Centennial Lending, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Centennial Lending, Llc 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Centennial Lending, Llc 4112 Kodiak Court, Unit D Centennial, CO 80504 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,056 |
| Total Mortgage Loan Application Amount | $184,725,000 |
| Average Mortgage Loan Application Amount | $170,500 |
| Highest Mortgage Loan Application Amount | $650,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $431,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Centennial Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centennial Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Centennial Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centennial Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Centennial Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centennial Lending, Llc's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Laramie County Wyoming | 123 | $ 20,770,000 | $ 168,000 | $ 80,000 |
| Jefferson County Colorado | 101 | $ 19,235,000 | $ 190,000 | $ 76,000 |
| Boulder County Colorado | 95 | $ 21,457,000 | $ 225,000 | $ 98,000 |
| Adams County Colorado | 83 | $ 14,245,000 | $ 171,000 | $ 82,000 |
| Denver County Colorado | 80 | $ 14,241,000 | $ 178,000 | $ 75,000 |
| Arapahoe County Colorado | 67 | $ 12,464,000 | $ 186,000 | $ 84,000 |
| Weld County Colorado | 38 | $ 6,954,000 | $ 183,000 | $ 77,000 |
| Albany County Wyoming | 37 | $ 7,626,000 | $ 206,000 | $ 76,000 |
| Natrona County Wyoming | 30 | $ 5,242,000 | $ 174,000 | $ 87,000 |
| Fremont County Wyoming | 29 | $ 5,321,000 | $ 183,000 | $ 65,000 |
| Larimer County Colorado | 25 | $ 5,288,000 | $ 211,000 | $ 71,000 |
| Pima County Arizona | 23 | $ 3,219,000 | $ 139,000 | $ 55,000 |
| Douglas County Colorado | 22 | $ 4,732,000 | $ 215,000 | $ 92,000 |
| Lancaster County Nebraska | 18 | $ 1,576,000 | $ 87,000 | $ 57,000 |
| Mesa County Colorado | 15 | $ 2,469,000 | $ 164,000 | $ 72,000 |
| Oklahoma County Oklahoma | 15 | $ 1,799,000 | $ 119,000 | $ 71,000 |
| Maricopa County Arizona | 13 | $ 2,107,000 | $ 162,000 | $ 66,000 |
| Box Butte County Nebraska | 12 | $ 1,210,000 | $ 100,000 | $ 60,000 |
| Campbell County Wyoming | 11 | $ 1,730,000 | $ 157,000 | $ 74,000 |
| Broomfield County Colorado | 10 | $ 2,152,000 | $ 215,000 | $ 89,000 |
| Gilpin County Colorado | 8 | $ 1,747,000 | $ 218,000 | $ 59,000 |
| Buffalo County Nebraska | 8 | $ 791,000 | $ 98,000 | $ 47,000 |
| Marion County Oregon | 8 | $ 1,327,000 | $ 165,000 | $ 71,000 |
| Adams County Nebraska | 7 | $ 549,000 | $ 78,000 | $ 56,000 |
| Douglas County Nebraska | 7 | $ 701,000 | $ 100,000 | $ 63,000 |
| Red Willow County Nebraska | 7 | $ 459,000 | $ 65,000 | $ 72,000 |
| El Paso County Colorado | 6 | $ 1,186,000 | $ 197,000 | $ 60,000 |
| Summit County Colorado | 6 | $ 1,394,000 | $ 232,000 | $ 126,000 |
| Dawes County Nebraska | 6 | $ 789,000 | $ 131,000 | $ 72,000 |
| Stephens County Oklahoma | 6 | $ 545,000 | $ 90,000 | $ 79,000 |
| Carbon County Wyoming | 6 | $ 1,028,000 | $ 171,000 | $ 82,000 |
| Chaffee County Colorado | 5 | $ 902,000 | $ 180,000 | $ 73,000 |
| Park County Colorado | 5 | $ 848,000 | $ 169,000 | $ 52,000 |
| Grand County Colorado | 4 | $ 765,000 | $ 191,000 | $ 100,000 |
| Pueblo County Colorado | 4 | $ 545,000 | $ 136,000 | $ 52,000 |
| Madison County Nebraska | 4 | $ 316,000 | $ 79,000 | $ 61,000 |
| Scotts Bluff County Nebraska | 4 | $ 331,000 | $ 82,000 | $ 74,000 |
| Converse County Wyoming | 4 | $ 497,000 | $ 124,000 | $ 67,000 |
| Platte County Wyoming | 4 | $ 707,000 | $ 176,000 | $ 73,000 |
| Clear Creek County Colorado | 3 | $ 482,000 | $ 160,000 | $ 69,000 |
| Elbert County Colorado | 3 | $ 614,000 | $ 204,000 | $ 88,000 |
| Fremont County Colorado | 3 | $ 367,000 | $ 122,000 | $ 52,000 |
| Garfield County Colorado | 3 | $ 602,000 | $ 200,000 | $ 51,000 |
| Hamilton County Nebraska | 3 | $ 480,000 | $ 160,000 | $ 69,000 |
| Seward County Nebraska | 3 | $ 948,000 | $ 316,000 | $ 79,000 |
| Comanche County Oklahoma | 3 | $ 488,000 | $ 162,000 | $ 53,000 |
| Park County Wyoming | 3 | $ 315,000 | $ 105,000 | $ 63,000 |
| Delta County Colorado | 2 | $ 362,000 | $ 181,000 | $ 58,000 |
| Montrose County Colorado | 2 | $ 534,000 | $ 267,000 | $ 130,000 |
| Pottawattamie County Iowa | 2 | $ 318,000 | $ 159,000 | $ 55,000 |
| Dawson County Nebraska | 2 | $ 145,000 | $ 72,000 | $ 62,000 |
| Webster County Nebraska | 2 | $ 120,000 | $ 60,000 | $ 60,000 |
| Adair County Oklahoma | 2 | $ 136,000 | $ 68,000 | $ 69,000 |
| Caddo County Oklahoma | 2 | $ 230,000 | $ 115,000 | $ 66,000 |
| Linn County Oregon | 2 | $ 295,000 | $ 147,000 | $ 115,000 |
| Big Horn County Wyoming | 2 | $ 237,000 | $ 118,000 | $ 57,000 |
| Goshen County Wyoming | 2 | $ 362,000 | $ 181,000 | $ 53,000 |
| Washakie County Wyoming | 2 | $ 291,000 | $ 145,000 | $ 146,000 |
| Weston County Wyoming | 2 | $ 412,000 | $ 206,000 | $ 68,000 |
| Apache County Arizona | 1 | $ 194,000 | $ 194,000 | $ 114,000 |
| Graham County Arizona | 1 | $ 240,000 | $ 240,000 | $ 68,000 |
| Pinal County Arizona | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Alamosa County Colorado | 1 | $ 190,000 | $ 190,000 | $ 46,000 |
| Lincoln County Colorado | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Montezuma County Colorado | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Morgan County Colorado | 1 | $ 268,000 | $ 268,000 | $ 166,000 |
| Routt County Colorado | 1 | $ 145,000 | $ 145,000 | $ 234,000 |
| Yuma County Colorado | 1 | $ 102,000 | $ 102,000 | $ 42,000 |
| Bremer County Iowa | 1 | $ 221,000 | $ 221,000 | $ 84,000 |
| Johnson County Kansas | 1 | $ 164,000 | $ 164,000 | $ 80,000 |
| Mitchell County Kansas | 1 | $ 51,000 | $ 51,000 | $ 30,000 |
| Sedgwick County Kansas | 1 | $ 76,000 | $ 76,000 | $ 13,000 |
| Iberia County Louisiana | 1 | $ 69,000 | $ 69,000 | $ 422,000 |
| Vermilion County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Atchison County Missouri | 1 | $ 68,000 | $ 68,000 | $ 109,000 |
| Park County Montana | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Silver Bow County Montana | 1 | $ 310,000 | $ 310,000 | $ 106,000 |
| Brown County Nebraska | 1 | $ 140,000 | $ 140,000 | $ 46,000 |
| Clay County Nebraska | 1 | $ 60,000 | $ 60,000 | $ 24,000 |
| Dixon County Nebraska | 1 | $ 50,000 | $ 50,000 | $ 62,000 |
| Dodge County Nebraska | 1 | $ 140,000 | $ 140,000 | $ 200,000 |
| Gage County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Gosper County Nebraska | 1 | $ 68,000 | $ 68,000 | $ 28,000 |
| Hall County Nebraska | 1 | $ 79,000 | $ 79,000 | $ 107,000 |
| Knox County Nebraska | 1 | $ 156,000 | $ 156,000 | $ 97,000 |
| Nance County Nebraska | 1 | $ 104,000 | $ 104,000 | $ 208,000 |
| Pierce County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Stanton County Nebraska | 1 | $ 102,000 | $ 102,000 | $ 34,000 |
| Clark County Nevada | 1 | $ 50,000 | $ 50,000 | $ 23,000 |
| Dona Ana County New Mexico | 1 | $ 343,000 | $ 343,000 | $ 150,000 |
| Socorro County New Mexico | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
| Bryan County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 47,000 |
| Canadian County Oklahoma | 1 | $ 146,000 | $ 146,000 | $ 84,000 |
| Cleveland County Oklahoma | 1 | $ 194,000 | $ 194,000 | $ 140,000 |
| Hughes County Oklahoma | 1 | $ 64,000 | $ 64,000 | $ 70,000 |
| McClain County Oklahoma | 1 | $ 203,000 | $ 203,000 | $ 91,000 |
| Tulsa County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Jackson County Oregon | 1 | $ 219,000 | $ 219,000 | $ 122,000 |
| Morrow County Oregon | 1 | $ 53,000 | $ 53,000 | $ 61,000 |
| Fall River County South Dakota | 1 | $ 111,000 | $ 111,000 | $ 90,000 |
| Dallas County Texas | 1 | $ 98,000 | $ 98,000 | $ 45,000 |
| Jackson County Texas | 1 | $ 78,000 | $ 78,000 | $ 155,000 |
| Nueces County Texas | 1 | $ 144,000 | $ 144,000 | $ 174,000 |
| Grand County Utah | 1 | $ 650,000 | $ 650,000 | $ 321,000 |
| Salt Lake County Utah | 1 | $ 182,000 | $ 182,000 | $ 49,000 |
| Crook County Wyoming | 1 | $ 300,000 | $ 300,000 | $ 64,000 |
| Johnson County Wyoming | 1 | $ 168,000 | $ 168,000 | $ 78,000 |
| Sweetwater County Wyoming | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for Centennial Lending, Llc in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 696 | $127,822,000 | $183,000 | $650,000 | $78,000 | $431,000 |
| Home Purchase | 360 | $56,903,000 | $158,000 | $449,000 | $78,000 | $422,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 849 | $147,792,000 | $174,000 | $650,000 | $79,000 | $431,000 |
| Not Provided | 93 | $15,753,000 | $169,000 | $600,000 | $82,000 | $300,000 |
| Hispanic | 84 | $14,979,000 | $178,000 | $417,000 | $70,000 | $219,000 |
| Black or African American | 16 | $3,317,000 | $207,000 | $417,000 | $83,000 | $222,000 |
| Asian | 9 | $2,129,000 | $236,000 | $386,000 | $81,000 | $132,000 |
| American Indian or Alaskan Native | 3 | $551,000 | $183,000 | $206,000 | $50,000 | $65,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $204,000 | $102,000 | $154,000 | $52,000 | $53,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,024 | $179,308,000 | $175,000 | $650,000 | $79,000 | $431,000 |
| VA-guaranteed (Veterans Administration) | 25 | $4,301,000 | $172,000 | $360,000 | $69,000 | $124,000 |
| FHA-insured (Federal Housing Administration) | 7 | $1,116,000 | $159,000 | $236,000 | $47,000 | $60,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 539 | $90,996,000 | $168,000 | $650,000 | $82,000 | $431,000 |
| Application Denied By Financial Institution | 182 | $32,955,000 | $181,000 | $449,000 | $65,000 | $328,000 |
| Application Approved But Not Accepted | 165 | $31,546,000 | $191,000 | $600,000 | $83,000 | $270,000 |
| Application Withdrawn By Applicant | 148 | $25,323,000 | $171,000 | $465,000 | $78,000 | $286,000 |
| File Closed For Incompleteness | 19 | $3,537,000 | $186,000 | $417,000 | $83,000 | $285,000 |
| Preapproval Approved but not Accepted | 3 | $368,000 | $122,000 | $163,000 | $53,000 | $76,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 17 | $2,832,000 | $166,000 | $360,000 | $66,000 | $153,000 |
| Collateral | 12 | $1,828,000 | $152,000 | $292,000 | $71,000 | $134,000 |
| Debt-To-Income Ratio | 10 | $1,727,000 | $172,000 | $310,000 | $51,000 | $114,000 |
| Employment History | 2 | $214,000 | $107,000 | $146,000 | $54,000 | $84,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $249,000 | $249,000 | $249,000 | $170,000 | $170,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centennial Lending, Llc's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centennial Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.