ 114,000 |
| Los Angeles County California | 106 | $ 40,897,000 | $ 385,000 | $ 124,000 |
| Clark County Nevada | 92 | $ 21,974,000 | $ 238,000 | $ 88,000 |
| Jefferson County Colorado | 82 | $ 21,527,000 | $ 262,000 | $ 86,000 |
| Jackson County Missouri | 76 | $ 10,859,000 | $ 142,000 | $ 72,000 |
| Johnson County Kansas | 58 | $ 10,878,000 | $ 187,000 | $ 84,000 |
| Adams County Colorado | 54 | $ 12,477,000 | $ 231,000 | $ 68,000 |
| San Bernardino County California | 42 | $ 11,965,000 | $ 284,000 | $ 110,000 |
| Riverside County California | 38 | $ 12,048,000 | $ 317,000 | $ 109,000 |
| San Diego County California | 33 | $ 12,778,000 | $ 387,000 | $ 105,000 |
| Elbert County Colorado | 33 | $ 10,092,000 | $ 305,000 | $ 96,000 |
| Pueblo County Colorado | 15 | $ 2,284,000 | $ 152,000 | $ 95,000 |
| Boulder County Colorado | 14 | $ 4,125,000 | $ 294,000 | $ 82,000 |
| El Paso County Colorado | 14 | $ 3,100,000 | $ 221,000 | $ 100,000 |
| Utah County Utah | 14 | $ 3,068,000 | $ 219,000 | $ 53,000 |
| Ventura County California | 13 | $ 5,824,000 | $ 448,000 | $ 137,000 |
| Cass County Missouri | 13 | $ 1,829,000 | $ 140,000 | $ 64,000 |
| Sacramento County California | 12 | $ 3,482,000 | $ 290,000 | $ 107,000 |
| Broomfield County Colorado | 11 | $ 3,714,000 | $ 337,000 | $ 150,000 |
| Wyandotte County Kansas | 11 | $ 1,070,000 | $ 97,000 | $ 38,000 |
| Clay County Missouri | 10 | $ 1,394,000 | $ 139,000 | $ 88,000 |
| Weld County Colorado | 9 | $ 2,281,000 | $ 253,000 | $ 112,000 |
| Platte County Missouri | 7 | $ 1,133,000 | $ 161,000 | $ 67,000 |
| Valencia County New Mexico | 6 | $ 562,000 | $ 93,000 | $ 62,000 |
| Alameda County California | 4 | $ 1,209,000 | $ 302,000 | $ 82,000 |
| Placer County California | 4 | $ 2,666,000 | $ 666,000 | $ 233,000 |
| Lafayette County Missouri | 4 | $ 560,000 | $ 140,000 | $ 51,000 |
| Salt Lake County Utah | 4 | $ 1,046,000 | $ 261,000 | $ 65,000 |
| Contra Costa County California | 3 | $ 1,690,000 | $ 563,000 | $ 149,000 |
| Monterey County California | 3 | $ 555,000 | $ 185,000 | $ 56,000 |
| Larimer County Colorado | 3 | $ 892,000 | $ 297,000 | $ 90,000 |
| Bernalillo County New Mexico | 3 | $ 810,000 | $ 270,000 | $ 123,000 |
| Kern County California | 2 | $ 541,000 | $ 270,000 | $ 51,000 |
| Mendocino County California | 2 | $ 451,000 | $ 225,000 | $ 101,000 |
| San Joaquin County California | 2 | $ 328,000 | $ 164,000 | $ 104,000 |
| San Mateo County California | 2 | $ 1,186,000 | $ 593,000 | $ 152,000 |
| Santa Clara County California | 2 | $ 462,000 | $ 231,000 | $ 39,000 |
| Summit County Colorado | 2 | $ 533,000 | $ 266,000 | $ 161,000 |
| Douglas County Kansas | 2 | $ 331,000 | $ 165,000 | $ 64,000 |
| Miami County Kansas | 2 | $ 265,000 | $ 132,000 | $ 58,000 |
| Sandoval County New Mexico | 2 | $ 239,000 | $ 119,000 | $ 77,000 |
| Uintah County Utah | 2 | $ 228,000 | $ 114,000 | $ 24,000 |
| Wasatch County Utah | 2 | $ 720,000 | $ 360,000 | $ 1,252,000 |
| Weber County Utah | 2 | $ 257,000 | $ 128,000 | $ 67,000 |
| Maricopa County Arizona | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Yavapai County Arizona | 1 | $ 509,000 | $ 509,000 | $ 183,000 |
| Butte County California | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
| El Dorado County California | 1 | $ 163,000 | $ 163,000 | $ 45,000 |
| Fresno County California | 1 | $ 218,000 | $ 218,000 | $ 94,000 |
| Imperial County California | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Lake County California | 1 | $ 102,000 | $ 102,000 | $ 35,000 |
| Mono County California | 1 | $ 212,000 | $ 212,000 | $ 145,000 |
| Napa County California | 1 | $ 265,000 | $ 265,000 | $ 67,000 |
| San Luis Obispo County California | 1 | $ 422,000 | $ 422,000 | $ 146,000 |
| Solano County California | 1 | $ 150,000 | $ 150,000 | $ 58,000 |
| Sonoma County California | 1 | $ 163,000 | $ 163,000 | $ 84,000 |
| Sutter County California | 1 | $ 118,000 | $ 118,000 | $ 25,000 |
| Yolo County California | 1 | $ 424,000 | $ 424,000 | $ 167,000 |
| Clear Creek County Colorado | 1 | $ 400,000 | $ 400,000 | $ 75,000 |
| Eagle County Colorado | 1 | $ 353,000 | $ 353,000 | $ 73,000 |
| Grand County Colorado | 1 | $ 60,000 | $ 60,000 | $ 200,000 |
| La Plata County Colorado | 1 | $ 309,000 | $ 309,000 | $ 63,000 |
| Mesa County Colorado | 1 | $ 337,000 | $ 337,000 | $ 65,000 |
| Otero County Colorado | 1 | $ 221,000 | $ 221,000 | $ 76,000 |
| Park County Colorado | 1 | $ 338,000 | $ 338,000 | $ 156,000 |
| Anderson County Kansas | 1 | $ 50,000 | $ 50,000 | $ 33,000 |
| Franklin County Kansas | 1 | $ 140,000 | $ 140,000 | $ 32,000 |
| Jefferson County Kansas | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Riley County Kansas | 1 | $ 177,000 | $ 177,000 | $ 70,000 |
| Bates County Missouri | 1 | $ 52,000 | $ 52,000 | $ 27,000 |
| Buchanan County Missouri | 1 | $ 163,000 | $ 163,000 | $ 63,000 |
| Camden County Missouri | 1 | $ 318,000 | $ 318,000 | $ 84,000 |
| Christian County Missouri | 1 | $ 220,000 | $ 220,000 | $ 93,000 |
| Jasper County Missouri | 1 | $ 49,000 | $ 49,000 | $ 39,000 |
| Johnson County Missouri | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Ray County Missouri | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Saline County Missouri | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Stone County Missouri | 1 | $ 176,000 | $ 176,000 | $ 70,000 |
| Douglas County Nevada | 1 | $ 199,000 | $ 199,000 | $ 38,000 |
| San Miguel County New Mexico | 1 | $ 111,000 | $ 111,000 | $ 51,000 |
| Davis County Utah | 1 | $ 212,000 | $ 212,000 | $ 60,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,115 | $312,268,000 | $280,000 | $1,760,000 | $99,000 | $783,000 |
| Refinancing | 225 | $70,678,000 | $314,000 | $2,100,000 | $123,000 | $2,469,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 948 | $273,980,000 | $289,000 | $2,100,000 | $109,000 | $2,469,000 |
| Hispanic | 169 | $46,161,000 | $273,000 | $1,388,000 | $78,000 | $264,000 |
| Asian | 96 | $29,747,000 | $309,000 | $1,500,000 | $106,000 | $1,157,000 |
| Not Provided | 53 | $12,694,000 | $239,000 | $621,000 | $88,000 | $296,000 |
| Black or African American | 47 | $11,907,000 | $253,000 | $740,000 | $81,000 | $261,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $4,448,000 | $296,000 | $662,000 | $78,000 | $192,000 |
| American Indian or Alaskan Native | 7 | $2,301,000 | $328,000 | $538,000 | $151,000 | $315,000 |
| Not applicable | 5 | $1,708,000 | $341,000 | $424,000 | $179,000 | $364,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 873 | $266,373,000 | $305,000 | $2,100,000 | $122,000 | $2,469,000 |
| FHA-insured (Federal Housing Administration) | 357 | $83,828,000 | $234,000 | $614,000 | $66,000 | $240,000 |
| VA-guaranteed (Veterans Administration) | 95 | $30,254,000 | $318,000 | $936,000 | $81,000 | $212,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $2,491,000 | $166,000 | $265,000 | $52,000 | $76,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 797 | $222,869,000 | $279,000 | $1,760,000 | $101,000 | $783,000 |
| Application Withdrawn By Applicant | 346 | $99,428,000 | $287,000 | $1,600,000 | $110,000 | $2,469,000 |
| Application Denied By Financial Institution | 96 | $27,989,000 | $291,000 | $2,100,000 | $95,000 | $460,000 |
| Application Approved But Not Accepted | 61 | $17,893,000 | $293,000 | $920,000 | $94,000 | $444,000 |
| File Closed For Incompleteness | 40 | $14,767,000 | $369,000 | $1,128,000 | $110,000 | $300,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 32 | $8,423,000 | $263,000 | $616,000 | $76,000 | $286,000 |
| Credit History | 21 | $4,898,000 | $233,000 | $604,000 | $79,000 | $213,000 |
| Collateral | 13 | $5,063,000 | $389,000 | $2,100,000 | $98,000 | $381,000 |
| Other | 13 | $2,225,000 | $171,000 | $450,000 | $101,000 | $307,000 |
| Employment History | 5 | $1,355,000 | $271,000 | $504,000 | $83,000 | $189,000 |
| Unverifiable Information | 4 | $1,012,000 | $253,000 | $480,000 | $116,000 | $250,000 |
| Credit Application Incomplete | 1 | $560,000 | $560,000 | $560,000 | $311,000 | $311,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $308,000 | $308,000 | $308,000 | $60,000 | $60,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Catalyst Lending, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Catalyst Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.