Cbc National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Cbc National Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cbc National Bank 1891 South 14Th Street Fernandina Beach, FL 32034 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 4,822 |
| Total Mortgage Loan Application Amount | $1,027,733,000 |
| Average Mortgage Loan Application Amount | $183,333 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $86,666 |
| Highest Applicant Income | $1,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Cbc National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cbc National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Cbc National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cbc National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Cbc National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cbc National Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 791 | $ 196,932,000 | $ 248,000 | $ 136,000 |
| Cobb County Georgia | 513 | $ 111,640,000 | $ 217,000 | $ 105,000 |
| DeKalb County Georgia | 502 | $ 116,229,000 | $ 231,000 | $ 107,000 |
| Gwinnett County Georgia | 453 | $ 87,042,000 | $ 192,000 | $ 82,000 |
| Forsyth County Georgia | 272 | $ 67,923,000 | $ 249,000 | $ 120,000 |
| Cherokee County Georgia | 240 | $ 48,509,000 | $ 202,000 | $ 89,000 |
| Beaufort County South Carolina | 158 | $ 41,257,000 | $ 261,000 | $ 110,000 |
| Hall County Georgia | 82 | $ 16,082,000 | $ 196,000 | $ 91,000 |
| Duval County Florida | 81 | $ 15,319,000 | $ 189,000 | $ 83,000 |
| Mecklenburg County North Carolina | 71 | $ 15,760,000 | $ 221,000 | $ 109,000 |
| Broward County Florida | 70 | $ 15,659,000 | $ 223,000 | $ 102,000 |
| Nassau County Florida | 59 | $ 13,774,000 | $ 233,000 | $ 90,000 |
| Paulding County Georgia | 59 | $ 9,716,000 | $ 164,000 | $ 62,000 |
| Clarke County Georgia | 53 | $ 7,475,000 | $ 141,000 | $ 65,000 |
| Henry County Georgia | 53 | $ 9,213,000 | $ 173,000 | $ 62,000 |
| Madison County Georgia | 48 | $ 7,442,000 | $ 155,000 | $ 62,000 |
| Bibb County Georgia | 47 | $ 7,236,000 | $ 153,000 | $ 73,000 |
| Fayette County Georgia | 46 | $ 10,856,000 | $ 236,000 | $ 127,000 |
| Walton County Georgia | 46 | $ 8,453,000 | $ 183,000 | $ 74,000 |
| Jackson County Georgia | 44 | $ 8,593,000 | $ 195,000 | $ 78,000 |
| Columbia County Georgia | 38 | $ 6,922,000 | $ 182,000 | $ 91,000 |
| St. Johns County Florida | 36 | $ 7,063,000 | $ 196,000 | $ 99,000 |
| Lumpkin County Georgia | 35 | $ 6,346,000 | $ 181,000 | $ 82,000 |
| Horry County South Carolina | 35 | $ 5,731,000 | $ 163,000 | $ 141,000 |
| Carroll County Georgia | 33 | $ 5,899,000 | $ 178,000 | $ 87,000 |
| Dawson County Georgia | 29 | $ 6,338,000 | $ 218,000 | $ 71,000 |
| Douglas County Georgia | 28 | $ 5,080,000 | $ 181,000 | $ 61,000 |
| Bartow County Georgia | 26 | $ 4,308,000 | $ 165,000 | $ 63,000 |
| Coweta County Georgia | 26 | $ 4,531,000 | $ 174,000 | $ 49,000 |
| Barrow County Georgia | 24 | $ 3,480,000 | $ 145,000 | $ 60,000 |
| Chatham County Georgia | 24 | $ 4,337,000 | $ 180,000 | $ 101,000 |
| Effingham County Georgia | 23 | $ 3,891,000 | $ 169,000 | $ 76,000 |
| Glynn County Georgia | 23 | $ 4,037,000 | $ 175,000 | $ 64,000 |
| Oconee County Georgia | 22 | $ 5,151,000 | $ 234,000 | $ 94,000 |
| Lancaster County South Carolina | 22 | $ 4,070,000 | $ 185,000 | $ 55,000 |
| Newton County Georgia | 19 | $ 2,934,000 | $ 154,000 | $ 81,000 |
| Palm Beach County Florida | 18 | $ 3,832,000 | $ 212,000 | $ 108,000 |
| Hillsborough County Florida | 17 | $ 3,613,000 | $ 212,000 | $ 97,000 |
| Baldwin County Georgia | 17 | $ 3,434,000 | $ 202,000 | $ 98,000 |
| Clayton County Georgia | 17 | $ 1,905,000 | $ 112,000 | $ 48,000 |
| Clay County Florida | 14 | $ 2,569,000 | $ 183,000 | $ 77,000 |
| Haralson County Georgia | 14 | $ 2,240,000 | $ 160,000 | $ 101,000 |
| Rockdale County Georgia | 14 | $ 2,733,000 | $ 195,000 | $ 58,000 |
| Bryan County Georgia | 12 | $ 2,742,000 | $ 228,000 | $ 95,000 |
| Laurens County Georgia | 12 | $ 1,335,000 | $ 111,000 | $ 56,000 |
| Oglethorpe County Georgia | 12 | $ 1,788,000 | $ 149,000 | $ 68,000 |
| Pickens County Georgia | 12 | $ 2,748,000 | $ 229,000 | $ 165,000 |
| York County South Carolina | 12 | $ 2,498,000 | $ 208,000 | $ 155,000 |
| Floyd County Georgia | 11 | $ 1,741,000 | $ 158,000 | $ 51,000 |
| Muscogee County Georgia | 11 | $ 1,910,000 | $ 173,000 | $ 74,000 |
| White County Georgia | 11 | $ 2,030,000 | $ 184,000 | $ 80,000 |
| Manatee County Florida | 10 | $ 1,808,000 | $ 180,000 | $ 173,000 |
| Gilmer County Georgia | 10 | $ 1,537,000 | $ 153,000 | $ 101,000 |
| Banks County Georgia | 9 | $ 1,153,000 | $ 128,000 | $ 53,000 |
| Fannin County Georgia | 9 | $ 1,845,000 | $ 205,000 | $ 125,000 |
| Houston County Georgia | 9 | $ 1,758,000 | $ 195,000 | $ 88,000 |
| Camden County Georgia | 8 | $ 1,265,000 | $ 158,000 | $ 85,000 |
| Harris County Georgia | 8 | $ 1,691,000 | $ 211,000 | $ 94,000 |
| Hart County Georgia | 7 | $ 1,596,000 | $ 228,000 | $ 180,000 |
| Jones County Georgia | 7 | $ 1,640,000 | $ 234,000 | $ 145,000 |
| Lowndes County Georgia | 7 | $ 1,087,000 | $ 155,000 | $ 67,000 |
| Monroe County Georgia | 7 | $ 2,079,000 | $ 297,000 | $ 116,000 |
| Morgan County Georgia | 7 | $ 1,221,000 | $ 174,000 | $ 62,000 |
| Charleston County South Carolina | 7 | $ 1,780,000 | $ 254,000 | $ 164,000 |
| Pinellas County Florida | 6 | $ 1,553,000 | $ 258,000 | $ 304,000 |
| Dodge County Georgia | 6 | $ 557,000 | $ 92,000 | $ 49,000 |
| Putnam County Georgia | 6 | $ 849,000 | $ 141,000 | $ 93,000 |
| Richmond County Georgia | 6 | $ 1,354,000 | $ 225,000 | $ 68,000 |
| Stephens County Georgia | 6 | $ 974,000 | $ 162,000 | $ 75,000 |
| Hamilton County Tennessee | 6 | $ 1,096,000 | $ 182,000 | $ 91,000 |
| Baldwin County Alabama | 5 | $ 1,109,000 | $ 221,000 | $ 86,000 |
| Jefferson County Alabama | 5 | $ 882,000 | $ 176,000 | $ 57,000 |
| Flagler County Florida | 5 | $ 688,000 | $ 137,000 | $ 52,000 |
| Greene County Georgia | 5 | $ 1,393,000 | $ 278,000 | $ 466,000 |
| Habersham County Georgia | 5 | $ 1,117,000 | $ 223,000 | $ 169,000 |
| Lamar County Georgia | 5 | $ 902,000 | $ 180,000 | $ 69,000 |
| Telfair County Georgia | 5 | $ 601,000 | $ 120,000 | $ 61,000 |
| Buncombe County North Carolina | 5 | $ 1,036,000 | $ 207,000 | $ 64,000 |
| Cabarrus County North Carolina | 5 | $ 928,000 | $ 185,000 | $ 61,000 |
| Union County North Carolina | 5 | $ 991,000 | $ 198,000 | $ 77,000 |
| Spartanburg County South Carolina | 5 | $ 761,000 | $ 152,000 | $ 54,000 |
| McMinn County Tennessee | 5 | $ 558,000 | $ 111,000 | $ 19,000 |
| Mobile County Alabama | 4 | $ 463,000 | $ 115,000 | $ 54,000 |
| Randolph County Alabama | 4 | $ 710,000 | $ 177,000 | $ 134,000 |
| Alachua County Florida | 4 | $ 523,000 | $ 130,000 | $ 78,000 |
| Charlotte County Florida | 4 | $ 598,000 | $ 149,000 | $ 120,000 |
| Sarasota County Florida | 4 | $ 831,000 | $ 207,000 | $ 110,000 |
| Elbert County Georgia | 4 | $ 601,000 | $ 150,000 | $ 43,000 |
| Emanuel County Georgia | 4 | $ 718,000 | $ 179,000 | $ 59,000 |
| Jasper County Georgia | 4 | $ 1,063,000 | $ 265,000 | $ 124,000 |
| Rabun County Georgia | 4 | $ 1,099,000 | $ 274,000 | $ 188,000 |
| Thomas County Georgia | 4 | $ 352,000 | $ 88,000 | $ 63,000 |
| Iredell County North Carolina | 4 | $ 782,000 | $ 195,000 | $ 100,000 |
| Berkeley County South Carolina | 4 | $ 740,000 | $ 185,000 | $ 53,000 |
| Madison County Alabama | 3 | $ 614,000 | $ 204,000 | $ 95,000 |
| Shelby County Alabama | 3 | $ 557,000 | $ 185,000 | $ 47,000 |
| Marion County Florida | 3 | $ 588,000 | $ 196,000 | $ 171,000 |
| Orange County Florida | 3 | $ 602,000 | $ 200,000 | $ 79,000 |
| St. Lucie County Florida | 3 | $ 286,000 | $ 95,000 | $ 93,000 |
| Volusia County Florida | 3 | $ 387,000 | $ 129,000 | $ 98,000 |
| Bleckley County Georgia | 3 | $ 437,000 | $ 145,000 | $ 67,000 |
| Catoosa County Georgia | 3 | $ 381,000 | $ 127,000 | $ 50,000 |
| Crisp County Georgia | 3 | $ 653,000 | $ 217,000 | $ 65,000 |
| Dougherty County Georgia | 3 | $ 3,351,000 | $ 1,117,000 | $ 50,000 |
| Hancock County Georgia | 3 | $ 528,000 | $ 176,000 | $ 118,000 |
| Heard County Georgia | 3 | $ 387,000 | $ 129,000 | $ 82,000 |
| McIntosh County Georgia | 3 | $ 614,000 | $ 204,000 | $ 99,000 |
| Meriwether County Georgia | 3 | $ 315,000 | $ 105,000 | $ 44,000 |
| Polk County Georgia | 3 | $ 324,000 | $ 108,000 | $ 8,000 |
| Spalding County Georgia | 3 | $ 283,000 | $ 94,000 | $ 93,000 |
| Sumter County Georgia | 3 | $ 331,000 | $ 110,000 | $ 68,000 |
| Whitfield County Georgia | 3 | $ 644,000 | $ 214,000 | $ 65,000 |
| Wilkes County North Carolina | 3 | $ 563,000 | $ 187,000 | $ 44,000 |
| Aiken County South Carolina | 3 | $ 405,000 | $ 135,000 | $ 70,000 |
| Anderson County South Carolina | 3 | $ 743,000 | $ 247,000 | $ 76,000 |
| Greenville County South Carolina | 3 | $ 710,000 | $ 236,000 | $ 82,000 |
| Knox County Tennessee | 3 | $ 372,000 | $ 124,000 | $ 85,000 |
| Blount County Alabama | 2 | $ 515,000 | $ 257,000 | $ 85,000 |
| Lee County Alabama | 2 | $ 307,000 | $ 153,000 | $ 49,000 |
| Limestone County Alabama | 2 | $ 300,000 | $ 150,000 | $ 47,000 |
| St. Clair County Alabama | 2 | $ 317,000 | $ 158,000 | $ 19,000 |
| Washington County Alabama | 2 | $ 272,000 | $ 136,000 | $ 116,000 |
| Baker County Florida | 2 | $ 454,000 | $ 227,000 | $ 127,000 |
| Brevard County Florida | 2 | $ 255,000 | $ 127,000 | $ 108,000 |
| Collier County Florida | 2 | $ 586,000 | $ 293,000 | $ 188,000 |
| Gulf County Florida | 2 | $ 608,000 | $ 304,000 | $ 159,000 |
| Lee County Florida | 2 | $ 318,000 | $ 159,000 | $ 62,000 |
| Miami-Dade County Florida | 2 | $ 379,000 | $ 189,000 | $ 132,000 |
| Okaloosa County Florida | 2 | $ 425,000 | $ 212,000 | $ 112,000 |
| Seminole County Florida | 2 | $ 254,000 | $ 127,000 | $ 68,000 |
| Walton County Florida | 2 | $ 617,000 | $ 308,000 | $ 358,000 |
| Ben Hill County Georgia | 2 | $ 543,000 | $ 271,000 | $ 139,000 |
| Berrien County Georgia | 2 | $ 184,000 | $ 92,000 | $ 19,000 |
| Bulloch County Georgia | 2 | $ 546,000 | $ 273,000 | $ 48,000 |
| Candler County Georgia | 2 | $ 383,000 | $ 191,000 | $ 75,000 |
| Crawford County Georgia | 2 | $ 421,000 | $ 210,000 | $ 84,000 |
| Franklin County Georgia | 2 | $ 357,000 | $ 178,000 | $ 123,000 |
| Gordon County Georgia | 2 | $ 185,000 | $ 92,000 | $ 50,000 |
| Irwin County Georgia | 2 | $ 267,000 | $ 133,000 | $ 54,000 |
| Jefferson County Georgia | 2 | $ 184,000 | $ 92,000 | $ 30,000 |
| Johnson County Georgia | 2 | $ 440,000 | $ 220,000 | $ 97,000 |
| Lee County Georgia | 2 | $ 561,000 | $ 280,000 | $ 93,000 |
| Liberty County Georgia | 2 | $ 257,000 | $ 128,000 | $ 67,000 |
| Murray County Georgia | 2 | $ 348,000 | $ 174,000 | $ 42,000 |
| Troup County Georgia | 2 | $ 357,000 | $ 178,000 | $ 102,000 |
| Union County Georgia | 2 | $ 569,000 | $ 284,000 | $ 131,000 |
| Walker County Georgia | 2 | $ 272,000 | $ 136,000 | $ 66,000 |
| Worth County Georgia | 2 | $ 445,000 | $ 222,000 | $ 56,000 |
| Barnstable County Massachusetts | 2 | $ 685,000 | $ 342,000 | $ 296,000 |
| Brunswick County North Carolina | 2 | $ 538,000 | $ 269,000 | $ 191,000 |
| Cherokee County North Carolina | 2 | $ 533,000 | $ 266,000 | $ 149,000 |
| Forsyth County North Carolina | 2 | $ 384,000 | $ 192,000 | $ 83,000 |
| Gaston County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 136,000 |
| Guilford County North Carolina | 2 | $ 479,000 | $ 239,000 | $ 44,000 |
| Jackson County North Carolina | 2 | $ 315,000 | $ 157,000 | $ 124,000 |
| Lincoln County North Carolina | 2 | $ 405,000 | $ 202,000 | $ 113,000 |
| Dorchester County South Carolina | 2 | $ 204,000 | $ 102,000 | $ 28,000 |
| Hampton County South Carolina | 2 | $ 367,000 | $ 183,000 | $ 61,000 |
| Newberry County South Carolina | 2 | $ 408,000 | $ 204,000 | $ 193,000 |
| Richland County South Carolina | 2 | $ 247,000 | $ 123,000 | $ 76,000 |
| Fayette County Tennessee | 2 | $ 299,000 | $ 149,000 | $ 62,000 |
| Loudon County Tennessee | 2 | $ 535,000 | $ 267,000 | $ 93,000 |
| Shelby County Tennessee | 2 | $ 397,000 | $ 198,000 | $ 47,000 |
| Cherokee County Alabama | 1 | $ 223,000 | $ 223,000 | $ 132,000 |
| Cleburne County Alabama | 1 | $ 285,000 | $ 285,000 | $ 93,000 |
| DeKalb County Alabama | 1 | $ 136,000 | $ 136,000 | $ 40,000 |
| Etowah County Alabama | 1 | $ 169,000 | $ 169,000 | $ 38,000 |
| Houston County Alabama | 1 | $ 118,000 | $ 118,000 | $ 42,000 |
| Lauderdale County Alabama | 1 | $ 223,000 | $ 223,000 | $ 97,000 |
| Lowndes County Alabama | 1 | $ 179,000 | $ 179,000 | $ 50,000 |
| Montgomery County Alabama | 1 | $ 376,000 | $ 376,000 | $ 300,000 |
| Tuscaloosa County Alabama | 1 | $ 90,000 | $ 90,000 | $ 119,000 |
| Fairfield County Connecticut | 1 | $ 393,000 | $ 393,000 | $ 208,000 |
| District of Columbia County District Of Columbia | 1 | $ 356,000 | $ 356,000 | $ 479,000 |
| Bay County Florida | 1 | $ 239,000 | $ 239,000 | $ 110,000 |
| Escambia County Florida | 1 | $ 126,000 | $ 126,000 | $ 59,000 |
| Lake County Florida | 1 | $ 152,000 | $ 152,000 | $ 72,000 |
| Leon County Florida | 1 | $ 86,000 | $ 86,000 | $ 176,000 |
| Monroe County Florida | 1 | $ 298,000 | $ 298,000 | $ 168,000 |
| Osceola County Florida | 1 | $ 137,000 | $ 137,000 | $ 54,000 |
| Polk County Florida | 1 | $ 74,000 | $ 74,000 | $ 21,000 |
| Santa Rosa County Florida | 1 | $ 244,000 | $ 244,000 | $ 194,000 |
| Appling County Georgia | 1 | $ 285,000 | $ 285,000 | $ 201,000 |
| Atkinson County Georgia | 1 | $ 108,000 | $ 108,000 | $ 26,000 |
| Bacon County Georgia | 1 | $ 141,000 | $ 141,000 | $ 71,000 |
| Charlton County Georgia | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Peach County Georgia | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
| Pierce County Georgia | 1 | $ 157,000 | $ 157,000 | $ 60,000 |
| Pike County Georgia | 1 | $ 199,000 | $ 199,000 | $ 37,000 |
| Pulaski County Georgia | 1 | $ 127,000 | $ 127,000 | $ 105,000 |
| Schley County Georgia | 1 | $ 182,000 | $ 182,000 | $ 48,000 |
| Tift County Georgia | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Towns County Georgia | 1 | $ 417,000 | $ 417,000 | $ 383,000 |
| Turner County Georgia | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Twiggs County Georgia | 1 | $ 160,000 | $ 160,000 | $ 81,000 |
| Washington County Georgia | 1 | $ 136,000 | $ 136,000 | $ 56,000 |
| Wilcox County Georgia | 1 | $ 242,000 | $ 242,000 | $ 42,000 |
| Wilkinson County Georgia | 1 | $ 120,000 | $ 120,000 | $ 77,000 |
| Jefferson County Kentucky | 1 | $ 296,000 | $ 296,000 | $ 201,000 |
| Anne Arundel County Maryland | 1 | $ 316,000 | $ 316,000 | $ 72,000 |
| Montgomery County Maryland | 1 | $ 348,000 | $ 348,000 | $ 99,000 |
| Berkshire County Massachusetts | 1 | $ 203,000 | $ 203,000 | $ 84,000 |
| Norfolk County Massachusetts | 1 | $ 350,000 | $ 350,000 | $ 174,000 |
| Plymouth County Massachusetts | 1 | $ 399,000 | $ 399,000 | $ 536,000 |
| DeSoto County Mississippi | 1 | $ 200,000 | $ 200,000 | $ 84,000 |
| Alamance County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 64,000 |
| Alexander County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 101,000 |
| Beaufort County North Carolina | 1 | $ 253,000 | $ 253,000 | $ 54,000 |
| Carteret County North Carolina | 1 | $ 402,000 | $ 402,000 | $ 208,000 |
| Clay County North Carolina | 1 | $ 393,000 | $ 393,000 | $ 234,000 |
| Davie County North Carolina | 1 | $ 228,000 | $ 228,000 | $ 99,000 |
| Granville County North Carolina | 1 | $ 233,000 | $ 233,000 | $ 63,000 |
| Macon County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 256,000 |
| Pitt County North Carolina | 1 | $ 304,000 | $ 304,000 | $ 125,000 |
| Rowan County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 38,000 |
| Stanly County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 58,000 |
| Transylvania County North Carolina | 1 | $ 280,000 | $ 280,000 | $ 245,000 |
| Wake County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 127,000 |
| Oconee County South Carolina | 1 | $ 327,000 | $ 327,000 | $ 260,000 |
| Pickens County South Carolina | 1 | $ 146,000 | $ 146,000 | $ 89,000 |
| Bradley County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Claiborne County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 317,000 |
| Davidson County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Franklin County Tennessee | 1 | $ 356,000 | $ 356,000 | $ 213,000 |
| Madison County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 61,000 |
| Monroe County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 19,000 |
| Roane County Tennessee | 1 | $ 187,000 | $ 187,000 | $ 37,000 |
| Rutherford County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Sequatchie County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 77,000 |
| Sumner County Tennessee | 1 | $ 193,000 | $ 193,000 | $ 68,000 |
| Washington County Tennessee | 1 | $ 147,000 | $ 147,000 | $ 138,000 |
| Weakley County Tennessee | 1 | $ 238,000 | $ 238,000 | $ 84,000 |
| Williamson County Tennessee | 1 | $ 307,000 | $ 307,000 | $ 98,000 |
| Wilson County Tennessee | 1 | $ 296,000 | $ 296,000 | $ 40,000 |
| Collin County Texas | 1 | $ 224,000 | $ 224,000 | $ 65,000 |
| Travis County Texas | 1 | $ 296,000 | $ 296,000 | $ 123,000 |
| Albemarle County Virginia | 1 | $ 115,000 | $ 115,000 | $ 140,000 |
| Alexandria County Virginia | 1 | $ 371,000 | $ 371,000 | $ 125,000 |
| Virginia Beach County Virginia | 1 | $ 226,000 | $ 226,000 | $ 78,000 |
| Berkeley County West Virginia | 1 | $ 179,000 | $ 179,000 | $ 95,000 |
Mortgage Loan Application Detail Totals for Cbc National Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,763 | $617,207,000 | $223,000 | $3,000,000 | $105,000 | $1,800,000 |
| Home Purchase | 2,052 | $409,628,000 | $199,000 | $1,600,000 | $98,000 | $1,500,000 |
| Home Improvement | 7 | $898,000 | $128,000 | $417,000 | $57,000 | $175,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,898 | $837,809,000 | $214,000 | $1,095,000 | $106,000 | $1,800,000 |
| Black or African American | 329 | $55,901,000 | $169,000 | $553,000 | $59,000 | $598,000 |
| Not Provided | 284 | $63,506,000 | $223,000 | $1,500,000 | $108,000 | $1,500,000 |
| Asian | 158 | $35,992,000 | $227,000 | $1,900,000 | $115,000 | $1,400,000 |
| Hispanic | 124 | $23,121,000 | $186,000 | $417,000 | $77,000 | $333,000 |
| Not applicable | 13 | $7,932,000 | $610,000 | $3,000,000 | $10,000 | $137,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,683,000 | $187,000 | $335,000 | $93,000 | $130,000 |
| American Indian or Alaskan Native | 7 | $1,789,000 | $255,000 | $417,000 | $189,000 | $484,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,353 | $770,089,000 | $229,000 | $3,000,000 | $120,000 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 1,460 | $255,447,000 | $174,000 | $424,000 | $61,000 | $1,295,000 |
| VA-guaranteed (Veterans Administration) | 8 | $2,100,000 | $262,000 | $350,000 | $48,000 | $97,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $97,000 | $97,000 | $97,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,449 | $948,978,000 | $213,000 | $3,000,000 | $103,000 | $1,800,000 |
| Application Denied By Financial Institution | 257 | $51,925,000 | $202,000 | $1,900,000 | $73,000 | $415,000 |
| Application Withdrawn By Applicant | 86 | $18,048,000 | $209,000 | $417,000 | $98,000 | $376,000 |
| Application Approved But Not Accepted | 30 | $8,782,000 | $292,000 | $1,500,000 | $158,000 | $1,500,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 72 | $17,756,000 | $246,000 | $1,900,000 | $56,000 | $273,000 |
| Other | 57 | $11,564,000 | $202,000 | $1,600,000 | $94,000 | $415,000 |
| Credit History | 54 | $8,072,000 | $149,000 | $417,000 | $56,000 | $317,000 |
| Collateral | 39 | $8,465,000 | $217,000 | $417,000 | $94,000 | $300,000 |
| Unverifiable Information | 17 | $3,582,000 | $210,000 | $417,000 | $93,000 | $295,000 |
| Employment History | 9 | $1,136,000 | $126,000 | $242,000 | $55,000 | $159,000 |
| Mortgage Insurance Denied | 5 | $825,000 | $165,000 | $225,000 | $52,000 | $72,000 |
| Credit Application Incomplete | 3 | $419,000 | $139,000 | $218,000 | $70,000 | $114,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $106,000 | $106,000 | $106,000 | $36,000 | $36,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cbc National Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cbc National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.