Centennial Lending, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Centennial Lending, Llc 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Centennial Lending, Llc 4112 Kodiak Court, Unit D Centennial, CO 80504 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 899 |
| Total Mortgage Loan Application Amount | $154,722,000 |
| Average Mortgage Loan Application Amount | $170,500 |
| Highest Mortgage Loan Application Amount | $1,106,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $1,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Centennial Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centennial Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Centennial Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centennial Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Centennial Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centennial Lending, Llc's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Laramie County Wyoming | 114 | $ 17,370,000 | $ 152,000 | $ 62,000 |
| Boulder County Colorado | 100 | $ 22,010,000 | $ 220,000 | $ 78,000 |
| Arapahoe County Colorado | 70 | $ 11,474,000 | $ 163,000 | $ 67,000 |
| Adams County Colorado | 61 | $ 10,067,000 | $ 165,000 | $ 58,000 |
| Jefferson County Colorado | 57 | $ 10,136,000 | $ 177,000 | $ 70,000 |
| Denver County Colorado | 55 | $ 10,883,000 | $ 197,000 | $ 64,000 |
| Weld County Colorado | 42 | $ 8,387,000 | $ 199,000 | $ 86,000 |
| Natrona County Wyoming | 40 | $ 6,861,000 | $ 171,000 | $ 70,000 |
| Larimer County Colorado | 35 | $ 7,270,000 | $ 207,000 | $ 82,000 |
| Pima County Arizona | 26 | $ 4,742,000 | $ 182,000 | $ 72,000 |
| Douglas County Colorado | 19 | $ 5,069,000 | $ 266,000 | $ 92,000 |
| Campbell County Wyoming | 18 | $ 3,088,000 | $ 171,000 | $ 66,000 |
| Lancaster County Nebraska | 16 | $ 1,375,000 | $ 85,000 | $ 40,000 |
| Albany County Wyoming | 15 | $ 2,270,000 | $ 151,000 | $ 61,000 |
| Stephens County Oklahoma | 12 | $ 1,296,000 | $ 108,000 | $ 71,000 |
| Marion County Oregon | 12 | $ 1,789,000 | $ 149,000 | $ 95,000 |
| Carbon County Wyoming | 12 | $ 1,508,000 | $ 125,000 | $ 68,000 |
| Mesa County Colorado | 9 | $ 1,388,000 | $ 154,000 | $ 65,000 |
| Broomfield County Colorado | 8 | $ 1,491,000 | $ 186,000 | $ 62,000 |
| El Paso County Colorado | 8 | $ 1,407,000 | $ 175,000 | $ 80,000 |
| Summit County Colorado | 7 | $ 2,187,000 | $ 312,000 | $ 97,000 |
| Merrick County Nebraska | 7 | $ 617,000 | $ 88,000 | $ 57,000 |
| Clear Creek County Colorado | 6 | $ 1,244,000 | $ 207,000 | $ 78,000 |
| Gilpin County Colorado | 6 | $ 597,000 | $ 99,000 | $ 87,000 |
| Buffalo County Nebraska | 6 | $ 827,000 | $ 137,000 | $ 292,000 |
| Converse County Wyoming | 6 | $ 852,000 | $ 142,000 | $ 64,000 |
| Fremont County Wyoming | 6 | $ 1,045,000 | $ 174,000 | $ 59,000 |
| Goshen County Wyoming | 6 | $ 740,000 | $ 123,000 | $ 82,000 |
| Park County Colorado | 5 | $ 1,398,000 | $ 279,000 | $ 81,000 |
| Douglas County Nebraska | 5 | $ 399,000 | $ 79,000 | $ 52,000 |
| Maricopa County Arizona | 4 | $ 770,000 | $ 192,000 | $ 80,000 |
| Comanche County Oklahoma | 4 | $ 235,000 | $ 58,000 | $ 63,000 |
| Chaffee County Colorado | 3 | $ 532,000 | $ 177,000 | $ 52,000 |
| Garfield County Colorado | 3 | $ 419,000 | $ 139,000 | $ 61,000 |
| Grand County Colorado | 3 | $ 399,000 | $ 133,000 | $ 53,000 |
| Montrose County Colorado | 3 | $ 347,000 | $ 115,000 | $ 66,000 |
| Adams County Nebraska | 3 | $ 180,000 | $ 60,000 | $ 81,000 |
| Box Butte County Nebraska | 3 | $ 303,000 | $ 101,000 | $ 58,000 |
| Hall County Nebraska | 3 | $ 432,000 | $ 144,000 | $ 81,000 |
| Grady County Oklahoma | 3 | $ 335,000 | $ 111,000 | $ 70,000 |
| Pinal County Arizona | 2 | $ 265,000 | $ 132,000 | $ 55,000 |
| Elbert County Colorado | 2 | $ 616,000 | $ 308,000 | $ 104,000 |
| Lake County Colorado | 2 | $ 125,000 | $ 62,000 | $ 69,000 |
| Teller County Colorado | 2 | $ 273,000 | $ 136,000 | $ 46,000 |
| Cheyenne County Nebraska | 2 | $ 101,000 | $ 50,000 | $ 69,000 |
| Clay County Nebraska | 2 | $ 60,000 | $ 30,000 | $ 39,000 |
| Hamilton County Nebraska | 2 | $ 277,000 | $ 138,000 | $ 89,000 |
| Madison County Nebraska | 2 | $ 114,000 | $ 57,000 | $ 31,000 |
| Nance County Nebraska | 2 | $ 157,000 | $ 78,000 | $ 62,000 |
| Otoe County Nebraska | 2 | $ 276,000 | $ 138,000 | $ 71,000 |
| Seward County Nebraska | 2 | $ 253,000 | $ 126,000 | $ 76,000 |
| Cleveland County Oklahoma | 2 | $ 233,000 | $ 116,000 | $ 77,000 |
| Oklahoma County Oklahoma | 2 | $ 229,000 | $ 114,000 | $ 32,000 |
| Johnson County Wyoming | 2 | $ 238,000 | $ 119,000 | $ 46,000 |
| Lincoln County Wyoming | 2 | $ 387,000 | $ 193,000 | $ 76,000 |
| Platte County Wyoming | 2 | $ 187,000 | $ 93,000 | $ 66,000 |
| Sweetwater County Wyoming | 2 | $ 375,000 | $ 187,000 | $ 51,000 |
| Uinta County Wyoming | 2 | $ 229,000 | $ 114,000 | $ 60,000 |
| Yavapai County Arizona | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Alamosa County Colorado | 1 | $ 82,000 | $ 82,000 | $ 29,000 |
| Eagle County Colorado | 1 | $ 138,000 | $ 138,000 | $ 148,000 |
| Fremont County Colorado | 1 | $ 70,000 | $ 70,000 | $ 28,000 |
| Gunnison County Colorado | 1 | $ 107,000 | $ 107,000 | $ 69,000 |
| Morgan County Colorado | 1 | $ 47,000 | $ 47,000 | $ 37,000 |
| Pueblo County Colorado | 1 | $ 206,000 | $ 206,000 | $ 50,000 |
| Routt County Colorado | 1 | $ 1,106,000 | $ 1,106,000 | $ 776,000 |
| Ada County Idaho | 1 | $ 50,000 | $ 50,000 | $ 19,000 |
| Bear Lake County Idaho | 1 | $ 34,000 | $ 34,000 | $ 25,000 |
| Mills County Iowa | 1 | $ 181,000 | $ 181,000 | $ 75,000 |
| Pottawattamie County Iowa | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Nemaha County Kansas | 1 | $ 82,000 | $ 82,000 | $ 36,000 |
| Lafayette County Louisiana | 1 | $ 110,000 | $ 110,000 | $ 91,000 |
| St. Martin County Louisiana | 1 | $ 70,000 | $ 70,000 | $ 53,000 |
| Yellowstone County Montana | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Franklin County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 62,000 |
| Gage County Nebraska | 1 | $ 83,000 | $ 83,000 | $ 34,000 |
| Howard County Nebraska | 1 | $ 129,000 | $ 129,000 | $ 71,000 |
| Kearney County Nebraska | 1 | $ 47,000 | $ 47,000 | $ 38,000 |
| Polk County Nebraska | 1 | $ 47,000 | $ 47,000 | $ 51,000 |
| Scotts Bluff County Nebraska | 1 | $ 163,000 | $ 163,000 | $ 70,000 |
| Washington County Nebraska | 1 | $ 97,000 | $ 97,000 | $ 57,000 |
| Clark County Nevada | 1 | $ 100,000 | $ 100,000 | $ 76,000 |
| Cotton County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 91,000 |
| Clackamas County Oregon | 1 | $ 203,000 | $ 203,000 | $ 83,000 |
| Polk County Oregon | 1 | $ 261,000 | $ 261,000 | $ 63,000 |
| Beaufort County South Carolina | 1 | $ 750,000 | $ 750,000 | $ 166,000 |
| Pennington County South Dakota | 1 | $ 144,000 | $ 144,000 | $ 80,000 |
| Denton County Texas | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Jefferson County Texas | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Jim Wells County Texas | 1 | $ 133,000 | $ 133,000 | $ 32,000 |
| Montgomery County Texas | 1 | $ 225,000 | $ 225,000 | $ 25,000 |
| Smith County Texas | 1 | $ 121,000 | $ 121,000 | $ 81,000 |
| Uintah County Utah | 1 | $ 175,000 | $ 175,000 | $ 33,000 |
| Wasatch County Utah | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Big Horn County Wyoming | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Hot Springs County Wyoming | 1 | $ 127,000 | $ 127,000 | $ 58,000 |
| Park County Wyoming | 1 | $ 110,000 | $ 110,000 | $ 165,000 |
| Washakie County Wyoming | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Centennial Lending, Llc in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 530 | $94,056,000 | $177,000 | $750,000 | $73,000 | $1,000,000 |
| Home Purchase | 369 | $60,666,000 | $164,000 | $1,106,000 | $69,000 | $776,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 628 | $108,497,000 | $172,000 | $1,106,000 | $74,000 | $1,000,000 |
| Not Provided | 170 | $29,498,000 | $173,000 | $750,000 | $63,000 | $334,000 |
| Hispanic | 67 | $11,426,000 | $170,000 | $407,000 | $61,000 | $220,000 |
| Black or African American | 16 | $2,285,000 | $142,000 | $288,000 | $59,000 | $110,000 |
| Asian | 12 | $2,091,000 | $174,000 | $258,000 | $113,000 | $204,000 |
| American Indian or Alaskan Native | 4 | $690,000 | $172,000 | $250,000 | $84,000 | $168,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $235,000 | $117,000 | $130,000 | $58,000 | $62,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 880 | $151,821,000 | $172,000 | $1,106,000 | $71,000 | $1,000,000 |
| VA-guaranteed (Veterans Administration) | 13 | $2,080,000 | $160,000 | $324,000 | $64,000 | $109,000 |
| FHA-insured (Federal Housing Administration) | 6 | $821,000 | $136,000 | $160,000 | $78,000 | $143,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 537 | $89,574,000 | $166,000 | $1,106,000 | $72,000 | $776,000 |
| Application Denied By Financial Institution | 158 | $27,323,000 | $172,000 | $700,000 | $63,000 | $1,000,000 |
| Application Approved But Not Accepted | 119 | $23,418,000 | $196,000 | $750,000 | $83,000 | $500,000 |
| Application Withdrawn By Applicant | 63 | $10,859,000 | $172,000 | $400,000 | $70,000 | $274,000 |
| File Closed For Incompleteness | 20 | $3,315,000 | $165,000 | $300,000 | $69,000 | $133,000 |
| Preapproval Approved but not Accepted | 2 | $233,000 | $116,000 | $138,000 | $78,000 | $92,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 28 | $4,611,000 | $164,000 | $309,000 | $46,000 | $122,000 |
| Credit History | 20 | $3,767,000 | $188,000 | $360,000 | $69,000 | $144,000 |
| Collateral | 8 | $932,000 | $116,000 | $247,000 | $58,000 | $114,000 |
| Other | 2 | $398,000 | $199,000 | $260,000 | $30,000 | $32,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $185,000 | $185,000 | $185,000 | $75,000 | $75,000 |
| Mortgage Insurance Denied | 1 | $85,000 | $85,000 | $85,000 | $57,000 | $57,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centennial Lending, Llc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centennial Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.