Centennial Lending, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Centennial Lending, Llc 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Centennial Lending, Llc 4112 Kodiak Court, Unit D Centennial, CO 80504 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,406 |
| Total Mortgage Loan Application Amount | $259,955,000 |
| Average Mortgage Loan Application Amount | $177,000 |
| Highest Mortgage Loan Application Amount | $5,877,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $759,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Centennial Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centennial Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Centennial Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centennial Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Centennial Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centennial Lending, Llc's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adams County Colorado | 151 | $ 29,928,000 | $ 198,000 | $ 71,000 |
| Laramie County Wyoming | 105 | $ 15,826,000 | $ 150,000 | $ 66,000 |
| Boulder County Colorado | 103 | $ 24,675,000 | $ 239,000 | $ 95,000 |
| Weld County Colorado | 101 | $ 17,963,000 | $ 177,000 | $ 70,000 |
| Jefferson County Colorado | 91 | $ 19,042,000 | $ 209,000 | $ 85,000 |
| Pima County Arizona | 85 | $ 11,247,000 | $ 132,000 | $ 67,000 |
| Maricopa County Arizona | 82 | $ 14,544,000 | $ 177,000 | $ 97,000 |
| Arapahoe County Colorado | 80 | $ 17,723,000 | $ 221,000 | $ 90,000 |
| Denver County Colorado | 67 | $ 19,680,000 | $ 293,000 | $ 79,000 |
| Larimer County Colorado | 52 | $ 17,349,000 | $ 333,000 | $ 87,000 |
| Pueblo County Colorado | 34 | $ 3,852,000 | $ 113,000 | $ 66,000 |
| Lancaster County Nebraska | 33 | $ 4,316,000 | $ 130,000 | $ 70,000 |
| Douglas County Colorado | 23 | $ 8,085,000 | $ 351,000 | $ 87,000 |
| Adams County Nebraska | 21 | $ 1,824,000 | $ 86,000 | $ 49,000 |
| Marion County Oregon | 19 | $ 3,914,000 | $ 206,000 | $ 107,000 |
| Broomfield County Colorado | 17 | $ 3,698,000 | $ 217,000 | $ 100,000 |
| Mesa County Colorado | 17 | $ 2,492,000 | $ 146,000 | $ 100,000 |
| Douglas County Nebraska | 17 | $ 2,141,000 | $ 125,000 | $ 73,000 |
| Fremont County Wyoming | 17 | $ 2,792,000 | $ 164,000 | $ 72,000 |
| Natrona County Wyoming | 16 | $ 2,757,000 | $ 172,000 | $ 68,000 |
| Park County Wyoming | 14 | $ 2,472,000 | $ 176,000 | $ 62,000 |
| Bonneville County Idaho | 13 | $ 1,541,000 | $ 118,000 | $ 66,000 |
| Campbell County Wyoming | 12 | $ 1,969,000 | $ 164,000 | $ 77,000 |
| Comanche County Oklahoma | 9 | $ 680,000 | $ 75,000 | $ 66,000 |
| Gage County Nebraska | 8 | $ 728,000 | $ 91,000 | $ 69,000 |
| Red Willow County Nebraska | 8 | $ 520,000 | $ 65,000 | $ 83,000 |
| Washakie County Wyoming | 8 | $ 702,000 | $ 87,000 | $ 52,000 |
| Pottawattamie County Iowa | 7 | $ 819,000 | $ 117,000 | $ 64,000 |
| Sweetwater County Wyoming | 7 | $ 1,157,000 | $ 165,000 | $ 77,000 |
| Jefferson County Idaho | 6 | $ 556,000 | $ 92,000 | $ 43,000 |
| Lemhi County Idaho | 6 | $ 583,000 | $ 97,000 | $ 49,000 |
| Madison County Nebraska | 6 | $ 612,000 | $ 102,000 | $ 62,000 |
| Polk County Oregon | 6 | $ 757,000 | $ 126,000 | $ 81,000 |
| Carbon County Wyoming | 6 | $ 628,000 | $ 104,000 | $ 39,000 |
| El Paso County Colorado | 5 | $ 1,012,000 | $ 202,000 | $ 112,000 |
| Park County Colorado | 5 | $ 916,000 | $ 183,000 | $ 88,000 |
| Canadian County Oklahoma | 5 | $ 350,000 | $ 70,000 | $ 44,000 |
| Oklahoma County Oklahoma | 5 | $ 329,000 | $ 65,000 | $ 45,000 |
| Garfield County Colorado | 4 | $ 1,043,000 | $ 260,000 | $ 104,000 |
| Grand County Colorado | 4 | $ 873,000 | $ 218,000 | $ 96,000 |
| Logan County Colorado | 4 | $ 625,000 | $ 156,000 | $ 76,000 |
| Butte County Idaho | 4 | $ 312,000 | $ 78,000 | $ 77,000 |
| Dawes County Nebraska | 4 | $ 494,000 | $ 123,000 | $ 98,000 |
| Cleveland County Oklahoma | 4 | $ 463,000 | $ 115,000 | $ 50,000 |
| Navajo County Arizona | 3 | $ 266,000 | $ 88,000 | $ 130,000 |
| Pinal County Arizona | 3 | $ 378,000 | $ 126,000 | $ 101,000 |
| Custer County Colorado | 3 | $ 381,000 | $ 127,000 | $ 69,000 |
| Elbert County Colorado | 3 | $ 1,268,000 | $ 422,000 | $ 100,000 |
| Fremont County Colorado | 3 | $ 311,000 | $ 103,000 | $ 51,000 |
| Summit County Colorado | 3 | $ 464,000 | $ 154,000 | $ 147,000 |
| Bingham County Idaho | 3 | $ 214,000 | $ 71,000 | $ 74,000 |
| Fremont County Idaho | 3 | $ 214,000 | $ 71,000 | $ 23,000 |
| Madison County Idaho | 3 | $ 253,000 | $ 84,000 | $ 50,000 |
| Box Butte County Nebraska | 3 | $ 346,000 | $ 115,000 | $ 61,000 |
| Hitchcock County Nebraska | 3 | $ 117,000 | $ 39,000 | $ 57,000 |
| Sarpy County Nebraska | 3 | $ 283,000 | $ 94,000 | $ 73,000 |
| Stanton County Nebraska | 3 | $ 316,000 | $ 105,000 | $ 65,000 |
| Bernalillo County New Mexico | 3 | $ 704,000 | $ 234,000 | $ 157,000 |
| Converse County Wyoming | 3 | $ 527,000 | $ 175,000 | $ 115,000 |
| Cochise County Arizona | 2 | $ 409,000 | $ 204,000 | $ 66,000 |
| Coconino County Arizona | 2 | $ 263,000 | $ 131,000 | $ 56,000 |
| Yavapai County Arizona | 2 | $ 581,000 | $ 290,000 | $ 63,000 |
| Las Animas County Colorado | 2 | $ 240,000 | $ 120,000 | $ 63,000 |
| Morgan County Colorado | 2 | $ 310,000 | $ 155,000 | $ 39,000 |
| Otero County Colorado | 2 | $ 211,000 | $ 105,000 | $ 80,000 |
| Custer County Idaho | 2 | $ 146,000 | $ 73,000 | $ 39,000 |
| Teton County Idaho | 2 | $ 456,000 | $ 228,000 | $ 32,000 |
| Harrison County Iowa | 2 | $ 272,000 | $ 136,000 | $ 86,000 |
| Cass County Nebraska | 2 | $ 212,000 | $ 106,000 | $ 68,000 |
| Clackamas County Oregon | 2 | $ 279,000 | $ 139,000 | $ 54,000 |
| Albany County Wyoming | 2 | $ 383,000 | $ 191,000 | $ 74,000 |
| Big Horn County Wyoming | 2 | $ 183,000 | $ 91,000 | $ 71,000 |
| Crook County Wyoming | 2 | $ 361,000 | $ 180,000 | $ 66,000 |
| Apache County Arizona | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Archuleta County Colorado | 1 | $ 152,000 | $ 152,000 | $ 62,000 |
| Baca County Colorado | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Chaffee County Colorado | 1 | $ 168,000 | $ 168,000 | $ 75,000 |
| Clear Creek County Colorado | 1 | $ 353,000 | $ 353,000 | $ 101,000 |
| Gilpin County Colorado | 1 | $ 130,000 | $ 130,000 | $ 68,000 |
| La Plata County Colorado | 1 | $ 270,000 | $ 270,000 | $ 120,000 |
| Montrose County Colorado | 1 | $ 134,000 | $ 134,000 | $ 110,000 |
| Routt County Colorado | 1 | $ 199,000 | $ 199,000 | $ 222,000 |
| Saguache County Colorado | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Washington County Colorado | 1 | $ 220,000 | $ 220,000 | $ 70,000 |
| Ada County Idaho | 1 | $ 293,000 | $ 293,000 | $ 126,000 |
| Latah County Idaho | 1 | $ 149,000 | $ 149,000 | $ 185,000 |
| Winnebago County Iowa | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| Custer County Montana | 1 | $ 156,000 | $ 156,000 | $ 104,000 |
| Antelope County Nebraska | 1 | $ 63,000 | $ 63,000 | $ 42,000 |
| Boone County Nebraska | 1 | $ 92,000 | $ 92,000 | $ 77,000 |
| Cedar County Nebraska | 1 | $ 124,000 | $ 124,000 | $ 33,000 |
| Clay County Nebraska | 1 | $ 71,000 | $ 71,000 | $ 52,000 |
| Furnas County Nebraska | 1 | $ 98,000 | $ 98,000 | $ 57,000 |
| Hayes County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 71,000 |
| Johnson County Nebraska | 1 | $ 32,000 | $ 32,000 | $ 14,000 |
| Kearney County Nebraska | 1 | $ 137,000 | $ 137,000 | $ 79,000 |
| Saunders County Nebraska | 1 | $ 170,000 | $ 170,000 | $ 199,000 |
| Scotts Bluff County Nebraska | 1 | $ 118,000 | $ 118,000 | $ 61,000 |
| Seward County Nebraska | 1 | $ 180,000 | $ 180,000 | $ 129,000 |
| Sheridan County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Washington County Nebraska | 1 | $ 121,000 | $ 121,000 | $ 104,000 |
| Colfax County New Mexico | 1 | $ 26,000 | $ 26,000 | $ 22,000 |
| Sandoval County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 109,000 |
| Santa Fe County New Mexico | 1 | $ 150,000 | $ 150,000 | $ 130,000 |
| Sierra County New Mexico | 1 | $ 80,000 | $ 80,000 | $ 104,000 |
| Bryan County Oklahoma | 1 | $ 240,000 | $ 240,000 | $ 36,000 |
| Cotton County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 142,000 |
| Stephens County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 38,000 |
| Benton County Oregon | 1 | $ 417,000 | $ 417,000 | $ 135,000 |
| Multnomah County Oregon | 1 | $ 127,000 | $ 127,000 | $ 26,000 |
| Hot Springs County Wyoming | 1 | $ 82,000 | $ 82,000 | $ 99,000 |
| Johnson County Wyoming | 1 | $ 133,000 | $ 133,000 | $ 36,000 |
| Platte County Wyoming | 1 | $ 108,000 | $ 108,000 | $ 35,000 |
| Sublette County Wyoming | 1 | $ 136,000 | $ 136,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Centennial Lending, Llc in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 799 | $146,795,000 | $183,000 | $5,877,000 | $78,000 | $759,000 |
| Home Purchase | 484 | $94,133,000 | $194,000 | $2,644,000 | $78,000 | $619,000 |
| Home Improvement | 123 | $19,027,000 | $154,000 | $365,000 | $78,000 | $244,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 824 | $147,109,000 | $178,000 | $2,016,000 | $80,000 | $619,000 |
| Not Provided | 342 | $67,080,000 | $196,000 | $2,644,000 | $80,000 | $759,000 |
| Hispanic | 165 | $23,980,000 | $145,000 | $540,000 | $63,000 | $232,000 |
| Black or African American | 27 | $4,438,000 | $164,000 | $317,000 | $72,000 | $176,000 |
| Asian | 20 | $4,013,000 | $200,000 | $370,000 | $94,000 | $244,000 |
| American Indian or Alaskan Native | 17 | $2,814,000 | $165,000 | $280,000 | $73,000 | $139,000 |
| Not applicable | 8 | $9,942,000 | $1,242,000 | $5,877,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 3 | $579,000 | $193,000 | $300,000 | $213,000 | $473,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,170 | $217,936,000 | $186,000 | $5,877,000 | $79,000 | $759,000 |
| FHA-insured (Federal Housing Administration) | 134 | $23,502,000 | $175,000 | $457,000 | $67,000 | $155,000 |
| VA-guaranteed (Veterans Administration) | 77 | $15,077,000 | $195,000 | $410,000 | $72,000 | $151,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $3,440,000 | $137,000 | $308,000 | $83,000 | $200,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 502 | $97,045,000 | $193,000 | $5,877,000 | $69,000 | $759,000 |
| Loan Originated | 385 | $68,286,000 | $177,000 | $417,000 | $78,000 | $308,000 |
| Application Withdrawn By Applicant | 279 | $51,756,000 | $185,000 | $2,016,000 | $86,000 | $619,000 |
| File Closed For Incompleteness | 234 | $41,260,000 | $176,000 | $731,000 | $84,000 | $307,000 |
| Application Approved But Not Accepted | 6 | $1,608,000 | $268,000 | $1,154,000 | $137,000 | $479,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centennial Lending, Llc's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centennial Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.