Cbc National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Cbc National Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cbc National Bank 1891 South 14Th Street Fernandina Beach, FL 32034 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 2,079 |
| Total Mortgage Loan Application Amount | $482,239,000 |
| Average Mortgage Loan Application Amount | $173,333 |
| Highest Mortgage Loan Application Amount | $1,807,000 |
| Average Applicant Income | $122,000 |
| Highest Applicant Income | $6,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Cbc National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cbc National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Cbc National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cbc National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Cbc National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cbc National Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 395 | $ 106,098,000 | $ 268,000 | $ 159,000 |
| DeKalb County Georgia | 242 | $ 55,816,000 | $ 230,000 | $ 112,000 |
| Cobb County Georgia | 236 | $ 54,259,000 | $ 229,000 | $ 127,000 |
| Gwinnett County Georgia | 193 | $ 39,305,000 | $ 203,000 | $ 91,000 |
| Forsyth County Georgia | 127 | $ 32,989,000 | $ 259,000 | $ 114,000 |
| Cherokee County Georgia | 116 | $ 26,737,000 | $ 230,000 | $ 102,000 |
| Mecklenburg County North Carolina | 52 | $ 11,234,000 | $ 216,000 | $ 116,000 |
| Nassau County Florida | 37 | $ 10,634,000 | $ 287,000 | $ 124,000 |
| Hall County Georgia | 37 | $ 9,844,000 | $ 266,000 | $ 146,000 |
| Jackson County Georgia | 22 | $ 3,517,000 | $ 159,000 | $ 91,000 |
| Paulding County Georgia | 22 | $ 4,114,000 | $ 187,000 | $ 82,000 |
| Effingham County Georgia | 19 | $ 3,752,000 | $ 197,000 | $ 82,000 |
| Dawson County Georgia | 18 | $ 3,559,000 | $ 197,000 | $ 85,000 |
| Clarke County Georgia | 17 | $ 2,298,000 | $ 135,000 | $ 54,000 |
| Walton County Georgia | 17 | $ 3,698,000 | $ 217,000 | $ 93,000 |
| Henry County Georgia | 16 | $ 2,868,000 | $ 179,000 | $ 85,000 |
| Douglas County Georgia | 15 | $ 2,556,000 | $ 170,000 | $ 108,000 |
| Barrow County Georgia | 14 | $ 2,108,000 | $ 150,000 | $ 65,000 |
| Fayette County Georgia | 14 | $ 3,674,000 | $ 262,000 | $ 272,000 |
| Bartow County Georgia | 13 | $ 2,044,000 | $ 157,000 | $ 73,000 |
| Duval County Florida | 12 | $ 2,703,000 | $ 225,000 | $ 106,000 |
| Chatham County Georgia | 12 | $ 3,302,000 | $ 275,000 | $ 164,000 |
| Coweta County Georgia | 12 | $ 2,308,000 | $ 192,000 | $ 155,000 |
| Muscogee County Georgia | 12 | $ 1,799,000 | $ 149,000 | $ 84,000 |
| Oconee County Georgia | 12 | $ 2,414,000 | $ 201,000 | $ 112,000 |
| Travis County Texas | 12 | $ 3,303,000 | $ 275,000 | $ 172,000 |
| Newton County Georgia | 11 | $ 1,509,000 | $ 137,000 | $ 52,000 |
| Horry County South Carolina | 11 | $ 2,617,000 | $ 237,000 | $ 183,000 |
| Davidson County Tennessee | 11 | $ 2,605,000 | $ 236,000 | $ 118,000 |
| Glynn County Georgia | 10 | $ 2,936,000 | $ 293,000 | $ 107,000 |
| York County South Carolina | 10 | $ 2,835,000 | $ 283,000 | $ 85,000 |
| Bibb County Georgia | 9 | $ 1,992,000 | $ 221,000 | $ 127,000 |
| Clayton County Georgia | 9 | $ 1,260,000 | $ 140,000 | $ 49,000 |
| Lumpkin County Georgia | 9 | $ 1,662,000 | $ 184,000 | $ 104,000 |
| Madison County Georgia | 9 | $ 1,262,000 | $ 140,000 | $ 46,000 |
| Fannin County Georgia | 8 | $ 2,262,000 | $ 282,000 | $ 135,000 |
| Spartanburg County South Carolina | 7 | $ 1,016,000 | $ 145,000 | $ 62,000 |
| Greene County Georgia | 6 | $ 1,333,000 | $ 222,000 | $ 441,000 |
| Putnam County Georgia | 6 | $ 1,812,000 | $ 302,000 | $ 146,000 |
| Rockdale County Georgia | 6 | $ 904,000 | $ 150,000 | $ 43,000 |
| Hamilton County Tennessee | 6 | $ 1,168,000 | $ 194,000 | $ 90,000 |
| Banks County Georgia | 5 | $ 785,000 | $ 157,000 | $ 66,000 |
| Gilmer County Georgia | 5 | $ 1,115,000 | $ 223,000 | $ 174,000 |
| Pickens County Georgia | 5 | $ 833,000 | $ 166,000 | $ 84,000 |
| Cabarrus County North Carolina | 5 | $ 1,066,000 | $ 213,000 | $ 67,000 |
| Iredell County North Carolina | 5 | $ 885,000 | $ 177,000 | $ 66,000 |
| Wake County North Carolina | 5 | $ 1,583,000 | $ 316,000 | $ 97,000 |
| McMinn County Tennessee | 5 | $ 597,000 | $ 119,000 | $ 46,000 |
| Broward County Florida | 4 | $ 789,000 | $ 197,000 | $ 74,000 |
| Hillsborough County Florida | 4 | $ 1,087,000 | $ 271,000 | $ 96,000 |
| St. Johns County Florida | 4 | $ 1,056,000 | $ 264,000 | $ 109,000 |
| Morgan County Georgia | 4 | $ 502,000 | $ 125,000 | $ 49,000 |
| Richmond County Georgia | 4 | $ 511,000 | $ 127,000 | $ 97,000 |
| Gaston County North Carolina | 4 | $ 845,000 | $ 211,000 | $ 60,000 |
| Oconee County South Carolina | 4 | $ 1,492,000 | $ 373,000 | $ 328,000 |
| Baldwin County Alabama | 3 | $ 672,000 | $ 224,000 | $ 126,000 |
| Clay County Florida | 3 | $ 741,000 | $ 247,000 | $ 95,000 |
| Palm Beach County Florida | 3 | $ 1,044,000 | $ 348,000 | $ 2,037,000 |
| Baldwin County Georgia | 3 | $ 807,000 | $ 269,000 | $ 113,000 |
| Bulloch County Georgia | 3 | $ 976,000 | $ 325,000 | $ 343,000 |
| Carroll County Georgia | 3 | $ 475,000 | $ 158,000 | $ 58,000 |
| Columbia County Georgia | 3 | $ 625,000 | $ 208,000 | $ 133,000 |
| Habersham County Georgia | 3 | $ 1,262,000 | $ 420,000 | $ 149,000 |
| Hart County Georgia | 3 | $ 596,000 | $ 198,000 | $ 86,000 |
| Oglethorpe County Georgia | 3 | $ 523,000 | $ 174,000 | $ 71,000 |
| Polk County Georgia | 3 | $ 286,000 | $ 95,000 | $ 50,000 |
| Troup County Georgia | 3 | $ 751,000 | $ 250,000 | $ 132,000 |
| Jackson County North Carolina | 3 | $ 1,922,000 | $ 640,000 | $ 3,383,000 |
| Union County North Carolina | 3 | $ 884,000 | $ 294,000 | $ 130,000 |
| Lancaster County South Carolina | 3 | $ 596,000 | $ 198,000 | $ 49,000 |
| Richland County South Carolina | 3 | $ 460,000 | $ 153,000 | $ 142,000 |
| Jefferson County Alabama | 2 | $ 331,000 | $ 165,000 | $ 31,000 |
| Marshall County Alabama | 2 | $ 492,000 | $ 246,000 | $ 66,000 |
| Russell County Alabama | 2 | $ 183,000 | $ 91,000 | $ 42,000 |
| Shelby County Alabama | 2 | $ 497,000 | $ 248,000 | $ 82,000 |
| Maricopa County Arizona | 2 | $ 543,000 | $ 271,000 | $ 119,000 |
| Douglas County Colorado | 2 | $ 662,000 | $ 331,000 | $ 88,000 |
| Alachua County Florida | 2 | $ 245,000 | $ 122,000 | $ 92,000 |
| Collier County Florida | 2 | $ 597,000 | $ 298,000 | $ 162,000 |
| Lake County Florida | 2 | $ 260,000 | $ 130,000 | $ 237,000 |
| Orange County Florida | 2 | $ 736,000 | $ 368,000 | $ 180,000 |
| Volusia County Florida | 2 | $ 240,000 | $ 120,000 | $ 59,000 |
| Walton County Florida | 2 | $ 766,000 | $ 383,000 | $ 345,000 |
| Coffee County Georgia | 2 | $ 305,000 | $ 152,000 | $ 50,000 |
| Elbert County Georgia | 2 | $ 220,000 | $ 110,000 | $ 56,000 |
| Harris County Georgia | 2 | $ 173,000 | $ 86,000 | $ 152,000 |
| Houston County Georgia | 2 | $ 486,000 | $ 243,000 | $ 95,000 |
| Lee County Georgia | 2 | $ 491,000 | $ 245,000 | $ 112,000 |
| Liberty County Georgia | 2 | $ 340,000 | $ 170,000 | $ 58,000 |
| Monroe County Georgia | 2 | $ 384,000 | $ 192,000 | $ 77,000 |
| Murray County Georgia | 2 | $ 525,000 | $ 262,000 | $ 122,000 |
| Rabun County Georgia | 2 | $ 382,000 | $ 191,000 | $ 228,000 |
| Spalding County Georgia | 2 | $ 529,000 | $ 264,000 | $ 84,000 |
| Stephens County Georgia | 2 | $ 144,000 | $ 72,000 | $ 53,000 |
| White County Georgia | 2 | $ 572,000 | $ 286,000 | $ 130,000 |
| Whitfield County Georgia | 2 | $ 211,000 | $ 105,000 | $ 50,000 |
| Middlesex County Massachusetts | 2 | $ 700,000 | $ 350,000 | $ 117,000 |
| Buncombe County North Carolina | 2 | $ 513,000 | $ 256,000 | $ 59,000 |
| Durham County North Carolina | 2 | $ 415,000 | $ 207,000 | $ 88,000 |
| Granville County North Carolina | 2 | $ 406,000 | $ 203,000 | $ 57,000 |
| New Hanover County North Carolina | 2 | $ 516,000 | $ 258,000 | $ 95,000 |
| Rowan County North Carolina | 2 | $ 355,000 | $ 177,000 | $ 84,000 |
| Greenville County South Carolina | 2 | $ 336,000 | $ 168,000 | $ 50,000 |
| Pickens County South Carolina | 2 | $ 571,000 | $ 285,000 | $ 107,000 |
| Colbert County Alabama | 1 | $ 117,000 | $ 117,000 | $ 54,000 |
| DeKalb County Alabama | 1 | $ 254,000 | $ 254,000 | $ 71,000 |
| Elmore County Alabama | 1 | $ 174,000 | $ 174,000 | $ 50,000 |
| Geneva County Alabama | 1 | $ 124,000 | $ 124,000 | $ 48,000 |
| Houston County Alabama | 1 | $ 222,000 | $ 222,000 | $ 48,000 |
| Madison County Alabama | 1 | $ 133,000 | $ 133,000 | $ 68,000 |
| Mobile County Alabama | 1 | $ 168,000 | $ 168,000 | $ 60,000 |
| Montgomery County Alabama | 1 | $ 320,000 | $ 320,000 | $ 138,000 |
| Randolph County Alabama | 1 | $ 224,000 | $ 224,000 | $ 127,000 |
| Talladega County Alabama | 1 | $ 120,000 | $ 120,000 | $ 39,000 |
| Tallapoosa County Alabama | 1 | $ 255,000 | $ 255,000 | $ 98,000 |
| New Haven County Connecticut | 1 | $ 159,000 | $ 159,000 | $ 47,000 |
| Bay County Florida | 1 | $ 417,000 | $ 417,000 | $ 2,092,000 |
| Citrus County Florida | 1 | $ 380,000 | $ 380,000 | $ 219,000 |
| Escambia County Florida | 1 | $ 372,000 | $ 372,000 | $ 143,000 |
| Flagler County Florida | 1 | $ 330,000 | $ 330,000 | $ 54,000 |
| Gadsden County Florida | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Gulf County Florida | 1 | $ 318,000 | $ 318,000 | $ 124,000 |
| Hernando County Florida | 1 | $ 200,000 | $ 200,000 | $ 67,000 |
| Indian River County Florida | 1 | $ 94,000 | $ 94,000 | $ 50,000 |
| Lee County Florida | 1 | $ 350,000 | $ 350,000 | $ 102,000 |
| Okaloosa County Florida | 1 | $ 765,000 | $ 765,000 | $ 2,062,000 |
| Osceola County Florida | 1 | $ 156,000 | $ 156,000 | $ 49,000 |
| Putnam County Florida | 1 | $ 320,000 | $ 320,000 | $ 188,000 |
| Santa Rosa County Florida | 1 | $ 129,000 | $ 129,000 | $ 78,000 |
| Seminole County Florida | 1 | $ 242,000 | $ 242,000 | $ 37,000 |
| St. Lucie County Florida | 1 | $ 218,000 | $ 218,000 | $ 58,000 |
| Bacon County Georgia | 1 | $ 195,000 | $ 195,000 | $ 93,000 |
| Bryan County Georgia | 1 | $ 1,040,000 | $ 1,040,000 | $ 525,000 |
| Butts County Georgia | 1 | $ 121,000 | $ 121,000 | $ 38,000 |
| Dougherty County Georgia | 1 | $ 394,000 | $ 394,000 | $ 122,000 |
| Floyd County Georgia | 1 | $ 121,000 | $ 121,000 | $ 37,000 |
| Franklin County Georgia | 1 | $ 129,000 | $ 129,000 | $ 60,000 |
| Grady County Georgia | 1 | $ 270,000 | $ 270,000 | $ 48,000 |
| Haralson County Georgia | 1 | $ 78,000 | $ 78,000 | $ 33,000 |
| Lamar County Georgia | 1 | $ 69,000 | $ 69,000 | $ 65,000 |
| Peach County Georgia | 1 | $ 152,000 | $ 152,000 | $ 68,000 |
| Pike County Georgia | 1 | $ 204,000 | $ 204,000 | $ 290,000 |
| Thomas County Georgia | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Tift County Georgia | 1 | $ 417,000 | $ 417,000 | $ 212,000 |
| Towns County Georgia | 1 | $ 156,000 | $ 156,000 | $ 96,000 |
| Union County Georgia | 1 | $ 140,000 | $ 140,000 | $ 184,000 |
| Ada County Idaho | 1 | $ 322,000 | $ 322,000 | $ 70,000 |
| St. Joseph County Indiana | 1 | $ 99,000 | $ 99,000 | $ 146,000 |
| McCracken County Kentucky | 1 | $ 180,000 | $ 180,000 | $ 37,000 |
| Plymouth County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 480,000 |
| Worcester County Massachusetts | 1 | $ 139,000 | $ 139,000 | $ 101,000 |
| Dakota County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 116,000 |
| Burke County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 82,000 |
| Catawba County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 90,000 |
| Craven County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 55,000 |
| Cumberland County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Currituck County North Carolina | 1 | $ 189,000 | $ 189,000 | $ 26,000 |
| Davie County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 55,000 |
| Forsyth County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 50,000 |
| Guilford County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Johnston County North Carolina | 1 | $ 181,000 | $ 181,000 | $ 127,000 |
| Lenoir County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 54,000 |
| Lincoln County North Carolina | 1 | $ 252,000 | $ 252,000 | $ 97,000 |
| Macon County North Carolina | 1 | $ 786,000 | $ 786,000 | $ 265,000 |
| Orange County North Carolina | 1 | $ 401,000 | $ 401,000 | $ 180,000 |
| Pender County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| Transylvania County North Carolina | 1 | $ 188,000 | $ 188,000 | $ 120,000 |
| Chester County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 185,000 |
| Anderson County South Carolina | 1 | $ 102,000 | $ 102,000 | $ 38,000 |
| Beaufort County South Carolina | 1 | $ 260,000 | $ 260,000 | $ 209,000 |
| Charleston County South Carolina | 1 | $ 386,000 | $ 386,000 | $ 120,000 |
| Darlington County South Carolina | 1 | $ 216,000 | $ 216,000 | $ 450,000 |
| Lexington County South Carolina | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Loudon County Tennessee | 1 | $ 214,000 | $ 214,000 | $ 48,000 |
| Marshall County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 161,000 |
| Robertson County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 67,000 |
| Smith County Tennessee | 1 | $ 250,000 | $ 250,000 | $ 78,000 |
| Wilson County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 35,000 |
| Tarrant County Texas | 1 | $ 279,000 | $ 279,000 | $ 75,000 |
| Utah County Utah | 1 | $ 154,000 | $ 154,000 | $ 60,000 |
| Chittenden County Vermont | 1 | $ 244,000 | $ 244,000 | $ 163,000 |
| Amherst County Virginia | 1 | $ 179,000 | $ 179,000 | $ 56,000 |
| Prince William County Virginia | 1 | $ 93,000 | $ 93,000 | $ 64,000 |
| Oneida County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Cbc National Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,141 | $257,841,000 | $225,000 | $1,500,000 | $127,000 | $6,200,000 |
| Refinancing | 936 | $224,285,000 | $239,000 | $1,807,000 | $132,000 | $5,730,000 |
| Home Improvement | 2 | $113,000 | $56,000 | $62,000 | $107,000 | $181,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,590 | $380,928,000 | $239,000 | $1,807,000 | $134,000 | $6,200,000 |
| Black or African American | 182 | $35,855,000 | $197,000 | $417,000 | $106,000 | $1,981,000 |
| Not Provided | 164 | $33,865,000 | $206,000 | $417,000 | $100,000 | $599,000 |
| Hispanic | 66 | $13,972,000 | $211,000 | $644,000 | $180,000 | $5,730,000 |
| Asian | 64 | $14,462,000 | $225,000 | $590,000 | $104,000 | $340,000 |
| American Indian or Alaskan Native | 7 | $1,260,000 | $180,000 | $392,000 | $131,000 | $348,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,357,000 | $271,000 | $361,000 | $159,000 | $228,000 |
| Not applicable | 1 | $540,000 | $540,000 | $540,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,962 | $461,181,000 | $235,000 | $1,807,000 | $133,000 | $6,200,000 |
| FHA-insured (Federal Housing Administration) | 117 | $21,058,000 | $179,000 | $350,000 | $64,000 | $192,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,946 | $450,528,000 | $231,000 | $1,807,000 | $128,000 | $6,200,000 |
| Application Approved But Not Accepted | 125 | $29,995,000 | $239,000 | $1,040,000 | $143,000 | $1,156,000 |
| Application Denied By Financial Institution | 8 | $1,716,000 | $214,000 | $555,000 | $108,000 | $312,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 3 | $384,000 | $128,000 | $200,000 | $58,000 | $120,000 |
| Collateral | 2 | $824,000 | $412,000 | $555,000 | $109,000 | $135,000 |
| Other | 2 | $384,000 | $192,000 | $198,000 | $222,000 | $312,000 |
| Credit History | 1 | $124,000 | $124,000 | $124,000 | $31,000 | $31,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cbc National Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cbc National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.