Centennial Lending, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Centennial Lending, Llc 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Centennial Lending, Llc 4112 Kodiak Court, Unit D Centennial, CO 80504 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 654 |
| Total Mortgage Loan Application Amount | $109,618,000 |
| Average Mortgage Loan Application Amount | $166,000 |
| Highest Mortgage Loan Application Amount | $606,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $446,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Centennial Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centennial Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Centennial Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centennial Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Centennial Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centennial Lending, Llc's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Laramie County Wyoming | 104 | $ 15,849,000 | $ 152,000 | $ 58,000 |
| Jefferson County Colorado | 84 | $ 16,557,000 | $ 197,000 | $ 83,000 |
| Boulder County Colorado | 56 | $ 10,852,000 | $ 193,000 | $ 77,000 |
| Natrona County Wyoming | 41 | $ 5,530,000 | $ 134,000 | $ 57,000 |
| Arapahoe County Colorado | 32 | $ 6,214,000 | $ 194,000 | $ 72,000 |
| Pima County Arizona | 30 | $ 4,699,000 | $ 156,000 | $ 64,000 |
| Weld County Colorado | 29 | $ 5,680,000 | $ 195,000 | $ 77,000 |
| Denver County Colorado | 28 | $ 4,708,000 | $ 168,000 | $ 78,000 |
| Adams County Colorado | 24 | $ 4,052,000 | $ 168,000 | $ 72,000 |
| Lancaster County Nebraska | 18 | $ 2,093,000 | $ 116,000 | $ 58,000 |
| Douglas County Colorado | 17 | $ 4,383,000 | $ 257,000 | $ 90,000 |
| Larimer County Colorado | 17 | $ 3,601,000 | $ 211,000 | $ 81,000 |
| Carbon County Wyoming | 16 | $ 1,763,000 | $ 110,000 | $ 62,000 |
| Mesa County Colorado | 11 | $ 1,730,000 | $ 157,000 | $ 63,000 |
| Broomfield County Colorado | 10 | $ 2,441,000 | $ 244,000 | $ 104,000 |
| Buffalo County Nebraska | 9 | $ 788,000 | $ 87,000 | $ 47,000 |
| Marion County Oregon | 9 | $ 1,196,000 | $ 132,000 | $ 76,000 |
| Park County Colorado | 7 | $ 1,215,000 | $ 173,000 | $ 75,000 |
| El Paso County Colorado | 5 | $ 815,000 | $ 163,000 | $ 84,000 |
| Gilpin County Colorado | 5 | $ 843,000 | $ 168,000 | $ 89,000 |
| Comanche County Oklahoma | 5 | $ 535,000 | $ 107,000 | $ 64,000 |
| Stephens County Oklahoma | 5 | $ 283,000 | $ 56,000 | $ 53,000 |
| Polk County Oregon | 5 | $ 899,000 | $ 179,000 | $ 66,000 |
| Chaffee County Colorado | 4 | $ 625,000 | $ 156,000 | $ 53,000 |
| Fremont County Wyoming | 4 | $ 578,000 | $ 144,000 | $ 54,000 |
| Clear Creek County Colorado | 3 | $ 683,000 | $ 227,000 | $ 69,000 |
| Garfield County Colorado | 3 | $ 556,000 | $ 185,000 | $ 39,000 |
| Summit County Colorado | 3 | $ 656,000 | $ 218,000 | $ 89,000 |
| Converse County Wyoming | 3 | $ 329,000 | $ 109,000 | $ 63,000 |
| Hot Springs County Wyoming | 3 | $ 151,000 | $ 50,000 | $ 55,000 |
| Yuma County Arizona | 2 | $ 321,000 | $ 160,000 | $ 43,000 |
| Routt County Colorado | 2 | $ 768,000 | $ 384,000 | $ 351,000 |
| Dawson County Nebraska | 2 | $ 242,000 | $ 121,000 | $ 69,000 |
| Hitchcock County Nebraska | 2 | $ 95,000 | $ 47,000 | $ 94,000 |
| Albany County Wyoming | 2 | $ 292,000 | $ 146,000 | $ 34,000 |
| Big Horn County Wyoming | 2 | $ 306,000 | $ 153,000 | $ 62,000 |
| Goshen County Wyoming | 2 | $ 179,000 | $ 89,000 | $ 46,000 |
| Park County Wyoming | 2 | $ 342,000 | $ 171,000 | $ 86,000 |
| Sublette County Wyoming | 2 | $ 440,000 | $ 220,000 | $ 56,000 |
| Teton County Wyoming | 2 | $ 598,000 | $ 299,000 | $ 55,000 |
| Apache County Arizona | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Cochise County Arizona | 1 | $ 332,000 | $ 332,000 | $ 155,000 |
| Maricopa County Arizona | 1 | $ 203,000 | $ 203,000 | $ 43,000 |
| Fremont County Colorado | 1 | $ 93,000 | $ 93,000 | $ 29,000 |
| Grand County Colorado | 1 | $ 118,000 | $ 118,000 | $ 177,000 |
| Gunnison County Colorado | 1 | $ 104,000 | $ 104,000 | $ 87,000 |
| La Plata County Colorado | 1 | $ 230,000 | $ 230,000 | $ 43,000 |
| Las Animas County Colorado | 1 | $ 121,000 | $ 121,000 | $ 76,000 |
| Montezuma County Colorado | 1 | $ 166,000 | $ 166,000 | $ 74,000 |
| Morgan County Colorado | 1 | $ 113,000 | $ 113,000 | $ 83,000 |
| Pueblo County Colorado | 1 | $ 180,000 | $ 180,000 | $ 162,000 |
| Saguache County Colorado | 1 | $ 43,000 | $ 43,000 | $ 84,000 |
| Teller County Colorado | 1 | $ 140,000 | $ 140,000 | $ 93,000 |
| Roosevelt County Montana | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Box Butte County Nebraska | 1 | $ 54,000 | $ 54,000 | $ 26,000 |
| Dawes County Nebraska | 1 | $ 64,000 | $ 64,000 | $ 21,000 |
| Douglas County Nebraska | 1 | $ 354,000 | $ 354,000 | $ 128,000 |
| Saline County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 111,000 |
| Wayne County Nebraska | 1 | $ 88,000 | $ 88,000 | $ 47,000 |
| Clark County Nevada | 1 | $ 90,000 | $ 90,000 | $ 48,000 |
| Grant County New Mexico | 1 | $ 120,000 | $ 120,000 | $ 38,000 |
| Sandoval County New Mexico | 1 | $ 106,000 | $ 106,000 | $ 74,000 |
| Santa Fe County New Mexico | 1 | $ 46,000 | $ 46,000 | $ 61,000 |
| Canadian County Oklahoma | 1 | $ 61,000 | $ 61,000 | $ 23,000 |
| Grady County Oklahoma | 1 | $ 113,000 | $ 113,000 | $ 72,000 |
| Jefferson County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Latimer County Oklahoma | 1 | $ 54,000 | $ 54,000 | $ 88,000 |
| McCurtain County Oklahoma | 1 | $ 32,000 | $ 32,000 | $ 27,000 |
| Oklahoma County Oklahoma | 1 | $ 206,000 | $ 206,000 | $ 162,000 |
| Lake County Oregon | 1 | $ 51,000 | $ 51,000 | $ 58,000 |
| Lincoln County Oregon | 1 | $ 103,000 | $ 103,000 | $ 114,000 |
| Linn County Oregon | 1 | $ 192,000 | $ 192,000 | $ 137,000 |
| Umatilla County Oregon | 1 | $ 131,000 | $ 131,000 | $ 49,000 |
| Collin County Texas | 1 | $ 64,000 | $ 64,000 | $ 60,000 |
| Dallas County Texas | 1 | $ 129,000 | $ 129,000 | $ 63,000 |
| Ector County Texas | 1 | $ 120,000 | $ 120,000 | $ 83,000 |
| Travis County Texas | 1 | $ 162,000 | $ 162,000 | $ 83,000 |
| Cache County Utah | 1 | $ 190,000 | $ 190,000 | $ 101,000 |
| Salt Lake County Utah | 1 | $ 204,000 | $ 204,000 | $ 63,000 |
| Lincoln County Wyoming | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Sheridan County Wyoming | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Sweetwater County Wyoming | 1 | $ 153,000 | $ 153,000 | $ 73,000 |
| Washakie County Wyoming | 1 | $ 70,000 | $ 70,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for Centennial Lending, Llc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 362 | $63,812,000 | $176,000 | $606,000 | $74,000 | $221,000 |
| Home Purchase | 292 | $45,806,000 | $156,000 | $535,000 | $68,000 | $446,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 512 | $87,068,000 | $170,000 | $606,000 | $72,000 | $446,000 |
| Not Provided | 88 | $13,813,000 | $156,000 | $490,000 | $68,000 | $256,000 |
| Hispanic | 31 | $4,734,000 | $152,000 | $360,000 | $62,000 | $128,000 |
| Black or African American | 15 | $2,763,000 | $184,000 | $346,000 | $81,000 | $198,000 |
| Asian | 4 | $837,000 | $209,000 | $290,000 | $85,000 | $90,000 |
| American Indian or Alaskan Native | 2 | $318,000 | $159,000 | $190,000 | $71,000 | $101,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $85,000 | $42,000 | $51,000 | $37,000 | $50,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 637 | $106,641,000 | $167,000 | $606,000 | $71,000 | $446,000 |
| VA-guaranteed (Veterans Administration) | 16 | $2,931,000 | $183,000 | $317,000 | $69,000 | $114,000 |
| FHA-insured (Federal Housing Administration) | 1 | $46,000 | $46,000 | $46,000 | $61,000 | $61,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 461 | $76,096,000 | $165,000 | $606,000 | $72,000 | $446,000 |
| Application Approved But Not Accepted | 104 | $18,069,000 | $173,000 | $490,000 | $71,000 | $215,000 |
| Application Withdrawn By Applicant | 42 | $7,269,000 | $173,000 | $480,000 | $69,000 | $144,000 |
| File Closed For Incompleteness | 28 | $4,434,000 | $158,000 | $310,000 | $66,000 | $162,000 |
| Application Denied By Financial Institution | 18 | $3,494,000 | $194,000 | $360,000 | $70,000 | $164,000 |
| Preapproval Approved but not Accepted | 1 | $256,000 | $256,000 | $256,000 | $124,000 | $124,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1 | $120,000 | $120,000 | $120,000 | $65,000 | $65,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centennial Lending, Llc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centennial Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.