Centerstate Bank Of Florida Na
Mortgage Loan Application
Totals and Details
for 2016

Find mortgage statistics in Florida.
The mortgage statistics provided below are specific to mortgages loaned by Centerstate Bank Of Florida Na, and
charts are available for all areas of Florida.
Search for mortgage details by county or metropolitan area and explore the total number of mortgage applications and mortgage application details for 2003-2016.

Mortgage Company & Address Centerstate Bank Of Florida Na
1101 First Street South
Winter Haven, FL 33880
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,571
Total Mortgage Loan Application Amount $164,284,000
Average Mortgage Loan Application Amount $171,319
Highest Mortgage Loan Application Amount $4,532,000
Average Applicant Income $98,914
Highest Applicant Income $2,788,000

We provide overall totals and averages for each year, as well as highest application amount and the income of the highest applicant.
As you search for the best mortgages in FL, our lists will give you a good idea what to expect in any situation.
These numbers will tell you what the best mortgage loans are by county, by race, and per income. With this information, you can be prepared to get the best mortgage price when you search out a mortgage lender.

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Our numbers detail mortgage loan totals in categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage applicants in Florida, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Centerstate Bank Of Florida Na in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,264 $122,891,000 $97,000 $4,532,000 $81,000 $2,788,000
Refinancing 182 $37,334,000 $205,000 $3,000,000 $73,000 $437,000
Home Improvement 125 $4,059,000 $32,000 $816,000 $62,000 $648,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,057 $105,894,000 $100,000 $4,532,000 $87,000 $2,788,000
Not Provided 270 $12,581,000 $46,000 $417,000 $72,000 $397,000
Hispanic 126 $12,023,000 $95,000 $600,000 $79,000 $758,000
Not applicable 77 $29,104,000 $377,000 $3,000,000 $0 $0
Black or African American 29 $1,850,000 $63,000 $296,000 $58,000 $123,000
Asian 11 $2,787,000 $253,000 $855,000 $88,000 $333,000
Native Hawaiin or Other Pacific Islander 1 $45,000 $45,000 $45,000 $55,000 $55,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,557 $162,580,000 $104,000 $4,532,000 $79,000 $2,788,000
FHA-insured (Federal Housing Administration) 9 $1,212,000 $134,000 $185,000 $46,000 $84,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $492,000 $98,000 $129,000 $45,000 $77,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 982 $124,569,000 $126,000 $4,532,000 $87,000 $2,788,000
Application Denied By Financial Institution 370 $18,061,000 $48,000 $750,000 $52,000 $317,000
Application Approved But Not Accepted 138 $6,129,000 $44,000 $325,000 $68,000 $279,000
Application Withdrawn By Applicant 79 $15,174,000 $192,000 $4,000,000 $118,000 $1,266,000
File Closed For Incompleteness 2 $351,000 $175,000 $180,000 $52,000 $58,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 223 $9,579,000 $42,000 $750,000 $51,000 $317,000
Credit History 117 $4,384,000 $37,000 $264,000 $48,000 $156,000
Collateral 18 $2,590,000 $143,000 $417,000 $83,000 $201,000
Unverifiable Information 4 $447,000 $111,000 $265,000 $55,000 $72,000
Insufficient Cash (Downpayment, Closing Cost) 3 $293,000 $97,000 $129,000 $66,000 $121,000
Other 2 $149,000 $74,000 $108,000 $15,000 $30,000
Credit Application Incomplete 2 $580,000 $290,000 $300,000 $100,000 $140,000
Employment History 1 $39,000 $39,000 $39,000 $64,000 $64,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage application data give you everything you need to know as you start your search for the best lenders in FL, and give you an idea of what the best mortgage loans really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information back through 2003.

Download the Florida Lender List