Centennial Lending, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Centennial Lending, Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Centennial Lending, Llc 4112 Kodiak Court, Unit D Centennial, CO 80504 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,402 |
| Total Mortgage Loan Application Amount | $304,660,000 |
| Average Mortgage Loan Application Amount | $220,333 |
| Highest Mortgage Loan Application Amount | $2,385,000 |
| Average Applicant Income | $95,333 |
| Highest Applicant Income | $870,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Centennial Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centennial Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Centennial Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centennial Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Centennial Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centennial Lending, Llc's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Laramie County Wyoming | 234 | $ 48,750,000 | $ 208,000 | $ 89,000 |
| Adams County Colorado | 112 | $ 25,710,000 | $ 229,000 | $ 95,000 |
| Maricopa County Arizona | 86 | $ 18,090,000 | $ 210,000 | $ 103,000 |
| Jefferson County Colorado | 75 | $ 19,435,000 | $ 259,000 | $ 93,000 |
| Larimer County Colorado | 70 | $ 20,000,000 | $ 285,000 | $ 109,000 |
| Arapahoe County Colorado | 66 | $ 18,040,000 | $ 273,000 | $ 113,000 |
| Boulder County Colorado | 59 | $ 21,705,000 | $ 367,000 | $ 129,000 |
| Pima County Arizona | 54 | $ 7,520,000 | $ 139,000 | $ 65,000 |
| Weld County Colorado | 53 | $ 13,625,000 | $ 257,000 | $ 108,000 |
| Denver County Colorado | 48 | $ 13,170,000 | $ 274,000 | $ 94,000 |
| Lancaster County Nebraska | 44 | $ 7,150,000 | $ 162,000 | $ 92,000 |
| Mesa County Colorado | 32 | $ 5,630,000 | $ 175,000 | $ 81,000 |
| Pueblo County Colorado | 30 | $ 4,450,000 | $ 148,000 | $ 108,000 |
| Natrona County Wyoming | 27 | $ 4,425,000 | $ 163,000 | $ 74,000 |
| Douglas County Colorado | 24 | $ 7,820,000 | $ 325,000 | $ 132,000 |
| Gage County Nebraska | 22 | $ 1,860,000 | $ 84,000 | $ 55,000 |
| Douglas County Nebraska | 20 | $ 2,590,000 | $ 129,000 | $ 78,000 |
| Marion County Oregon | 14 | $ 3,150,000 | $ 225,000 | $ 78,000 |
| Grand County Colorado | 13 | $ 2,655,000 | $ 204,000 | $ 81,000 |
| Broomfield County Colorado | 12 | $ 3,160,000 | $ 263,000 | $ 143,000 |
| El Paso County Colorado | 12 | $ 4,430,000 | $ 369,000 | $ 96,000 |
| Adams County Nebraska | 12 | $ 1,400,000 | $ 116,000 | $ 77,000 |
| Sarpy County Nebraska | 12 | $ 2,410,000 | $ 200,000 | $ 97,000 |
| Bonneville County Idaho | 11 | $ 1,635,000 | $ 148,000 | $ 65,000 |
| Albany County Wyoming | 10 | $ 2,030,000 | $ 203,000 | $ 158,000 |
| Pinal County Arizona | 9 | $ 1,315,000 | $ 146,000 | $ 88,000 |
| Dawes County Nebraska | 9 | $ 1,065,000 | $ 118,000 | $ 81,000 |
| Oklahoma County Oklahoma | 9 | $ 1,255,000 | $ 139,000 | $ 78,000 |
| Summit County Colorado | 8 | $ 2,170,000 | $ 271,000 | $ 120,000 |
| Fremont County Wyoming | 8 | $ 1,660,000 | $ 207,000 | $ 80,000 |
| Lemhi County Idaho | 6 | $ 1,100,000 | $ 183,000 | $ 60,000 |
| Goshen County Wyoming | 6 | $ 850,000 | $ 141,000 | $ 65,000 |
| Chaffee County Colorado | 5 | $ 1,315,000 | $ 263,000 | $ 83,000 |
| Clear Creek County Colorado | 5 | $ 615,000 | $ 123,000 | $ 118,000 |
| Montrose County Colorado | 5 | $ 545,000 | $ 109,000 | $ 57,000 |
| Red Willow County Nebraska | 5 | $ 565,000 | $ 113,000 | $ 66,000 |
| Sweetwater County Wyoming | 5 | $ 815,000 | $ 163,000 | $ 106,000 |
| Uinta County Wyoming | 5 | $ 1,055,000 | $ 211,000 | $ 83,000 |
| Logan County Colorado | 4 | $ 1,180,000 | $ 295,000 | $ 98,000 |
| Madison County Idaho | 4 | $ 1,120,000 | $ 280,000 | $ 116,000 |
| Lincoln County Wyoming | 4 | $ 340,000 | $ 85,000 | $ 79,000 |
| Yavapai County Arizona | 3 | $ 365,000 | $ 121,000 | $ 55,000 |
| Alamosa County Colorado | 3 | $ 705,000 | $ 235,000 | $ 104,000 |
| Delta County Colorado | 3 | $ 695,000 | $ 231,000 | $ 56,000 |
| Elbert County Colorado | 3 | $ 1,515,000 | $ 505,000 | $ 136,000 |
| Fremont County Colorado | 3 | $ 895,000 | $ 298,000 | $ 118,000 |
| Garfield County Colorado | 3 | $ 675,000 | $ 225,000 | $ 85,000 |
| Rio Blanco County Colorado | 3 | $ 795,000 | $ 265,000 | $ 78,000 |
| Rio Grande County Colorado | 3 | $ 505,000 | $ 168,000 | $ 91,000 |
| Butte County Idaho | 3 | $ 445,000 | $ 148,000 | $ 113,000 |
| Custer County Idaho | 3 | $ 405,000 | $ 135,000 | $ 101,000 |
| Cass County Nebraska | 3 | $ 625,000 | $ 208,000 | $ 189,000 |
| Converse County Wyoming | 3 | $ 745,000 | $ 248,000 | $ 105,000 |
| Mohave County Arizona | 2 | $ 1,110,000 | $ 555,000 | $ 263,000 |
| Santa Cruz County Arizona | 2 | $ 490,000 | $ 245,000 | $ 101,000 |
| Custer County Colorado | 2 | $ 410,000 | $ 205,000 | $ 77,000 |
| Las Animas County Colorado | 2 | $ 420,000 | $ 210,000 | $ 131,000 |
| Morgan County Colorado | 2 | $ 180,000 | $ 90,000 | $ 62,000 |
| Park County Colorado | 2 | $ 750,000 | $ 375,000 | $ 75,000 |
| Bannock County Idaho | 2 | $ 400,000 | $ 200,000 | $ 82,000 |
| Bingham County Idaho | 2 | $ 140,000 | $ 70,000 | $ 57,000 |
| Caribou County Idaho | 2 | $ 50,000 | $ 25,000 | $ 54,000 |
| Jefferson County Idaho | 2 | $ 220,000 | $ 110,000 | $ 43,000 |
| Box Butte County Nebraska | 2 | $ 190,000 | $ 95,000 | $ 36,000 |
| Clay County Nebraska | 2 | $ 130,000 | $ 65,000 | $ 48,000 |
| Madison County Nebraska | 2 | $ 360,000 | $ 180,000 | $ 74,000 |
| Nance County Nebraska | 2 | $ 350,000 | $ 175,000 | $ 59,000 |
| Nuckolls County Nebraska | 2 | $ 80,000 | $ 40,000 | $ 53,000 |
| Otoe County Nebraska | 2 | $ 270,000 | $ 135,000 | $ 94,000 |
| Saunders County Nebraska | 2 | $ 310,000 | $ 155,000 | $ 74,000 |
| Sheridan County Nebraska | 2 | $ 110,000 | $ 55,000 | $ 41,000 |
| York County Nebraska | 2 | $ 380,000 | $ 190,000 | $ 49,000 |
| Bernalillo County New Mexico | 2 | $ 430,000 | $ 215,000 | $ 69,000 |
| Socorro County New Mexico | 2 | $ 210,000 | $ 105,000 | $ 40,000 |
| Canadian County Oklahoma | 2 | $ 390,000 | $ 195,000 | $ 67,000 |
| Cleveland County Oklahoma | 2 | $ 350,000 | $ 175,000 | $ 85,000 |
| Comanche County Oklahoma | 2 | $ 240,000 | $ 120,000 | $ 139,000 |
| Stephens County Oklahoma | 2 | $ 130,000 | $ 65,000 | $ 66,000 |
| Deschutes County Oregon | 2 | $ 790,000 | $ 395,000 | $ 78,000 |
| Polk County Oregon | 2 | $ 330,000 | $ 165,000 | $ 88,000 |
| Big Horn County Wyoming | 2 | $ 430,000 | $ 215,000 | $ 104,000 |
| Carbon County Wyoming | 2 | $ 290,000 | $ 145,000 | $ 59,000 |
| Cochise County Arizona | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Gila County Arizona | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Bent County Colorado | 1 | $ 85,000 | $ 85,000 | $ 118,000 |
| Conejos County Colorado | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Crowley County Colorado | 1 | $ 95,000 | $ 95,000 | $ 91,000 |
| Dolores County Colorado | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Gilpin County Colorado | 1 | $ 325,000 | $ 325,000 | $ 87,000 |
| Gunnison County Colorado | 1 | $ 165,000 | $ 165,000 | $ 164,000 |
| Huerfano County Colorado | 1 | $ 365,000 | $ 365,000 | $ 132,000 |
| La Plata County Colorado | 1 | $ 285,000 | $ 285,000 | $ 25,000 |
| Lake County Colorado | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Ouray County Colorado | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Routt County Colorado | 1 | $ 335,000 | $ 335,000 | $ 169,000 |
| Saguache County Colorado | 1 | $ 155,000 | $ 155,000 | $ 24,000 |
| Bonner County Idaho | 1 | $ 395,000 | $ 395,000 | $ 110,000 |
| Lewis County Idaho | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Payette County Idaho | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Harrison County Iowa | 1 | $ 125,000 | $ 125,000 | $ 134,000 |
| O'Brien County Iowa | 1 | $ 45,000 | $ 45,000 | $ 140,000 |
| Antelope County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Boone County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 88,000 |
| Buffalo County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Frontier County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Furnas County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Hall County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Jefferson County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Kearney County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 87,000 |
| Keith County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Kimball County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Lincoln County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Nemaha County Nebraska | 1 | $ 215,000 | $ 215,000 | $ 95,000 |
| Saline County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Wayne County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 107,000 |
| Webster County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Catron County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Dona Ana County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 202,000 |
| McKinley County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| Santa Fe County New Mexico | 1 | $ 365,000 | $ 365,000 | $ 165,000 |
| Torrance County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Grady County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Logan County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Tulsa County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Clackamas County Oregon | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Lane County Oregon | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Linn County Oregon | 1 | $ 255,000 | $ 255,000 | $ 81,000 |
| Washington County Oregon | 1 | $ 205,000 | $ 205,000 | $ 127,000 |
| Johnson County Wyoming | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Park County Wyoming | 1 | $ 205,000 | $ 205,000 | $ 37,000 |
| Platte County Wyoming | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Weston County Wyoming | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Centennial Lending, Llc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 549 | $108,475,000 | $197,000 | $1,175,000 | $90,000 | $451,000 |
| Refinancing | 463 | $94,115,000 | $203,000 | $1,545,000 | $92,000 | $551,000 |
| Home Purchase | 390 | $102,070,000 | $261,000 | $2,385,000 | $104,000 | $870,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 912 | $194,540,000 | $213,000 | $1,545,000 | $94,000 | $870,000 |
| Not Provided | 243 | $55,325,000 | $227,000 | $1,055,000 | $108,000 | $711,000 |
| Hispanic | 159 | $33,245,000 | $209,000 | $585,000 | $81,000 | $358,000 |
| Black or African American | 41 | $7,275,000 | $177,000 | $475,000 | $69,000 | $180,000 |
| American Indian or Alaskan Native | 16 | $3,240,000 | $202,000 | $1,055,000 | $96,000 | $487,000 |
| Asian | 15 | $3,375,000 | $225,000 | $465,000 | $108,000 | $202,000 |
| Not applicable | 7 | $5,265,000 | $752,000 | $2,385,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,055,000 | $211,000 | $295,000 | $60,000 | $81,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,235 | $265,965,000 | $215,000 | $2,385,000 | $97,000 | $870,000 |
| FHA-insured (Federal Housing Administration) | 96 | $19,170,000 | $199,000 | $515,000 | $70,000 | $214,000 |
| VA-guaranteed (Veterans Administration) | 69 | $19,165,000 | $277,000 | $585,000 | $93,000 | $270,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $360,000 | $180,000 | $225,000 | $54,000 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 522 | $120,950,000 | $231,000 | $825,000 | $97,000 | $870,000 |
| Application Withdrawn By Applicant | 375 | $84,615,000 | $225,000 | $2,385,000 | $104,000 | $624,000 |
| File Closed For Incompleteness | 261 | $52,735,000 | $202,000 | $1,055,000 | $99,000 | $551,000 |
| Application Denied By Financial Institution | 231 | $43,365,000 | $187,000 | $1,175,000 | $71,000 | $711,000 |
| Application Approved But Not Accepted | 13 | $2,995,000 | $230,000 | $485,000 | $76,000 | $159,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,171 | $261,295,000 | $223,000 | $2,385,000 | $99,000 | $870,000 |
| Debt-To-Income Ratio | 102 | $22,950,000 | $225,000 | $1,175,000 | $57,000 | $187,000 |
| Credit History | 95 | $15,265,000 | $160,000 | $545,000 | $76,000 | $326,000 |
| Collateral | 22 | $2,190,000 | $99,000 | $275,000 | $122,000 | $711,000 |
| Employment History | 6 | $1,340,000 | $223,000 | $365,000 | $40,000 | $71,000 |
| Unverifiable Information | 6 | $1,620,000 | $270,000 | $355,000 | $71,000 | $113,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centennial Lending, Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centennial Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.