Core Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Core Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Core Bank 12100 W Center Rd Omaha, NE 68144 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2005 2004 2003 |
| Total Number of Mortgage Applications | 695 |
| Total Mortgage Loan Application Amount | $330,955,000 |
| Average Mortgage Loan Application Amount | $306,800 |
| Highest Mortgage Loan Application Amount | $26,565,000 |
| Average Applicant Income | $151,800 |
| Highest Applicant Income | $1,702,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Core Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Core Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Core Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Core Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Core Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Core Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 351 | $ 155,965,000 | $ 444,000 | $ 182,000 |
| Sarpy County Nebraska | 175 | $ 78,235,000 | $ 447,000 | $ 122,000 |
| Pottawattamie County Iowa | 22 | $ 11,400,000 | $ 518,000 | $ 145,000 |
| Cass County Nebraska | 14 | $ 4,020,000 | $ 287,000 | $ 112,000 |
| Lancaster County Nebraska | 13 | $ 6,165,000 | $ 474,000 | $ 117,000 |
| Saunders County Nebraska | 13 | $ 7,005,000 | $ 538,000 | $ 220,000 |
| Washington County Nebraska | 9 | $ 5,335,000 | $ 592,000 | $ 210,000 |
| Autauga County Alabama | 4 | $ 1,320,000 | $ 330,000 | $ 135,000 |
| Mills County Iowa | 4 | $ 810,000 | $ 202,000 | $ 80,000 |
| Dodge County Nebraska | 4 | $ 13,880,000 | $ 3,470,000 | $ 56,000 |
| York County Nebraska | 4 | $ 390,000 | $ 97,000 | $ 104,000 |
| Maricopa County Arizona | 3 | $ 1,015,000 | $ 338,000 | $ 148,000 |
| Okaloosa County Florida | 3 | $ 925,000 | $ 308,000 | $ 73,000 |
| Yuma County Arizona | 2 | $ 640,000 | $ 320,000 | $ 98,000 |
| Walton County Florida | 2 | $ 1,910,000 | $ 955,000 | $ 275,000 |
| Polk County Iowa | 2 | $ 330,000 | $ 165,000 | $ 36,000 |
| Shelby County Iowa | 2 | $ 480,000 | $ 240,000 | $ 145,000 |
| Leavenworth County Kansas | 2 | $ 1,510,000 | $ 755,000 | $ 683,000 |
| Sherman County Kansas | 2 | $ 350,000 | $ 175,000 | $ 217,000 |
| Buffalo County Nebraska | 2 | $ 950,000 | $ 475,000 | $ 300,000 |
| Otoe County Nebraska | 2 | $ 380,000 | $ 190,000 | $ 88,000 |
| Clark County Nevada | 2 | $ 1,940,000 | $ 970,000 | $ 285,000 |
| Cleveland County Oklahoma | 2 | $ 590,000 | $ 295,000 | $ 84,000 |
| Lawrence County South Dakota | 2 | $ 1,370,000 | $ 685,000 | $ 386,000 |
| Dale County Alabama | 1 | $ 265,000 | $ 265,000 | $ 130,000 |
| Clark County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Fulton County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 113,000 |
| Fresno County California | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Riverside County California | 1 | $ 655,000 | $ 655,000 | $ 388,000 |
| San Diego County California | 1 | $ 1,945,000 | $ 1,945,000 | $ 406,000 |
| El Paso County Colorado | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Hartford County Connecticut | 1 | $ 445,000 | $ 445,000 | $ 144,000 |
| Hillsborough County Florida | 1 | $ 145,000 | $ 145,000 | $ 136,000 |
| Columbia County Georgia | 1 | $ 365,000 | $ 365,000 | $ 138,000 |
| Hart County Georgia | 1 | $ 405,000 | $ 405,000 | $ 192,000 |
| Thomas County Georgia | 1 | $ 305,000 | $ 305,000 | $ 90,000 |
| Macon County Illinois | 1 | $ 95,000 | $ 95,000 | $ 142,000 |
| Dickinson County Iowa | 1 | $ 305,000 | $ 305,000 | $ 421,000 |
| Harrison County Iowa | 1 | $ 855,000 | $ 855,000 | $ 315,000 |
| Madison County Iowa | 1 | $ 315,000 | $ 315,000 | $ 90,000 |
| Story County Iowa | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Douglas County Kansas | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 655,000 | $ 655,000 | $ 175,000 |
| Taylor County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Prince George's County Maryland | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Houghton County Michigan | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Kalamazoo County Michigan | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| Cass County Minnesota | 1 | $ 1,865,000 | $ 1,865,000 | $ 0 |
| Douglas County Minnesota | 1 | $ 635,000 | $ 635,000 | $ 1,355,000 |
| Ramsey County Minnesota | 1 | $ 475,000 | $ 475,000 | $ 367,000 |
| Lauderdale County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Barry County Missouri | 1 | $ 265,000 | $ 265,000 | $ 219,000 |
| Camden County Missouri | 1 | $ 465,000 | $ 465,000 | $ 63,000 |
| Miller County Missouri | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Morgan County Missouri | 1 | $ 545,000 | $ 545,000 | $ 328,000 |
| Stone County Missouri | 1 | $ 305,000 | $ 305,000 | $ 317,000 |
| Burt County Nebraska | 1 | $ 305,000 | $ 305,000 | $ 142,000 |
| Butler County Nebraska | 1 | $ 405,000 | $ 405,000 | $ 122,000 |
| Cherry County Nebraska | 1 | $ 285,000 | $ 285,000 | $ 379,000 |
| Madison County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Morrill County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 89,000 |
| Nemaha County Nebraska | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Platte County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Seward County Nebraska | 1 | $ 255,000 | $ 255,000 | $ 122,000 |
| Sandoval County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 141,000 |
| Monroe County New York | 1 | $ 115,000 | $ 115,000 | $ 264,000 |
| Suffolk County New York | 1 | $ 2,575,000 | $ 2,575,000 | $ 1,275,000 |
| Wake County North Carolina | 1 | $ 1,395,000 | $ 1,395,000 | $ 298,000 |
| Canadian County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| York County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 75,000 |
| Codington County South Dakota | 1 | $ 9,815,000 | $ 9,815,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 735,000 | $ 735,000 | $ 301,000 |
| Cherokee County Texas | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Fort Bend County Texas | 1 | $ 465,000 | $ 465,000 | $ 173,000 |
| Weber County Utah | 1 | $ 415,000 | $ 415,000 | $ 73,000 |
| York County Virginia | 1 | $ 915,000 | $ 915,000 | $ 279,000 |
| Clark County Washington | 1 | $ 355,000 | $ 355,000 | $ 149,000 |
| Sheridan County Wyoming | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for Core Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 548 | $274,190,000 | $500,000 | $26,565,000 | $159,000 | $1,275,000 |
| Cash-out Refinancing | 65 | $21,975,000 | $338,000 | $1,825,000 | $204,000 | $1,702,000 |
| Refinancing | 61 | $32,915,000 | $539,000 | $9,815,000 | $179,000 | $616,000 |
| Home Improvement | 14 | $1,540,000 | $110,000 | $575,000 | $114,000 | $214,000 |
| Other Purpose | 7 | $335,000 | $47,000 | $105,000 | $103,000 | $172,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 428 | $164,960,000 | $385,000 | $2,575,000 | $173,000 | $1,702,000 |
| Not Provided | 105 | $36,805,000 | $350,000 | $1,765,000 | $155,000 | $1,355,000 |
| Not applicable | 95 | $111,805,000 | $1,176,000 | $26,565,000 | $0 | $0 |
| Hispanic | 36 | $9,010,000 | $250,000 | $2,005,000 | $91,000 | $470,000 |
| Black or African American | 16 | $4,170,000 | $260,000 | $555,000 | $119,000 | $331,000 |
| Asian | 14 | $3,830,000 | $273,000 | $505,000 | $181,000 | $840,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $375,000 | $375,000 | $375,000 | $125,000 | $125,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 556 | $286,160,000 | $514,000 | $26,565,000 | $181,000 | $1,702,000 |
| VA-guaranteed (Veterans Administration) | 99 | $35,705,000 | $360,000 | $915,000 | $118,000 | $395,000 |
| FHA-insured (Federal Housing Administration) | 40 | $9,090,000 | $227,000 | $425,000 | $82,000 | $212,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 579 | $276,775,000 | $478,000 | $26,565,000 | $160,000 | $1,355,000 |
| Application Withdrawn By Applicant | 84 | $37,810,000 | $450,000 | $5,805,000 | $204,000 | $1,702,000 |
| Application Denied By Financial Institution | 22 | $13,750,000 | $625,000 | $9,815,000 | $103,000 | $360,000 |
| Application Approved But Not Accepted | 9 | $2,495,000 | $277,000 | $965,000 | $131,000 | $276,000 |
| File Closed For Incompleteness | 1 | $125,000 | $125,000 | $125,000 | $97,000 | $97,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 673 | $317,205,000 | $471,000 | $26,565,000 | $166,000 | $1,702,000 |
| Debt-To-Income Ratio | 12 | $2,110,000 | $175,000 | $465,000 | $62,000 | $138,000 |
| Credit History | 8 | $1,520,000 | $190,000 | $445,000 | $132,000 | $360,000 |
| Collateral | 2 | $10,120,000 | $5,060,000 | $9,815,000 | $317,000 | $317,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Core Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Core Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.