Centier Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Centier Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Centier Bank 600 E 84Th Avenue Whiting, IN 46410 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,850 |
| Total Mortgage Loan Application Amount | $183,085,000 |
| Average Mortgage Loan Application Amount | $85,666 |
| Highest Mortgage Loan Application Amount | $1,003,000 |
| Average Applicant Income | $73,000 |
| Highest Applicant Income | $1,486,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Centier Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centier Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Centier Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centier Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Centier Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centier Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lake County Indiana | 833 | $ 80,592,000 | $ 96,000 | $ 73,000 |
| Porter County Indiana | 497 | $ 55,957,000 | $ 112,000 | $ 79,000 |
| LaPorte County Indiana | 72 | $ 6,327,000 | $ 87,000 | $ 73,000 |
| Marshall County Indiana | 43 | $ 5,181,000 | $ 120,000 | $ 69,000 |
| Jasper County Indiana | 23 | $ 2,359,000 | $ 102,000 | $ 60,000 |
| Cook County Illinois | 20 | $ 3,356,000 | $ 167,000 | $ 190,000 |
| Newton County Indiana | 14 | $ 1,168,000 | $ 83,000 | $ 64,000 |
| Wayne County Michigan | 14 | $ 680,000 | $ 48,000 | $ 65,000 |
| Starke County Indiana | 9 | $ 792,000 | $ 88,000 | $ 119,000 |
| Floyd County Kentucky | 8 | $ 457,000 | $ 57,000 | $ 63,000 |
| St. Joseph County Indiana | 7 | $ 868,000 | $ 124,000 | $ 101,000 |
| Will County Illinois | 4 | $ 368,000 | $ 92,000 | $ 78,000 |
| Gibson County Indiana | 4 | $ 194,000 | $ 48,000 | $ 55,000 |
| Kosciusko County Indiana | 4 | $ 210,000 | $ 52,000 | $ 72,000 |
| Vanderburgh County Indiana | 4 | $ 221,000 | $ 55,000 | $ 44,000 |
| Letcher County Kentucky | 4 | $ 183,000 | $ 45,000 | $ 39,000 |
| Magoffin County Kentucky | 4 | $ 169,000 | $ 42,000 | $ 38,000 |
| Perry County Kentucky | 4 | $ 211,000 | $ 52,000 | $ 49,000 |
| Washtenaw County Michigan | 4 | $ 207,000 | $ 51,000 | $ 52,000 |
| Ramsey County Minnesota | 4 | $ 214,000 | $ 53,000 | $ 35,000 |
| Allen County Indiana | 3 | $ 105,000 | $ 35,000 | $ 42,000 |
| Harrison County Indiana | 3 | $ 130,000 | $ 43,000 | $ 32,000 |
| Pike County Indiana | 3 | $ 200,000 | $ 66,000 | $ 63,000 |
| Pulaski County Indiana | 3 | $ 302,000 | $ 100,000 | $ 139,000 |
| Wabash County Indiana | 3 | $ 213,000 | $ 71,000 | $ 103,000 |
| Boone County Kentucky | 3 | $ 132,000 | $ 44,000 | $ 73,000 |
| Knott County Kentucky | 3 | $ 114,000 | $ 38,000 | $ 91,000 |
| Leslie County Kentucky | 3 | $ 165,000 | $ 55,000 | $ 51,000 |
| Morgan County Kentucky | 3 | $ 188,000 | $ 62,000 | $ 48,000 |
| Pike County Kentucky | 3 | $ 132,000 | $ 44,000 | $ 37,000 |
| Calhoun County Michigan | 3 | $ 192,000 | $ 64,000 | $ 48,000 |
| Genesee County Michigan | 3 | $ 121,000 | $ 40,000 | $ 43,000 |
| Macomb County Michigan | 3 | $ 133,000 | $ 44,000 | $ 39,000 |
| Waukesha County Wisconsin | 3 | $ 132,000 | $ 44,000 | $ 37,000 |
| Boone County Illinois | 2 | $ 138,000 | $ 69,000 | $ 45,000 |
| Clark County Indiana | 2 | $ 121,000 | $ 60,000 | $ 42,000 |
| Elkhart County Indiana | 2 | $ 64,000 | $ 32,000 | $ 36,000 |
| Floyd County Indiana | 2 | $ 56,000 | $ 28,000 | $ 27,000 |
| Fulton County Indiana | 2 | $ 301,000 | $ 150,000 | $ 93,000 |
| Hamilton County Indiana | 2 | $ 220,000 | $ 110,000 | $ 105,000 |
| Hendricks County Indiana | 2 | $ 79,000 | $ 39,000 | $ 71,000 |
| Jennings County Indiana | 2 | $ 81,000 | $ 40,000 | $ 50,000 |
| Madison County Indiana | 2 | $ 57,000 | $ 28,000 | $ 45,000 |
| Marion County Indiana | 2 | $ 52,000 | $ 26,000 | $ 39,000 |
| Monroe County Indiana | 2 | $ 89,000 | $ 44,000 | $ 24,000 |
| Owen County Indiana | 2 | $ 81,000 | $ 40,000 | $ 70,000 |
| Warrick County Indiana | 2 | $ 62,000 | $ 31,000 | $ 40,000 |
| Greenwood County Kansas | 2 | $ 68,000 | $ 34,000 | $ 45,000 |
| Wabaunsee County Kansas | 2 | $ 106,000 | $ 53,000 | $ 50,000 |
| Boyle County Kentucky | 2 | $ 57,000 | $ 28,000 | $ 36,000 |
| Breathitt County Kentucky | 2 | $ 73,000 | $ 36,000 | $ 46,000 |
| Carter County Kentucky | 2 | $ 119,000 | $ 59,000 | $ 49,000 |
| Clay County Kentucky | 2 | $ 74,000 | $ 37,000 | $ 23,000 |
| Clinton County Kentucky | 2 | $ 124,000 | $ 62,000 | $ 49,000 |
| Daviess County Kentucky | 2 | $ 91,000 | $ 45,000 | $ 90,000 |
| Fleming County Kentucky | 2 | $ 66,000 | $ 33,000 | $ 34,000 |
| Greenup County Kentucky | 2 | $ 114,000 | $ 57,000 | $ 46,000 |
| Harlan County Kentucky | 2 | $ 128,000 | $ 64,000 | $ 36,000 |
| Laurel County Kentucky | 2 | $ 108,000 | $ 54,000 | $ 62,000 |
| Allegan County Michigan | 2 | $ 81,000 | $ 40,000 | $ 58,000 |
| Ottawa County Michigan | 2 | $ 106,000 | $ 53,000 | $ 109,000 |
| Anoka County Minnesota | 2 | $ 120,000 | $ 60,000 | $ 43,000 |
| Geauga County Ohio | 2 | $ 98,000 | $ 49,000 | $ 40,000 |
| Beaufort County South Carolina | 2 | $ 1,579,000 | $ 789,000 | $ 289,000 |
| Lee County Florida | 1 | $ 392,000 | $ 392,000 | $ 193,000 |
| DuPage County Illinois | 1 | $ 77,000 | $ 77,000 | $ 37,000 |
| Franklin County Illinois | 1 | $ 33,000 | $ 33,000 | $ 30,000 |
| Lake County Illinois | 1 | $ 150,000 | $ 150,000 | $ 95,000 |
| Lee County Illinois | 1 | $ 69,000 | $ 69,000 | $ 34,000 |
| Ogle County Illinois | 1 | $ 43,000 | $ 43,000 | $ 50,000 |
| Pike County Illinois | 1 | $ 41,000 | $ 41,000 | $ 39,000 |
| St. Clair County Illinois | 1 | $ 24,000 | $ 24,000 | $ 29,000 |
| Wabash County Illinois | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Boone County Indiana | 1 | $ 79,000 | $ 79,000 | $ 61,000 |
| Grant County Indiana | 1 | $ 43,000 | $ 43,000 | $ 32,000 |
| Howard County Indiana | 1 | $ 34,000 | $ 34,000 | $ 62,000 |
| Jackson County Indiana | 1 | $ 26,000 | $ 26,000 | $ 17,000 |
| Johnson County Indiana | 1 | $ 47,000 | $ 47,000 | $ 68,000 |
| LaGrange County Indiana | 1 | $ 18,000 | $ 18,000 | $ 24,000 |
| Miami County Indiana | 1 | $ 31,000 | $ 31,000 | $ 68,000 |
| Orange County Indiana | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Putnam County Indiana | 1 | $ 38,000 | $ 38,000 | $ 40,000 |
| Randolph County Indiana | 1 | $ 101,000 | $ 101,000 | $ 59,000 |
| Shelby County Indiana | 1 | $ 31,000 | $ 31,000 | $ 43,000 |
| Tippecanoe County Indiana | 1 | $ 64,000 | $ 64,000 | $ 67,000 |
| Tipton County Indiana | 1 | $ 40,000 | $ 40,000 | $ 51,000 |
| White County Indiana | 1 | $ 18,000 | $ 18,000 | $ 67,000 |
| Delaware County Iowa | 1 | $ 70,000 | $ 70,000 | $ 44,000 |
| Butler County Kansas | 1 | $ 41,000 | $ 41,000 | $ 40,000 |
| Reno County Kansas | 1 | $ 59,000 | $ 59,000 | $ 59,000 |
| Sedgwick County Kansas | 1 | $ 31,000 | $ 31,000 | $ 30,000 |
| Adair County Kentucky | 1 | $ 27,000 | $ 27,000 | $ 16,000 |
| Elliott County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Grayson County Kentucky | 1 | $ 23,000 | $ 23,000 | $ 40,000 |
| Hart County Kentucky | 1 | $ 71,000 | $ 71,000 | $ 126,000 |
| Johnson County Kentucky | 1 | $ 49,000 | $ 49,000 | $ 51,000 |
| Lee County Kentucky | 1 | $ 26,000 | $ 26,000 | $ 19,000 |
| Logan County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 60,000 |
| Madison County Kentucky | 1 | $ 33,000 | $ 33,000 | $ 37,000 |
| Marshall County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 52,000 |
| Martin County Kentucky | 1 | $ 23,000 | $ 23,000 | $ 29,000 |
| McCreary County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 34,000 |
| Montgomery County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 26,000 |
| Owsley County Kentucky | 1 | $ 37,000 | $ 37,000 | $ 38,000 |
| Pulaski County Kentucky | 1 | $ 71,000 | $ 71,000 | $ 46,000 |
| Russell County Kentucky | 1 | $ 46,000 | $ 46,000 | $ 66,000 |
| Shelby County Kentucky | 1 | $ 24,000 | $ 24,000 | $ 27,000 |
| Taylor County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 66,000 |
| Webster County Kentucky | 1 | $ 29,000 | $ 29,000 | $ 62,000 |
| Berrien County Michigan | 1 | $ 225,000 | $ 225,000 | $ 1,003,000 |
| Cass County Michigan | 1 | $ 133,000 | $ 133,000 | $ 141,000 |
| Chippewa County Michigan | 1 | $ 34,000 | $ 34,000 | $ 23,000 |
| Clare County Michigan | 1 | $ 38,000 | $ 38,000 | $ 113,000 |
| Jackson County Michigan | 1 | $ 19,000 | $ 19,000 | $ 28,000 |
| Kalamazoo County Michigan | 1 | $ 60,000 | $ 60,000 | $ 45,000 |
| Livingston County Michigan | 1 | $ 78,000 | $ 78,000 | $ 86,000 |
| Monroe County Michigan | 1 | $ 48,000 | $ 48,000 | $ 35,000 |
| St. Joseph County Michigan | 1 | $ 40,000 | $ 40,000 | $ 71,000 |
| Carver County Minnesota | 1 | $ 76,000 | $ 76,000 | $ 59,000 |
| Chisago County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Washington County Minnesota | 1 | $ 68,000 | $ 68,000 | $ 51,000 |
| Wright County Minnesota | 1 | $ 36,000 | $ 36,000 | $ 21,000 |
| Christian County Missouri | 1 | $ 30,000 | $ 30,000 | $ 54,000 |
| Clay County Missouri | 1 | $ 56,000 | $ 56,000 | $ 41,000 |
| Hickory County Missouri | 1 | $ 41,000 | $ 41,000 | $ 64,000 |
| Lawrence County Missouri | 1 | $ 73,000 | $ 73,000 | $ 63,000 |
| Texas County Missouri | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Williams County North Dakota | 1 | $ 48,000 | $ 48,000 | $ 25,000 |
| Adams County Ohio | 1 | $ 34,000 | $ 34,000 | $ 55,000 |
| Cuyahoga County Ohio | 1 | $ 29,000 | $ 29,000 | $ 52,000 |
| Darke County Ohio | 1 | $ 29,000 | $ 29,000 | $ 22,000 |
| Fulton County Ohio | 1 | $ 37,000 | $ 37,000 | $ 36,000 |
| Hamilton County Ohio | 1 | $ 39,000 | $ 39,000 | $ 35,000 |
| Lucas County Ohio | 1 | $ 47,000 | $ 47,000 | $ 40,000 |
| Ross County Ohio | 1 | $ 17,000 | $ 17,000 | $ 142,000 |
| Stark County Ohio | 1 | $ 19,000 | $ 19,000 | $ 38,000 |
| Wood County Ohio | 1 | $ 53,000 | $ 53,000 | $ 22,000 |
| Bucks County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 72,000 |
| Lebanon County Pennsylvania | 1 | $ 48,000 | $ 48,000 | $ 22,000 |
| Pennington County South Dakota | 1 | $ 53,000 | $ 53,000 | $ 63,000 |
| La Crosse County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Sauk County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
Mortgage Loan Application Detail Totals for Centier Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 942 | $119,174,000 | $126,000 | $990,000 | $73,000 | $746,000 |
| Refinancing | 524 | $49,176,000 | $93,000 | $1,003,000 | $76,000 | $1,486,000 |
| Home Improvement | 384 | $14,735,000 | $38,000 | $400,000 | $70,000 | $1,003,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,493 | $148,531,000 | $99,000 | $1,003,000 | $74,000 | $1,486,000 |
| Hispanic | 115 | $10,977,000 | $95,000 | $650,000 | $60,000 | $247,000 |
| Not Provided | 102 | $8,811,000 | $86,000 | $420,000 | $82,000 | $306,000 |
| Black or African American | 96 | $7,454,000 | $77,000 | $460,000 | $57,000 | $894,000 |
| Not applicable | 20 | $1,565,000 | $78,000 | $325,000 | $0 | $0 |
| Asian | 20 | $5,594,000 | $279,000 | $864,000 | $175,000 | $488,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $153,000 | $38,000 | $72,000 | $52,000 | $91,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,766 | $173,483,000 | $98,000 | $1,003,000 | $75,000 | $1,486,000 |
| FHA-insured (Federal Housing Administration) | 84 | $9,602,000 | $114,000 | $235,000 | $44,000 | $116,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,220 | $125,667,000 | $103,000 | $1,003,000 | $80,000 | $1,486,000 |
| Application Denied By Financial Institution | 262 | $16,753,000 | $63,000 | $450,000 | $56,000 | $792,000 |
| Application Approved But Not Accepted | 178 | $17,196,000 | $96,000 | $864,000 | $68,000 | $250,000 |
| Preapproval Denied by Financial Institution | 94 | $12,222,000 | $130,000 | $430,000 | $50,000 | $213,000 |
| Application Withdrawn By Applicant | 55 | $7,084,000 | $128,000 | $576,000 | $77,000 | $387,000 |
| File Closed For Incompleteness | 34 | $4,030,000 | $118,000 | $400,000 | $72,000 | $212,000 |
| Loan Purchased By The Institution | 7 | $133,000 | $19,000 | $34,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centier Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centier Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.