Cathay Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Cathay Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cathay Bank 9650 Flair Drive Los Angeles, CA 91731 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,431 |
| Total Mortgage Loan Application Amount | $1,813,285,000 |
| Average Mortgage Loan Application Amount | $591,000 |
| Highest Mortgage Loan Application Amount | $21,005,000 |
| Average Applicant Income | $197,000 |
| Highest Applicant Income | $4,130,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Cathay Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cathay Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Cathay Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cathay Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Cathay Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cathay Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Queens County New York | 556 | $ 303,350,000 | $ 545,000 | $ 142,000 |
| Los Angeles County California | 474 | $ 321,390,000 | $ 678,000 | $ 190,000 |
| San Bernardino County California | 299 | $ 107,985,000 | $ 361,000 | $ 146,000 |
| Orange County California | 249 | $ 160,635,000 | $ 645,000 | $ 252,000 |
| Kings County New York | 234 | $ 154,780,000 | $ 661,000 | $ 129,000 |
| Richmond County New York | 199 | $ 70,535,000 | $ 354,000 | $ 88,000 |
| Nassau County New York | 184 | $ 86,100,000 | $ 467,000 | $ 136,000 |
| Riverside County California | 142 | $ 46,080,000 | $ 324,000 | $ 118,000 |
| King County Washington | 115 | $ 63,425,000 | $ 551,000 | $ 141,000 |
| Harris County Texas | 70 | $ 21,740,000 | $ 310,000 | $ 101,000 |
| Clark County Nevada | 59 | $ 15,845,000 | $ 268,000 | $ 92,000 |
| Alameda County California | 54 | $ 35,610,000 | $ 659,000 | $ 182,000 |
| Cook County Illinois | 54 | $ 17,970,000 | $ 332,000 | $ 129,000 |
| Santa Clara County California | 49 | $ 41,965,000 | $ 856,000 | $ 315,000 |
| Bronx County New York | 48 | $ 38,200,000 | $ 795,000 | $ 81,000 |
| Sacramento County California | 42 | $ 12,340,000 | $ 293,000 | $ 73,000 |
| Contra Costa County California | 39 | $ 23,955,000 | $ 614,000 | $ 329,000 |
| Fort Bend County Texas | 36 | $ 9,070,000 | $ 251,000 | $ 139,000 |
| San Francisco County California | 35 | $ 35,895,000 | $ 1,025,000 | $ 335,000 |
| San Diego County California | 31 | $ 18,235,000 | $ 588,000 | $ 141,000 |
| Suffolk County New York | 31 | $ 9,185,000 | $ 296,000 | $ 156,000 |
| San Mateo County California | 29 | $ 24,865,000 | $ 857,000 | $ 334,000 |
| Middlesex County Massachusetts | 25 | $ 15,955,000 | $ 638,000 | $ 213,000 |
| Collin County Texas | 24 | $ 6,050,000 | $ 252,000 | $ 183,000 |
| Middlesex County New Jersey | 23 | $ 4,755,000 | $ 206,000 | $ 58,000 |
| Suffolk County Massachusetts | 22 | $ 13,040,000 | $ 592,000 | $ 335,000 |
| New York County New York | 22 | $ 20,210,000 | $ 918,000 | $ 297,000 |
| Snohomish County Washington | 21 | $ 16,695,000 | $ 795,000 | $ 157,000 |
| Norfolk County Massachusetts | 13 | $ 4,735,000 | $ 364,000 | $ 149,000 |
| Union County New Jersey | 13 | $ 2,915,000 | $ 224,000 | $ 98,000 |
| Bergen County New Jersey | 12 | $ 4,020,000 | $ 335,000 | $ 76,000 |
| Pierce County Washington | 12 | $ 11,300,000 | $ 941,000 | $ 222,000 |
| San Joaquin County California | 11 | $ 4,275,000 | $ 388,000 | $ 130,000 |
| Ventura County California | 11 | $ 9,015,000 | $ 819,000 | $ 460,000 |
| DuPage County Illinois | 10 | $ 2,720,000 | $ 272,000 | $ 135,000 |
| Hudson County New Jersey | 10 | $ 3,580,000 | $ 358,000 | $ 134,000 |
| Denton County Texas | 10 | $ 2,440,000 | $ 244,000 | $ 83,000 |
| Montgomery County Maryland | 9 | $ 4,715,000 | $ 523,000 | $ 174,000 |
| Essex County New Jersey | 9 | $ 2,865,000 | $ 318,000 | $ 72,000 |
| Westchester County New York | 9 | $ 6,125,000 | $ 680,000 | $ 524,000 |
| Dallas County Texas | 9 | $ 2,695,000 | $ 299,000 | $ 212,000 |
| Montgomery County Texas | 8 | $ 1,480,000 | $ 185,000 | $ 174,000 |
| Mercer County New Jersey | 6 | $ 3,200,000 | $ 533,000 | $ 120,000 |
| Kern County California | 5 | $ 1,315,000 | $ 263,000 | $ 113,000 |
| Placer County California | 5 | $ 2,355,000 | $ 471,000 | $ 0 |
| Solano County California | 5 | $ 2,265,000 | $ 453,000 | $ 228,000 |
| Yolo County California | 5 | $ 1,535,000 | $ 307,000 | $ 150,000 |
| Essex County Massachusetts | 4 | $ 1,420,000 | $ 355,000 | $ 144,000 |
| Monmouth County New Jersey | 4 | $ 840,000 | $ 210,000 | $ 118,000 |
| Somerset County New Jersey | 4 | $ 1,260,000 | $ 315,000 | $ 149,000 |
| Rockland County New York | 4 | $ 1,120,000 | $ 280,000 | $ 134,000 |
| Galveston County Texas | 4 | $ 780,000 | $ 195,000 | $ 78,000 |
| Tarrant County Texas | 4 | $ 770,000 | $ 192,000 | $ 496,000 |
| Travis County Texas | 4 | $ 2,460,000 | $ 615,000 | $ 224,000 |
| El Dorado County California | 3 | $ 2,145,000 | $ 715,000 | $ 148,000 |
| Marin County California | 3 | $ 3,175,000 | $ 1,058,000 | $ 42,000 |
| Santa Barbara County California | 3 | $ 2,145,000 | $ 715,000 | $ 708,000 |
| Sonoma County California | 3 | $ 1,735,000 | $ 578,000 | $ 133,000 |
| Howard County Maryland | 3 | $ 955,000 | $ 318,000 | $ 118,000 |
| Passaic County New Jersey | 3 | $ 575,000 | $ 191,000 | $ 96,000 |
| Fresno County California | 2 | $ 900,000 | $ 450,000 | $ 312,000 |
| Merced County California | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Stanislaus County California | 2 | $ 830,000 | $ 415,000 | $ 1,000 |
| Will County Illinois | 2 | $ 840,000 | $ 420,000 | $ 231,000 |
| Washoe County Nevada | 2 | $ 8,760,000 | $ 4,380,000 | $ 302,000 |
| Morris County New Jersey | 2 | $ 2,060,000 | $ 1,030,000 | $ 31,000 |
| Ocean County New Jersey | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Guadalupe County Texas | 2 | $ 490,000 | $ 245,000 | $ 234,000 |
| Hidalgo County Texas | 2 | $ 1,230,000 | $ 615,000 | $ 554,000 |
| Williamson County Texas | 2 | $ 390,000 | $ 195,000 | $ 91,000 |
| Thurston County Washington | 2 | $ 450,000 | $ 225,000 | $ 103,000 |
| Butte County California | 1 | $ 525,000 | $ 525,000 | $ 170,000 |
| Imperial County California | 1 | $ 215,000 | $ 215,000 | $ 264,000 |
| Madera County California | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Napa County California | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Nevada County California | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Santa Cruz County California | 1 | $ 665,000 | $ 665,000 | $ 230,000 |
| Tulare County California | 1 | $ 225,000 | $ 225,000 | $ 121,000 |
| Lake County Illinois | 1 | $ 325,000 | $ 325,000 | $ 236,000 |
| Anne Arundel County Maryland | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Charles County Maryland | 1 | $ 165,000 | $ 165,000 | $ 412,000 |
| Prince George's County Maryland | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Bristol County Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Nantucket County Massachusetts | 1 | $ 1,155,000 | $ 1,155,000 | $ 1,177,000 |
| Plymouth County Massachusetts | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Camden County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Chemung County New York | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Dutchess County New York | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Erie County New York | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Ulster County New York | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Grayson County Texas | 1 | $ 95,000 | $ 95,000 | $ 90,000 |
| Kaufman County Texas | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Rockwall County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Lewis County Washington | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Skagit County Washington | 1 | $ 575,000 | $ 575,000 | $ 1,171,000 |
Mortgage Loan Application Detail Totals for Cathay Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,655 | $1,271,795,000 | $479,000 | $5,405,000 | $148,000 | $4,130,000 |
| Cash-out Refinancing | 333 | $286,105,000 | $859,000 | $21,005,000 | $122,000 | $652,000 |
| Refinancing | 275 | $148,965,000 | $541,000 | $5,505,000 | $193,000 | $2,984,000 |
| Not Applicable | 89 | $70,915,000 | $796,000 | $2,615,000 | $443,000 | $1,609,000 |
| Other Purpose | 51 | $24,595,000 | $482,000 | $1,005,000 | $159,000 | $817,000 |
| Home Improvement | 28 | $10,910,000 | $389,000 | $765,000 | $117,000 | $528,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,367 | $643,405,000 | $470,000 | $2,505,000 | $152,000 | $4,130,000 |
| Not applicable | 287 | $341,295,000 | $1,189,000 | $21,005,000 | $0 | $0 |
| White | 269 | $135,505,000 | $503,000 | $2,005,000 | $187,000 | $2,984,000 |
| Not Provided | 68 | $42,320,000 | $622,000 | $2,615,000 | $332,000 | $1,592,000 |
| Black or African American | 59 | $17,965,000 | $304,000 | $1,005,000 | $85,000 | $373,000 |
| Hispanic | 55 | $17,995,000 | $327,000 | $2,005,000 | $85,000 | $563,000 |
| American Indian or Alaskan Native | 4 | $2,550,000 | $637,000 | $1,005,000 | $257,000 | $515,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,395,000 | $465,000 | $635,000 | $87,000 | $87,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,431 | $1,813,285,000 | $528,000 | $21,005,000 | $161,000 | $4,130,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,151 | $1,164,335,000 | $541,000 | $19,255,000 | $162,000 | $4,130,000 |
| Application Denied By Financial Institution | 462 | $201,040,000 | $435,000 | $2,005,000 | $137,000 | $1,459,000 |
| Loan Purchased By The Institution | 347 | $208,825,000 | $601,000 | $21,005,000 | $181,000 | $1,609,000 |
| Application Withdrawn By Applicant | 255 | $123,745,000 | $485,000 | $2,685,000 | $163,000 | $1,221,000 |
| File Closed For Incompleteness | 141 | $75,705,000 | $536,000 | $2,505,000 | $164,000 | $509,000 |
| Application Approved But Not Accepted | 75 | $39,635,000 | $528,000 | $2,005,000 | $159,000 | $731,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,969 | $1,612,245,000 | $543,000 | $21,005,000 | $165,000 | $4,130,000 |
| Credit History | 160 | $76,090,000 | $475,000 | $2,005,000 | $165,000 | $1,459,000 |
| Collateral | 125 | $53,305,000 | $426,000 | $2,005,000 | $116,000 | $378,000 |
| Unverifiable Information | 80 | $33,660,000 | $420,000 | $1,305,000 | $172,000 | $1,368,000 |
| Debt-To-Income Ratio | 78 | $31,170,000 | $399,000 | $1,225,000 | $91,000 | $698,000 |
| Other | 9 | $2,985,000 | $331,000 | $735,000 | $129,000 | $233,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $3,270,000 | $408,000 | $635,000 | $100,000 | $180,000 |
| Employment History | 2 | $560,000 | $280,000 | $305,000 | $181,000 | $292,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cathay Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cathay Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.