Centennial Lending, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Centennial Lending, Llc 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Centennial Lending, Llc 4112 Kodiak Court, Unit D Centennial, CO 80504 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 3,242 |
| Total Mortgage Loan Application Amount | $520,793,000 |
| Average Mortgage Loan Application Amount | $147,666 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $80,666 |
| Highest Applicant Income | $1,560,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Centennial Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centennial Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Centennial Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centennial Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Centennial Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centennial Lending, Llc's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Laramie County Wyoming | 431 | $ 64,065,000 | $ 148,000 | $ 80,000 |
| Boulder County Colorado | 331 | $ 67,989,000 | $ 205,000 | $ 97,000 |
| Pima County Arizona | 289 | $ 33,552,000 | $ 116,000 | $ 63,000 |
| Jefferson County Colorado | 248 | $ 45,433,000 | $ 183,000 | $ 96,000 |
| Adams County Colorado | 227 | $ 36,146,000 | $ 159,000 | $ 82,000 |
| Weld County Colorado | 199 | $ 34,423,000 | $ 172,000 | $ 93,000 |
| Maricopa County Arizona | 143 | $ 21,177,000 | $ 148,000 | $ 85,000 |
| Larimer County Colorado | 140 | $ 27,014,000 | $ 192,000 | $ 96,000 |
| Arapahoe County Colorado | 124 | $ 22,091,000 | $ 178,000 | $ 88,000 |
| Denver County Colorado | 113 | $ 22,540,000 | $ 199,000 | $ 102,000 |
| Fremont County Wyoming | 98 | $ 14,508,000 | $ 148,000 | $ 75,000 |
| Broomfield County Colorado | 79 | $ 17,522,000 | $ 221,000 | $ 102,000 |
| Lancaster County Nebraska | 76 | $ 8,576,000 | $ 112,000 | $ 77,000 |
| Natrona County Wyoming | 66 | $ 10,289,000 | $ 155,000 | $ 81,000 |
| Douglas County Colorado | 55 | $ 12,323,000 | $ 224,000 | $ 101,000 |
| Albany County Wyoming | 36 | $ 5,314,000 | $ 147,000 | $ 70,000 |
| Marion County Oregon | 31 | $ 4,827,000 | $ 155,000 | $ 78,000 |
| Box Butte County Nebraska | 28 | $ 2,298,000 | $ 82,000 | $ 78,000 |
| Pueblo County Colorado | 27 | $ 2,839,000 | $ 105,000 | $ 67,000 |
| Mesa County Colorado | 25 | $ 3,823,000 | $ 152,000 | $ 82,000 |
| Scotts Bluff County Nebraska | 23 | $ 3,028,000 | $ 131,000 | $ 82,000 |
| Comanche County Oklahoma | 23 | $ 2,134,000 | $ 92,000 | $ 51,000 |
| Sweetwater County Wyoming | 23 | $ 3,998,000 | $ 173,000 | $ 85,000 |
| Adams County Nebraska | 17 | $ 1,287,000 | $ 75,000 | $ 59,000 |
| Douglas County Nebraska | 17 | $ 1,582,000 | $ 93,000 | $ 68,000 |
| Park County Wyoming | 17 | $ 2,271,000 | $ 133,000 | $ 80,000 |
| Pinal County Arizona | 15 | $ 1,810,000 | $ 120,000 | $ 71,000 |
| Madison County Nebraska | 14 | $ 1,631,000 | $ 116,000 | $ 100,000 |
| Red Willow County Nebraska | 14 | $ 1,095,000 | $ 78,000 | $ 64,000 |
| Carbon County Wyoming | 14 | $ 1,288,000 | $ 92,000 | $ 68,000 |
| El Paso County Colorado | 13 | $ 1,937,000 | $ 149,000 | $ 100,000 |
| Park County Colorado | 10 | $ 1,330,000 | $ 133,000 | $ 101,000 |
| Elbert County Colorado | 9 | $ 1,805,000 | $ 200,000 | $ 118,000 |
| Bernalillo County New Mexico | 9 | $ 1,820,000 | $ 202,000 | $ 133,000 |
| Washakie County Wyoming | 9 | $ 1,351,000 | $ 150,000 | $ 66,000 |
| Gilpin County Colorado | 8 | $ 1,688,000 | $ 211,000 | $ 83,000 |
| Buffalo County Nebraska | 8 | $ 934,000 | $ 116,000 | $ 70,000 |
| Dawes County Nebraska | 8 | $ 870,000 | $ 108,000 | $ 61,000 |
| Canadian County Oklahoma | 8 | $ 588,000 | $ 73,000 | $ 48,000 |
| Polk County Oregon | 8 | $ 1,334,000 | $ 166,000 | $ 108,000 |
| Garfield County Colorado | 7 | $ 1,179,000 | $ 168,000 | $ 79,000 |
| Oklahoma County Oklahoma | 7 | $ 609,000 | $ 87,000 | $ 58,000 |
| Stephens County Oklahoma | 7 | $ 635,000 | $ 90,000 | $ 82,000 |
| Cochise County Arizona | 6 | $ 1,144,000 | $ 190,000 | $ 62,000 |
| Fremont County Colorado | 6 | $ 597,000 | $ 99,000 | $ 68,000 |
| Saunders County Nebraska | 6 | $ 625,000 | $ 104,000 | $ 77,000 |
| Navajo County Arizona | 5 | $ 482,000 | $ 96,000 | $ 92,000 |
| Clear Creek County Colorado | 5 | $ 617,000 | $ 123,000 | $ 41,000 |
| Summit County Colorado | 5 | $ 1,224,000 | $ 244,000 | $ 118,000 |
| Dodge County Nebraska | 5 | $ 446,000 | $ 89,000 | $ 44,000 |
| Hitchcock County Nebraska | 5 | $ 236,000 | $ 47,000 | $ 81,000 |
| Sarpy County Nebraska | 5 | $ 677,000 | $ 135,000 | $ 112,000 |
| Converse County Wyoming | 5 | $ 835,000 | $ 167,000 | $ 80,000 |
| Chaffee County Colorado | 4 | $ 694,000 | $ 173,000 | $ 94,000 |
| Routt County Colorado | 4 | $ 1,229,000 | $ 307,000 | $ 175,000 |
| Teller County Colorado | 4 | $ 568,000 | $ 142,000 | $ 95,000 |
| Washington County Nebraska | 4 | $ 484,000 | $ 121,000 | $ 57,000 |
| Yavapai County Arizona | 3 | $ 500,000 | $ 166,000 | $ 58,000 |
| Grand County Colorado | 3 | $ 941,000 | $ 313,000 | $ 235,000 |
| Montrose County Colorado | 3 | $ 353,000 | $ 117,000 | $ 72,000 |
| Stanton County Nebraska | 3 | $ 229,000 | $ 76,000 | $ 42,000 |
| Caddo County Oklahoma | 3 | $ 196,000 | $ 65,000 | $ 68,000 |
| Big Horn County Wyoming | 3 | $ 364,000 | $ 121,000 | $ 63,000 |
| Campbell County Wyoming | 3 | $ 585,000 | $ 195,000 | $ 100,000 |
| Platte County Wyoming | 3 | $ 374,000 | $ 124,000 | $ 52,000 |
| Sheridan County Wyoming | 3 | $ 485,000 | $ 161,000 | $ 152,000 |
| Sublette County Wyoming | 3 | $ 439,000 | $ 146,000 | $ 82,000 |
| Graham County Arizona | 2 | $ 285,000 | $ 142,000 | $ 76,000 |
| Santa Cruz County Arizona | 2 | $ 101,000 | $ 50,000 | $ 64,000 |
| Yuma County Arizona | 2 | $ 168,000 | $ 84,000 | $ 91,000 |
| Archuleta County Colorado | 2 | $ 580,000 | $ 290,000 | $ 139,000 |
| Eagle County Colorado | 2 | $ 1,332,000 | $ 666,000 | $ 183,000 |
| Gunnison County Colorado | 2 | $ 620,000 | $ 310,000 | $ 151,000 |
| Lincoln County Colorado | 2 | $ 275,000 | $ 137,000 | $ 99,000 |
| Johnson County Kansas | 2 | $ 278,000 | $ 139,000 | $ 96,000 |
| Cass County Nebraska | 2 | $ 484,000 | $ 242,000 | $ 125,000 |
| Cuming County Nebraska | 2 | $ 220,000 | $ 110,000 | $ 52,000 |
| Dundy County Nebraska | 2 | $ 49,000 | $ 24,000 | $ 67,000 |
| Kimball County Nebraska | 2 | $ 183,000 | $ 91,000 | $ 69,000 |
| Lincoln County Nebraska | 2 | $ 125,000 | $ 62,000 | $ 49,000 |
| Otoe County Nebraska | 2 | $ 200,000 | $ 100,000 | $ 72,000 |
| Seward County Nebraska | 2 | $ 310,000 | $ 155,000 | $ 78,000 |
| Catron County New Mexico | 2 | $ 92,000 | $ 46,000 | $ 75,000 |
| Grady County Oklahoma | 2 | $ 254,000 | $ 127,000 | $ 84,000 |
| Jackson County Oregon | 2 | $ 399,000 | $ 199,000 | $ 151,000 |
| Multnomah County Oregon | 2 | $ 478,000 | $ 239,000 | $ 88,000 |
| Yamhill County Oregon | 2 | $ 279,000 | $ 139,000 | $ 99,000 |
| Goshen County Wyoming | 2 | $ 156,000 | $ 78,000 | $ 50,000 |
| Lincoln County Wyoming | 2 | $ 444,000 | $ 222,000 | $ 114,000 |
| Teton County Wyoming | 2 | $ 1,038,000 | $ 519,000 | $ 118,000 |
| Apache County Arizona | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Gila County Arizona | 1 | $ 172,000 | $ 172,000 | $ 89,000 |
| Mohave County Arizona | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Alamosa County Colorado | 1 | $ 195,000 | $ 195,000 | $ 26,000 |
| Delta County Colorado | 1 | $ 117,000 | $ 117,000 | $ 76,000 |
| Huerfano County Colorado | 1 | $ 40,000 | $ 40,000 | $ 47,000 |
| Lake County Colorado | 1 | $ 60,000 | $ 60,000 | $ 10,000 |
| Morgan County Colorado | 1 | $ 84,000 | $ 84,000 | $ 66,000 |
| Otero County Colorado | 1 | $ 112,000 | $ 112,000 | $ 32,000 |
| Ouray County Colorado | 1 | $ 253,000 | $ 253,000 | $ 62,000 |
| Pitkin County Colorado | 1 | $ 149,000 | $ 149,000 | $ 45,000 |
| Rio Blanco County Colorado | 1 | $ 200,000 | $ 200,000 | $ 79,000 |
| Bremer County Iowa | 1 | $ 215,000 | $ 215,000 | $ 123,000 |
| Clay County Kansas | 1 | $ 102,000 | $ 102,000 | $ 40,000 |
| Antelope County Nebraska | 1 | $ 36,000 | $ 36,000 | $ 26,000 |
| Brown County Nebraska | 1 | $ 80,000 | $ 80,000 | $ 74,000 |
| Burt County Nebraska | 1 | $ 51,000 | $ 51,000 | $ 36,000 |
| Cherry County Nebraska | 1 | $ 232,000 | $ 232,000 | $ 97,000 |
| Clay County Nebraska | 1 | $ 108,000 | $ 108,000 | $ 54,000 |
| Dawson County Nebraska | 1 | $ 127,000 | $ 127,000 | $ 60,000 |
| Hooker County Nebraska | 1 | $ 83,000 | $ 83,000 | $ 82,000 |
| Kearney County Nebraska | 1 | $ 47,000 | $ 47,000 | $ 43,000 |
| Morrill County Nebraska | 1 | $ 119,000 | $ 119,000 | $ 105,000 |
| Nemaha County Nebraska | 1 | $ 142,000 | $ 142,000 | $ 92,000 |
| Phelps County Nebraska | 1 | $ 38,000 | $ 38,000 | $ 83,000 |
| Pierce County Nebraska | 1 | $ 89,000 | $ 89,000 | $ 78,000 |
| Saline County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Sheridan County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Thayer County Nebraska | 1 | $ 28,000 | $ 28,000 | $ 77,000 |
| Valley County Nebraska | 1 | $ 116,000 | $ 116,000 | $ 92,000 |
| Webster County Nebraska | 1 | $ 70,000 | $ 70,000 | $ 46,000 |
| York County Nebraska | 1 | $ 81,000 | $ 81,000 | $ 74,000 |
| Sandoval County New Mexico | 1 | $ 184,000 | $ 184,000 | $ 41,000 |
| Cleveland County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Cotton County Oklahoma | 1 | $ 162,000 | $ 162,000 | $ 123,000 |
| Rogers County Oklahoma | 1 | $ 110,000 | $ 110,000 | $ 78,000 |
| Lane County Oregon | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| Linn County Oregon | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Wallowa County Oregon | 1 | $ 417,000 | $ 417,000 | $ 35,000 |
| Washington County Oregon | 1 | $ 125,000 | $ 125,000 | $ 134,000 |
| Hot Springs County Wyoming | 1 | $ 226,000 | $ 226,000 | $ 92,000 |
| Johnson County Wyoming | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Uinta County Wyoming | 1 | $ 146,000 | $ 146,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for Centennial Lending, Llc in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,571 | $420,969,000 | $163,000 | $3,000,000 | $86,000 | $1,560,000 |
| Home Purchase | 668 | $99,428,000 | $148,000 | $600,000 | $81,000 | $650,000 |
| Home Improvement | 3 | $396,000 | $132,000 | $280,000 | $75,000 | $185,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,985 | $321,223,000 | $161,000 | $3,000,000 | $87,000 | $1,560,000 |
| Not Provided | 900 | $145,556,000 | $161,000 | $1,370,000 | $85,000 | $410,000 |
| Hispanic | 276 | $39,366,000 | $142,000 | $416,000 | $67,000 | $296,000 |
| Asian | 39 | $7,815,000 | $200,000 | $417,000 | $97,000 | $428,000 |
| Black or African American | 25 | $4,120,000 | $164,000 | $410,000 | $69,000 | $130,000 |
| American Indian or Alaskan Native | 14 | $2,286,000 | $163,000 | $265,000 | $84,000 | $260,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $427,000 | $142,000 | $224,000 | $150,000 | $376,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,052 | $491,999,000 | $161,000 | $3,000,000 | $86,000 | $1,560,000 |
| FHA-insured (Federal Housing Administration) | 147 | $21,105,000 | $143,000 | $366,000 | $62,000 | $420,000 |
| VA-guaranteed (Veterans Administration) | 43 | $7,689,000 | $178,000 | $317,000 | $74,000 | $183,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,562 | $244,872,000 | $156,000 | $1,370,000 | $88,000 | $456,000 |
| Application Withdrawn By Applicant | 817 | $136,460,000 | $167,000 | $580,000 | $92,000 | $1,560,000 |
| Application Denied By Financial Institution | 679 | $107,944,000 | $158,000 | $3,000,000 | $71,000 | $1,280,000 |
| Application Approved But Not Accepted | 180 | $30,876,000 | $171,000 | $1,172,000 | $80,000 | $416,000 |
| File Closed For Incompleteness | 4 | $641,000 | $160,000 | $170,000 | $61,000 | $74,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 107 | $20,981,000 | $196,000 | $3,000,000 | $75,000 | $1,280,000 |
| Credit History | 98 | $14,245,000 | $145,000 | $417,000 | $71,000 | $182,000 |
| Collateral | 74 | $11,210,000 | $151,000 | $632,000 | $72,000 | $264,000 |
| Other | 20 | $2,569,000 | $128,000 | $268,000 | $76,000 | $186,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $2,189,000 | $136,000 | $417,000 | $54,000 | $118,000 |
| Employment History | 2 | $146,000 | $73,000 | $101,000 | $31,000 | $38,000 |
| Credit Application Incomplete | 1 | $190,000 | $190,000 | $190,000 | $59,000 | $59,000 |
| Mortgage Insurance Denied | 1 | $175,000 | $175,000 | $175,000 | $36,000 | $36,000 |
| Unverifiable Information | 1 | $52,000 | $52,000 | $52,000 | $21,000 | $21,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centennial Lending, Llc's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centennial Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.