Centier Bank Mortgage Lending & HMDA Data, 2009

In 2009, Centier Bank of Merrillville, IN reported 3,979 mortgage applications totaling $429.0 million, up 23% from 2008. The average application was for $107,821, and applicants reported an average income of $74,330. 63% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Gary, IN (2,388), Michigan City-La Porte, IN (73) and Minneapolis-St. Paul-Bloomington, MN-WI (69) (applications in parentheses).

Mortgage Company & Address Centier Bank
600 E 84th Avenue
Merrillville, IN 46410
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,979
Total Mortgage Loan Application Amount $429,021,000
Average Mortgage Loan Application Amount $107,821
Highest Mortgage Loan Application Amount $14,000,000
Average Applicant Income $74,330
Highest Applicant Income $9,279,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Centier Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Centier Bank by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lake, Indiana 1,585 $ 181,152,000 $ 114,291 $ 84,000
Porter, Indiana 762 $ 104,428,000 $ 137,044 $ 94,000
LaPorte, Indiana 73 $ 16,062,000 $ 220,027 $ 78,000
Marshall, Indiana 33 $ 2,787,000 $ 84,454 $ 57,000
Tippecanoe, Indiana 33 $ 5,667,000 $ 171,727 $ 15,000
Jasper, Indiana 31 $ 3,477,000 $ 112,161 $ 66,000
Sedgwick, Kansas 27 $ 1,451,000 $ 53,740 $ 42,000
Cook, Illinois 26 $ 4,723,000 $ 181,653 $ 185,000
Anoka, Minnesota 25 $ 1,230,000 $ 49,200 $ 50,000
St. Joseph, Indiana 24 $ 5,192,000 $ 216,333 $ 23,000
Allen, Indiana 23 $ 28,512,000 $ 1,239,652 $ 17,000
Wayne, Michigan 22 $ 751,000 $ 34,136 $ 50,000
Bucks, Pennsylvania 22 $ 1,499,000 $ 68,136 $ 59,000
Ramsey, Minnesota 20 $ 790,000 $ 39,500 $ 45,000
York, Pennsylvania 19 $ 885,000 $ 46,578 $ 52,000
Berks, Pennsylvania 16 $ 930,000 $ 58,125 $ 55,000
Franklin, Ohio 15 $ 491,000 $ 32,733 $ 39,000
Portage, Ohio 15 $ 541,000 $ 36,066 $ 47,000
Lancaster, Pennsylvania 14 $ 693,000 $ 49,500 $ 52,000
Oakland, Michigan 13 $ 447,000 $ 34,384 $ 53,000
Adams, Pennsylvania 13 $ 793,000 $ 61,000 $ 40,000
Chester, Pennsylvania 13 $ 549,000 $ 42,230 $ 49,000
Cumberland, Pennsylvania 13 $ 624,000 $ 48,000 $ 44,000
Sangamon, Illinois 12 $ 825,000 $ 68,750 $ 61,000
McLean, Illinois 11 $ 438,000 $ 39,818 $ 48,000
Starke, Indiana 11 $ 830,000 $ 75,454 $ 67,000
Butler, Kansas 11 $ 641,000 $ 58,272 $ 52,000
St. Clair, Illinois 10 $ 463,000 $ 46,300 $ 49,000
Newton, Indiana 10 $ 677,000 $ 67,700 $ 67,000
Linn, Iowa 10 $ 405,000 $ 40,500 $ 39,000
Macomb, Michigan 10 $ 401,000 $ 40,100 $ 54,000
Burleigh, North Dakota 10 $ 529,000 $ 52,900 $ 62,000
Boone, Illinois 9 $ 619,000 $ 68,777 $ 80,000
Kent, Michigan 9 $ 1,945,000 $ 216,111 $ 31,000
Marion, Indiana 8 $ 247,000 $ 30,875 $ 44,000
Monroe, Michigan 8 $ 345,000 $ 43,125 $ 64,000
Ottawa, Michigan 8 $ 297,000 $ 37,125 $ 41,000
St. Charles, Missouri 8 $ 344,000 $ 43,000 $ 39,000
Clermont, Ohio 8 $ 290,000 $ 36,250 $ 42,000
Summit, Ohio 8 $ 213,000 $ 26,625 $ 47,000
Butler, Pennsylvania 8 $ 411,000 $ 51,375 $ 46,000
Champaign, Illinois 7 $ 302,000 $ 43,142 $ 44,000
Williamson, Illinois 7 $ 295,000 $ 42,142 $ 39,000
Wright, Minnesota 7 $ 244,000 $ 34,857 $ 42,000
Jefferson, Missouri 7 $ 254,000 $ 36,285 $ 52,000
Williams, North Dakota 7 $ 630,000 $ 90,000 $ 86,000
Lake, Ohio 7 $ 256,000 $ 36,571 $ 45,000
Tuscarawas, Ohio 7 $ 301,000 $ 43,000 $ 47,000
Wayne, Ohio 7 $ 178,000 $ 25,428 $ 47,000
Wood, Ohio 7 $ 355,000 $ 50,714 $ 57,000
Vanderburgh, Indiana 6 $ 243,000 $ 40,500 $ 35,000
Polk, Iowa 6 $ 219,000 $ 36,500 $ 40,000
Genesee, Michigan 6 $ 130,000 $ 21,666 $ 39,000
Greene, Missouri 6 $ 252,000 $ 42,000 $ 48,000
Washington, Missouri 6 $ 243,000 $ 40,500 $ 44,000
Northampton, Pennsylvania 6 $ 258,000 $ 43,000 $ 38,000
Pennington, South Dakota 6 $ 202,000 $ 33,666 $ 37,000
Jefferson, Illinois 5 $ 309,000 $ 61,800 $ 49,000
Johnson, Illinois 5 $ 407,000 $ 81,400 $ 61,000
Madison, Illinois 5 $ 321,000 $ 64,200 $ 56,000
Will, Illinois 5 $ 498,000 $ 99,600 $ 74,000
Kosciusko, Indiana 5 $ 348,000 $ 69,600 $ 51,000
Pottawattamie, Iowa 5 $ 191,000 $ 38,200 $ 45,000
Berrien, Michigan 5 $ 877,000 $ 175,400 $ 229,000
Kalamazoo, Michigan 5 $ 293,000 $ 58,600 $ 58,000
Washtenaw, Michigan 5 $ 164,000 $ 32,800 $ 43,000
Clay, Missouri 5 $ 231,000 $ 46,200 $ 67,000
Cass, North Dakota 5 $ 182,000 $ 36,400 $ 44,000
Ward, North Dakota 5 $ 253,000 $ 50,600 $ 44,000
Guernsey, Ohio 5 $ 186,000 $ 37,200 $ 26,000
Hamilton, Ohio 5 $ 181,000 $ 36,200 $ 46,000
Muskingum, Ohio 5 $ 235,000 $ 47,000 $ 40,000
Stark, Ohio 5 $ 220,000 $ 44,000 $ 31,000
Bedford, Pennsylvania 5 $ 272,000 $ 54,400 $ 45,000
Dauphin, Pennsylvania 5 $ 277,000 $ 55,400 $ 44,000
Erie, Pennsylvania 5 $ 207,000 $ 41,400 $ 55,000
Walworth, Wisconsin 5 $ 238,000 $ 47,600 $ 41,000
Jackson, Illinois 4 $ 236,000 $ 59,000 $ 48,000
Kankakee, Illinois 4 $ 192,000 $ 48,000 $ 50,000
Johnson, Iowa 4 $ 203,000 $ 50,750 $ 47,000
Crawford, Kansas 4 $ 245,000 $ 61,250 $ 46,000
Pottawatomie, Kansas 4 $ 153,000 $ 38,250 $ 47,000
Bay, Michigan 4 $ 133,000 $ 33,250 $ 59,000
Livingston, Michigan 4 $ 102,000 $ 25,500 $ 41,000
Benton, Minnesota 4 $ 164,000 $ 41,000 $ 42,000
Carver, Minnesota 4 $ 145,000 $ 36,250 $ 69,000
New Madrid, Missouri 4 $ 193,000 $ 48,250 $ 39,000
St. Francois, Missouri 4 $ 174,000 $ 43,500 $ 34,000
Douglas, Nebraska 4 $ 173,000 $ 43,250 $ 48,000
Fulton, Ohio 4 $ 181,000 $ 45,250 $ 42,000
Lawrence, Ohio 4 $ 265,000 $ 66,250 $ 61,000
Licking, Ohio 4 $ 251,000 $ 62,750 $ 57,000
Lorain, Ohio 4 $ 160,000 $ 40,000 $ 47,000
Lucas, Ohio 4 $ 210,000 $ 52,500 $ 69,000
Beaver, Pennsylvania 4 $ 206,000 $ 51,500 $ 47,000
Blair, Pennsylvania 4 $ 126,000 $ 31,500 $ 41,000
Bradford, Pennsylvania 4 $ 214,000 $ 53,500 $ 51,000
Clearfield, Pennsylvania 4 $ 221,000 $ 55,250 $ 44,000
Fayette, Pennsylvania 4 $ 223,000 $ 55,750 $ 41,000
Lehigh, Pennsylvania 4 $ 142,000 $ 35,500 $ 50,000
Custer, South Dakota 4 $ 268,000 $ 67,000 $ 52,000
Meade, South Dakota 4 $ 243,000 $ 60,750 $ 73,000
Minnehaha, South Dakota 4 $ 192,000 $ 48,000 $ 48,000
Lake, Illinois 3 $ 144,000 $ 48,000 $ 49,000
Crawford, Indiana 3 $ 128,000 $ 42,666 $ 43,000
Jackson, Indiana 3 $ 139,000 $ 46,333 $ 76,000
Black Hawk, Iowa 3 $ 141,000 $ 47,000 $ 49,000
Jones, Iowa 3 $ 102,000 $ 34,000 $ 55,000
Cowley, Kansas 3 $ 175,000 $ 58,333 $ 56,000
Douglas, Kansas 3 $ 151,000 $ 50,333 $ 114,000
Greenwood, Kansas 3 $ 160,000 $ 53,333 $ 100,000
Reno, Kansas 3 $ 152,000 $ 50,666 $ 35,000
Sumner, Kansas 3 $ 155,000 $ 51,666 $ 48,000
Jefferson, Kentucky 3 $ 55,000 $ 18,333 $ 32,000
Allegan, Michigan 3 $ 334,000 $ 111,333 $ 176,000
Blue Earth, Minnesota 3 $ 100,000 $ 33,333 $ 38,000
Chisago, Minnesota 3 $ 141,000 $ 47,000 $ 52,000
Crow Wing, Minnesota 3 $ 170,000 $ 56,666 $ 75,000
Dakota, Minnesota 3 $ 143,000 $ 47,666 $ 89,000
Nicollet, Minnesota 3 $ 122,000 $ 40,666 $ 47,000
Olmsted, Minnesota 3 $ 106,000 $ 35,333 $ 35,000
Scott, Minnesota 3 $ 109,000 $ 36,333 $ 40,000
Washington, Minnesota 3 $ 134,000 $ 44,666 $ 51,000
Caldwell, Missouri 3 $ 101,000 $ 33,666 $ 32,000
Dallas, Missouri 3 $ 137,000 $ 45,666 $ 36,000
Franklin, Missouri 3 $ 105,000 $ 35,000 $ 35,000
Jackson, Missouri 3 $ 118,000 $ 39,333 $ 37,000
Lawrence, Missouri 3 $ 148,000 $ 49,333 $ 38,000
Polk, Missouri 3 $ 158,000 $ 52,666 $ 65,000
Scott, Missouri 3 $ 155,000 $ 51,666 $ 63,000
Taney, Missouri 3 $ 142,000 $ 47,333 $ 46,000
Sarpy, Nebraska 3 $ 76,000 $ 25,333 $ 41,000
Ransom, North Dakota 3 $ 195,000 $ 65,000 $ 59,000
Athens, Ohio 3 $ 137,000 $ 45,666 $ 34,000
Carroll, Ohio 3 $ 150,000 $ 50,000 $ 36,000
Clark, Ohio 3 $ 104,000 $ 34,666 $ 61,000
Cuyahoga, Ohio 3 $ 116,000 $ 38,666 $ 41,000
Fairfield, Ohio 3 $ 151,000 $ 50,333 $ 37,000
Geauga, Ohio 3 $ 101,000 $ 33,666 $ 49,000
Highland, Ohio 3 $ 157,000 $ 52,333 $ 40,000
Jackson, Ohio 3 $ 169,000 $ 56,333 $ 33,000
Knox, Ohio 3 $ 156,000 $ 52,000 $ 44,000
Pickaway, Ohio 3 $ 84,000 $ 28,000 $ 33,000
Trumbull, Ohio 3 $ 79,000 $ 26,333 $ 34,000
Centre, Pennsylvania 3 $ 124,000 $ 41,333 $ 52,000
Crawford, Pennsylvania 3 $ 127,000 $ 42,333 $ 46,000
Franklin, Pennsylvania 3 $ 187,000 $ 62,333 $ 58,000
Tioga, Pennsylvania 3 $ 116,000 $ 38,666 $ 60,000
Warren, Pennsylvania 3 $ 178,000 $ 59,333 $ 25,000
Lawrence, South Dakota 3 $ 121,000 $ 40,333 $ 56,000
Dane, Wisconsin 3 $ 79,000 $ 26,333 $ 51,000
Polk, Wisconsin 3 $ 129,000 $ 43,000 $ 84,000
Lee, Florida 2 $ 292,000 $ 146,000 $ 476,000
Bureau, Illinois 2 $ 94,000 $ 47,000 $ 22,000
Franklin, Illinois 2 $ 153,000 $ 76,500 $ 52,000
Hamilton, Illinois 2 $ 68,000 $ 34,000 $ 97,000
Lee, Illinois 2 $ 109,000 $ 54,500 $ 56,000
Macoupin, Illinois 2 $ 119,000 $ 59,500 $ 83,000
Perry, Illinois 2 $ 114,000 $ 57,000 $ 43,000
Union, Illinois 2 $ 147,000 $ 73,500 $ 52,000
Winnebago, Illinois 2 $ 63,000 $ 31,500 $ 42,000
Clark, Indiana 2 $ 88,000 $ 44,000 $ 33,000
Hamilton, Indiana 2 $ 555,000 $ 277,500 $ 110,000
Hendricks, Indiana 2 $ 99,000 $ 49,500 $ 30,000
Howard, Indiana 2 $ 233,000 $ 116,500 $ 56,000
Johnson, Indiana 2 $ 75,000 $ 37,500 $ 54,000
LaGrange, Indiana 2 $ 53,000 $ 26,500 $ 32,000
Lawrence, Indiana 2 $ 81,000 $ 40,500 $ 34,000
Monroe, Indiana 2 $ 76,000 $ 38,000 $ 35,000
Orange, Indiana 2 $ 77,000 $ 38,500 $ 30,000
Whitley, Indiana 2 $ 119,000 $ 59,500 $ 51,000
Cedar, Iowa 2 $ 79,000 $ 39,500 $ 49,000
Jackson, Iowa 2 $ 76,000 $ 38,000 $ 89,000
Lee, Iowa 2 $ 59,000 $ 29,500 $ 49,000
Bourbon, Kansas 2 $ 92,000 $ 46,000 $ 48,000
Chautauqua, Kansas 2 $ 137,000 $ 68,500 $ 108,000
Labette, Kansas 2 $ 116,000 $ 58,000 $ 43,000
Leavenworth, Kansas 2 $ 81,000 $ 40,500 $ 81,000
McPherson, Kansas 2 $ 145,000 $ 72,500 $ 34,000
Neosho, Kansas 2 $ 85,000 $ 42,500 $ 63,000
Pratt, Kansas 2 $ 203,000 $ 101,500 $ 51,000
Riley, Kansas 2 $ 43,000 $ 21,500 $ 27,000
Shawnee, Kansas 2 $ 70,000 $ 35,000 $ 40,000
Calhoun, Michigan 2 $ 87,000 $ 43,500 $ 63,000
Cass, Michigan 2 $ 1,350,000 $ 675,000 $ 786,000
Eaton, Michigan 2 $ 62,000 $ 31,000 $ 37,000
Grand Traverse, Michigan 2 $ 76,000 $ 38,000 $ 51,000
Ingham, Michigan 2 $ 87,000 $ 43,500 $ 45,000
Jackson, Michigan 2 $ 51,000 $ 25,500 $ 44,000
St. Clair, Michigan 2 $ 68,000 $ 34,000 $ 90,000
Van Buren, Michigan 2 $ 522,000 $ 261,000 $ 38,000
Becker, Minnesota 2 $ 165,000 $ 82,500 $ 57,000
Jackson, Minnesota 2 $ 100,000 $ 50,000 $ 27,000
Meeker, Minnesota 2 $ 151,000 $ 75,500 $ 67,000
Polk, Minnesota 2 $ 105,000 $ 52,500 $ 43,000
Andrew, Missouri 2 $ 24,000 $ 12,000 $ 37,000
Bollinger, Missouri 2 $ 71,000 $ 35,500 $ 31,000
Butler, Missouri 2 $ 149,000 $ 74,500 $ 65,000
Camden, Missouri 2 $ 108,000 $ 54,000 $ 49,000
Cedar, Missouri 2 $ 46,000 $ 23,000 $ 30,000
Jasper, Missouri 2 $ 50,000 $ 25,000 $ 19,000
Johnson, Missouri 2 $ 72,000 $ 36,000 $ 70,000
Livingston, Missouri 2 $ 99,000 $ 49,500 $ 40,000
Madison, Missouri 2 $ 80,000 $ 40,000 $ 31,000
Mississippi, Missouri 2 $ 70,000 $ 35,000 $ 29,000
Morgan, Missouri 2 $ 78,000 $ 39,000 $ 54,000
Ripley, Missouri 2 $ 77,000 $ 38,500 $ 39,000
St. Clair, Missouri 2 $ 47,000 $ 23,500 $ 105,000
Stone, Missouri 2 $ 118,000 $ 59,000 $ 88,000
Vernon, Missouri 2 $ 85,000 $ 42,500 $ 35,000
Wright, Missouri 2 $ 68,000 $ 34,000 $ 22,000
Belmont, Ohio 2 $ 100,000 $ 50,000 $ 36,000
Brown, Ohio 2 $ 159,000 $ 79,500 $ 69,000
Butler, Ohio 2 $ 78,000 $ 39,000 $ 45,000
Columbiana, Ohio 2 $ 73,000 $ 36,500 $ 45,000
Hancock, Ohio 2 $ 59,000 $ 29,500 $ 25,000
Logan, Ohio 2 $ 60,000 $ 30,000 $ 20,000
Miami, Ohio 2 $ 50,000 $ 25,000 $ 39,000
Montgomery, Ohio 2 $ 66,000 $ 33,000 $ 38,000
Ross, Ohio 2 $ 104,000 $ 52,000 $ 47,000
Van Wert, Ohio 2 $ 63,000 $ 31,500 $ 23,000
Williams, Ohio 2 $ 48,000 $ 24,000 $ 47,000
Armstrong, Pennsylvania 2 $ 74,000 $ 37,000 $ 107,000
Cambria, Pennsylvania 2 $ 105,000 $ 52,500 $ 47,000
Carbon, Pennsylvania 2 $ 101,000 $ 50,500 $ 43,000
Huntingdon, Pennsylvania 2 $ 84,000 $ 42,000 $ 53,000
Indiana, Pennsylvania 2 $ 69,000 $ 34,500 $ 40,000
Lawrence, Pennsylvania 2 $ 103,000 $ 51,500 $ 39,000
Lebanon, Pennsylvania 2 $ 115,000 $ 57,500 $ 63,000
McKean, Pennsylvania 2 $ 100,000 $ 50,000 $ 64,000
Montgomery, Pennsylvania 2 $ 106,000 $ 53,000 $ 73,000
Northumberland, Pennsylvania 2 $ 116,000 $ 58,000 $ 38,000
Washington, Pennsylvania 2 $ 76,000 $ 38,000 $ 40,000
Wyoming, Pennsylvania 2 $ 115,000 $ 57,500 $ 59,000
Butte, South Dakota 2 $ 132,000 $ 66,000 $ 50,000
Clay, South Dakota 2 $ 67,000 $ 33,500 $ 32,000
Brown, Wisconsin 2 $ 121,000 $ 60,500 $ 46,000
Crawford, Wisconsin 2 $ 65,000 $ 32,500 $ 36,000
Dodge, Wisconsin 2 $ 143,000 $ 71,500 $ 43,000
Richland, Wisconsin 2 $ 140,000 $ 70,000 $ 87,000
Sauk, Wisconsin 2 $ 98,000 $ 49,000 $ 64,000
Charlotte, Florida 1 $ 195,000 $ 195,000 $ 158,000
Pinellas, Florida 1 $ 524,000 $ 524,000 $ 0
Sarasota, Florida 1 $ 140,000 $ 140,000 $ 499,000
Ada, Idaho 1 $ 22,000 $ 22,000 $ 35,000
Alexander, Illinois 1 $ 30,000 $ 30,000 $ 70,000
Clinton, Illinois 1 $ 43,000 $ 43,000 $ 32,000
Coles, Illinois 1 $ 26,000 $ 26,000 $ 49,000
DeKalb, Illinois 1 $ 56,000 $ 56,000 $ 47,000
Douglas, Illinois 1 $ 30,000 $ 30,000 $ 25,000
DuPage, Illinois 1 $ 416,000 $ 416,000 $ 3,450,000
Kane, Illinois 1 $ 86,000 $ 86,000 $ 135,000
LaSalle, Illinois 1 $ 20,000 $ 20,000 $ 55,000
Marion, Illinois 1 $ 26,000 $ 26,000 $ 17,000
Mercer, Illinois 1 $ 72,000 $ 72,000 $ 40,000
Peoria, Illinois 1 $ 40,000 $ 40,000 $ 44,000
Pope, Illinois 1 $ 45,000 $ 45,000 $ 36,000
Pulaski, Illinois 1 $ 51,000 $ 51,000 $ 50,000
Randolph, Illinois 1 $ 83,000 $ 83,000 $ 56,000
Saline, Illinois 1 $ 39,000 $ 39,000 $ 55,000
Schuyler, Illinois 1 $ 35,000 $ 35,000 $ 15,000
Washington, Illinois 1 $ 77,000 $ 77,000 $ 68,000
White, Illinois 1 $ 50,000 $ 50,000 $ 48,000
Whiteside, Illinois 1 $ 45,000 $ 45,000 $ 91,000
Boone, Indiana 1 $ 96,000 $ 96,000 $ 0
Brown, Indiana 1 $ 52,000 $ 52,000 $ 43,000
Carroll, Indiana 1 $ 83,000 $ 83,000 $ 109,000
Cass, Indiana 1 $ 45,000 $ 45,000 $ 42,000
Clinton, Indiana 1 $ 46,000 $ 46,000 $ 0
Elkhart, Indiana 1 $ 23,000 $ 23,000 $ 34,000
Floyd, Indiana 1 $ 33,000 $ 33,000 $ 17,000
Gibson, Indiana 1 $ 17,000 $ 17,000 $ 18,000
Jennings, Indiana 1 $ 64,000 $ 64,000 $ 81,000
Knox, Indiana 1 $ 44,000 $ 44,000 $ 23,000
Martin, Indiana 1 $ 38,000 $ 38,000 $ 36,000
Morgan, Indiana 1 $ 38,000 $ 38,000 $ 31,000
Parke, Indiana 1 $ 112,000 $ 112,000 $ 152,000
Pulaski, Indiana 1 $ 70,000 $ 70,000 $ 123,000
Wabash, Indiana 1 $ 15,000 $ 15,000 $ 59,000
Warrick, Indiana 1 $ 16,000 $ 16,000 $ 55,000
Washington, Indiana 1 $ 66,000 $ 66,000 $ 46,000
Allamakee, Iowa 1 $ 31,000 $ 31,000 $ 37,000
Boone, Iowa 1 $ 24,000 $ 24,000 $ 48,000
Chickasaw, Iowa 1 $ 72,000 $ 72,000 $ 24,000
Crawford, Iowa 1 $ 58,000 $ 58,000 $ 37,000
Dallas, Iowa 1 $ 80,000 $ 80,000 $ 82,000
Delaware, Iowa 1 $ 30,000 $ 30,000 $ 30,000
Dubuque, Iowa 1 $ 55,000 $ 55,000 $ 39,000
Fremont, Iowa 1 $ 51,000 $ 51,000 $ 59,000
Howard, Iowa 1 $ 37,000 $ 37,000 $ 55,000
Iowa, Iowa 1 $ 45,000 $ 45,000 $ 34,000
Mahaska, Iowa 1 $ 40,000 $ 40,000 $ 18,000
Ringgold, Iowa 1 $ 64,000 $ 64,000 $ 115,000
Allen, Kansas 1 $ 66,000 $ 66,000 $ 37,000
Barton, Kansas 1 $ 48,000 $ 48,000 $ 81,000
Cherokee, Kansas 1 $ 51,000 $ 51,000 $ 175,000
Coffey, Kansas 1 $ 49,000 $ 49,000 $ 39,000
Decatur, Kansas 1 $ 46,000 $ 46,000 $ 56,000
Doniphan, Kansas 1 $ 51,000 $ 51,000 $ 61,000
Finney, Kansas 1 $ 45,000 $ 45,000 $ 36,000
Ford, Kansas 1 $ 111,000 $ 111,000 $ 161,000
Geary, Kansas 1 $ 75,000 $ 75,000 $ 42,000
Grant, Kansas 1 $ 46,000 $ 46,000 $ 44,000
Harvey, Kansas 1 $ 67,000 $ 67,000 $ 244,000
Haskell, Kansas 1 $ 43,000 $ 43,000 $ 72,000
Jackson, Kansas 1 $ 63,000 $ 63,000 $ 42,000
Jefferson, Kansas 1 $ 40,000 $ 40,000 $ 17,000
Kingman, Kansas 1 $ 77,000 $ 77,000 $ 52,000
Linn, Kansas 1 $ 35,000 $ 35,000 $ 43,000
Montgomery, Kansas 1 $ 35,000 $ 35,000 $ 33,000
Morris, Kansas 1 $ 55,000 $ 55,000 $ 51,000
Rice, Kansas 1 $ 76,000 $ 76,000 $ 37,000
Saline, Kansas 1 $ 40,000 $ 40,000 $ 35,000
Wilson, Kansas 1 $ 67,000 $ 67,000 $ 52,000
Woodson, Kansas 1 $ 104,000 $ 104,000 $ 53,000
Wyandotte, Kansas 1 $ 27,000 $ 27,000 $ 42,000
Adair, Kentucky 1 $ 24,000 $ 24,000 $ 23,000
Allen, Kentucky 1 $ 40,000 $ 40,000 $ 56,000
Bell, Kentucky 1 $ 71,000 $ 71,000 $ 70,000
Boyle, Kentucky 1 $ 11,000 $ 11,000 $ 31,000
Breathitt, Kentucky 1 $ 65,000 $ 65,000 $ 47,000
Floyd, Kentucky 1 $ 48,000 $ 48,000 $ 21,000
Grant, Kentucky 1 $ 19,000 $ 19,000 $ 26,000
Harrison, Kentucky 1 $ 40,000 $ 40,000 $ 64,000
Johnson, Kentucky 1 $ 61,000 $ 61,000 $ 50,000
Knox, Kentucky 1 $ 23,000 $ 23,000 $ 21,000
Lawrence, Kentucky 1 $ 67,000 $ 67,000 $ 23,000
Leslie, Kentucky 1 $ 32,000 $ 32,000 $ 27,000
Martin, Kentucky 1 $ 21,000 $ 21,000 $ 28,000
Mason, Kentucky 1 $ 23,000 $ 23,000 $ 36,000
McCracken, Kentucky 1 $ 51,000 $ 51,000 $ 46,000
Perry, Kentucky 1 $ 30,000 $ 30,000 $ 17,000
Scott, Kentucky 1 $ 42,000 $ 42,000 $ 63,000
Webster, Kentucky 1 $ 29,000 $ 29,000 $ 70,000
Whitley, Kentucky 1 $ 33,000 $ 33,000 $ 32,000
Antrim, Michigan 1 $ 28,000 $ 28,000 $ 70,000
Charlevoix, Michigan 1 $ 44,000 $ 44,000 $ 45,000
Gratiot, Michigan 1 $ 74,000 $ 74,000 $ 44,000
Hillsdale, Michigan 1 $ 23,000 $ 23,000 $ 32,000
Iosco, Michigan 1 $ 32,000 $ 32,000 $ 114,000
Lake, Michigan 1 $ 54,000 $ 54,000 $ 46,000
Marquette, Michigan 1 $ 43,000 $ 43,000 $ 115,000
Midland, Michigan 1 $ 14,000 $ 14,000 $ 31,000
Montcalm, Michigan 1 $ 41,000 $ 41,000 $ 28,000
Saginaw, Michigan 1 $ 47,000 $ 47,000 $ 23,000
Aitkin, Minnesota 1 $ 41,000 $ 41,000 $ 35,000
Beltrami, Minnesota 1 $ 79,000 $ 79,000 $ 28,000
Cass, Minnesota 1 $ 27,000 $ 27,000 $ 23,000
Freeborn, Minnesota 1 $ 58,000 $ 58,000 $ 38,000
Hennepin, Minnesota 1 $ 24,000 $ 24,000 $ 35,000
Mahnomen, Minnesota 1 $ 30,000 $ 30,000 $ 74,000
McLeod, Minnesota 1 $ 40,000 $ 40,000 $ 75,000
Mower, Minnesota 1 $ 21,000 $ 21,000 $ 15,000
Pennington, Minnesota 1 $ 95,000 $ 95,000 $ 70,000
St. Louis, Minnesota 1 $ 64,000 $ 64,000 $ 56,000
Stearns, Minnesota 1 $ 26,000 $ 26,000 $ 87,000
Wabasha, Minnesota 1 $ 37,000 $ 37,000 $ 57,000
Winona, Minnesota 1 $ 18,000 $ 18,000 $ 25,000
Adair, Missouri 1 $ 43,000 $ 43,000 $ 41,000
Audrain, Missouri 1 $ 33,000 $ 33,000 $ 34,000
Barton, Missouri 1 $ 72,000 $ 72,000 $ 39,000
Bates, Missouri 1 $ 57,000 $ 57,000 $ 41,000
Boone, Missouri 1 $ 38,000 $ 38,000 $ 37,000
Buchanan, Missouri 1 $ 31,000 $ 31,000 $ 31,000
Cape Girardeau, Missouri 1 $ 23,000 $ 23,000 $ 23,000
Cass, Missouri 1 $ 59,000 $ 59,000 $ 32,000
Christian, Missouri 1 $ 45,000 $ 45,000 $ 25,000
Clark, Missouri 1 $ 54,000 $ 54,000 $ 21,000
Cooper, Missouri 1 $ 86,000 $ 86,000 $ 80,000
Dent, Missouri 1 $ 64,000 $ 64,000 $ 33,000
Dunklin, Missouri 1 $ 37,000 $ 37,000 $ 51,000
Gasconade, Missouri 1 $ 52,000 $ 52,000 $ 52,000
Gentry, Missouri 1 $ 67,000 $ 67,000 $ 42,000
Grundy, Missouri 1 $ 72,000 $ 72,000 $ 46,000
Howell, Missouri 1 $ 57,000 $ 57,000 $ 39,000
Iron, Missouri 1 $ 49,000 $ 49,000 $ 44,000
Laclede, Missouri 1 $ 38,000 $ 38,000 $ 145,000
Lincoln, Missouri 1 $ 72,000 $ 72,000 $ 33,000
Macon, Missouri 1 $ 62,000 $ 62,000 $ 46,000
McDonald, Missouri 1 $ 75,000 $ 75,000 $ 50,000
Montgomery, Missouri 1 $ 94,000 $ 94,000 $ 58,000
Nodaway, Missouri 1 $ 54,000 $ 54,000 $ 24,000
Oregon, Missouri 1 $ 23,000 $ 23,000 $ 28,000
Pemiscot, Missouri 1 $ 41,000 $ 41,000 $ 36,000
Perry, Missouri 1 $ 31,000 $ 31,000 $ 45,000
Phelps, Missouri 1 $ 79,000 $ 79,000 $ 90,000
Ralls, Missouri 1 $ 21,000 $ 21,000 $ 90,000
Ray, Missouri 1 $ 23,000 $ 23,000 $ 28,000
Reynolds, Missouri 1 $ 68,000 $ 68,000 $ 50,000
Schuyler, Missouri 1 $ 65,000 $ 65,000 $ 59,000
Shelby, Missouri 1 $ 69,000 $ 69,000 $ 26,000
Texas, Missouri 1 $ 50,000 $ 50,000 $ 126,000
Wayne, Missouri 1 $ 47,000 $ 47,000 $ 75,000
Webster, Missouri 1 $ 105,000 $ 105,000 $ 115,000
Garden, Nebraska 1 $ 92,000 $ 92,000 $ 47,000
Keith, Nebraska 1 $ 32,000 $ 32,000 $ 36,000
Barnes, North Dakota 1 $ 48,000 $ 48,000 $ 24,000
Bottineau, North Dakota 1 $ 100,000 $ 100,000 $ 36,000
Burke, North Dakota 1 $ 46,000 $ 46,000 $ 71,000
Dickey, North Dakota 1 $ 97,000 $ 97,000 $ 55,000
Eddy, North Dakota 1 $ 72,000 $ 72,000 $ 104,000
Foster, North Dakota 1 $ 78,000 $ 78,000 $ 83,000
Grand Forks, North Dakota 1 $ 38,000 $ 38,000 $ 44,000
McHenry, North Dakota 1 $ 69,000 $ 69,000 $ 79,000
McKenzie, North Dakota 1 $ 54,000 $ 54,000 $ 115,000
McLean, North Dakota 1 $ 117,000 $ 117,000 $ 36,000
Mountrail, North Dakota 1 $ 53,000 $ 53,000 $ 36,000
Pembina, North Dakota 1 $ 36,000 $ 36,000 $ 40,000
Ramsey, North Dakota 1 $ 45,000 $ 45,000 $ 69,000
Renville, North Dakota 1 $ 115,000 $ 115,000 $ 65,000
Adams, Ohio 1 $ 56,000 $ 56,000 $ 62,000
Ashland, Ohio 1 $ 16,000 $ 16,000 $ 29,000
Ashtabula, Ohio 1 $ 17,000 $ 17,000 $ 19,000
Champaign, Ohio 1 $ 18,000 $ 18,000 $ 43,000
Clinton, Ohio 1 $ 32,000 $ 32,000 $ 53,000
Gallia, Ohio 1 $ 78,000 $ 78,000 $ 66,000
Greene, Ohio 1 $ 58,000 $ 58,000 $ 33,000
Henry, Ohio 1 $ 56,000 $ 56,000 $ 49,000
Hocking, Ohio 1 $ 25,000 $ 25,000 $ 53,000
Holmes, Ohio 1 $ 25,000 $ 25,000 $ 38,000
Mercer, Ohio 1 $ 24,000 $ 24,000 $ 33,000
Monroe, Ohio 1 $ 23,000 $ 23,000 $ 17,000
Morgan, Ohio 1 $ 60,000 $ 60,000 $ 46,000
Noble, Ohio 1 $ 46,000 $ 46,000 $ 51,000
Ottawa, Ohio 1 $ 47,000 $ 47,000 $ 20,000
Perry, Ohio 1 $ 49,000 $ 49,000 $ 56,000
Pike, Ohio 1 $ 37,000 $ 37,000 $ 35,000
Putnam, Ohio 1 $ 43,000 $ 43,000 $ 37,000
Sandusky, Ohio 1 $ 60,000 $ 60,000 $ 29,000
Scioto, Ohio 1 $ 34,000 $ 34,000 $ 22,000
Shelby, Ohio 1 $ 22,000 $ 22,000 $ 20,000
Vinton, Ohio 1 $ 67,000 $ 67,000 $ 54,000
Warren, Ohio 1 $ 20,000 $ 20,000 $ 20,000
Washington, Ohio 1 $ 42,000 $ 42,000 $ 20,000
Kay, Oklahoma 1 $ 45,000 $ 45,000 $ 53,000
Allegheny, Pennsylvania 1 $ 50,000 $ 50,000 $ 24,000
Clarion, Pennsylvania 1 $ 38,000 $ 38,000 $ 62,000
Columbia, Pennsylvania 1 $ 54,000 $ 54,000 $ 42,000
Greene, Pennsylvania 1 $ 61,000 $ 61,000 $ 24,000
Jefferson, Pennsylvania 1 $ 30,000 $ 30,000 $ 34,000
Luzerne, Pennsylvania 1 $ 85,000 $ 85,000 $ 54,000
Monroe, Pennsylvania 1 $ 31,000 $ 31,000 $ 40,000
Montour, Pennsylvania 1 $ 46,000 $ 46,000 $ 42,000
Perry, Pennsylvania 1 $ 35,000 $ 35,000 $ 48,000
Pike, Pennsylvania 1 $ 63,000 $ 63,000 $ 50,000
Somerset, Pennsylvania 1 $ 85,000 $ 85,000 $ 45,000
Venango, Pennsylvania 1 $ 61,000 $ 61,000 $ 17,000
Westmoreland, Pennsylvania 1 $ 66,000 $ 66,000 $ 26,000
Beadle, South Dakota 1 $ 25,000 $ 25,000 $ 60,000
Codington, South Dakota 1 $ 52,000 $ 52,000 $ 16,000
Davison, South Dakota 1 $ 16,000 $ 16,000 $ 40,000
Faulk, South Dakota 1 $ 84,000 $ 84,000 $ 52,000
Haakon, South Dakota 1 $ 67,000 $ 67,000 $ 59,000
Hughes, South Dakota 1 $ 27,000 $ 27,000 $ 134,000
Jackson, South Dakota 1 $ 97,000 $ 97,000 $ 90,000
Lincoln, South Dakota 1 $ 42,000 $ 42,000 $ 43,000
McPherson, South Dakota 1 $ 42,000 $ 42,000 $ 52,000
Yankton, South Dakota 1 $ 29,000 $ 29,000 $ 32,000
Dallas, Texas 1 $ 27,000 $ 27,000 $ 34,000
Eau Claire, Wisconsin 1 $ 27,000 $ 27,000 $ 31,000
Grant, Wisconsin 1 $ 46,000 $ 46,000 $ 30,000
Jackson, Wisconsin 1 $ 39,000 $ 39,000 $ 18,000
Kenosha, Wisconsin 1 $ 98,000 $ 98,000 $ 75,000
La Crosse, Wisconsin 1 $ 46,000 $ 46,000 $ 35,000
Lafayette, Wisconsin 1 $ 15,000 $ 15,000 $ 29,000
Milwaukee, Wisconsin 1 $ 57,000 $ 57,000 $ 67,000
Monroe, Wisconsin 1 $ 27,000 $ 27,000 $ 42,000
Outagamie, Wisconsin 1 $ 33,000 $ 33,000 $ 45,000
Portage, Wisconsin 1 $ 40,000 $ 40,000 $ 44,000
Price, Wisconsin 1 $ 14,000 $ 14,000 $ 36,000
Trempealeau, Wisconsin 1 $ 38,000 $ 38,000 $ 28,000
Washburn, Wisconsin 1 $ 25,000 $ 25,000 $ 37,000
Winnebago, Wisconsin 1 $ 21,000 $ 21,000 $ 27,000

Mortgage Loan Application Detail Totals for Centier Bank in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,727 $254,488,000 $147,000 $8,500,000 $91,000 $9,279,000
Home Purchase 1,713 $148,579,000 $86,000 $14,000,000 $57,000 $3,450,000
Home Improvement 539 $25,954,000 $48,000 $1,140,000 $76,000 $1,319,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,074 $289,411,000 $94,000 $1,300,000 $79,000 $9,279,000
Black or African American 280 $19,894,000 $71,000 $1,313,000 $76,000 $4,027,000
Hispanic 242 $16,103,000 $66,000 $340,000 $56,000 $276,000
Not applicable 180 $80,366,000 $446,000 $14,000,000 $0 $0
Not Provided 162 $17,261,000 $106,000 $673,000 $80,000 $534,000
Asian 31 $5,158,000 $166,000 $417,000 $150,000 $597,000
American Indian or Alaskan Native 7 $604,000 $86,000 $173,000 $52,000 $119,000
Native Hawaiian or Other Pacific Islander 3 $224,000 $74,000 $113,000 $71,000 $90,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,812 $408,239,000 $107,000 $14,000,000 $75,000 $9,279,000
FHA-insured (Federal Housing Administration) 167 $20,782,000 $124,000 $314,000 $53,000 $142,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,516 $296,026,000 $117,000 $8,500,000 $82,000 $9,279,000
Application Approved But Not Accepted 594 $33,503,000 $56,000 $1,300,000 $52,000 $382,000
Application Denied By Financial Institution 530 $56,022,000 $105,000 $14,000,000 $56,000 $293,000
Application Withdrawn By Applicant 203 $27,777,000 $136,000 $3,400,000 $101,000 $3,450,000
Preapproval Denied by Financial Institution 88 $8,848,000 $100,000 $252,000 $39,000 $128,000
File Closed For Incompleteness 44 $6,373,000 $144,000 $470,000 $95,000 $474,000
Preapproval Approved but not Accepted 4 $472,000 $118,000 $288,000 $45,000 $104,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 4 $721,000 $180,000 $524,000 $35,000 $111,000
Debt-To-Income Ratio 4 $1,467,000 $366,000 $673,000 $0 $0
Collateral 2 $14,150,000 $7,075,000 $14,000,000 $146,000 $293,000
Other 1 $844,000 $844,000 $844,000 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Centier Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Centier Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet with aggregated HMDA statistics today.

Download the Indiana Lender List