Cathay Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Cathay Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cathay Bank 9650 Flair Drive Los Angeles, CA 91731 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,906 |
| Total Mortgage Loan Application Amount | $2,244,650,000 |
| Average Mortgage Loan Application Amount | $831,400 |
| Highest Mortgage Loan Application Amount | $55,005,000 |
| Average Applicant Income | $159,400 |
| Highest Applicant Income | $3,447,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Cathay Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cathay Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Cathay Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cathay Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Cathay Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cathay Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 430 | $ 522,710,000 | $ 1,215,000 | $ 276,000 |
| Queens County New York | 364 | $ 250,800,000 | $ 689,000 | $ 167,000 |
| Orange County California | 247 | $ 244,895,000 | $ 991,000 | $ 318,000 |
| Nassau County New York | 226 | $ 141,580,000 | $ 626,000 | $ 183,000 |
| Kings County New York | 199 | $ 165,415,000 | $ 831,000 | $ 158,000 |
| San Bernardino County California | 168 | $ 82,030,000 | $ 488,000 | $ 125,000 |
| Richmond County New York | 129 | $ 62,285,000 | $ 482,000 | $ 136,000 |
| Riverside County California | 87 | $ 42,245,000 | $ 485,000 | $ 172,000 |
| King County Washington | 85 | $ 82,995,000 | $ 976,000 | $ 288,000 |
| San Diego County California | 78 | $ 76,820,000 | $ 984,000 | $ 145,000 |
| Clark County Nevada | 63 | $ 23,095,000 | $ 366,000 | $ 78,000 |
| Cook County Illinois | 62 | $ 22,990,000 | $ 370,000 | $ 119,000 |
| Harris County Texas | 58 | $ 31,320,000 | $ 540,000 | $ 103,000 |
| Santa Clara County California | 50 | $ 57,520,000 | $ 1,150,000 | $ 264,000 |
| Suffolk County New York | 44 | $ 21,410,000 | $ 486,000 | $ 137,000 |
| Fort Bend County Texas | 33 | $ 10,635,000 | $ 322,000 | $ 71,000 |
| Alameda County California | 32 | $ 24,850,000 | $ 776,000 | $ 297,000 |
| Bronx County New York | 29 | $ 15,595,000 | $ 537,000 | $ 152,000 |
| New York County New York | 29 | $ 60,355,000 | $ 2,081,000 | $ 208,000 |
| Collin County Texas | 28 | $ 12,200,000 | $ 435,000 | $ 106,000 |
| Contra Costa County California | 27 | $ 26,925,000 | $ 997,000 | $ 269,000 |
| San Francisco County California | 25 | $ 28,885,000 | $ 1,155,000 | $ 695,000 |
| Hudson County New Jersey | 24 | $ 11,360,000 | $ 473,000 | $ 165,000 |
| Montgomery County Texas | 22 | $ 4,050,000 | $ 184,000 | $ 150,000 |
| Middlesex County Massachusetts | 21 | $ 14,095,000 | $ 671,000 | $ 177,000 |
| Snohomish County Washington | 21 | $ 11,195,000 | $ 533,000 | $ 196,000 |
| San Mateo County California | 20 | $ 25,190,000 | $ 1,259,000 | $ 267,000 |
| Norfolk County Massachusetts | 17 | $ 12,115,000 | $ 712,000 | $ 84,000 |
| Travis County Texas | 15 | $ 6,825,000 | $ 455,000 | $ 351,000 |
| Montgomery County Maryland | 14 | $ 5,520,000 | $ 394,000 | $ 91,000 |
| Sacramento County California | 13 | $ 4,125,000 | $ 317,000 | $ 170,000 |
| Ventura County California | 13 | $ 9,905,000 | $ 761,000 | $ 393,000 |
| Westchester County New York | 13 | $ 7,135,000 | $ 548,000 | $ 257,000 |
| Bergen County New Jersey | 12 | $ 6,160,000 | $ 513,000 | $ 96,000 |
| Denton County Texas | 12 | $ 4,710,000 | $ 392,000 | $ 142,000 |
| San Joaquin County California | 10 | $ 7,330,000 | $ 733,000 | $ 257,000 |
| Middlesex County New Jersey | 10 | $ 3,170,000 | $ 317,000 | $ 134,000 |
| Dallas County Texas | 10 | $ 3,140,000 | $ 314,000 | $ 49,000 |
| Pierce County Washington | 8 | $ 28,700,000 | $ 3,587,000 | $ 0 |
| DuPage County Illinois | 7 | $ 1,955,000 | $ 279,000 | $ 71,000 |
| Suffolk County Massachusetts | 7 | $ 3,515,000 | $ 502,000 | $ 192,000 |
| Williamson County Texas | 7 | $ 2,035,000 | $ 290,000 | $ 559,000 |
| Placer County California | 6 | $ 2,880,000 | $ 480,000 | $ 0 |
| Brazoria County Texas | 6 | $ 860,000 | $ 143,000 | $ 199,000 |
| Tarrant County Texas | 6 | $ 2,100,000 | $ 350,000 | $ 182,000 |
| Waller County Texas | 5 | $ 1,155,000 | $ 231,000 | $ 0 |
| Marin County California | 4 | $ 4,930,000 | $ 1,232,000 | $ 325,000 |
| Solano County California | 4 | $ 2,430,000 | $ 607,000 | $ 243,000 |
| Mercer County New Jersey | 4 | $ 2,540,000 | $ 635,000 | $ 147,000 |
| Monmouth County New Jersey | 4 | $ 2,690,000 | $ 672,000 | $ 91,000 |
| Somerset County New Jersey | 4 | $ 1,120,000 | $ 280,000 | $ 143,000 |
| Union County New Jersey | 4 | $ 1,560,000 | $ 390,000 | $ 68,000 |
| Rockland County New York | 4 | $ 2,300,000 | $ 575,000 | $ 87,000 |
| Rockwall County Texas | 4 | $ 1,390,000 | $ 347,000 | $ 0 |
| Howard County Maryland | 3 | $ 955,000 | $ 318,000 | $ 0 |
| Washoe County Nevada | 3 | $ 2,875,000 | $ 958,000 | $ 416,000 |
| Essex County New Jersey | 3 | $ 1,365,000 | $ 455,000 | $ 174,000 |
| Orange County New York | 3 | $ 1,305,000 | $ 435,000 | $ 163,000 |
| Kern County California | 2 | $ 410,000 | $ 205,000 | $ 52,000 |
| Merced County California | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Santa Cruz County California | 2 | $ 1,760,000 | $ 880,000 | $ 202,000 |
| Yolo County California | 2 | $ 1,520,000 | $ 760,000 | $ 203,000 |
| Lake County Illinois | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Essex County Massachusetts | 2 | $ 1,520,000 | $ 760,000 | $ 401,000 |
| Plymouth County Massachusetts | 2 | $ 1,040,000 | $ 520,000 | $ 179,000 |
| Worcester County Massachusetts | 2 | $ 860,000 | $ 430,000 | $ 241,000 |
| Hunterdon County New Jersey | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Passaic County New Jersey | 2 | $ 750,000 | $ 375,000 | $ 108,000 |
| Sussex County New Jersey | 2 | $ 690,000 | $ 345,000 | $ 84,000 |
| Dutchess County New York | 2 | $ 1,110,000 | $ 555,000 | $ 172,000 |
| Putnam County New York | 2 | $ 400,000 | $ 200,000 | $ 160,000 |
| Ulster County New York | 2 | $ 1,130,000 | $ 565,000 | $ 196,000 |
| Bexar County Texas | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Lubbock County Texas | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Whatcom County Washington | 2 | $ 760,000 | $ 380,000 | $ 0 |
| Del Norte County California | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Fresno County California | 1 | $ 345,000 | $ 345,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Santa Barbara County California | 1 | $ 965,000 | $ 965,000 | $ 223,000 |
| Tulare County California | 1 | $ 155,000 | $ 155,000 | $ 132,000 |
| Boulder County Colorado | 1 | $ 225,000 | $ 225,000 | $ 179,000 |
| Kendall County Illinois | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Sangamon County Illinois | 1 | $ 45,000 | $ 45,000 | $ 135,000 |
| Anne Arundel County Maryland | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Charles County Maryland | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Garrett County Maryland | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Hampden County Massachusetts | 1 | $ 6,135,000 | $ 6,135,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Camden County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Gloucester County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Morris County New Jersey | 1 | $ 1,255,000 | $ 1,255,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 102,000 |
| Salem County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Albany County New York | 1 | $ 165,000 | $ 165,000 | $ 103,000 |
| Erie County New York | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Jefferson County New York | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Oneida County New York | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Bell County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Brazos County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Comal County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Galveston County Texas | 1 | $ 645,000 | $ 645,000 | $ 1,112,000 |
| Hays County Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Kaufman County Texas | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Parker County Texas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Smith County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Grant County Washington | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Island County Washington | 1 | $ 705,000 | $ 705,000 | $ 349,000 |
| Thurston County Washington | 1 | $ 305,000 | $ 305,000 | $ 0 |
Mortgage Loan Application Detail Totals for Cathay Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,232 | $1,557,860,000 | $697,000 | $8,915,000 | $177,000 | $3,447,000 |
| Refinancing | 383 | $318,755,000 | $832,000 | $26,005,000 | $219,000 | $1,112,000 |
| Cash-out Refinancing | 251 | $340,775,000 | $1,357,000 | $55,005,000 | $158,000 | $978,000 |
| Other Purpose | 38 | $26,090,000 | $686,000 | $2,505,000 | $243,000 | $491,000 |
| Home Improvement | 2 | $1,170,000 | $585,000 | $755,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 287 | $552,845,000 | $1,926,000 | $55,005,000 | $0 | $0 |
| Not Provided | 275 | $196,625,000 | $715,000 | $2,505,000 | $164,000 | $1,112,000 |
| White | 145 | $107,105,000 | $738,000 | $2,505,000 | $208,000 | $589,000 |
| Asian | 114 | $71,530,000 | $627,000 | $2,505,000 | $137,000 | $385,000 |
| Hispanic | 25 | $11,355,000 | $454,000 | $1,035,000 | $110,000 | $571,000 |
| Black or African American | 19 | $10,575,000 | $556,000 | $1,845,000 | $136,000 | $491,000 |
| American Indian or Alaskan Native | 3 | $1,455,000 | $485,000 | $515,000 | $95,000 | $112,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $425,000 | $425,000 | $425,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,906 | $2,244,650,000 | $772,000 | $55,005,000 | $182,000 | $3,447,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,999 | $1,636,755,000 | $818,000 | $55,005,000 | $160,000 | $796,000 |
| Application Withdrawn By Applicant | 256 | $167,220,000 | $653,000 | $2,385,000 | $165,000 | $650,000 |
| Application Denied By Financial Institution | 229 | $134,625,000 | $587,000 | $3,005,000 | $236,000 | $3,447,000 |
| File Closed For Incompleteness | 211 | $144,075,000 | $682,000 | $2,505,000 | $203,000 | $1,680,000 |
| Loan Purchased By The Institution | 138 | $117,040,000 | $848,000 | $2,415,000 | $234,000 | $1,112,000 |
| Application Approved But Not Accepted | 73 | $44,935,000 | $615,000 | $2,505,000 | $143,000 | $222,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,677 | $2,110,025,000 | $788,000 | $55,005,000 | $178,000 | $1,680,000 |
| Credit History | 81 | $44,415,000 | $548,000 | $2,005,000 | $125,000 | $259,000 |
| Collateral | 66 | $37,810,000 | $572,000 | $2,005,000 | $204,000 | $978,000 |
| Other | 56 | $39,190,000 | $699,000 | $3,005,000 | $634,000 | $3,447,000 |
| Unverifiable Information | 16 | $8,600,000 | $537,000 | $845,000 | $182,000 | $420,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,950,000 | $487,000 | $725,000 | $87,000 | $150,000 |
| Debt-To-Income Ratio | 4 | $1,930,000 | $482,000 | $615,000 | $74,000 | $132,000 |
| Employment History | 1 | $105,000 | $105,000 | $105,000 | $40,000 | $40,000 |
| Credit Application Incomplete | 1 | $625,000 | $625,000 | $625,000 | $170,000 | $170,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cathay Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cathay Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.