Centennial Lending, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Centennial Lending, Llc 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Centennial Lending, Llc 4112 Kodiak Court, Unit D Centennial, CO 80504 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 654 |
| Total Mortgage Loan Application Amount | $126,790,000 |
| Average Mortgage Loan Application Amount | $175,500 |
| Highest Mortgage Loan Application Amount | $4,275,000 |
| Average Applicant Income | $111,500 |
| Highest Applicant Income | $580,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Centennial Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centennial Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Centennial Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centennial Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Centennial Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centennial Lending, Llc's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Laramie County Wyoming | 103 | $ 16,645,000 | $ 161,000 | $ 64,000 |
| Adams County Colorado | 63 | $ 14,485,000 | $ 229,000 | $ 79,000 |
| Jefferson County Colorado | 47 | $ 14,145,000 | $ 300,000 | $ 88,000 |
| Pima County Arizona | 35 | $ 4,455,000 | $ 127,000 | $ 60,000 |
| Denver County Colorado | 30 | $ 8,110,000 | $ 270,000 | $ 90,000 |
| Maricopa County Arizona | 26 | $ 4,360,000 | $ 167,000 | $ 68,000 |
| Weld County Colorado | 26 | $ 10,040,000 | $ 386,000 | $ 79,000 |
| Arapahoe County Colorado | 24 | $ 6,790,000 | $ 282,000 | $ 101,000 |
| Lancaster County Nebraska | 24 | $ 3,260,000 | $ 135,000 | $ 81,000 |
| Douglas County Nebraska | 19 | $ 2,245,000 | $ 118,000 | $ 79,000 |
| Larimer County Colorado | 14 | $ 3,390,000 | $ 242,000 | $ 59,000 |
| Boulder County Colorado | 13 | $ 3,985,000 | $ 306,000 | $ 171,000 |
| Pueblo County Colorado | 13 | $ 1,545,000 | $ 118,000 | $ 45,000 |
| Bonneville County Idaho | 10 | $ 1,360,000 | $ 136,000 | $ 59,000 |
| Adams County Nebraska | 10 | $ 780,000 | $ 78,000 | $ 52,000 |
| Marion County Oregon | 10 | $ 1,610,000 | $ 161,000 | $ 70,000 |
| Box Butte County Nebraska | 8 | $ 880,000 | $ 110,000 | $ 45,000 |
| Dawes County Nebraska | 8 | $ 1,030,000 | $ 128,000 | $ 30,000 |
| El Paso County Colorado | 7 | $ 2,005,000 | $ 286,000 | $ 90,000 |
| Fremont County Wyoming | 7 | $ 1,215,000 | $ 173,000 | $ 67,000 |
| Natrona County Wyoming | 7 | $ 965,000 | $ 137,000 | $ 48,000 |
| Fremont County Idaho | 6 | $ 540,000 | $ 90,000 | $ 57,000 |
| Lemhi County Idaho | 6 | $ 840,000 | $ 140,000 | $ 67,000 |
| Mesa County Colorado | 5 | $ 1,125,000 | $ 225,000 | $ 56,000 |
| Custer County Idaho | 5 | $ 585,000 | $ 117,000 | $ 49,000 |
| Red Willow County Nebraska | 5 | $ 335,000 | $ 67,000 | $ 53,000 |
| Albany County Wyoming | 5 | $ 705,000 | $ 141,000 | $ 57,000 |
| Broomfield County Colorado | 4 | $ 1,380,000 | $ 345,000 | $ 80,000 |
| Douglas County Colorado | 4 | $ 860,000 | $ 215,000 | $ 123,000 |
| Bannock County Idaho | 4 | $ 640,000 | $ 160,000 | $ 91,000 |
| Hall County Nebraska | 4 | $ 440,000 | $ 110,000 | $ 55,000 |
| Sarpy County Nebraska | 4 | $ 350,000 | $ 87,000 | $ 85,000 |
| Grand County Colorado | 3 | $ 775,000 | $ 258,000 | $ 146,000 |
| Montrose County Colorado | 3 | $ 475,000 | $ 158,000 | $ 112,000 |
| Bingham County Idaho | 3 | $ 425,000 | $ 141,000 | $ 87,000 |
| Cass County Nebraska | 3 | $ 595,000 | $ 198,000 | $ 84,000 |
| Hitchcock County Nebraska | 3 | $ 195,000 | $ 65,000 | $ 69,000 |
| Grady County Oklahoma | 3 | $ 255,000 | $ 85,000 | $ 47,000 |
| Pinal County Arizona | 2 | $ 260,000 | $ 130,000 | $ 113,000 |
| Clear Creek County Colorado | 2 | $ 550,000 | $ 275,000 | $ 195,000 |
| Crowley County Colorado | 2 | $ 90,000 | $ 45,000 | $ 11,000 |
| Fremont County Colorado | 2 | $ 510,000 | $ 255,000 | $ 66,000 |
| Lake County Colorado | 2 | $ 350,000 | $ 175,000 | $ 103,000 |
| Summit County Colorado | 2 | $ 1,090,000 | $ 545,000 | $ 153,000 |
| Butte County Idaho | 2 | $ 220,000 | $ 110,000 | $ 77,000 |
| Pottawattamie County Iowa | 2 | $ 90,000 | $ 45,000 | $ 33,000 |
| Gage County Nebraska | 2 | $ 280,000 | $ 140,000 | $ 80,000 |
| Kimball County Nebraska | 2 | $ 160,000 | $ 80,000 | $ 115,000 |
| Madison County Nebraska | 2 | $ 300,000 | $ 150,000 | $ 72,000 |
| Saline County Nebraska | 2 | $ 90,000 | $ 45,000 | $ 54,000 |
| Scotts Bluff County Nebraska | 2 | $ 290,000 | $ 145,000 | $ 75,000 |
| Bernalillo County New Mexico | 2 | $ 170,000 | $ 85,000 | $ 53,000 |
| Canadian County Oklahoma | 2 | $ 190,000 | $ 95,000 | $ 44,000 |
| Delaware County Oklahoma | 2 | $ 180,000 | $ 90,000 | $ 48,000 |
| Polk County Oregon | 2 | $ 290,000 | $ 145,000 | $ 52,000 |
| Converse County Wyoming | 2 | $ 550,000 | $ 275,000 | $ 120,000 |
| Goshen County Wyoming | 2 | $ 390,000 | $ 195,000 | $ 52,000 |
| Cochise County Arizona | 1 | $ 95,000 | $ 95,000 | $ 84,000 |
| Mohave County Arizona | 1 | $ 345,000 | $ 345,000 | $ 66,000 |
| Navajo County Arizona | 1 | $ 135,000 | $ 135,000 | $ 140,000 |
| Santa Cruz County Arizona | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Delta County Colorado | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Garfield County Colorado | 1 | $ 145,000 | $ 145,000 | $ 95,000 |
| Kiowa County Colorado | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Las Animas County Colorado | 1 | $ 145,000 | $ 145,000 | $ 19,000 |
| Lincoln County Colorado | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Logan County Colorado | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Ouray County Colorado | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Prowers County Colorado | 1 | $ 65,000 | $ 65,000 | $ 147,000 |
| Ada County Idaho | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Canyon County Idaho | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Jefferson County Idaho | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Minidoka County Idaho | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
| Valley County Idaho | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Cheyenne County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 124,000 |
| Hamilton County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Hayes County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 106,000 |
| Lincoln County Nebraska | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Morrill County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 133,000 |
| Otoe County Nebraska | 1 | $ 385,000 | $ 385,000 | $ 75,000 |
| Platte County Nebraska | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Thayer County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Dona Ana County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Grant County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| San Miguel County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 143,000 |
| Taos County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Cleveland County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Comanche County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 118,000 |
| Oklahoma County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Pontotoc County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Stephens County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Baker County Oregon | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Clatsop County Oregon | 1 | $ 375,000 | $ 375,000 | $ 170,000 |
| Lane County Oregon | 1 | $ 455,000 | $ 455,000 | $ 127,000 |
| Multnomah County Oregon | 1 | $ 195,000 | $ 195,000 | $ 124,000 |
| Washington County Oregon | 1 | $ 335,000 | $ 335,000 | $ 119,000 |
| Big Horn County Wyoming | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Campbell County Wyoming | 1 | $ 185,000 | $ 185,000 | $ 35,000 |
| Sweetwater County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Centennial Lending, Llc in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 317 | $63,785,000 | $201,000 | $4,275,000 | $75,000 | $580,000 |
| Cash-out Refinancing | 247 | $45,855,000 | $185,000 | $1,125,000 | $75,000 | $370,000 |
| Refinancing | 89 | $17,025,000 | $191,000 | $625,000 | $75,000 | $219,000 |
| Not Applicable | 1 | $125,000 | $125,000 | $125,000 | $221,000 | $221,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 383 | $69,145,000 | $180,000 | $655,000 | $76,000 | $580,000 |
| Not Provided | 163 | $32,785,000 | $201,000 | $625,000 | $76,000 | $230,000 |
| Hispanic | 67 | $11,635,000 | $173,000 | $505,000 | $64,000 | $204,000 |
| Black or African American | 21 | $3,495,000 | $166,000 | $395,000 | $65,000 | $150,000 |
| Asian | 8 | $1,810,000 | $226,000 | $505,000 | $106,000 | $213,000 |
| American Indian or Alaskan Native | 5 | $1,025,000 | $205,000 | $455,000 | $101,000 | $140,000 |
| Not applicable | 5 | $6,775,000 | $1,355,000 | $4,275,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $55,000 | $55,000 | $55,000 | $29,000 | $29,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 468 | $89,070,000 | $190,000 | $4,275,000 | $80,000 | $580,000 |
| FHA-insured (Federal Housing Administration) | 104 | $20,550,000 | $197,000 | $535,000 | $63,000 | $158,000 |
| VA-guaranteed (Veterans Administration) | 67 | $14,645,000 | $218,000 | $455,000 | $67,000 | $181,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $2,525,000 | $168,000 | $395,000 | $46,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 208 | $39,100,000 | $187,000 | $515,000 | $77,000 | $580,000 |
| Application Denied By Financial Institution | 187 | $37,985,000 | $203,000 | $4,275,000 | $61,000 | $221,000 |
| Application Withdrawn By Applicant | 167 | $33,455,000 | $200,000 | $655,000 | $85,000 | $374,000 |
| File Closed For Incompleteness | 90 | $15,530,000 | $172,000 | $505,000 | $82,000 | $370,000 |
| Application Approved But Not Accepted | 2 | $720,000 | $360,000 | $635,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 467 | $88,805,000 | $190,000 | $655,000 | $81,000 | $580,000 |
| Debt-To-Income Ratio | 85 | $20,875,000 | $245,000 | $4,275,000 | $53,000 | $221,000 |
| Credit History | 63 | $10,855,000 | $172,000 | $525,000 | $71,000 | $184,000 |
| Collateral | 24 | $3,510,000 | $146,000 | $525,000 | $65,000 | $143,000 |
| Unverifiable Information | 8 | $1,280,000 | $160,000 | $305,000 | $55,000 | $115,000 |
| Employment History | 6 | $1,220,000 | $203,000 | $405,000 | $48,000 | $104,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $245,000 | $245,000 | $245,000 | $67,000 | $67,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centennial Lending, Llc's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centennial Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.